Cost of Living Comparison Between Derna and Ubud, Bali Cost of Living Comparison Between Derna and Ubud, Bali

Monthly Cost of Living

A single person spends $174 per month in Derna vs $1,396 in Ubud, Bali, rent included.

A couple spends around $339 per month in Derna vs $2,334 in Ubud, Bali, rent included.

A family of three spends $504 per month in Derna vs $3,273 in Ubud, Bali, rent included.

Derna is about 88% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Derna sits 87% below the global median, while Ubud, Bali is 2% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.84 LYD 24.29

$3.37 Rp 59.7K

13.95%

Three-Course Dinner for Two, Mid-Range

$8.07 LYD 51.1

$38.59 Rp 682.4K

-79.09%

Fast Food Meal (McDonalds, etc)

$3.12 LYD 19.76

$5.52 Rp 97.6K

-43.48%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.48 LYD 3.07

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.62 LYD 3.92

Cappuccino

$0.45 LYD 2.86

$2.64 Rp 46.8K

-82.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.33 LYD 2.06

$1.67 Rp 29.6K

-80.24%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

Local Beer (0.5 liter draught)

$2.63 Rp 46.6K

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.7K

Milk (1 liter)

$0.75 LYD 4.75

$1.55 Rp 27.3K

-51.61%

White Bread (500g)

$2.22 Rp 39.3K

Rice (white) (1kg)

$2.43 LYD 15.38

$1.13 Rp 19.9K

115.04%

Eggs

$0.97 LYD 6.16

$2.09 Rp 36.9K

-53.59%

Local Cheese (1kg)

$17.39 Rp 307.6K

Chicken Fillets (1kg)

$3.06 LYD 19.35

$3.87 Rp 68.4K

-20.93%

Beef Round Steak (1kg)

$12.55 Rp 221.9K

Apples (1kg)

$3.62 Rp 63.9K

Banana (1kg)

$0.75 LYD 4.76

$1.56 Rp 27.6K

-51.92%

Oranges (1kg)

$0.97 LYD 6.15

$2.35 Rp 41.6K

-58.72%

Tomato (1kg)

$2.06 Rp 36.4K

Potato (1kg)

$1.90 Rp 33.6K

Onion (1kg)

$2.34 Rp 41.3K

Lettuce (1 head)

$1.03 Rp 18.2K

Water (1.5 liter bottle)

$0.55 Rp 9,809

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.8K

Wine (Bottle)

$23.81 Rp 421.0K

Local Beer (0.5 liter bottle)

$2.31 Rp 40.9K

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.5K

One-way Ticket (Public Transport)

$0.27 Rp 4,816

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 153.2K

Taxi Start (Normal Tariff)

$0.81 LYD 5.13

$0.48 Rp 8,515

68.75%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,887

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 101.1K

Gasoline (1 liter)

$0.76 Rp 13.4K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 433.0M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 568.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 114.2K

Internet (50+ Mbps, Unlimited Data)

$14.13 LYD 89.5

$18.99 Rp 335.9K

-25.59%

Gym Membership (Monthly)

$56.0 Rp 989.8K

Tennis Court (1 Hour on Weekend)

$18.62 Rp 329.2K

Cinema Ticket

$4.28 Rp 75.7K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.6M

Jeans (Levis 501 Or Similar)

$31.54 LYD 200

$45.56 Rp 805.6K

-30.77%

Summer Dress (H&M, Zara, etc)

$39.11 LYD 248

$36.38 Rp 643.3K

7.50%

Sport Shoes (Adidas, Nike)

$38.88 LYD 246

$82.0 Rp 1.4M

-52.56%

Men's Leather Business Shoes

$38.95 LYD 247

$80.4 Rp 1.4M

-51.55%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

3-bedroom Apartment, City Center (Monthly)

$159 LYD 1,009

$3,537 Rp 62.5M

-95.49%

3-bedroom Apartment, Outside City Center (Monthly)

$94.6 LYD 599

$1,762 Rp 31.2M

-94.63%

Buy Apartment in City Center (m2)

$198 LYD 1,255

$2,826 Rp 50.0M

-92.99%

Buy Apartment Outside City Center (m2)

$79.8 LYD 505

$2,292 Rp 40.5M

-96.52%

Average Monthly Net Salary (After Tax)

$174 LYD 1,103

$170 Rp 3.0M

2.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Derna: August 31, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

Salaries run about 3% higher in Derna, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $8.00 in Derna versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $45.00 vs $293 – making Derna the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Derna vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 703% more than Derna, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $261 per month in Derna and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $174 in Derna and $1,396 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 554% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Derna, where all-in costs run around $174, than in Ubud, Bali at $1,396. In Derna it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Derna costs $174 versus $1,396 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Derna. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.