Cost of Living Comparison Between Cumbernauld and Ubud, Bali Cost of Living Comparison Between Cumbernauld and Ubud, Bali

Monthly Cost of Living

A single person spends $2,345 per month in Cumbernauld vs $1,395 in Ubud, Bali, rent included.

A couple spends around $3,482 per month in Cumbernauld vs $2,559 in Ubud, Bali, rent included.

A family of three spends $4,619 per month in Cumbernauld vs $3,724 in Ubud, Bali, rent included.

Cumbernauld costs about 68% more than Ubud, Bali, driven mainly by Eating Out.

Both Cumbernauld and Ubud, Bali sit above the global median – Cumbernauld by 74%, Ubud, Bali by 4%.

Meal at Budget Restaurant

$22.15 £16.41

$3.48 Rp 59.7K

536.49%

Three-Course Dinner for Two, Mid-Range

$82.9 £61.4

$32.88 Rp 564.0K

152.04%

Fast Food Meal (McDonalds, etc)

$9.28 £6.88

$5.09 Rp 87.3K

82.32%

Cappuccino

$4.58 £3.40

$2.75 Rp 47.1K

66.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.09 £1.55

$1.38 Rp 23.7K

51.45%

Water (0.33 liter bottle)

$1.56 £1.16

$0.71 Rp 12.2K

119.72%

Local Beer (0.5 liter draught)

$5.96 £4.41

$2.88 Rp 49.4K

106.94%

Imported Beer (0.33 liter bottle)

$6.88 £5.10

$3.87 Rp 66.4K

77.78%

Milk (1 liter)

$1.78 £1.32

$1.79 Rp 30.7K

-0.56%

White Bread (500g)

$1.63 £1.21

$2.45 Rp 42.0K

-33.47%

Rice (white) (1kg)

$1.77 £1.31

$1.21 Rp 20.7K

46.28%

Eggs

$3.97 £2.94

$2.39 Rp 40.9K

66.11%

Local Cheese (1kg)

$10.04 £7.44

$14.70 Rp 252.1K

-31.70%

Chicken Fillets (1kg)

$9.39 £6.96

$4.24 Rp 72.7K

121.46%

Beef Round Steak (1kg)

$13.94 £10.33

$12.08 Rp 207.1K

15.40%

Apples (1kg)

$3.18 £2.36

$3.66 Rp 62.9K

-13.11%

Banana (1kg)

$1.66 £1.23

$1.61 Rp 27.6K

3.11%

Oranges (1kg)

$2.86 £2.12

$2.72 Rp 46.6K

5.15%

Tomato (1kg)

$3.72 £2.76

$2.27 Rp 39.0K

63.88%

Potato (1kg)

$1.62 £1.20

$1.90 Rp 32.6K

-14.74%

Onion (1kg)

$1.34 £1.00

$2.30 Rp 39.4K

-41.74%

Lettuce (1 head)

$1.15 £0.85

$1.02 Rp 17.4K

12.75%

Water (1.5 liter bottle)

$1.42 £1.05

$0.78 Rp 13.4K

82.05%

Cigarettes 20 Pack (Marlboro, Camel)

$19.22 £14.24

$3.24 Rp 55.7K

493.21%

Wine (Bottle)

$11.19 £8.29

$24.06 Rp 412.7K

-53.49%

Local Beer (0.5 liter bottle)

$2.21 £1.64

$2.84 Rp 48.7K

-22.18%

Imported Beer (0.33 liter bottle)

$2.28 £1.69

$2.79 Rp 47.8K

-18.28%

One-way Ticket (Public Transport)

$3.43 £2.54

$0.27 Rp 4,610

1170.37%

Public Transport Monthly Pass (Regular Price)

$88.9 £65.9

$8.24 Rp 141.4K

979.37%

Taxi Start (Normal Tariff)

$4.89 £3.62

$0.45 Rp 7,708

986.67%

Taxi (Normal Tariff) (1km)

$1.34 £1.00

$0.43 Rp 7,305

211.63%

Taxi 1hour Waiting (Normal Tariff)

$27.26 £20.20

$6.02 Rp 103.3K

352.82%

Gasoline (1 liter)

$1.87 £1.39

$0.86 Rp 14.7K

117.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.1K £28.2K

$26.1K Rp 447.1M

46.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.9K £30.3K

$31.7K Rp 543.7M

28.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$382 £283

$78.3 Rp 1.3M

387.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.51 £12.97

$4.00 Rp 68.5K

337.75%

Internet (50+ Mbps, Unlimited Data)

$46.28 £34.29

$24.35 Rp 417.7K

90.06%

Gym Membership (Monthly)

$45.36 £33.61

$95.8 Rp 1.6M

-52.64%

Tennis Court (1 Hour on Weekend)

$6.46 Rp 110.7K

Cinema Ticket

$10.76 £7.97

$4.01 Rp 68.7K

168.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,150 £852

$302 Rp 5.2M

281.25%

International Primary School, 1 Child (Yearly)

$15.5K £11.5K

$6,545 Rp 112.3M

137.37%

Jeans (Levis 501 Or Similar)

$82.7 £61.3

$53.4 Rp 916.3K

54.85%

Summer Dress (H&M, Zara, etc)

$41.78 £30.96

$38.55 Rp 661.2K

8.38%

Sport Shoes (Adidas, Nike)

$93.6 £69.3

$89.1 Rp 1.5M

5.03%

Men's Leather Business Shoes

$106 £78.3

$78.9 Rp 1.4M

33.88%

1-bedroom Apartment, City Center (Monthly)

$1,204 £892

$1,016 Rp 17.4M

18.50%

1-bedroom Apartment, Outside City Center (Monthly)

$992 £735

$672 Rp 11.5M

47.63%

3-bedroom Apartment, City Center (Monthly)

$2,033 £1,506

$3,368 Rp 57.8M

-39.65%

3-bedroom Apartment, Outside City Center (Monthly)

$1,717 £1,272

$2,108 Rp 36.2M

-18.54%

Buy Apartment in City Center (m2)

$3,001 Rp 51.5M

Buy Apartment Outside City Center (m2)

$2,337 Rp 40.1M

Average Monthly Net Salary (After Tax)

$178 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.32

13.28

-59.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cumbernauld: April 12, 2026

Last update for Ubud, Bali: April 12, 2026

Cost Breakdown

A central one-bedroom costs $1,204 in Cumbernauld versus $1,016 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $83 in Cumbernauld versus $33 in Ubud, Bali. Groceries tell a different story – $299 in Cumbernauld vs $300 in Ubud, Bali – so Cumbernauld wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cumbernauld vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Cumbernauld costs about 68% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,517 per month in Cumbernauld and $2,092 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,345 in Cumbernauld and $1,395 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 979% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,395, than in Cumbernauld at $2,345. In Ubud, Bali it covers expenses comfortably, while in Cumbernauld it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,395 versus $2,345 in Cumbernauld. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cumbernauld makes more sense. Both are solid long-term options with distinct trade-offs.