Cost of Living Comparison Between Ubud, Bali and Concordia Cost of Living Comparison Between Ubud, Bali and Concordia

Monthly Cost of Living

A single person spends $1,396 per month in Ubud, Bali vs $1,170 in Concordia, rent included.

A couple spends around $2,334 per month in Ubud, Bali vs $2,003 in Concordia, rent included.

A family of three spends $3,273 per month in Ubud, Bali vs $2,837 in Concordia, rent included.

Ubud, Bali costs about 19% more than Concordia, driven mainly by Eating Out.

Ubud, Bali sits 2% above the global median, while Concordia is 15% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.37 Rp 59.7K

$15.73 ARS 23.7K

-78.58%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 682.4K

$53.4 ARS 80.5K

-27.71%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.6K

$12.34 ARS 18.6K

-55.27%

Cappuccino

$2.64 Rp 46.8K

$3.89 ARS 5,872

-32.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.6K

$2.13 ARS 3,217

-21.60%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$1.73 ARS 2,611

-55.49%

Local Beer (0.5 liter draught)

$2.63 Rp 46.6K

$3.71 ARS 5,595

-29.11%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.7K

$3.23 ARS 4,876

32.51%

Milk (1 liter)

$1.55 Rp 27.3K

$1.28 ARS 1,938

21.09%

White Bread (500g)

$2.22 Rp 39.3K

$2.09 ARS 3,147

6.22%

Rice (white) (1kg)

$1.13 Rp 19.9K

$1.38 ARS 2,083

-18.12%

Eggs

$2.09 Rp 36.9K

$2.35 ARS 3,551

-11.06%

Local Cheese (1kg)

$17.39 Rp 307.6K

$9.95 ARS 15.0K

74.77%

Chicken Fillets (1kg)

$3.87 Rp 68.4K

$6.86 ARS 10.3K

-43.59%

Beef Round Steak (1kg)

$12.55 Rp 221.9K

$11.65 ARS 17.6K

7.73%

Apples (1kg)

$3.62 Rp 63.9K

$2.50 ARS 3,776

44.80%

Banana (1kg)

$1.56 Rp 27.6K

$2.51 ARS 3,784

-37.85%

Oranges (1kg)

$2.35 Rp 41.6K

$1.24 ARS 1,869

89.52%

Tomato (1kg)

$2.06 Rp 36.4K

$1.89 ARS 2,850

8.99%

Potato (1kg)

$1.90 Rp 33.6K

$1.20 ARS 1,808

58.33%

Onion (1kg)

$2.34 Rp 41.3K

$1.04 ARS 1,566

125.00%

Lettuce (1 head)

$1.03 Rp 18.2K

$1.52 ARS 2,296

-32.24%

Water (1.5 liter bottle)

$0.55 Rp 9,809

$1.53 ARS 2,303

-64.05%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.8K

$3.36 ARS 5,066

-33.04%

Wine (Bottle)

$23.81 Rp 421.0K

$4.26 ARS 6,431

458.92%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.9K

$2.19 ARS 3,301

5.48%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.5K

$3.11 ARS 4,685

-9.97%

One-way Ticket (Public Transport)

$0.27 Rp 4,816

$0.95 ARS 1,427

-71.58%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 153.2K

Taxi Start (Normal Tariff)

$0.48 Rp 8,515

$1.52 ARS 2,291

-68.42%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,887

$0.93 ARS 1,401

-51.61%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 101.1K

$7.80 ARS 11.8K

-26.67%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.28 ARS 1,933

-40.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 433.0M

$27.7K ARS 41.8M

-11.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 568.0M

$34.1K ARS 51.4M

-5.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$83.9 ARS 126.5K

-0.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 114.2K

$16.75 ARS 25.3K

-61.43%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 335.9K

$30.22 ARS 45.6K

-37.16%

Gym Membership (Monthly)

$56.0 Rp 989.8K

$31.09 ARS 46.9K

80.03%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 329.2K

Cinema Ticket

$4.28 Rp 75.7K

$9.58 ARS 14.4K

-55.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$342 ARS 516.1K

42.19%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.6M

$3,683 ARS 5.6M

58.99%

Jeans (Levis 501 Or Similar)

$45.56 Rp 805.6K

$103 ARS 155.3K

-55.77%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 643.3K

$77.2 ARS 116.4K

-52.85%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$127 ARS 191.0K

-35.30%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$108 ARS 163.0K

-25.61%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$450 ARS 678.0K

148.39%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$265 ARS 399.3K

164.84%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.5M

$924 ARS 1.4M

282.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.2M

$800 ARS 1.2M

120.19%

Buy Apartment in City Center (m2)

$2,826 Rp 50.0M

$2,469 ARS 3.7M

14.46%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.5M

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

56.56

-75.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Concordia: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,117 in Ubud, Bali versus $450 in Concordia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $53.0 in Concordia. Groceries tell a different story – $293 in Ubud, Bali vs $245 in Concordia – so Concordia wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Concordia: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,396 in Ubud, Bali, $1,170 in Concordia – roughly 19% apart. Ubud, Bali costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,095 per month in Ubud, Bali and $1,755 in Concordia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Concordia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,396 in Ubud, Bali and $1,170 in Concordia. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $487 per month in Ubud, Bali and $342 in Concordia. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Concordia, where all-in costs run around $1,170, than in Ubud, Bali at $1,396. In Concordia it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,170 in Concordia to $1,396 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Concordia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.