Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Concordia

For one person, living is cheaper in Concordia: $1,176 a month against $1,368 in Ubud, Bali, rent and utilities included – about $2,300 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
60

Cost of Living Index in Concordia
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Concordia Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Concordia

🇦🇷 Argentina

$1,176

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Concordia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Concordia actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $1,176 in Concordia, rent included.

Ubud, Bali $1,368
Concordia $1,176

A couple spends around $2,314 per month in Ubud, Bali vs $2,057 in Concordia, rent included.

Ubud, Bali $2,314
Concordia $2,057

A family of three spends $3,260 per month in Ubud, Bali vs $2,938 in Concordia, rent included.

Ubud, Bali $3,260
Concordia $2,938

Ubud, Bali costs about 16% more than Concordia, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 1% above the global median, while Concordia is 13% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$16.50 ARS 25.0K

-79.82%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$57.9 ARS 87.8K

-39.19%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$14.29 ARS 21.7K

-59.41%

Cappuccino

$2.73 Rp 49.1K

$3.85 ARS 5,840

-29.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$2.25 ARS 3,419

-27.11%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.91 ARS 2,904

-56.54%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$3.88 ARS 5,890

-30.41%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$3.72 ARS 5,642

15.59%

Milk (1 liter)

$1.50 Rp 27.1K

$1.37 ARS 2,079

9.49%

White Bread (500g)

$2.30 Rp 41.4K

$2.03 ARS 3,080

13.30%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.13 ARS 3,235

-44.60%

Eggs

$2.14 Rp 38.6K

$2.77 ARS 4,208

-22.74%

Local Cheese (1kg)

$17.48 Rp 314.6K

$11.19 ARS 17.0K

56.21%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$7.47 ARS 11.3K

-46.05%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$12.42 ARS 18.8K

-1.53%

Apples (1kg)

$3.55 Rp 63.9K

$2.13 ARS 3,232

66.67%

Banana (1kg)

$1.57 Rp 28.3K

$2.02 ARS 3,062

-22.28%

Oranges (1kg)

$2.24 Rp 40.2K

$1.63 ARS 2,469

37.42%

Tomato (1kg)

$1.93 Rp 34.7K

$2.63 ARS 3,995

-26.62%

Potato (1kg)

$1.88 Rp 33.9K

$0.94 ARS 1,433

100.00%

Onion (1kg)

$2.29 Rp 41.3K

$0.90 ARS 1,362

154.44%

Lettuce (1 head)

$0.99 Rp 17.9K

Water (1.5 liter bottle)

$0.53 Rp 9,475

$1.65 ARS 2,506

-67.88%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$3.76 ARS 5,705

-39.36%

Wine (Bottle)

$23.01 Rp 414.2K

$5.03 ARS 7,635

357.46%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.99 ARS 3,016

17.59%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$3.23 ARS 4,902

-9.91%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.91 ARS 1,386

-73.63%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$1.57 ARS 2,379

-69.43%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.25 ARS 1,890

-29.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$27.6K ARS 41.9M

-11.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$32.5K ARS 49.3M

-3.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$129 ARS 195.6K

-35.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$15.93 ARS 24.2K

-59.51%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$24.12 ARS 36.6K

-23.01%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$28.64 ARS 43.5K

94.90%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$8.01 ARS 12.2K

-45.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$300 ARS 455.7K

64.15%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$106 ARS 160.3K

-56.28%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$114 ARS 172.6K

-30.48%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$126 ARS 190.9K

-37.67%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$526 ARS 797.8K

117.29%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$282 ARS 428.6K

139.24%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$966 ARS 1.5M

262.54%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$894 ARS 1.4M

90.12%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Concordia: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Concordia

$282 24% 58.2% $393

Groceries & Markets

Ubud, Bali

$290 21.2%

Concordia

$255 * 21.7% 12.1% $35

Eating Out

Ubud, Bali

$109 8%

Concordia

$265 22.5% 143% $156

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Concordia

$169 14.4% 56.4% $61

Clothing & Footwear

Ubud, Bali

$108 7.9%

Concordia

$155 * 13.2% 44.4% $48

Sport & Entertainment

Ubud, Bali

$65 4.7%

Concordia

$45 3.8% 30.8% $20

Getting Around

Ubud, Bali

$13 0.9%

Concordia

$5.2 * 0.4% 58.4% $7.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $526 in Concordia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $58.0 in Concordia. Groceries tell a different story – $290 in Ubud, Bali vs $255 in Concordia – so Concordia wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇦🇷 Concordia

🕒 Local time

01:38 1:38 AM

14:38 2:38 PM

11 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

149,450

💱 Currency

Indonesian Rupiah IDR Rp

Argentine Peso ARS $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

10,000 ARS = 6.59 USD

10,000 ARS = 5.86 EUR

Exchange rates and currency converter

ARS, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Argentine Peso exchange rates as of October 19, 2026: 1 USD = 1,517 ARS (10,000 ARS = 6.59 USD). 1 EUR = 1,706 ARS (10,000 ARS = 5.86 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Concordia 15,520 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Concordia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Concordia: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $1,176 in Concordia – roughly 16% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $1,764 in Concordia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Concordia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $1,176 in Concordia. That's a gap of about 16%.

Kindergarten costs $493 per month in Ubud, Bali and $300 in Concordia. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Concordia, where all-in costs run around $1,176, than in Ubud, Bali at $1,368. In Concordia it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,176 in Concordia to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Concordia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.