Cost of Living Comparison Between Ubud, Bali and Concordia Cost of Living Comparison Between Ubud, Bali and Concordia

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $972 in Concordia, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,591 in Concordia, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $2,211 in Concordia, rent included.

Ubud, Bali costs about 45% more than Concordia, driven mainly by Eating Out.

Ubud, Bali sits 5% above the global median, while Concordia is 27% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$10.60 ARS 15.7K

-67.45%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$33.86 ARS 50.0K

-4.49%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$9.02 ARS 13.3K

-46.34%

Cappuccino

$2.75 Rp 49.3K

$2.77 ARS 4,094

-0.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$1.72 ARS 2,536

-19.77%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.56 ARS 2,300

-51.92%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$2.17 ARS 3,202

37.79%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$2.97 ARS 4,386

29.63%

Milk (1 liter)

$1.74 Rp 31.1K

$1.30 ARS 1,918

33.85%

White Bread (500g)

$2.46 Rp 44.1K

$1.55 ARS 2,295

58.71%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.93 ARS 2,856

-39.38%

Eggs

$2.43 Rp 43.6K

$2.20 ARS 3,257

10.45%

Local Cheese (1kg)

$14.50 Rp 260.2K

$10.07 ARS 14.9K

43.99%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$6.14 ARS 9,077

-29.15%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$9.17 ARS 13.6K

30.64%

Apples (1kg)

$3.72 Rp 66.7K

$2.00 ARS 2,958

86.00%

Banana (1kg)

$1.63 Rp 29.2K

$2.09 ARS 3,089

-22.01%

Oranges (1kg)

$2.74 Rp 49.2K

$1.31 ARS 1,934

109.16%

Tomato (1kg)

$2.24 Rp 40.2K

$2.54 ARS 3,747

-11.81%

Potato (1kg)

$1.92 Rp 34.4K

$1.17 ARS 1,734

64.10%

Onion (1kg)

$2.28 Rp 40.8K

$1.25 ARS 1,844

82.40%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.31 ARS 1,940

-19.08%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$1.48 ARS 2,195

-51.35%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$3.15 ARS 4,660

4.44%

Wine (Bottle)

$23.19 Rp 416.1K

$5.16 ARS 7,630

349.42%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$2.07 ARS 3,057

34.30%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$3.13 ARS 4,628

-12.78%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.77 ARS 1,136

-64.94%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$1.53 ARS 2,268

-68.63%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$0.87 ARS 1,288

-51.72%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$6.10 ARS 9,023

1.97%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.07 ARS 1,577

-24.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$27.2K ARS 40.2M

-2.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$30.1K ARS 44.5M

6.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$66.1 ARS 97.7K

18.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$17.23 ARS 25.5K

-76.38%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$22.91 ARS 33.9K

6.20%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$26.32 ARS 38.9K

274.66%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$13.54 ARS 20.0K

-53.18%

Cinema Ticket

$3.99 Rp 71.5K

$6.24 ARS 9,225

-36.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$222 ARS 327.8K

37.53%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$2,686 ARS 4.0M

147.30%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$72.8 ARS 107.6K

-25.61%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$70.2 ARS 103.8K

-46.14%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$114 ARS 168.6K

-23.89%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$112 ARS 164.9K

-31.55%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$338 ARS 499.0K

193.77%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$235 ARS 348.0K

185.72%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$673 ARS 994.8K

401.42%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$537 ARS 793.4K

281.91%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$1,966 ARS 2.9M

42.67%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$1,698 ARS 2.5M

31.19%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

58.5

-77.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Concordia: July 12, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $338 in Concordia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $34.00 in Concordia. Groceries tell a different story – $297 in Ubud, Bali vs $230 in Concordia – so Concordia wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Concordia: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $972 in Concordia – roughly 45% apart. Ubud, Bali costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,457 in Concordia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Concordia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $972 in Concordia. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $305 per month in Ubud, Bali and $222 in Concordia. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Concordia, where all-in costs run around $972, than in Ubud, Bali at $1,408. In Concordia it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $972 in Concordia to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Concordia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.