Last update: Oct 2026

Cost of Living Comparison Between Denver, CO and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,151 in Denver, CO, rent and utilities included – about $21,600 less a year. Rent and utilities account for most of the difference.

151

Cost of Living Index in Denver, CO
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Denver, CO Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Denver, CO

🇺🇸 United States

$3,151

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Denver, CO and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Denver, CO and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,151 in Denver, CO versus $1,349 in Ubud, Bali.

Denver, CO $3,151
Ubud, Bali $1,349

Estimated couple costs with rent: $4,582 in Denver, CO versus $2,305 in Ubud, Bali.

Denver, CO $4,582
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $6,013 in Denver, CO versus $3,261 in Ubud, Bali.

Denver, CO $6,013
Ubud, Bali $3,261

Living in Denver, CO is roughly 134% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$19.86 $19.86

$3.32 Rp 60.2K

498.19%

Three-Course Dinner for Two, Mid-Range

$84.7 $84.7

$35.64 Rp 645.8K

137.54%

Fast Food Meal (McDonalds, etc)

$11.95 $11.95

$5.53 Rp 100.3K

116.09%

Cappuccino

$6.13 $6.13

$2.72 Rp 49.3K

125.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.94 $2.94

$1.70 Rp 30.8K

72.94%

Water (0.33 liter bottle)

$2.30 $2.30

$0.76 Rp 13.8K

202.63%

Local Beer (0.5 liter draught)

$7.10 $7.10

$2.65 Rp 48.1K

167.92%

Imported Beer (0.33 liter bottle)

$7.83 $7.83

$4.38 Rp 79.4K

78.77%

Milk (1 liter)

$1.12 $1.12

$1.49 Rp 27.0K

-24.83%

White Bread (500g)

$5.58 $5.58

$2.28 Rp 41.2K

144.74%

Rice (white) (1kg)

$7.33 $7.33

$1.19 Rp 21.6K

515.97%

Eggs

$5.11 $5.11

$2.04 Rp 36.9K

150.49%

Local Cheese (1kg)

$16.37 $16.37

$17.70 Rp 320.8K

-7.51%

Chicken Fillets (1kg)

$17.22 $17.22

$3.96 Rp 71.8K

334.85%

Beef Round Steak (1kg)

$18.55 $18.55

$12.19 Rp 220.9K

52.17%

Apples (1kg)

$5.21 $5.21

$3.66 Rp 66.2K

42.35%

Banana (1kg)

$2.10 $2.10

$1.52 Rp 27.5K

38.16%

Oranges (1kg)

$4.92 $4.92

$2.23 Rp 40.4K

120.63%

Tomato (1kg)

$5.30 $5.30

$1.97 Rp 35.7K

169.04%

Potato (1kg)

$2.66 $2.66

$1.85 Rp 33.5K

43.78%

Onion (1kg)

$2.82 $2.82

$2.42 Rp 43.9K

16.53%

Lettuce (1 head)

$2.38 $2.38

$0.99 Rp 17.9K

140.40%

Water (1.5 liter bottle)

$2.43 $2.43

$0.51 Rp 9,303

376.47%

Cigarettes 20 Pack (Marlboro, Camel)

$10.76 $10.76

$2.22 Rp 40.3K

384.68%

Wine (Bottle)

$18.72 $18.72

$22.24 Rp 403.0K

-15.83%

Local Beer (0.5 liter bottle)

$2.71 $2.71

$2.26 Rp 41.0K

19.91%

Imported Beer (0.33 liter bottle)

$3.58 $3.58

$2.97 Rp 53.8K

20.54%

One-way Ticket (Public Transport)

$2.80 $2.80

$0.25 Rp 4,548

1020.00%

Public Transport Monthly Pass (Regular Price)

$88.3 $88.3

$7.82 Rp 141.8K

1029.41%

Taxi Start (Normal Tariff)

$3.55 $3.55

$0.44 Rp 7,964

706.82%

Taxi (Normal Tariff) (1km)

$1.79 $1.79

$0.43 Rp 7,793

316.28%

Taxi 1hour Waiting (Normal Tariff)

