Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Denver, CO

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,151 in Denver, CO, rent and utilities included – about $21,600 less a year. Rent and utilities account for most of the difference.

Ubud, Bali, Indonesia
Denver, CO, United States
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Denver, CO
🇺🇸 United States
$3,151
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Denver, CO

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Denver, CO actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $3,151 in Denver, CO.

  • Ubud, Bali $1,349
  • Denver, CO $3,151

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $4,582 in Denver, CO.

  • Ubud, Bali $2,305
  • Denver, CO $4,582

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $6,013 in Denver, CO.

  • Ubud, Bali $3,261
  • Denver, CO $6,013

Living in Ubud, Bali costs roughly 57% less than in Denver, CO, and outside of rent the biggest gap is in eating out.

Currency
🍽 Eating Out
Ubud, Bali
Denver, CO
Difference
Meal at Budget Restaurant
$3.32 Rp 60.2K
$19.86 $19.86
-83.28%
Three-Course Dinner for Two, Mid-Range
$35.64 Rp 645.8K
$84.7 $84.7
-57.90%
Fast Food Meal (McDonalds, etc)
$5.53 Rp 100.3K
$11.95 $11.95
-53.72%
Cappuccino
$2.72 Rp 49.3K
$6.13 $6.13
-55.63%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.70 Rp 30.8K
$2.94 $2.94
-42.18%
Water (0.33 liter bottle)
$0.76 Rp 13.8K
$2.30 $2.30
-66.96%
Local Beer (0.5 liter draught)
$2.65 Rp 48.1K
$7.10 $7.10
-62.68%
Imported Beer (0.33 liter bottle)
$4.38 Rp 79.4K
$7.83 $7.83
-44.06%
🛒 Groceries & Markets
Ubud, Bali
Denver, CO
Difference
Milk (1 liter)
$1.49 Rp 27.0K
$1.12 $1.12
33.04%
White Bread (500g)
$2.28 Rp 41.2K
$5.58 $5.58
-59.14%
Rice (white) (1kg)
$1.19 Rp 21.6K
$7.33 $7.33
-83.77%
Eggs
$2.04 Rp 36.9K
$5.11 $5.11
-60.08%
Local Cheese (1kg)
$17.70 Rp 320.8K
$16.37 $16.37
8.12%
Chicken Fillets (1kg)
$3.96 Rp 71.8K
$17.22 $17.22
-77.00%
Beef Round Steak (1kg)
$12.19 Rp 220.9K
$18.55 $18.55
-34.29%
Apples (1kg)
$3.66 Rp 66.2K
$5.21 $5.21
-29.75%
Banana (1kg)
$1.52 Rp 27.5K
$2.10 $2.10
-27.62%
Oranges (1kg)
$2.23 Rp 40.4K
$4.92 $4.92
-54.67%
Tomato (1kg)
$1.97 Rp 35.7K
$5.30 $5.30
-62.83%
Potato (1kg)
$1.85 Rp 33.5K
$2.66 $2.66
-30.45%
Onion (1kg)
$2.42 Rp 43.9K
$2.82 $2.82
-14.18%
Lettuce (1 head)
$0.99 Rp 17.9K
$2.38 $2.38
-58.40%
Water (1.5 liter bottle)
$0.51 Rp 9,303
$2.43 $2.43
-79.01%
Cigarettes 20 Pack (Marlboro, Camel)
$2.22 Rp 40.3K
$10.76 $10.76
-79.37%
Wine (Bottle)
$22.24 Rp 403.0K
$18.72 $18.72
18.80%
Local Beer (0.5 liter bottle)
$2.26 Rp 41.0K
$2.71 $2.71
-16.61%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.8K
$3.58 $3.58
-17.04%
🚌 Getting Around
Ubud, Bali
Denver, CO
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,548
$2.80 $2.80
-91.07%
Public Transport Monthly Pass (Regular Price)
$7.82 Rp 141.8K
$88.3 $88.3
-91.15%
Taxi Start (Normal Tariff)
$0.44 Rp 7,964
$3.55 $3.55
-87.61%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,793
$1.79 $1.79
-75.98%
Taxi 1hour Waiting (Normal Tariff)
$5.41 Rp 98.0K
$29.56 $29.56
-81.70%
Gasoline (1 liter)
$0.82 Rp 14.9K
$1.06 $1.06
-22.64%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K Rp 432.0M
$30.0K $30.0K
-20.64%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 575.3M
$26.4K $26.4K
20.49%
🧾 Monthly Utilities & Internet
Ubud, Bali
Denver, CO
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.1 Rp 1.4M
$166 $166
-52.44%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 116.8K
$75.5 $75.5
-91.45%
Internet (50+ Mbps, Unlimited Data)
$18.58 Rp 336.7K
$69.2 $69.2
-73.15%
🎉 Sport & Entertainment
Ubud, Bali
Denver, CO
Difference
Gym Membership (Monthly)
$49.48 Rp 896.7K
$58.2 $58.2
-14.92%
Tennis Court (1 Hour on Weekend)
$17.65 Rp 319.8K
$25.43 $25.43
-30.59%
Cinema Ticket
$4.27 Rp 77.4K
$15.02 $15.02
-71.57%
🧸 Childcare & Education
Ubud, Bali
Denver, CO
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$491 Rp 8.9M
$2,293 $2,293
-78.61%
International Primary School, 1 Child (Yearly)
$5,674 Rp 102.8M
$33.6K $33.6K
-83.11%
👕👟 Clothing & Footwear
Ubud, Bali
Denver, CO
Difference
Jeans (Levis 501 Or Similar)
$44.64 Rp 808.9K
$70.9 $70.9
-37.02%
Summer Dress (H&M, Zara, etc)
$34.95 Rp 633.4K
$45.11 $45.11
-22.52%
Sport Shoes (Adidas, Nike)
$79.9 Rp 1.4M
$104 $104
-22.82%
Men's Leather Business Shoes
$79.4 Rp 1.4M
$134 $134
-40.68%
🏠 Accommodation & Living
Ubud, Bali
Denver, CO
Difference
1-bedroom Apartment, City Center (Monthly)
$1,125 Rp 20.4M
$1,972 $1,972
-42.96%
1-bedroom Apartment, Outside City Center (Monthly)
$671 Rp 12.2M
$1,637 $1,637
-58.99%
3-bedroom Apartment, City Center (Monthly)
$3,565 Rp 64.6M
$3,367 $3,367
5.88%
3-bedroom Apartment, Outside City Center (Monthly)
$1,723 Rp 31.2M
$2,592 $2,592
-33.51%
Buy Apartment in City Center (m2)
$2,732 Rp 49.5M
$5,506 $5,506
-50.38%
Buy Apartment Outside City Center (m2)
$2,284 Rp 41.4M
$3,491 $3,491
-34.57%
💵 Salaries & Financials
Ubud, Bali
Denver, CO
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
$4,947 $4,947
-96.69%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.9
99.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Denver, CO: October 27, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$672
Denver, CO
$1.6K 144% $966
Groceries & Markets
Ubud, Bali
$288
Denver, CO
$503 74.3% $214
Eating Out
Ubud, Bali
$108
Denver, CO
$340 216% $233
Clothing & Footwear
Ubud, Bali
$108
Denver, CO
$159 47.9% $52
Monthly Utilities & Internet
Ubud, Bali
$104
Denver, CO
$311 199% $207
Sport & Entertainment
Ubud, Bali
$58
Denver, CO
$88 52% $30
Getting Around
Ubud, Bali
$11
Denver, CO
$112 881% $101

