Last update: Oct 2026

Cost of Living Comparison Between Cremona and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,642 in Cremona, rent and utilities included – about $3,500 less a year. The total is higher in Cremona despite lower rent and utilities.

Cremona
🇮🇹 Italy
$1,642
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,353
/mo nomad
Monthly Cost of Living

How much you'll spend in Cremona and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cremona and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,642 in Cremona versus $1,353 in Ubud, Bali.

  • Cremona $1,642
  • Ubud, Bali $1,353

Estimated couple costs with rent: $2,557 in Cremona versus $2,297 in Ubud, Bali.

  • Cremona $2,557
  • Ubud, Bali $2,297

Monthly costs for a family of three with rent: $3,471 in Cremona versus $3,241 in Ubud, Bali.

  • Cremona $3,471
  • Ubud, Bali $3,241

Living in Cremona is roughly 21% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Cremona 21% above, Ubud, Bali 0% above.

Currency
🍽 Eating Out
Cremona
Ubud, Bali
Difference
Meal at Budget Restaurant
$16.65 €14.81
$3.23 Rp 58.1K
415.48%
Three-Course Dinner for Two, Mid-Range
$77.4 €68.8
$34.88 Rp 627.8K
121.79%
Fast Food Meal (McDonalds, etc)
$9.07 €8.07
$5.70 Rp 102.5K
59.12%
Cappuccino
$1.70 €1.51
$2.62 Rp 47.1K
-35.11%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.23 €2.88
$1.72 Rp 31.0K
87.79%
Water (0.33 liter bottle)
$1.62 €1.44
$0.81 Rp 14.6K
100.00%
Local Beer (0.5 liter draught)
$5.58 €4.96
$2.65 Rp 47.7K
110.57%
Imported Beer (0.33 liter bottle)
$4.41 €3.92
$4.37 Rp 78.6K
0.92%
🛒 Groceries & Markets
Cremona
Ubud, Bali
Difference
Milk (1 liter)
$1.35 €1.20
$1.57 Rp 28.3K
-14.01%
White Bread (500g)
$2.39 €2.13
$2.19 Rp 39.5K
9.13%
Rice (white) (1kg)
$2.96 €2.63
$1.18 Rp 21.2K
150.85%
Eggs
$3.25 €2.89
$2.16 Rp 38.8K
50.46%
Local Cheese (1kg)
$15.88 €14.13
$17.65 Rp 317.7K
-10.03%
Chicken Fillets (1kg)
$11.13 €9.90
$3.78 Rp 68.0K
194.44%
Beef Round Steak (1kg)
$26.95 €23.97
$11.95 Rp 215.1K
125.52%
Apples (1kg)
$2.42 €2.15
$3.60 Rp 64.8K
-32.78%
Banana (1kg)
$1.86 €1.65
$1.59 Rp 28.6K
16.98%
Oranges (1kg)
$2.56 €2.28
$2.31 Rp 41.6K
10.82%
Tomato (1kg)
$2.30 €2.05
$1.91 Rp 34.3K
20.42%
Potato (1kg)
$2.10 €1.87
$1.78 Rp 32.1K
17.98%
Onion (1kg)
$2.97 €2.64
$2.33 Rp 41.9K
27.47%
Lettuce (1 head)
$1.14 €1.01
$1.00 Rp 18.0K
14.00%
Water (1.5 liter bottle)
$0.37 €0.33
$0.53 Rp 9,509
-30.19%
Cigarettes 20 Pack (Marlboro, Camel)
$6.83 €6.08
$2.29 Rp 41.1K
198.25%
Wine (Bottle)
$5.49 €4.88
$22.07 Rp 397.3K
-75.12%
Local Beer (0.5 liter bottle)
$1.89 €1.68
$2.35 Rp 42.2K
-19.57%
Imported Beer (0.33 liter bottle)
$2.26 €2.01
$2.98 Rp 53.6K
-24.16%
🚌 Getting Around
Cremona
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.52 €1.35
$0.23 Rp 4,112
560.87%
Public Transport Monthly Pass (Regular Price)
$33.99 €30.24
$8.90 Rp 160.2K
281.91%
Taxi Start (Normal Tariff)
$4.57 €4.07
$0.47 Rp 8,466
872.34%
Taxi (Normal Tariff) (1km)
$2.28 €2.02
$0.43 Rp 7,737
430.23%
Taxi 1hour Waiting (Normal Tariff)
$35.21 €31.32
$5.47 Rp 98.4K
543.69%
Gasoline (1 liter)
$2.07 €1.84
$0.83 Rp 14.9K
149.40%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.7K €32.6K
$23.9K Rp 429.8M
53.57%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.8K €31.9K
$32.8K Rp 590.1M
9.23%
🧾 Monthly Utilities & Internet
Cremona
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$192 €171
$80.0 Rp 1.4M
140.43%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$7.45 €6.63
$6.56 Rp 118.1K
13.57%
Internet (50+ Mbps, Unlimited Data)
$22.21 €19.75
$18.60 Rp 334.8K
19.41%
🎉 Sport & Entertainment
Cremona
Ubud, Bali
Difference
Gym Membership (Monthly)
$49.44 €43.98
$54.1 Rp 974.1K
-8.65%
Tennis Court (1 Hour on Weekend)
$19.83 €17.63
$18.28 Rp 329.0K
8.48%
Cinema Ticket
$8.93 €7.95
$4.25 Rp 76.5K
110.12%
🧸 Childcare & Education
Cremona
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$559 €497
$493 Rp 8.9M
13.48%
International Primary School, 1 Child (Yearly)
$2,208 €1,964
$5,597 Rp 100.7M
-60.55%
👕👟 Clothing & Footwear
Cremona
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$90.3 €80.3
$45.58 Rp 820.4K
98.14%
Summer Dress (H&M, Zara, etc)
$22.12 €19.68
$34.96 Rp 629.4K
-36.73%
Sport Shoes (Adidas, Nike)
$132 €118
$77.7 Rp 1.4M
70.12%
Men's Leather Business Shoes
$165 €147
$78.5 Rp 1.4M
110.06%
🏠 Accommodation & Living
Cremona
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$727 €647
$1,131 Rp 20.4M
-35.71%
1-bedroom Apartment, Outside City Center (Monthly)
$538 €479
$673 Rp 12.1M
-20.04%
3-bedroom Apartment, City Center (Monthly)
$1,288 €1,146
$3,613 Rp 65.0M
-64.35%
3-bedroom Apartment, Outside City Center (Monthly)
$889 €791
$1,702 Rp 30.6M
-47.74%
Buy Apartment in City Center (m2)
$2,554 €2,272
$2,717 Rp 48.9M
-6.00%
Buy Apartment Outside City Center (m2)
$1,338 €1,190
$2,241 Rp 40.3M
-40.32%
💵 Salaries & Financials
Cremona
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,318 €2,062
$166 Rp 3.0M
1293.24%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.62
13.78
-73.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cremona: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cremona
$538
Ubud, Bali
$673 25.1% $135
Groceries & Markets
Cremona
$338
Ubud, Bali
$287 15% $51
Eating Out
Cremona
$237
Ubud, Bali
$106 55.1% $131
Monthly Utilities & Internet
Cremona
$222
Ubud, Bali
$105 52.6% $117
Clothing & Footwear
Cremona
$184
Ubud, Bali
$107 42.2% $78
Sport & Entertainment
Cremona
$67
Ubud, Bali
$63 7% $4.7
Getting Around
Cremona
$56
Ubud, Bali
$12 77.8% $44

