Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Cremona

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,642 in Cremona, rent and utilities included – about $3,500 less a year. The total is higher in Cremona despite lower rent and utilities.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
79

Cost of Living Index in Cremona
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Cremona Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Cremona

🇮🇹 Italy

$1,642

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Cremona

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Cremona actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $1,642 in Cremona.

Ubud, Bali $1,353
Cremona $1,642

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $2,557 in Cremona.

Ubud, Bali $2,297
Cremona $2,557

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $3,471 in Cremona.

Ubud, Bali $3,241
Cremona $3,471

Living in Ubud, Bali costs roughly 18% less than in Cremona, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Cremona 21% above.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$16.65 €14.81

-80.60%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$77.4 €68.8

-54.91%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$9.07 €8.07

-37.16%

Cappuccino

$2.62 Rp 47.1K

$1.70 €1.51

54.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$3.23 €2.88

-46.75%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.62 €1.44

-50.00%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$5.58 €4.96

-52.51%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$4.41 €3.92

-0.91%

Milk (1 liter)

$1.57 Rp 28.3K

$1.35 €1.20

16.30%

White Bread (500g)

$2.19 Rp 39.5K

$2.39 €2.13

-8.37%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.96 €2.63

-60.14%

Eggs

$2.16 Rp 38.8K

$3.25 €2.89

-33.54%

Local Cheese (1kg)

$17.65 Rp 317.7K

$15.88 €14.13

11.15%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$11.13 €9.90

-66.04%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$26.95 €23.97

-55.66%

Apples (1kg)

$3.60 Rp 64.8K

$2.42 €2.15

48.76%

Banana (1kg)

$1.59 Rp 28.6K

$1.86 €1.65

-14.52%

Oranges (1kg)

$2.31 Rp 41.6K

$2.56 €2.28

-9.77%

Tomato (1kg)

$1.91 Rp 34.3K

$2.30 €2.05

-16.96%

Potato (1kg)

$1.78 Rp 32.1K

$2.10 €1.87

-15.24%

Onion (1kg)

$2.33 Rp 41.9K

$2.97 €2.64

-21.55%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.14 €1.01

-12.28%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.37 €0.33

43.24%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$6.83 €6.08

-66.47%

Wine (Bottle)

$22.07 Rp 397.3K

$5.49 €4.88

302.00%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.89 €1.68

24.34%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.26 €2.01

31.86%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$1.52 €1.35

-84.87%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$33.99 €30.24

-73.82%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$4.57 €4.07

-89.72%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$2.28 €2.02

-81.14%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$35.21 €31.32

-84.46%

Gasoline (1 liter)

$0.83 Rp 14.9K

$2.07 €1.84

-59.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$36.7K €32.6K

-34.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$35.8K €31.9K

-8.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$192 €171

-58.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$7.45 €6.63

-11.95%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$22.21 €19.75

-16.25%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$49.44 €43.98

9.47%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$19.83 €17.63

-7.82%

Cinema Ticket

$4.25 Rp 76.5K

$8.93 €7.95

-52.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$559 €497

-11.87%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$2,208 €1,964

153.51%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$90.3 €80.3

-49.53%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$22.12 €19.68

58.05%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$132 €118

-41.22%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$165 €147

-52.39%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$727 €647

55.53%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$538 €479

25.06%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$1,288 €1,146

180.47%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$889 €791

91.35%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$2,554 €2,272

6.39%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,338 €1,190

67.56%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$2,318 €2,062

-92.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.62

280.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Cremona: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Cremona

$538 32.8% 20% $135

Groceries & Markets

Ubud, Bali

$287 21.2%

Cremona

$338 20.6% 17.6% $51

Clothing & Footwear

Ubud, Bali

$107 7.9%

Cremona

$184 11.2% 73% $78

Eating Out

Ubud, Bali

$106 7.9%

Cremona

$237 14.4% 123% $131

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Cremona

$222 13.5% 111% $117

Sport & Entertainment

Ubud, Bali

$63 4.6%

Cremona

$67 4.1% 7.5% $4.7

Getting Around

Ubud, Bali

$12 0.9%

Cremona

$56 3.4% 351% $44

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $727 in Cremona. Housing cost is often the main lever when comparing two cities.

Cremona pays 1293% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $77.0 in Cremona for a mid-range dinner for two. Groceries echo the gap at $287 vs $338 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇹 Cremona

🕒 Local time

13:42 1:42 PM

07:42 7:42 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

71,336

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 21, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Cremona 11,870 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Cremona

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cremona: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 21% lower than in Cremona. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 1293% lower in Cremona. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $727 in Cremona. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,353 per month in Ubud, Bali versus $1,642 in Cremona – a 21% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 282% less than in Cremona. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,353 in Ubud, Bali versus $1,642 in Cremona, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Cremona. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,353 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Cremona are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 21% less than in Cremona. Beyond cost, consider language, visa policies, and how big the international community is in each city.