Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Cutler Bay, FL

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,619 in Cutler Bay, FL, rent and utilities included – about $15,200 less a year. Rent and utilities account for about half of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
129

Cost of Living Index in Cutler Bay, FL
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Cutler Bay, FL Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Cutler Bay, FL

🇺🇸 United States

$2,619

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Cutler Bay, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Cutler Bay, FL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $2,619 in Cutler Bay, FL.

Ubud, Bali $1,349
Cutler Bay, FL $2,619

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $3,948 in Cutler Bay, FL.

Ubud, Bali $2,305
Cutler Bay, FL $3,948

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $5,277 in Cutler Bay, FL.

Ubud, Bali $3,261
Cutler Bay, FL $5,277

Living in Ubud, Bali costs roughly 49% less than in Cutler Bay, FL, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 59.9K

$29.45 $29.45

-88.73%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 642.4K

$95.0 $95.0

-62.48%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 99.7K

$11.84 $11.84

-53.29%

Cappuccino

$2.72 Rp 49.0K

$5.26 $5.26

-48.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.7K

$2.43 $2.43

-30.04%

Water (0.33 liter bottle)

$0.76 Rp 13.7K

$1.78 $1.78

-57.30%

Local Beer (0.5 liter draught)

$2.65 Rp 47.8K

$7.53 $7.53

-64.81%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.0K

$10.08 $10.08

-56.55%

Milk (1 liter)

$1.49 Rp 26.9K

$1.06 $1.06

40.57%

White Bread (500g)

$2.28 Rp 41.0K

$3.04 $3.04

-25.00%

Rice (white) (1kg)

$1.19 Rp 21.5K

$3.21 $3.21

-62.93%

Eggs

$2.04 Rp 36.7K

$4.74 $4.74

-56.96%

Local Cheese (1kg)

$17.70 Rp 319.1K

$13.38 $13.38

32.29%

Chicken Fillets (1kg)

$3.96 Rp 71.4K

$12.55 $12.55

-68.45%

Beef Round Steak (1kg)

$12.19 Rp 219.7K

$18.92 $18.92

-35.57%

Apples (1kg)

$3.66 Rp 65.9K

$4.74 $4.74

-22.78%

Banana (1kg)

$1.52 Rp 27.4K

$1.77 $1.77

-14.12%

Oranges (1kg)

$2.23 Rp 40.2K

$3.10 $3.10

-28.06%

Tomato (1kg)

$1.97 Rp 35.6K

$4.28 $4.28

-53.97%

Potato (1kg)

$1.85 Rp 33.3K

$3.03 $3.03

-38.94%

Onion (1kg)

$2.42 Rp 43.7K

$3.28 $3.28

-26.22%

Lettuce (1 head)

$0.99 Rp 17.8K

$2.72 $2.72

-63.60%

Water (1.5 liter bottle)

$0.51 Rp 9,255

$2.19 $2.19

-76.71%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.0K

$9.09 $9.09

-75.58%

Wine (Bottle)

$22.24 Rp 400.9K

$13.12 $13.12

69.51%

Local Beer (0.5 liter bottle)

$2.26 Rp 40.7K

$1.69 $1.69

33.73%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.5K

$3.26 $3.26

-8.90%

One-way Ticket (Public Transport)

$0.25 Rp 4,525

$1.86 $1.86

-86.56%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.0K

$65.2 $65.2

-88.00%

Taxi Start (Normal Tariff)

$0.44 Rp 7,923

$3.02 $3.02

-85.43%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,753

$2.00 $2.00

-78.50%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 97.5K

$24.37 $24.37

-77.80%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.04 $1.04

-21.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 429.7M

$27.9K $27.9K

-14.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.3M

$26.9K $26.9K

17.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$181 $181

-56.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.2K

$64.3 $64.3

-89.96%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 334.9K

$74.0 $74.0

-74.89%

Gym Membership (Monthly)

$49.48 Rp 892.0K

$38.15 $38.15

29.70%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

Cinema Ticket

$4.27 Rp 77.0K

$9.97 $9.97

-57.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.8M

$1,470 $1,470

-66.63%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.3M

$40.2K $40.2K

-85.89%

Jeans (Levis 501 Or Similar)

$44.64 Rp 804.7K

$50.4 $50.4

-11.48%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 630.1K

$41.13 $41.13

-15.03%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$101 $101

-20.54%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$111 $111

-28.16%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.3M

$1,746 $1,746

-35.58%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.1M

$1,216 $1,216

-44.79%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.3M

$2,697 $2,697

32.16%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.1M

$2,068 $2,068

-16.68%

Buy Apartment in City Center (m2)

$2,732 Rp 49.2M

$2,873 $2,873

-4.91%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.2M

$2,062 $2,062

10.77%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.56

110.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Cutler Bay, FL: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Cutler Bay, FL

$1.2K 46.4% 81.1% $545

Groceries & Markets

Ubud, Bali

$288 21.4%

Cutler Bay, FL

$395 15.1% 36.8% $106

Eating Out

Ubud, Bali

$108 8%

Cutler Bay, FL

$409 15.6% 280% $301

Clothing & Footwear

Ubud, Bali

$108 8%

Cutler Bay, FL

$136 5.2% 26.7% $29

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Cutler Bay, FL

$319 12.2% 207% $215

Sport & Entertainment

Ubud, Bali

$58 4.3%

Cutler Bay, FL

$58 2.2% 0.1% $0.1

Getting Around

Ubud, Bali

$11 0.9%

Cutler Bay, FL

$86 3.3% 650% $74

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,746 in Cutler Bay, FL. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $95 in Cutler Bay, FL for a mid-range dinner for two. Groceries echo the gap at $288 vs $395 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Cutler Bay, FL

🕒 Local time

23:11 11:11 PM

11:11 11:11 AM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

30,253

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

1 USD = 0.899 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.899 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Cutler Bay, FL 17,500 km ≈ 22 h nonstop flight

From you

Ubud, Bali
Cutler Bay, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cutler Bay, FL: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 49% lower than in Cutler Bay, FL. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You’d need roughly $2,023 in Ubud, Bali and $3,929 in Cutler Bay, FL to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,746 in Cutler Bay, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 88% less than in Cutler Bay, FL. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Childcare runs $491 in Ubud, Bali versus $1,470 in Cutler Bay, FL. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 49% less than in Cutler Bay, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.