Cost of Living Comparison Between Ubud, Bali and Derna Cost of Living Comparison Between Ubud, Bali and Derna

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $170 in Derna, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $337 in Derna, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $504 in Derna, rent included.

Ubud, Bali costs about 736% more than Derna, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Derna is 87% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$4.72 LYD 30.03

-24.58%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$9.35 LYD 59.5

250.05%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$3.71 LYD 23.56

33.42%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.53 LYD 3.39

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.75 LYD 4.79

Cappuccino

$2.71 Rp 48.6K

$0.57 LYD 3.63

375.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$0.39 LYD 2.47

243.59%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

Milk (1 liter)

$1.81 Rp 32.4K

$0.70 LYD 4.44

158.57%

White Bread (500g)

$2.52 Rp 45.1K

Rice (white) (1kg)

$1.16 Rp 20.8K

Eggs

$2.46 Rp 44.1K

$0.76 LYD 4.85

223.68%

Local Cheese (1kg)

$14.71 Rp 263.7K

Chicken Fillets (1kg)

$4.32 Rp 77.4K

Beef Round Steak (1kg)

$12.14 Rp 217.5K

Apples (1kg)

$3.84 Rp 68.8K

Banana (1kg)

$1.56 Rp 27.9K

$0.96 LYD 6.11

62.50%

Oranges (1kg)

$2.83 Rp 50.8K

Tomato (1kg)

$2.33 Rp 41.7K

Potato (1kg)

$1.91 Rp 34.3K

Onion (1kg)

$2.20 Rp 39.5K

Lettuce (1 head)

$1.01 Rp 18.2K

Water (1.5 liter bottle)

$0.78 Rp 13.9K

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

Wine (Bottle)

$23.74 Rp 425.5K

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

One-way Ticket (Public Transport)

$0.27 Rp 4,819

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$0.93 LYD 5.92

-50.54%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

Gasoline (1 liter)

$0.79 Rp 14.2K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$16.38 LYD 104

43.59%

Gym Membership (Monthly)

$98.7 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

Cinema Ticket

$4.15 Rp 74.3K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$37.23 LYD 237

49.18%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$46.51 LYD 296

-17.63%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$45.65 LYD 290

94.09%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$45.78 LYD 291

70.10%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$183 LYD 1,161

1785.42%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$109 LYD 695

1766.76%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$200 LYD 1,273

1319.25%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$79.3 LYD 504

2754.06%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$173 LYD 1,100

-4.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Derna: June 1, 2026

Cost Breakdown

Salaries run about 5% higher in Derna, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $9.00 in Derna. Monthly groceries follow the same trend: $302 vs $16.00 – making Derna the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Derna: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 736% more than Derna, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $255 in Derna. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,419 in Ubud, Bali and $170 in Derna. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 1812% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Derna, where all-in costs run around $170, than in Ubud, Bali at $1,419. In Derna it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Derna costs $170 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Derna. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.