Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Derna

For one person, living is cheaper in Derna: $172 a month against $1,353 in Ubud, Bali, rent and utilities included – about $14,200 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Derna

🇱🇾 Libya

$172

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Derna

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Derna actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $172 in Derna, rent included.

Ubud, Bali $1,353
Derna $172

A couple spends around $2,297 per month in Ubud, Bali vs $335 in Derna, rent included.

Ubud, Bali $2,297
Derna $335

A family of three spends $3,241 per month in Ubud, Bali vs $497 in Derna, rent included.

Ubud, Bali $3,241
Derna $497

Ubud, Bali costs about 686% more than Derna, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 0% above the global median, while Derna is 87% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$3.80 LYD 24.32

-15.00%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$7.73 LYD 49.56

351.23%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$3.20 LYD 20.50

78.13%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.46 LYD 2.92

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.63 LYD 4.06

Cappuccino

$2.62 Rp 47.1K

$0.48 LYD 3.09

445.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.32 LYD 2.08

437.50%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

Milk (1 liter)

$1.57 Rp 28.3K

$0.74 LYD 4.77

112.16%

White Bread (500g)

$2.19 Rp 39.5K

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.34 LYD 15.00

-49.57%

Eggs

$2.16 Rp 38.8K

$0.89 LYD 5.71

142.70%

Local Cheese (1kg)

$17.65 Rp 317.7K

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$3.08 LYD 19.74

22.73%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

Apples (1kg)

$3.60 Rp 64.8K

Banana (1kg)

$1.59 Rp 28.6K

$0.75 LYD 4.79

112.00%

Oranges (1kg)

$2.31 Rp 41.6K

$0.94 LYD 6.02

145.74%

Tomato (1kg)

$1.91 Rp 34.3K

Potato (1kg)

$1.78 Rp 32.1K

Onion (1kg)

$2.33 Rp 41.9K

Lettuce (1 head)

$1.00 Rp 18.0K

Water (1.5 liter bottle)

$0.53 Rp 9,509

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

Wine (Bottle)

$22.07 Rp 397.3K

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

One-way Ticket (Public Transport)

$0.23 Rp 4,112

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$0.82 LYD 5.24

-42.68%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

Gasoline (1 liter)

$0.83 Rp 14.9K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$14.18 LYD 90.9

31.17%

Gym Membership (Monthly)

$54.1 Rp 974.1K

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$31.15 LYD 200

46.32%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$38.11 LYD 244

-8.27%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$38.50 LYD 247

101.87%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$38.94 LYD 250

101.64%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$157 LYD 1,009

2194.43%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$94.3 LYD 604

1704.96%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$191 LYD 1,224

1323.15%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$76.9 LYD 493

2813.59%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$169 LYD 1,084

-1.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Derna: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Derna

–

Groceries & Markets

Ubud, Bali

$287 21.2%

Derna

–

Clothing & Footwear

Ubud, Bali

$107 7.9%

Derna

–

Eating Out

Ubud, Bali

$106 7.9%

Derna

–

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Derna

–

Sport & Entertainment

Ubud, Bali

$63 4.6%

Derna

–

Getting Around

Ubud, Bali

$12 0.9%

Derna

–

Cost Breakdown

Salaries run about 2% higher in Derna, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $8.00 in Derna. Monthly groceries follow the same trend: $287 vs $44.00 – making Derna the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇱🇾 Derna

🕒 Local time

23:16 11:16 PM

17:16 5:16 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

50,000

💱 Currency

Indonesian Rupiah IDR Rp

Libyan Dinar LYD ل.د

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 LYD = 0.156 USD

1 LYD = 0.139 EUR

Exchange rates and currency converter

LYD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Libyan Dinar exchange rates as of October 20, 2026: 1 USD = 6.41 LYD (1 LYD = 0.156 USD). 1 EUR = 7.2 LYD (1 LYD = 0.139 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Derna 10,760 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Derna

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Derna: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 686% more than Derna, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $258 in Derna. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,353 in Ubud, Bali and $172 in Derna. That's a gap of about 686%.

Groceries cost about 553% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Derna, where all-in costs run around $172, than in Ubud, Bali at $1,353. In Derna it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Derna costs $172 versus $1,353 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Derna. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.