Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Culemborg

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $3,234 in Culemborg, rent and utilities included – about $22,800 less a year. Rent and utilities account for most of the difference.

Ubud, Bali, Indonesia
Culemborg, Netherlands
Ubud, Bali
🇮🇩 Indonesia
$1,331
/mo nomad
Culemborg
🇳🇱 Netherlands
$3,234
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Culemborg

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Culemborg actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $3,234 in Culemborg, rent included.

  • Ubud, Bali $1,331
  • Culemborg $3,234

A couple spends around $2,255 per month in Ubud, Bali vs $3,960 in Culemborg, rent included.

  • Ubud, Bali $2,255
  • Culemborg $3,960

A family of three spends $3,180 per month in Ubud, Bali vs $4,687 in Culemborg, rent included.

  • Ubud, Bali $3,180
  • Culemborg $4,687

Ubud, Bali is about 59% cheaper than Culemborg, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 2% below the global median, while Culemborg is 139% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Culemborg
Difference
Meal at Budget Restaurant
$3.38 Rp 61.3K
$16.98 €15.09
-80.09%
Three-Course Dinner for Two, Mid-Range
$34.65 Rp 629.1K
$74.0 €65.7
-53.18%
Fast Food Meal (McDonalds, etc)
$5.57 Rp 101.2K
$16.54 €14.70
-66.32%
Cappuccino
$2.62 Rp 47.6K
$4.79 €4.26
-45.30%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 Rp 27.9K
$3.28 €2.91
-53.05%
Water (0.33 liter bottle)
$0.64 Rp 11.6K
$2.83 €2.51
-77.39%
Local Beer (0.5 liter draught)
$2.67 Rp 48.4K
$6.88 €6.11
-61.19%
Imported Beer (0.33 liter bottle)
$4.26 Rp 77.4K
$5.51 €4.89
-22.69%
🛒 Groceries & Markets
Ubud, Bali
Culemborg
Difference
Milk (1 liter)
$1.46 Rp 26.5K
$1.48 €1.32
-1.35%
White Bread (500g)
$2.29 Rp 41.6K
$2.43 €2.16
-5.76%
Rice (white) (1kg)
$1.11 Rp 20.1K
$2.56 €2.27
-56.64%
Eggs
$2.10 Rp 38.1K
$4.87 €4.32
-56.88%
Local Cheese (1kg)
$15.94 Rp 289.4K
$13.38 €11.88
19.13%
Chicken Fillets (1kg)
$3.88 Rp 70.5K
$14.26 €12.66
-72.79%
Beef Round Steak (1kg)
$11.40 Rp 207.0K
$15.95 €14.17
-28.53%
Apples (1kg)
$3.55 Rp 64.5K
$2.78 €2.47
27.70%
Banana (1kg)
$1.54 Rp 27.9K
$2.38 €2.12
-35.29%
Oranges (1kg)
$2.23 Rp 40.5K
$1.82 €1.62
22.53%
Tomato (1kg)
$1.97 Rp 35.8K
$3.76 €3.34
-47.61%
Potato (1kg)
$1.86 Rp 33.7K
$1.86 €1.65
-
Onion (1kg)
$2.42 Rp 43.9K
$1.87 €1.66
29.41%
Lettuce (1 head)
$1.02 Rp 18.6K
$1.29 €1.15
-20.93%
Water (1.5 liter bottle)
$0.52 Rp 9,483
$0.90 €0.80
-42.22%
Cigarettes 20 Pack (Marlboro, Camel)
$2.20 Rp 39.9K
$14.59 €12.96
-84.92%
Wine (Bottle)
$21.79 Rp 395.6K
$6.52 €5.79
234.20%
Local Beer (0.5 liter bottle)
$2.33 Rp 42.2K
$1.27 €1.13
83.46%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.9K
$2.72 €2.41
9.19%
🚌 Getting Around
Ubud, Bali
Culemborg
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,546
$3.58 €3.18
-93.02%
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 148.4K
$88.4 €78.5
-90.75%
Taxi Start (Normal Tariff)
$0.44 Rp 7,947
$3.86 €3.43
-88.60%
Taxi (Normal Tariff) (1km)
$0.47 Rp 8,496
$2.74 €2.43
-82.85%
Taxi 1hour Waiting (Normal Tariff)
$5.60 Rp 101.7K
$45.29 €40.23
-87.64%
Gasoline (1 liter)
$0.83 Rp 15.0K
$2.49 €2.21
-66.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.4K Rp 443.8M
$40.6K €36.0K
-39.71%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 575.5M
$39.0K €34.6K
-18.66%
🧾 Monthly Utilities & Internet
Ubud, Bali
Culemborg
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$77.5 Rp 1.4M
$239 €212
-67.60%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.14 Rp 111.6K
$23.09 €20.51
-73.41%
Internet (50+ Mbps, Unlimited Data)
$18.92 Rp 343.4K
$56.1 €49.79
-66.24%
🎉 Sport & Entertainment
Ubud, Bali
Culemborg
Difference
Gym Membership (Monthly)
$51.0 Rp 925.8K
$40.73 €36.18
25.19%
Tennis Court (1 Hour on Weekend)
$18.25 Rp 331.3K
$23.59 €20.95
-22.64%
Cinema Ticket
$4.38 Rp 79.6K
$14.29 €12.70
-69.35%
🧸 Childcare & Education
Ubud, Bali
Culemborg
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$492 Rp 8.9M
$3,008 €2,672
-83.63%
International Primary School, 1 Child (Yearly)
$12.2K Rp 221.9M
$5,994 €5,325
103.89%
👕👟 Clothing & Footwear
Ubud, Bali
Culemborg
Difference
Jeans (Levis 501 Or Similar)
$45.16 Rp 819.9K
$94.5 €84.0
-52.23%
Summer Dress (H&M, Zara, etc)
$34.89 Rp 633.4K
$51.5 €45.76
-32.27%
Sport Shoes (Adidas, Nike)
$78.3 Rp 1.4M
$88.5 €78.6
-11.51%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$98.2 €87.3
-20.73%
🏠 Accommodation & Living
Ubud, Bali
Culemborg
Difference
1-bedroom Apartment, City Center (Monthly)
$1,078 Rp 19.6M
$1,418 €1,260
-24.03%
1-bedroom Apartment, Outside City Center (Monthly)
$665 Rp 12.1M
$1,931 €1,715
-65.57%
3-bedroom Apartment, City Center (Monthly)
$3,510 Rp 63.7M
$2,355 €2,092
49.07%
3-bedroom Apartment, Outside City Center (Monthly)
$1,671 Rp 30.3M
$1,826 €1,622
-8.48%
Buy Apartment in City Center (m2)
$2,340 Rp 42.5M
$5,798 €5,150
-59.64%
Buy Apartment Outside City Center (m2)
$2,236 Rp 40.6M
$4,522 €4,017
-50.55%
💵 Salaries & Financials
Ubud, Bali
Culemborg
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
3.23
326.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Culemborg: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$665
Culemborg
$1.9K 190% $1.3K
Groceries & Markets
Ubud, Bali
$279
Culemborg
$333 19% $53
Clothing & Footwear
Ubud, Bali
$106
Culemborg
$150 40.9% $43
Eating Out
Ubud, Bali
$106
Culemborg
$313 196% $207
Monthly Utilities & Internet
Ubud, Bali
$103
Culemborg
$318 210% $216
Sport & Entertainment
Ubud, Bali
$60
Culemborg
$69 16% $9.6
Getting Around
Ubud, Bali
$12
Culemborg
$120 906% $108

