Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Dharamsala

For one person, living is cheaper in Dharamsala: $376 a month against $1,353 in Ubud, Bali, rent and utilities included – about $11,700 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
18

Cost of Living Index in Dharamsala
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Dharamsala Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Dharamsala

🇮🇳 India

$376

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Dharamsala

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Dharamsala actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $376 in Dharamsala, rent included.

Ubud, Bali $1,353
Dharamsala $376

A couple spends around $2,297 per month in Ubud, Bali vs $571 in Dharamsala, rent included.

Ubud, Bali $2,297
Dharamsala $571

A family of three spends $3,241 per month in Ubud, Bali vs $766 in Dharamsala, rent included.

Ubud, Bali $3,241
Dharamsala $766

Ubud, Bali costs about 260% more than Dharamsala, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 0% above the global median, while Dharamsala is 72% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$2.60 ₹247

24.23%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$10.59 ₹1,006

229.37%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$3.08 ₹292

85.06%

Cappuccino

$2.62 Rp 47.1K

$1.42 ₹135

84.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.37 ₹35.05

364.86%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.13 ₹12.19

523.08%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$1.59 ₹151

66.67%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$3.06 ₹290

42.81%

Milk (1 liter)

$1.57 Rp 28.3K

$0.57 ₹54.1

175.44%

White Bread (500g)

$2.19 Rp 39.5K

$0.52 ₹49.34

321.15%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.85 ₹80.7

38.82%

Eggs

$2.16 Rp 38.8K

$0.94 ₹89.1

129.79%

Local Cheese (1kg)

$17.65 Rp 317.7K

$5.14 ₹488

243.39%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$2.89 ₹274

30.80%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

Apples (1kg)

$3.60 Rp 64.8K

$1.43 ₹135

151.75%

Banana (1kg)

$1.59 Rp 28.6K

$0.70 ₹66.0

127.14%

Oranges (1kg)

$2.31 Rp 41.6K

$1.03 ₹97.9

124.27%

Tomato (1kg)

$1.91 Rp 34.3K

$0.56 ₹53.4

241.07%

Potato (1kg)

$1.78 Rp 32.1K

$0.20 ₹18.97

790.00%

Onion (1kg)

$2.33 Rp 41.9K

$0.33 ₹31.64

606.06%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.38 ₹36.22

163.16%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.32 ₹30.61

65.63%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$3.12 ₹296

-26.60%

Wine (Bottle)

$22.07 Rp 397.3K

$3.12 ₹297

607.37%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.70 ₹161

38.24%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.70 ₹257

10.37%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.16 ₹490

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.25 ₹23.72

-8.00%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$7.56 ₹718

17.72%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$1.04 ₹98.4

-54.81%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.23 ₹21.84

86.96%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$1.64 ₹156

233.54%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.09 ₹103

-23.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$12.5K ₹1.2M

91.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$25.3K ₹2.4M

29.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$38.08 ₹3,616

110.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$2.33 ₹221

181.55%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$2.69 ₹255

591.45%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$14.18 ₹1,346

281.66%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$6.48 ₹615

182.10%

Cinema Ticket

$4.25 Rp 76.5K

$3.22 ₹306

31.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$59.3 ₹5,635

730.28%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$2,424 ₹230.2K

130.93%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$27.67 ₹2,628

64.73%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$20.50 ₹1,947

70.54%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$51.8 ₹4,915

50.15%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$41.26 ₹3,918

90.31%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$96.2 ₹9,134

1076.42%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$81.8 ₹7,768

722.59%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$171 ₹16.2K

2011.63%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$129 ₹12.2K

1221.52%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$955 ₹90.7K

184.59%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$525 ₹49.9K

326.87%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

72.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Dharamsala: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Dharamsala

$82 21.8% 87.8% $591

Groceries & Markets

Ubud, Bali

$287 21.2%

Dharamsala

$93 24.7% 67.6% $194

Clothing & Footwear

Ubud, Bali

$107 7.9%

Dharamsala

$64 16.9% 40.4% $43

Eating Out

Ubud, Bali

$106 7.9%

Dharamsala

$63 16.8% 40.7% $43

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Dharamsala

$43 11.5% 59% $62

Sport & Entertainment

Ubud, Bali

$63 4.6%

Dharamsala

$21 5.5% 67.1% $42

Getting Around

Ubud, Bali

$12 0.9%

Dharamsala

$11 2.9% 13.5% $1.7

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $96.2 in Dharamsala. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $11.00 in Dharamsala. Monthly groceries follow the same trend: $287 vs $93.0 – making Dharamsala the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Dharamsala

🕒 Local time

22:30 10:30 PM

20:00 8:00 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

56,543

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of October 20, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Dharamsala 6,130 km ≈ 8 h nonstop flight

From you

Ubud, Bali
Dharamsala

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Dharamsala: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 260%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $564 in Dharamsala. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Dharamsala, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,353 in Ubud, Bali and $376 in Dharamsala. That's a gap of about 260%.

Public transport costs about 18% less in Dharamsala. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Dharamsala, where all-in costs run around $376, than in Ubud, Bali at $1,353. In Dharamsala it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Dharamsala – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Dharamsala. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.