Cost of Living Comparison Between Cutler Bay, FL and Ubud, Bali Cost of Living Comparison Between Cutler Bay, FL and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,641 in Cutler Bay, FL versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $3,912 in Cutler Bay, FL versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $5,183 in Cutler Bay, FL versus $3,275 in Ubud, Bali.

Living in Cutler Bay, FL is roughly 92% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Cutler Bay, FL 91% above, Ubud, Bali 0% above.

Currency
🍽 Eating Out
Cutler Bay, FL
Ubud, Bali
Difference
Meal at Budget Restaurant
$30.16 $30.16
$3.33 Rp 58.7K
805.71%
Three-Course Dinner for Two, Mid-Range
$94.8 $94.8
$35.82 Rp 630.7K
164.60%
Fast Food Meal (McDonalds, etc)
$12.10 $12.10
$5.63 Rp 99.1K
114.92%
Cappuccino
$5.28 $5.28
$2.82 Rp 49.7K
87.23%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.54 $2.54
$1.75 Rp 30.8K
45.14%
Water (0.33 liter bottle)
$1.78 $1.78
$0.80 Rp 14.0K
122.50%
Local Beer (0.5 liter draught)
$7.39 $7.39
$3.04 Rp 53.6K
143.09%
Imported Beer (0.33 liter bottle)
$8.97 $8.97
$4.30 Rp 75.7K
108.60%
🛒 Groceries & Markets
Cutler Bay, FL
Ubud, Bali
Difference
Milk (1 liter)
$1.01 $1.01
$1.61 Rp 28.3K
-37.27%
White Bread (500g)
$3.10 $3.10
$2.27 Rp 39.9K
36.56%
Rice (white) (1kg)
$3.24 $3.24
$1.17 Rp 20.6K
176.92%
Eggs
$4.52 $4.52
$2.17 Rp 38.2K
108.29%
Local Cheese (1kg)
$13.37 $13.37
$17.63 Rp 310.5K
-24.16%
Chicken Fillets (1kg)
$12.40 $12.40
$4.05 Rp 71.4K
206.17%
Beef Round Steak (1kg)
$19.13 $19.13
$12.18 Rp 214.5K
57.06%
Apples (1kg)
$4.76 $4.76
$3.62 Rp 63.7K
31.49%
Banana (1kg)
$1.77 $1.77
$1.64 Rp 28.8K
7.93%
Oranges (1kg)
$2.95 $2.95
$2.31 Rp 40.6K
27.71%
Tomato (1kg)
$4.30 $4.30
$1.96 Rp 34.5K
119.39%
Potato (1kg)
$3.04 $3.04
$1.84 Rp 32.5K
65.22%
Onion (1kg)
$3.66 $3.66
$2.37 Rp 41.7K
54.43%
Lettuce (1 head)
$2.85 $2.85
$1.05 Rp 18.5K
171.43%
Water (1.5 liter bottle)
$2.12 $2.12
$0.54 Rp 9,560
292.59%
Cigarettes 20 Pack (Marlboro, Camel)
$8.75 $8.75
$2.30 Rp 40.6K
280.43%
Wine (Bottle)
$12.79 $12.79
$23.08 Rp 406.4K
-44.58%
Local Beer (0.5 liter bottle)
$1.71 $1.71
$2.34 Rp 41.2K
-26.92%
Imported Beer (0.33 liter bottle)
$3.10 $3.10
$3.07 Rp 54.0K
0.98%
🚌 Getting Around
Cutler Bay, FL
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.83 $1.83
$0.25 Rp 4,365
632.00%
Public Transport Monthly Pass (Regular Price)
-
$9.42 Rp 165.9K
-
Taxi Start (Normal Tariff)
$2.96 $2.96
$0.49 Rp 8,631
504.08%
Taxi (Normal Tariff) (1km)
$2.00 $2.00
$0.47 Rp 8,349
325.53%
Taxi 1hour Waiting (Normal Tariff)
$24.44 $24.44
$5.60 Rp 98.6K
336.43%
Gasoline (1 liter)
$1.05 $1.05
$0.81 Rp 14.2K
29.63%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.6K $36.6K
$25.0K Rp 440.3M
46.50%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.3K $25.3K
$31.1K Rp 547.0M
-18.58%
🧾 Monthly Utilities & Internet
Cutler Bay, FL
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$176 $176
$82.7 Rp 1.5M
112.34%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$62.3 $62.3
$6.49 Rp 114.2K
860.25%
Internet (50+ Mbps, Unlimited Data)
$68.7 $68.7
$18.79 Rp 330.8K
265.78%
🎉 Sport & Entertainment
Cutler Bay, FL
Ubud, Bali
Difference
Gym Membership (Monthly)
$40.57 $40.57
$55.2 Rp 972.6K
-26.56%
Tennis Court (1 Hour on Weekend)
-
$18.21 Rp 320.6K
-
Cinema Ticket
$9.88 $9.88
$4.30 Rp 75.7K
129.77%
🧸 Childcare & Education
Cutler Bay, FL
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,479 $1,479
$494 Rp 8.7M
199.22%
International Primary School, 1 Child (Yearly)
$40.2K $40.2K
$5,917 Rp 104.2M
578.88%
👕👟 Clothing & Footwear
Cutler Bay, FL
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$51.6 $51.6
$46.28 Rp 814.8K
11.43%
Summer Dress (H&M, Zara, etc)
$42.39 $42.39
$36.44 Rp 641.6K
16.33%
Sport Shoes (Adidas, Nike)
$102 $102
$80.7 Rp 1.4M
26.03%
Men's Leather Business Shoes
$110 $110
$78.8 Rp 1.4M
39.84%
🏠 Accommodation & Living
Cutler Bay, FL
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,476 $1,476
$1,114 Rp 19.6M
32.46%
1-bedroom Apartment, Outside City Center (Monthly)
$1,459 $1,459
$693 Rp 12.2M
110.44%
3-bedroom Apartment, City Center (Monthly)
$2,871 $2,871
$3,639 Rp 64.1M
-21.09%
3-bedroom Apartment, Outside City Center (Monthly)
$2,064 $2,064
$1,712 Rp 30.1M
20.53%
Buy Apartment in City Center (m2)
$3,099 $3,099
$2,761 Rp 48.6M
12.26%
Buy Apartment Outside City Center (m2)
$2,607 $2,607
$2,293 Rp 40.4M
13.71%
💵 Salaries & Financials
Cutler Bay, FL
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$167 Rp 2.9M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.06
13.78
-56.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cutler Bay, FL: September 5, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,476 in Cutler Bay, FL and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $95.0 in Cutler Bay, FL vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $393 vs $294 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cutler Bay, FL vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Cutler Bay, FL or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 92% lower than in Cutler Bay, FL. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Cutler Bay, FL and in Ubud, Bali?
You'd need roughly $3,961 in Cutler Bay, FL and $2,067 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Cutler Bay, FL compared to Ubud, Bali?
Rent for a central apartment: $1,476 in Cutler Bay, FL versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Cutler Bay, FL and in Ubud, Bali?
Childcare runs $1,479 in Cutler Bay, FL versus $494 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Cutler Bay, FL and in Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $36.00 versus $95.0 in Cutler Bay, FL. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Cutler Bay, FL or in Ubud, Bali?
At $1,378 in Ubud, Bali versus $2,641 in Cutler Bay, FL, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Cutler Bay, FL. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Cutler Bay, FL or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,378 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Cutler Bay, FL compared to Ubud, Bali?
Safety-wise, Cutler Bay, FL and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 92% less than in Cutler Bay, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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