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $1,418 in Culemborg. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35 in Ubud, Bali versus $74 in Culemborg. Monthly groceries follow the same trend: $279 vs $333 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇳🇱 Culemborg
🕒 Local time
03:10 3:10 AM
20:10 8:10 PM
7 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
28,955
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,353 IDR (100,000 IDR = 4.91 EUR).

Euro exchange rates as of November 4, 2026: 1 USD = 0.888 EUR (1 EUR = 1.13 USD).

On the map
Between locations
  • Ubud, Bali Culemborg 12,120 km ≈ 16 h nonstop flight
From you
  • Ubud, Bali
  • Culemborg

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Culemborg: Cost of Living - Frequently Asked Questions
How do living costs in Ubud, Bali and in Culemborg compare overall?
Monthly costs with rent: $1,331 in Ubud, Bali, $3,234 in Culemborg – Ubud, Bali comes out roughly 59% cheaper. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Ubud, Bali compared to Culemborg?
For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $4,851 in Culemborg. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Ubud, Bali and Culemborg?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,418 in Culemborg.
How do commuting costs compare in Ubud, Bali and in Culemborg?
Public transport costs about 91% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
What is the difference in childcare costs between Ubud, Bali and Culemborg?
Kindergarten costs $492 per month in Ubud, Bali and $3,008 in Culemborg. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is feasible on a $1,000 budget?
$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $3,234 in Culemborg. You’ll need shared housing and careful budgeting no matter which city you pick.
Where should families live: Ubud, Bali or Culemborg?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Is Ubud, Bali or Culemborg safer for residents?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Where should expats move: Ubud, Bali or Culemborg?
For expats, Ubud, Bali is the easier option financially – housing and daily costs are lower, and overall it costs about 59% less, which matters a lot on a fixed budget or early-career salary.

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