$29.56 $29.56

$5.41 Rp 98.0K

446.40%

Gasoline (1 liter)

$1.06 $1.06

$0.82 Rp 14.9K

29.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K $30.0K

$23.8K Rp 432.0M

26.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K $26.4K

$31.7K Rp 575.3M

-17.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$166 $166

$79.1 Rp 1.4M

110.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.5 $75.5

$6.45 Rp 116.8K

1070.23%

Internet (50+ Mbps, Unlimited Data)

$69.2 $69.2

$18.58 Rp 336.7K

272.50%

Gym Membership (Monthly)

$58.2 $58.2

$49.48 Rp 896.7K

17.54%

Tennis Court (1 Hour on Weekend)

$25.43 $25.43

$17.65 Rp 319.8K

44.08%

Cinema Ticket

$15.02 $15.02

$4.27 Rp 77.4K

251.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,293 $2,293

$491 Rp 8.9M

367.53%

International Primary School, 1 Child (Yearly)

$33.6K $33.6K

$5,674 Rp 102.8M

492.02%

Jeans (Levis 501 Or Similar)

$70.9 $70.9

$44.64 Rp 808.9K

58.78%

Summer Dress (H&M, Zara, etc)

$45.11 $45.11

$34.95 Rp 633.4K

29.07%

Sport Shoes (Adidas, Nike)

$104 $104

$79.9 Rp 1.4M

29.57%

Men's Leather Business Shoes

$134 $134

$79.4 Rp 1.4M

68.57%

1-bedroom Apartment, City Center (Monthly)

$1,972 $1,972

$1,125 Rp 20.4M

75.33%

1-bedroom Apartment, Outside City Center (Monthly)

$1,637 $1,637

$671 Rp 12.2M

143.85%

3-bedroom Apartment, City Center (Monthly)

$3,367 $3,367

$3,565 Rp 64.6M

-5.55%

3-bedroom Apartment, Outside City Center (Monthly)

$2,592 $2,592

$1,723 Rp 31.2M

50.39%

Buy Apartment in City Center (m2)

$5,506 $5,506

$2,732 Rp 49.5M

101.55%

Buy Apartment Outside City Center (m2)

$3,491 $3,491

$2,284 Rp 41.4M

52.83%

Average Monthly Net Salary (After Tax)

$4,947 $4,947

$164 Rp 3.0M

2919.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.9

13.78

-49.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Denver, CO: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Denver, CO

$1.6K 52%

Ubud, Bali

$672 49.8% 59% $966

Groceries & Markets

Denver, CO

$503 16%

Ubud, Bali

$288 21.4% 42.6% $214

Eating Out

Denver, CO

$340 10.8%

Ubud, Bali

$108 8% 68.4% $233

Monthly Utilities & Internet

Denver, CO

$311 9.9%

Ubud, Bali

$104 7.7% 66.5% $207

Clothing & Footwear

Denver, CO

$159 5.1%

Ubud, Bali

$108 8% 32.4% $52

Getting Around

Denver, CO

$112 3.6%

Ubud, Bali

$11 0.9% 89.8% $101

Sport & Entertainment

Denver, CO

$88 2.8%

Ubud, Bali

$58 4.3% 34.2% $30

Cost Breakdown

A one-bedroom apartment in the center runs $1,972 in Denver, CO and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Denver, CO pays about 30 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $85 in Denver, CO vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $503 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Denver, CO

🇮🇩 Ubud, Bali

🕒 Local time

10:16 10:16 AM

01:16 1:16 AM

15 h ahead of Denver, CO

🌤 Weather

👥 Population

715,522

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.896 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 1, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

Denver, CO Ubud, Bali 14,730 km ≈ 19 h nonstop flight

From you

Denver, CO
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Denver, CO vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 57% lower than in Denver, CO. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Denver, CO is about 30 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,972 in Denver, CO versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 74% higher in Denver, CO. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $85 in Denver, CO. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Denver, CO, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Denver, CO and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 57% less than in Denver, CO. Beyond cost, consider language, visa policies, and how big the international community is in each city.