Cost of Living Comparison Between Ubud, Bali and Derna Cost of Living Comparison Between Ubud, Bali and Derna

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $170 in Derna, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $341 in Derna, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $513 in Derna, rent included.

Ubud, Bali costs about 729% more than Derna, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Derna is 87% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$4.72 LYD 30.05

-26.91%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$9.41 LYD 59.9

243.68%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$3.71 LYD 23.64

30.46%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.58 LYD 3.67

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.70 LYD 4.45

Cappuccino

$2.75 Rp 49.3K

$0.57 LYD 3.62

382.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.38 LYD 2.44

263.16%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

Milk (1 liter)

$1.74 Rp 31.1K

$0.70 LYD 4.48

148.57%

White Bread (500g)

$2.46 Rp 44.1K

Rice (white) (1kg)

$1.17 Rp 21.0K

Eggs

$2.43 Rp 43.6K

$0.76 LYD 4.81

219.74%

Local Cheese (1kg)

$14.50 Rp 260.2K

Chicken Fillets (1kg)

$4.35 Rp 78.0K

Beef Round Steak (1kg)

$11.98 Rp 214.9K

Apples (1kg)

$3.72 Rp 66.7K

Banana (1kg)

$1.63 Rp 29.2K

$0.90 LYD 5.71

81.11%

Oranges (1kg)

$2.74 Rp 49.2K

Tomato (1kg)

$2.24 Rp 40.2K

Potato (1kg)

$1.92 Rp 34.4K

Onion (1kg)

$2.28 Rp 40.8K

Lettuce (1 head)

$1.06 Rp 19.1K

Water (1.5 liter bottle)

$0.72 Rp 12.9K

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

Wine (Bottle)

$23.19 Rp 416.1K

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

One-way Ticket (Public Transport)

$0.27 Rp 4,778

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$0.95 LYD 6.03

-49.47%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

Gasoline (1 liter)

$0.81 Rp 14.6K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$16.36 LYD 104

48.72%

Gym Membership (Monthly)

$98.6 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

Cinema Ticket

$3.99 Rp 71.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$37.41 LYD 238

44.72%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$44.96 LYD 286

-15.90%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$45.60 LYD 290

90.44%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$46.11 LYD 294

65.58%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$184 LYD 1,172

1734.53%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$108 LYD 689

1794.11%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$194 LYD 1,236

1345.96%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$78.5 LYD 500

2738.36%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$173 LYD 1,105

-3.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Derna: July 12, 2026

Cost Breakdown

Salaries run about 4% higher in Derna, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $9.00 in Derna. Monthly groceries follow the same trend: $297 vs $15.00 – making Derna the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Derna: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 729% more than Derna, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $255 in Derna. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $170 in Derna. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 1826% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Derna, where all-in costs run around $170, than in Ubud, Bali at $1,408. In Derna it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Derna costs $170 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Derna. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.