Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Cumbernauld

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,350 in Cumbernauld, rent and utilities included – about $12,000 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
113

Cost of Living Index in Cumbernauld
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Cumbernauld Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Cumbernauld

🇬🇧 United Kingdom

$2,350

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Cumbernauld

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Cumbernauld actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,350 in Cumbernauld, rent included.

Ubud, Bali $1,349
Cumbernauld $2,350

A couple spends around $2,305 per month in Ubud, Bali vs $3,423 in Cumbernauld, rent included.

Ubud, Bali $2,305
Cumbernauld $3,423

A family of three spends $3,261 per month in Ubud, Bali vs $4,495 in Cumbernauld, rent included.

Ubud, Bali $3,261
Cumbernauld $4,495

Ubud, Bali is about 43% cheaper than Cumbernauld, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$21.06 £15.85

-84.24%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$72.3 £54.4

-50.68%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$10.47 £7.88

-47.18%

Cappuccino

$2.72 Rp 49.4K

$4.87 £3.66

-44.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.24 £1.68

-24.11%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.88 £1.42

-59.57%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$5.27 £3.97

-49.72%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$6.49 £4.89

-32.51%

Milk (1 liter)

$1.49 Rp 27.1K

$1.54 £1.16

-3.25%

White Bread (500g)

$2.28 Rp 41.4K

$1.70 £1.28

34.12%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.92 £1.45

-38.02%

Eggs

$2.04 Rp 37.0K

$4.03 £3.03

-49.38%

Local Cheese (1kg)

$17.70 Rp 321.7K

$8.90 £6.70

98.88%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$8.85 £6.66

-55.25%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$16.31 £12.27

-25.26%

Apples (1kg)

$3.66 Rp 66.4K

$2.87 £2.16

27.53%

Banana (1kg)

$1.52 Rp 27.6K

$1.39 £1.05

9.35%

Oranges (1kg)

$2.23 Rp 40.5K

$2.76 £2.08

-19.20%

Tomato (1kg)

$1.97 Rp 35.9K

$3.30 £2.48

-40.30%

Potato (1kg)

$1.85 Rp 33.6K

$1.69 £1.27

9.47%

Onion (1kg)

$2.42 Rp 44.1K

$1.45 £1.09

66.90%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.16 £0.87

-14.66%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$1.64 £1.24

-68.90%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$21.96 £16.53

-89.89%

Wine (Bottle)

$22.24 Rp 404.2K

$10.90 £8.21

104.04%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$2.66 £2.00

-15.04%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$3.06 £2.30

-2.94%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$3.54 £2.66

-92.94%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$96.0 £72.3

-91.86%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$4.01 £3.02

-89.03%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.20 £0.91

-64.17%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$24.02 £18.07

-77.48%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.08 £1.57

-60.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$38.6K £29.1K

-38.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$40.9K £30.7K

-22.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$307 £231

-74.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$20.19 £15.19

-68.05%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$41.88 £31.52

-55.64%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$45.92 £34.56

7.75%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

$11.58 £8.72

-63.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$910 £685

-46.09%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$22.1K £16.7K

-74.38%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$97.3 £73.2

-54.10%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$46.07 £34.68

-24.14%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$106 £79.8

-24.69%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$91.6 £68.9

-13.30%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,236 £930

-8.97%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,025 £771

-34.48%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$2,140 £1,610

66.58%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,687 £1,269

2.18%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$5,047 £3,799

-45.88%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$3,929 £2,957

-41.86%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.79

187.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Cumbernauld: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Cumbernauld

$1K 43.6% 52.6% $353

Groceries & Markets

Ubud, Bali

$288 21.4%

Cumbernauld

$300 12.8% 3.9% $11

Eating Out

Ubud, Bali

$108 8%

Cumbernauld

$314 13.4% 192% $206

Clothing & Footwear

Ubud, Bali

$108 8%

Cumbernauld

$153 6.5% 42.7% $46

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Cumbernauld

$369 15.7% 254% $265

Sport & Entertainment

Ubud, Bali

$58 4.3%

Cumbernauld

$69 2.9% 19.1% $11

Getting Around

Ubud, Bali

$11 0.9%

Cumbernauld

$120 5.1% 953% $109

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,236 in Cumbernauld. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $72 in Cumbernauld. Monthly groceries follow the same trend: $288 vs $300 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇬🇧 Cumbernauld

🕒 Local time

21:34 9:34 PM

13:34 1:34 PM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

52,270

💱 Currency

Indonesian Rupiah IDR Rp

British Pound GBP £

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,228 IDR (100,000 IDR = 4.94 EUR).

British Pound exchange rates as of October 28, 2026: 1 USD = 0.753 GBP (1 GBP = 1.33 USD). 1 EUR = 0.838 GBP (1 GBP = 1.19 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Cumbernauld 12,580 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Cumbernauld

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cumbernauld: Cost of Living - Frequently Asked Questions

Cumbernauld costs about 74% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $3,525 in Cumbernauld. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,125 in Ubud, Bali and $1,236 in Cumbernauld. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $2,350 in Cumbernauld. That’s a gap of about 74%.

Public transport costs about 92% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,350 in Cumbernauld. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Ubud, Bali is the easier option financially – housing and daily costs are lower, and the 74% gap matters a lot on a fixed budget or early-career salary.