Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Dagupan

For one person, living is cheaper in Dagupan: $743 a month against $1,353 in Ubud, Bali, rent and utilities included – about $7,300 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
36

Cost of Living Index in Dagupan
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Dagupan Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Dagupan

🇵🇭 Philippines

$743

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Dagupan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Dagupan actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $743 in Dagupan, rent included.

Ubud, Bali $1,353
Dagupan $743

A couple spends around $2,297 per month in Ubud, Bali vs $1,100 in Dagupan, rent included.

Ubud, Bali $2,297
Dagupan $1,100

A family of three spends $3,241 per month in Ubud, Bali vs $1,457 in Dagupan, rent included.

Ubud, Bali $3,241
Dagupan $1,457

Ubud, Bali costs about 82% more than Dagupan, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 0% above the global median, while Dagupan is 45% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$2.81 ₱177

14.95%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$12.03 ₱757

189.94%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$4.34 ₱273

31.34%

Cappuccino

$2.62 Rp 47.1K

$2.43 ₱153

7.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.50 ₱31.29

244.00%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.23 ₱14.46

252.17%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$1.22 ₱76.9

117.21%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$2.63 ₱166

66.16%

Milk (1 liter)

$1.57 Rp 28.3K

$1.72 ₱108

-8.72%

White Bread (500g)

$2.19 Rp 39.5K

$1.30 ₱81.7

68.46%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.96 ₱60.2

22.92%

Eggs

$2.16 Rp 38.8K

$1.91 ₱120

13.09%

Local Cheese (1kg)

$17.65 Rp 317.7K

$5.87 ₱370

200.68%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$4.86 ₱306

-22.22%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$6.78 ₱427

76.25%

Apples (1kg)

$3.60 Rp 64.8K

$4.17 ₱263

-13.67%

Banana (1kg)

$1.59 Rp 28.6K

$2.00 ₱126

-20.50%

Oranges (1kg)

$2.31 Rp 41.6K

$2.68 ₱169

-13.81%

Tomato (1kg)

$1.91 Rp 34.3K

$1.17 ₱73.9

63.25%

Potato (1kg)

$1.78 Rp 32.1K

$2.79 ₱175

-36.20%

Onion (1kg)

$2.33 Rp 41.9K

$3.54 ₱223

-34.18%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.06 ₱66.5

-5.66%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.55 ₱34.32

-3.64%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$2.40 ₱151

-4.58%

Wine (Bottle)

$22.07 Rp 397.3K

$5.47 ₱344

303.47%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$0.85 ₱53.8

176.47%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$1.86 ₱117

60.22%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.22 ₱13.86

4.55%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$0.64 ₱40.34

-26.56%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.21 ₱13.18

104.76%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$1.93 ₱122

183.42%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.13 ₱71.1

-26.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$21.0K ₱1.3M

13.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$19.6K ₱1.2M

67.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$103 ₱6,463

-22.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$16.25 ₱1,023

-59.63%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$26.02 ₱1,638

-28.52%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$33.66 ₱2,119

60.78%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$5.22 ₱328

-18.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$808 ₱50.9K

-39.03%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$7,459 ₱469.6K

-24.96%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$59.2 ₱3,726

-22.98%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$8.00 ₱503

337.00%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$82.2 ₱5,172

-5.39%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$103 ₱6,463

-23.51%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$193 ₱12.2K

485.89%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$161 ₱10.1K

318.33%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$353 ₱22.2K

923.45%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$260 ₱16.4K

554.43%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$476 ₱30.0K

370.38%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$234 ₱14.7K

-28.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.5

83.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Dagupan: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Dagupan

$161 21.6% 76.1% $512

Groceries & Markets

Ubud, Bali

$287 21.2%

Dagupan

$199 26.7% 30.9% $89

Clothing & Footwear

Ubud, Bali

$107 7.9%

Dagupan

$113 15.3% 6.4% $6.8

Eating Out

Ubud, Bali

$106 7.9%

Dagupan

$79 10.6% 25.8% $27

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Dagupan

$145 19.5% 37.8% $40

Sport & Entertainment

Ubud, Bali

$63 4.6%

Dagupan

$44 5.9% 29.6% $19

Getting Around

Ubud, Bali

$12 0.9%

Dagupan

$2.6 * 0.4% 79.3% $9.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $193 in Dagupan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 41% higher in Dagupan, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $12.00 in Dagupan. Monthly groceries follow the same trend: $287 vs $199 – making Dagupan the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇭 Dagupan

🕒 Local time

05:59 5:59 AM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

174,302

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Dagupan 2,790 km ≈ 4 h nonstop flight

From you

Ubud, Bali
Dagupan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Dagupan: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 82%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $1,115 in Dagupan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Dagupan, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $12.00 in Dagupan. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 45% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Dagupan, where all-in costs run around $743, than in Ubud, Bali at $1,353. In Dagupan it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Dagupan – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Dagupan. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.