Cost of Living Comparison Between Ubud, Bali and Dagupan Cost of Living Comparison Between Ubud, Bali and Dagupan

Monthly Cost of Living

A single person spends $1,379 per month in Ubud, Bali vs $763 in Dagupan, rent included.

A couple spends around $2,363 per month in Ubud, Bali vs $1,135 in Dagupan, rent included.

A family of three spends $3,347 per month in Ubud, Bali vs $1,507 in Dagupan, rent included.

Ubud, Bali costs about 81% more than Dagupan, driven mainly by Groceries & Markets.

Ubud, Bali sits 1% above the global median, while Dagupan is 44% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.31 Rp 58.9K

$3.00 ₱185

10.33%

Three-Course Dinner for Two, Mid-Range

$39.08 Rp 694.5K

$12.06 ₱743

224.05%

Fast Food Meal (McDonalds, etc)

$5.62 Rp 99.8K

$4.48 ₱276

25.45%

Cappuccino

$2.64 Rp 46.9K

$2.47 ₱152

6.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 Rp 28.2K

$0.48 ₱29.36

229.17%

Water (0.33 liter bottle)

$0.71 Rp 12.6K

$0.25 ₱15.41

184.00%

Local Beer (0.5 liter draught)

$2.73 Rp 48.5K

$1.19 ₱73.2

129.41%

Imported Beer (0.33 liter bottle)

$4.32 Rp 76.8K

$2.75 ₱169

57.09%

Milk (1 liter)

$1.54 Rp 27.4K

$1.78 ₱110

-13.48%

White Bread (500g)

$2.30 Rp 40.8K

$1.32 ₱81.1

74.24%

Rice (white) (1kg)

$1.03 Rp 18.3K

$0.98 ₱60.7

5.10%

Eggs

$2.12 Rp 37.7K

$1.92 ₱118

10.42%

Local Cheese (1kg)

$17.30 Rp 307.5K

$5.83 ₱359

196.74%

Chicken Fillets (1kg)

$4.03 Rp 71.6K

$4.73 ₱292

-14.80%

Beef Round Steak (1kg)

$12.42 Rp 220.8K

$7.17 ₱442

73.22%

Apples (1kg)

$3.70 Rp 65.7K

$4.18 ₱258

-11.48%

Banana (1kg)

$1.62 Rp 28.7K

$1.97 ₱121

-17.77%

Oranges (1kg)

$2.27 Rp 40.3K

$2.40 ₱148

-5.42%

Tomato (1kg)

$1.99 Rp 35.4K

$1.15 ₱70.6

73.04%

Potato (1kg)

$1.83 Rp 32.5K

$2.99 ₱184

-38.80%

Onion (1kg)

$2.25 Rp 40.1K

$3.55 ₱219

-36.62%

Lettuce (1 head)

$1.04 Rp 18.6K

$1.11 ₱68.7

-6.31%

Water (1.5 liter bottle)

$0.56 Rp 10.0K

$0.54 ₱33.41

3.70%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 39.5K

$2.47 ₱152

-10.12%

Wine (Bottle)

$23.22 Rp 412.7K

$5.77 ₱356

302.43%

Local Beer (0.5 liter bottle)

$2.39 Rp 42.5K

$0.92 ₱56.9

159.78%

Imported Beer (0.33 liter bottle)

$2.87 Rp 51.1K

$1.91 ₱118

50.26%

One-way Ticket (Public Transport)

$0.25 Rp 4,416

$0.22 ₱13.59

13.64%

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,163

$0.68 ₱41.72

-32.35%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,235

$0.24 ₱14.81

91.67%

Taxi 1hour Waiting (Normal Tariff)

$5.70 Rp 101.2K

$1.90 ₱117

200.00%

Gasoline (1 liter)

$0.76 Rp 13.6K

$1.04 ₱64.1

-26.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 436.7M

$21.8K ₱1.3M

12.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 551.5M

$20.3K ₱1.3M

52.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.2 Rp 1.5M

$105 ₱6,498

-22.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 112.5K

$16.44 ₱1,013

-61.50%

Internet (50+ Mbps, Unlimited Data)

$18.54 Rp 329.6K

$26.79 ₱1,651

-30.80%

Gym Membership (Monthly)

$56.1 Rp 996.2K

$34.13 ₱2,104

64.23%

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

Cinema Ticket

$4.26 Rp 75.8K

$5.04 ₱311

-15.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 Rp 8.7M

$806 ₱49.7K

-39.30%

International Primary School, 1 Child (Yearly)

$5,793 Rp 103.0M

$7,681 ₱473.5K

-24.59%

Jeans (Levis 501 Or Similar)

$45.98 Rp 817.3K

$62.3 ₱3,841

-26.20%

Summer Dress (H&M, Zara, etc)

$35.86 Rp 637.4K

$8.22 ₱507

336.25%

Sport Shoes (Adidas, Nike)

$79.5 Rp 1.4M

$84.2 ₱5,190

-5.55%

Men's Leather Business Shoes

$80.9 Rp 1.4M

$106 ₱6,531

-23.61%

1-bedroom Apartment, City Center (Monthly)

$1,144 Rp 20.3M

$195 ₱12.0K

488.16%

1-bedroom Apartment, Outside City Center (Monthly)

$692 Rp 12.3M

$160 ₱9,868

332.30%

3-bedroom Apartment, City Center (Monthly)

$3,532 Rp 62.8M

$358 ₱22.1K

885.42%

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 Rp 30.4M

$273 ₱16.8K

526.12%

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

$480 ₱29.6K

370.84%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$244 ₱15.0K

-30.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.5

83.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for Dagupan: August 17, 2026

Cost Breakdown

A central one-bedroom costs $1,144 in Ubud, Bali versus $195 in Dagupan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 44% higher in Dagupan, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $12.00 in Dagupan. Monthly groceries follow the same trend: $293 vs $200 – making Dagupan the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Dagupan: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 81%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,069 per month in Ubud, Bali and $1,144 in Dagupan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Dagupan, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $39.00 in Ubud, Bali and $12.00 in Dagupan. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 46% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Dagupan, where all-in costs run around $763, than in Ubud, Bali at $1,379. In Dagupan it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Dagupan – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Dagupan. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.