Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Dubuque, IA

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,801 in Dubuque, IA, rent and utilities included – about $5,600 less a year. Rent and utilities account for about half of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
86

Cost of Living Index in Dubuque, IA
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Dubuque, IA Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Dubuque, IA

🇺🇸 United States

$1,801

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Dubuque, IA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Dubuque, IA actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $1,801 in Dubuque, IA, rent included.

Ubud, Bali $1,331
Dubuque, IA $1,801

A couple spends around $2,255 per month in Ubud, Bali vs $2,569 in Dubuque, IA, rent included.

Ubud, Bali $2,255
Dubuque, IA $2,569

A family of three spends $3,180 per month in Ubud, Bali vs $3,337 in Dubuque, IA, rent included.

Ubud, Bali $3,180
Dubuque, IA $3,337

Ubud, Bali is about 26% cheaper than Dubuque, IA, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 2% below the global median, while Dubuque, IA is 33% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$13.91 $13.91

-75.70%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$49.13 $49.13

-29.47%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$12.11 $12.11

-54.00%

Cappuccino

$2.62 Rp 47.6K

$4.94 $4.94

-46.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.96 $1.96

-21.43%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.00 $1.00

-36.00%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$2.78 $2.78

-3.96%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$4.43 $4.43

-3.84%

Milk (1 liter)

$1.46 Rp 26.5K

$0.77 $0.77

89.61%

White Bread (500g)

$2.29 Rp 41.6K

$2.68 $2.68

-14.55%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.84 $2.84

-60.92%

Eggs

$2.10 Rp 38.1K

$2.73 $2.73

-23.08%

Local Cheese (1kg)

$15.94 Rp 289.4K

$14.57 $14.57

9.40%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$10.15 $10.15

-61.77%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$10.49 $10.49

8.67%

Apples (1kg)

$3.55 Rp 64.5K

$3.25 $3.25

9.23%

Banana (1kg)

$1.54 Rp 27.9K

$1.22 $1.22

26.23%

Oranges (1kg)

$2.23 Rp 40.5K

$3.25 $3.25

-31.38%

Tomato (1kg)

$1.97 Rp 35.8K

$2.42 $2.42

-18.60%

Potato (1kg)

$1.86 Rp 33.7K

$1.35 $1.35

37.78%

Onion (1kg)

$2.42 Rp 43.9K

$1.69 $1.69

43.20%

Lettuce (1 head)

$1.02 Rp 18.6K

$2.50 $2.50

-59.20%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$1.71 $1.71

-69.59%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$8.59 $8.59

-74.39%

Wine (Bottle)

$21.79 Rp 395.6K

$13.28 $13.28

64.08%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.78 $1.78

30.90%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.76 $2.76

7.61%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

Gasoline (1 liter)

$0.83 Rp 15.0K

$0.85 $0.85

-2.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$24.9K $24.9K

-2.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$26.0K $26.0K

21.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$175 $175

-55.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$50.8 $50.8

-87.92%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$50.7 $50.7

-62.65%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$37.91 $37.91

34.50%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

Cinema Ticket

$4.38 Rp 79.6K

$7.96 $7.96

-44.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$1,471 $1,471

-66.53%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$55.8 $55.8

-19.08%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$34.40 $34.40

1.42%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$86.3 $86.3

-9.22%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$89.5 $89.5

-12.97%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$998 $998

7.93%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$800 $800

-16.85%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$1,472 $1,472

138.49%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$1,204 $1,204

38.83%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$1,709 $1,709

36.93%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,768 $1,768

26.45%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$3,697 $3,697

-95.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.25

162.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Dubuque, IA: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Dubuque, IA

$800 44.4% 20.3% $135

Groceries & Markets

Ubud, Bali

$279 21%

Dubuque, IA

$310 17.2% 11% $31

Clothing & Footwear

Ubud, Bali

$106 8%

Dubuque, IA

$120 6.6% 12.6% $13

Eating Out

Ubud, Bali

$106 8%

Dubuque, IA

$242 13.4% 128% $136

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Dubuque, IA

$276 15.4% 170% $174

Sport & Entertainment

Ubud, Bali

$60 4.5%

Dubuque, IA

$54 3% 9.9% $5.9

Getting Around

Ubud, Bali

$12 0.9%

Dubuque, IA

- * 0% 100%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $998 in Dubuque, IA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Dubuque, IA are about 22 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35 in Ubud, Bali versus $49 in Dubuque, IA. Monthly groceries follow the same trend: $279 vs $310 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Dubuque, IA

🕒 Local time

06:16 6:16 AM

16:16 4:16 PM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

59,667

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

1 USD = 0.888 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Dubuque, IA 15,470 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Dubuque, IA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Dubuque, IA: Cost of Living - Frequently Asked Questions

Dubuque, IA costs about 35% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $2,702 in Dubuque, IA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,078 in Ubud, Bali and $998 in Dubuque, IA. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Monthly expenses with rent come to $1,331 in Ubud, Bali and $1,801 in Dubuque, IA. That makes Ubud, Bali about 26% cheaper.

Kindergarten costs $492 per month in Ubud, Bali and $1,471 in Dubuque, IA. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $1,801 in Dubuque, IA. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $1,801 in Dubuque, IA. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Dubuque, IA makes more sense. Both are solid long-term options with distinct trade-offs.