Cost of Living Comparison Between Ubud, Bali and Covilha Cost of Living Comparison Between Ubud, Bali and Covilha

Monthly Cost of Living

A single person spends $1,374 per month in Ubud, Bali vs $1,185 in Covilha, rent included.

A couple spends around $2,313 per month in Ubud, Bali vs $1,882 in Covilha, rent included.

A family of three spends $3,252 per month in Ubud, Bali vs $2,579 in Covilha, rent included.

Ubud, Bali costs about 16% more than Covilha, driven mainly by Groceries & Markets.

Ubud, Bali sits 2% above the global median, while Covilha is 12% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.32 Rp 59.4K

$9.30 €8.21

-64.30%

Three-Course Dinner for Two, Mid-Range

$35.33 Rp 631.4K

$36.57 €32.28

-3.39%

Fast Food Meal (McDonalds, etc)

$5.33 Rp 95.3K

$6.90 €6.09

-22.75%

Cappuccino

$2.75 Rp 49.2K

$1.35 €1.19

103.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 Rp 30.9K

$1.73 €1.53

Water (0.33 liter bottle)

$0.80 Rp 14.3K

$1.16 €1.03

-31.03%

Local Beer (0.5 liter draught)

$2.95 Rp 52.7K

$1.96 €1.73

50.51%

Imported Beer (0.33 liter bottle)

$4.44 Rp 79.3K

$1.50 €1.33

196.00%

Milk (1 liter)

$1.50 Rp 26.8K

$1.02 €0.90

47.06%

White Bread (500g)

$2.30 Rp 41.1K

$1.03 €0.91

123.30%

Rice (white) (1kg)

$1.10 Rp 19.6K

$1.32 €1.16

-16.67%

Eggs

$2.16 Rp 38.6K

$2.76 €2.44

-21.74%

Local Cheese (1kg)

$17.09 Rp 305.4K

$7.32 €6.46

133.47%

Chicken Fillets (1kg)

$3.88 Rp 69.3K

$7.00 €6.18

-44.57%

Beef Round Steak (1kg)

$11.92 Rp 213.0K

$11.16 €9.85

6.81%

Apples (1kg)

$3.57 Rp 63.7K

$1.82 €1.61

96.15%

Banana (1kg)

$1.58 Rp 28.3K

$1.29 €1.14

22.48%

Oranges (1kg)

$2.36 Rp 42.2K

$1.38 €1.22

71.01%

Tomato (1kg)

$1.97 Rp 35.1K

$2.46 €2.17

-19.92%

Potato (1kg)

$1.81 Rp 32.3K

$1.33 €1.18

36.09%

Onion (1kg)

$2.39 Rp 42.7K

$1.73 €1.53

38.15%

Lettuce (1 head)

$1.02 Rp 18.2K

$1.44 €1.27

-29.17%

Water (1.5 liter bottle)

$0.49 Rp 8,782

$0.43 €0.38

13.95%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 40.1K

$5.62 €4.96

-59.96%

Wine (Bottle)

$22.30 Rp 398.5K

$3.14 €2.77

610.19%

Local Beer (0.5 liter bottle)

$2.37 Rp 42.3K

$1.04 €0.92

127.88%

Imported Beer (0.33 liter bottle)

$2.90 Rp 51.7K

$1.48 €1.30

95.95%

One-way Ticket (Public Transport)

$0.25 Rp 4,452

$2.04 €1.80

-87.75%

Public Transport Monthly Pass (Regular Price)

$8.55 Rp 152.8K

$45.09 €39.80

-81.04%

Taxi Start (Normal Tariff)

$0.44 Rp 7,897

$4.45 €3.93

-90.11%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,547

Taxi 1hour Waiting (Normal Tariff)

$5.66 Rp 101.2K

Gasoline (1 liter)

$0.81 Rp 14.6K

$2.02 €1.78

-59.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 424.2M

$33.6K €29.7K

-29.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 553.6M

$39.5K €34.8K

-21.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.3 Rp 1.5M

$128 €113

-35.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.30 Rp 112.6K

$19.94 €17.60

-68.41%

Internet (50+ Mbps, Unlimited Data)

$18.63 Rp 333.0K

$39.82 €35.14

-53.21%

Gym Membership (Monthly)

$54.7 Rp 978.1K

$42.20 €37.25

29.69%

Tennis Court (1 Hour on Weekend)

$18.45 Rp 329.7K

$10.27 €9.07

79.65%

Cinema Ticket

$4.24 Rp 75.8K

$8.70 €7.68

-51.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$484 Rp 8.7M

$84.5 €74.5

473.24%

International Primary School, 1 Child (Yearly)

$5,590 Rp 99.9M

$6,148 €5,427

-9.07%

Jeans (Levis 501 Or Similar)

$45.77 Rp 818.0K

$75.8 €66.9

-39.63%

Summer Dress (H&M, Zara, etc)

$35.69 Rp 637.9K

$21.24 €18.75

68.03%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$110 €96.7

-28.57%

Men's Leather Business Shoes

$80.1 Rp 1.4M

$172 €152

-53.37%

1-bedroom Apartment, City Center (Monthly)

$1,147 Rp 20.5M

$509 €450

125.11%

1-bedroom Apartment, Outside City Center (Monthly)

$678 Rp 12.1M

$405 €357

67.40%

3-bedroom Apartment, City Center (Monthly)

$3,504 Rp 62.6M

$965 €852

263.11%

3-bedroom Apartment, Outside City Center (Monthly)

$1,688 Rp 30.2M

$789 €697

113.86%

Buy Apartment in City Center (m2)

$2,788 Rp 49.8M

$1,805 €1,593

54.51%

Buy Apartment Outside City Center (m2)

$2,257 Rp 40.3M

$678 €599

232.63%

Average Monthly Net Salary (After Tax)

$165 Rp 2.9M

$1,033 €911

-84.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.45

299.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 28, 2026

Last update for Covilha: September 26, 2026

Cost Breakdown

A central one-bedroom costs $1,147 in Ubud, Bali versus $509 in Covilha. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 526% higher in Covilha, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $37.00 in Covilha. Groceries tell a different story – $286 in Ubud, Bali vs $195 in Covilha – so Covilha wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Covilha: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 16%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,062 per month in Ubud, Bali and $1,777 in Covilha. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Covilha, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 47% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $37.00 in Covilha. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Covilha, where all-in costs run around $1,185, than in Ubud, Bali at $1,374. In Covilha it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Covilha – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Covilha. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.