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,972 in Denver, CO. Housing cost is often the main lever when comparing two cities.

Denver, CO pays about 30 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $85 in Denver, CO for a mid-range dinner for two. Groceries echo the gap at $288 vs $503 per month, with Ubud, Bali cheaper across the board.

Good to know
🇮🇩 Ubud, Bali
🇺🇸 Denver, CO
🕒 Local time
15:27 3:27 PM
01:27 1:27 AM
14 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
715,522
Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of November 1, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

On the map
Between locations
  • Ubud, Bali Denver, CO 14,730 km ≈ 19 h nonstop flight
From you
  • Ubud, Bali
  • Denver, CO

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Denver, CO: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Denver, CO?
Ubud, Bali wins on cost – living expenses run 57% lower than in Denver, CO. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Denver, CO?
On paper, salaries run 97% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Denver, CO?
Rent for a central apartment: $1,125 in Ubud, Bali versus $1,972 in Denver, CO. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ubud, Bali or in Denver, CO?
Supermarket bills run roughly 74% higher in Denver, CO. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Ubud, Bali and in Denver, CO?
Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $85 in Denver, CO. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or in Denver, CO?
Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.
Which city is better for families?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Denver, CO, and the savings on those two alone free up budget for education, activities, and family trips.
How safe is Ubud, Bali compared to Denver, CO?
Safety-wise, Ubud, Bali and Denver, CO are both considered safe, so it’s unlikely to be the deciding factor between them.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 57% less than in Denver, CO. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Ubud, Bali vs other spots: cost of living compared

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