Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and David

For one person, living is cheaper in David: $882 a month against $1,368 in Ubud, Bali, rent and utilities included – about $5,800 less a year. Rent and utilities account for about half of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

David

🇵🇦 Panama

$882

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in David

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in David actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $882 in David, rent included.

Ubud, Bali $1,368
David $882

A couple spends around $2,314 per month in Ubud, Bali vs $946 in David, rent included.

Ubud, Bali $2,314
David $946

A family of three spends $3,260 per month in Ubud, Bali vs $1,011 in David, rent included.

Ubud, Bali $3,260
David $1,011

Ubud, Bali costs about 55% more than David, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 1% above the global median, while David is 35% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$5.52 PAB 5.52

-39.67%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$37.03 PAB 37.03

-5.00%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$7.27 PAB 7.27

-20.22%

Cappuccino

$2.73 Rp 49.1K

$3.13 PAB 3.13

-12.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$1.47 PAB 1.47

11.56%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.52 PAB 1.52

-45.39%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$1.99 PAB 1.99

35.68%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$2.72 PAB 2.72

58.09%

Milk (1 liter)

$1.50 Rp 27.1K

$1.73 PAB 1.73

-13.29%

White Bread (500g)

$2.30 Rp 41.4K

$2.26 PAB 2.26

1.77%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.46 PAB 2.46

-52.03%

Eggs

$2.14 Rp 38.6K

$2.41 PAB 2.41

-11.20%

Local Cheese (1kg)

$17.48 Rp 314.6K

Chicken Fillets (1kg)

$4.03 Rp 72.5K

Beef Round Steak (1kg)

$12.23 Rp 220.1K

Apples (1kg)

$3.55 Rp 63.9K

Banana (1kg)

$1.57 Rp 28.3K

Oranges (1kg)

$2.24 Rp 40.2K

Tomato (1kg)

$1.93 Rp 34.7K

Potato (1kg)

$1.88 Rp 33.9K

Onion (1kg)

$2.29 Rp 41.3K

Lettuce (1 head)

$0.99 Rp 17.9K

$1.99 PAB 1.99

-50.25%

Water (1.5 liter bottle)

$0.53 Rp 9,475

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

Wine (Bottle)

$23.01 Rp 414.2K

$10.18 PAB 10.18

126.03%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.76 PAB 0.76

-68.42%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$2.96 PAB 2.96

-83.78%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$2.04 PAB 2.04

-77.45%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.07 PAB 1.07

-17.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$25.0K PAB 25.0K

-1.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$30.6K PAB 30.6K

2.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$184 PAB 184

-54.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$28.48 PAB 28.48

-77.35%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$49.40 PAB 49.40

-62.41%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$31.21 PAB 31.21

78.85%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$6,091 PAB 6,091

-5.55%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

Men's Leather Business Shoes

$78.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$343 PAB 343

232.61%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$354 PAB 354

90.68%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$604 PAB 604

-72.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

96.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for David: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

David

–

Groceries & Markets

Ubud, Bali

$290 21.2%

David

–

Eating Out

Ubud, Bali

$109 8%

David

–

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

David

–

Clothing & Footwear

Ubud, Bali

$108 7.9%

David

–

Sport & Entertainment

Ubud, Bali

$65 4.7%

David

–

Getting Around

Ubud, Bali

$13 0.9%

David

–

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $343 in David. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 267% higher in David, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $37.00 in David. Groceries tell a different story – $290 in Ubud, Bali vs $88.0 in David – so David wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇵🇦 David

🕒 Local time

01:20 1:20 AM

12:20 12:20 PM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

82,907

💱 Currency

Indonesian Rupiah IDR Rp

Panamanian Balboa PAB B/.

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 PAB = 1 USD

1 PAB = 0.89 EUR

Exchange rates and currency converter

PAB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Panamanian Balboa exchange rates as of October 19, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.89 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali David 18,070 km ≈ 23 h nonstop flight

From you

Ubud, Bali
David

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs David: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 55%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $1,323 in David. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in David, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 231% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $37.00 in David. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in David, where all-in costs run around $882, than in Ubud, Bali at $1,368. In David it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward David – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with David. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.