Cost Breakdown

A one-bedroom apartment in the center runs $727 in Cremona and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Cremona pays 1293% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $77.0 in Cremona vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $338 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know
🇮🇹 Cremona
🇮🇩 Ubud, Bali
🕒 Local time
06:57 6:57 AM
12:57 12:57 PM
6 h ahead of Cremona
🌤 Weather
👥 Population
71,336
74,800
💱 Currency
Euro EUR €
Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

Euro exchange rates as of October 21, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Cremona Ubud, Bali 11,870 km ≈ 15 h nonstop flight
From you
  • Cremona
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cremona vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Cremona or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 21% lower than in Cremona. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Cremona or in Ubud, Bali?
Average pay runs 1293% higher in Cremona, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Cremona compared to Ubud, Bali?
Rent for a central apartment: $727 in Cremona versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Cremona compared to Ubud, Bali?
All in, you'll spend $1,642 per month in Cremona versus $1,353 in Ubud, Bali – a 21% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Cremona compared to Ubud, Bali?
A monthly transit pass in Ubud, Bali runs roughly 282% less than in Cremona. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,000/month in Cremona or in Ubud, Bali?
At $1,353 in Ubud, Bali versus $1,642 in Cremona, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Cremona. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Cremona or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,353 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Cremona compared to Ubud, Bali?
Safety-wise, Cremona and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 21% less than in Cremona. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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