Last update: Oct 2026

Cost of Living Comparison Between Derna and Ubud, Bali

For one person, living is cheaper in Derna: $172 a month against $1,353 in Ubud, Bali, rent and utilities included – about $14,200 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Derna

🇱🇾 Libya

$172

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Derna and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Derna and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $172 per month in Derna vs $1,353 in Ubud, Bali, rent included.

Derna $172
Ubud, Bali $1,353

A couple spends around $335 per month in Derna vs $2,297 in Ubud, Bali, rent included.

Derna $335
Ubud, Bali $2,297

A family of three spends $497 per month in Derna vs $3,241 in Ubud, Bali, rent included.

Derna $497
Ubud, Bali $3,241

Derna is about 87% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Derna sits 87% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.80 LYD 24.32

$3.23 Rp 58.1K

17.65%

Three-Course Dinner for Two, Mid-Range

$7.73 LYD 49.56

$34.88 Rp 627.8K

-77.84%

Fast Food Meal (McDonalds, etc)

$3.20 LYD 20.50

$5.70 Rp 102.5K

-43.86%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.46 LYD 2.92

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.63 LYD 4.06

Cappuccino

$0.48 LYD 3.09

$2.62 Rp 47.1K

-81.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.32 LYD 2.08

$1.72 Rp 31.0K

-81.40%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

Milk (1 liter)

$0.74 LYD 4.77

$1.57 Rp 28.3K

-52.87%

White Bread (500g)

$2.19 Rp 39.5K

Rice (white) (1kg)

$2.34 LYD 15.00

$1.18 Rp 21.2K

98.31%

Eggs

$0.89 LYD 5.71

$2.16 Rp 38.8K

-58.80%

Local Cheese (1kg)

$17.65 Rp 317.7K

Chicken Fillets (1kg)

$3.08 LYD 19.74

$3.78 Rp 68.0K

-18.52%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

Apples (1kg)

$3.60 Rp 64.8K

Banana (1kg)

$0.75 LYD 4.79

$1.59 Rp 28.6K

-52.83%

Oranges (1kg)

$0.94 LYD 6.02

$2.31 Rp 41.6K

-59.31%

Tomato (1kg)

$1.91 Rp 34.3K

Potato (1kg)

$1.78 Rp 32.1K

Onion (1kg)

$2.33 Rp 41.9K

Lettuce (1 head)

$1.00 Rp 18.0K

Water (1.5 liter bottle)

$0.53 Rp 9,509

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

Wine (Bottle)

$22.07 Rp 397.3K

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

One-way Ticket (Public Transport)

$0.23 Rp 4,112

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.82 LYD 5.24

$0.47 Rp 8,466

74.47%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

Gasoline (1 liter)

$0.83 Rp 14.9K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

Internet (50+ Mbps, Unlimited Data)

$14.18 LYD 90.9

$18.60 Rp 334.8K

-23.76%

Gym Membership (Monthly)

$54.1 Rp 974.1K

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

Jeans (Levis 501 Or Similar)

$31.15 LYD 200

$45.58 Rp 820.4K

-31.66%

Summer Dress (H&M, Zara, etc)

$38.11 LYD 244

$34.96 Rp 629.4K

9.01%

Sport Shoes (Adidas, Nike)

$38.50 LYD 247

$77.7 Rp 1.4M

-50.46%

Men's Leather Business Shoes

$38.94 LYD 250

$78.5 Rp 1.4M

-50.41%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$157 LYD 1,009

$3,613 Rp 65.0M

-95.64%

3-bedroom Apartment, Outside City Center (Monthly)

$94.3 LYD 604

$1,702 Rp 30.6M

-94.46%

Buy Apartment in City Center (m2)

$191 LYD 1,224

$2,717 Rp 48.9M

-92.97%

Buy Apartment Outside City Center (m2)

$76.9 LYD 493

$2,241 Rp 40.3M

-96.57%

Average Monthly Net Salary (After Tax)

$169 LYD 1,084

$166 Rp 3.0M

1.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Derna: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Derna

–

Ubud, Bali

$673 49.7%

Groceries & Markets

Derna

–

Ubud, Bali

$287 21.2%

Clothing & Footwear

Derna

–

Ubud, Bali

$107 7.9%

Eating Out

Derna

–

Ubud, Bali

$106 7.9%

Monthly Utilities & Internet

Derna

–

Ubud, Bali

$105 7.8%

Sport & Entertainment

Derna

–

Ubud, Bali

$63 4.6%

Getting Around

Derna

–

Ubud, Bali

$12 0.9%

Cost Breakdown

Salaries run about 2% higher in Derna, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $8.00 in Derna versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $44.00 vs $287 – making Derna the more affordable choice for daily food spending.

Good to know

🇱🇾 Derna

🇮🇩 Ubud, Bali

🕒 Local time

14:31 2:31 PM

20:31 8:31 PM

6 h ahead of Derna

🌤 Weather

👥 Population

50,000

74,800

💱 Currency

Libyan Dinar LYD ل.د

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 LYD = 0.156 USD

1 LYD = 0.139 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to LYD – Libyan Dinar Converter

🇺🇸 United States Dollar ($)

🇱🇾 Libyan Dinar (ل.د)

Libyan Dinar exchange rates as of October 20, 2026: 1 USD = 6.41 LYD (1 LYD = 0.156 USD). 1 EUR = 7.2 LYD (1 LYD = 0.139 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to LYD in detail →

On the map

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Highest

Between locations

Derna Ubud, Bali 10,760 km ≈ 14 h nonstop flight

From you

Derna
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Derna vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 686% more than Derna, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $258 per month in Derna and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $172 in Derna and $1,353 in Ubud, Bali. That's a gap of about 686%.

Groceries cost about 553% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Derna, where all-in costs run around $172, than in Ubud, Bali at $1,353. In Derna it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Derna costs $172 versus $1,353 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Derna. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.