Cost of Living Comparison Between Ubud, Bali and Concordia Cost of Living Comparison Between Ubud, Bali and Concordia

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $967 in Concordia, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,596 in Concordia, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $2,225 in Concordia, rent included.

Ubud, Bali costs about 47% more than Concordia, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Concordia is 28% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$10.40 ARS 15.0K

-65.77%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$33.59 ARS 48.3K

-2.56%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$8.88 ARS 12.8K

-44.26%

Cappuccino

$2.71 Rp 48.6K

$2.74 ARS 3,941

-1.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$1.70 ARS 2,449

-21.18%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$1.50 ARS 2,153

-53.33%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$2.09 ARS 3,010

39.71%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$2.96 ARS 4,259

33.78%

Milk (1 liter)

$1.81 Rp 32.4K

$1.31 ARS 1,889

38.17%

White Bread (500g)

$2.52 Rp 45.1K

$1.57 ARS 2,262

60.51%

Rice (white) (1kg)

$1.16 Rp 20.8K

$1.95 ARS 2,798

-40.51%

Eggs

$2.46 Rp 44.1K

$2.16 ARS 3,104

13.89%

Local Cheese (1kg)

$14.71 Rp 263.7K

$10.24 ARS 14.7K

43.65%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$6.09 ARS 8,767

-29.06%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$9.58 ARS 13.8K

26.72%

Apples (1kg)

$3.84 Rp 68.8K

$2.01 ARS 2,887

91.04%

Banana (1kg)

$1.56 Rp 27.9K

$2.16 ARS 3,101

-27.78%

Oranges (1kg)

$2.83 Rp 50.8K

$1.28 ARS 1,834

121.09%

Tomato (1kg)

$2.33 Rp 41.7K

$2.65 ARS 3,812

-12.08%

Potato (1kg)

$1.91 Rp 34.3K

$1.13 ARS 1,619

69.03%

Onion (1kg)

$2.20 Rp 39.5K

$1.25 ARS 1,797

76.00%

Lettuce (1 head)

$1.01 Rp 18.2K

$1.25 ARS 1,805

-19.20%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$1.42 ARS 2,040

-45.07%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$3.20 ARS 4,604

3.75%

Wine (Bottle)

$23.74 Rp 425.5K

$4.28 ARS 6,155

454.67%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$2.06 ARS 2,967

35.44%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$3.05 ARS 4,381

-6.23%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.77 ARS 1,106

-64.94%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$1.48 ARS 2,129

-68.92%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.86 ARS 1,237

-47.67%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$6.02 ARS 8,660

1.33%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.05 ARS 1,507

-24.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$26.9K ARS 38.7M

-2.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$30.0K ARS 43.2M

6.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$66.9 ARS 96.2K

19.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$17.41 ARS 25.0K

-76.68%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$22.80 ARS 32.8K

3.16%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$26.41 ARS 38.0K

273.72%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$13.59 ARS 19.5K

-51.21%

Cinema Ticket

$4.15 Rp 74.3K

$6.31 ARS 9,083

-34.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$224 ARS 321.9K

35.83%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$2,714 ARS 3.9M

143.70%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$72.5 ARS 104.3K

-23.41%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$68.7 ARS 98.8K

-44.23%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$115 ARS 165.1K

-22.82%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$110 ARS 157.7K

-28.99%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$333 ARS 478.4K

202.61%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$235 ARS 338.3K

187.18%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$685 ARS 986.0K

402.16%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$535 ARS 769.0K

281.49%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$2,049 ARS 2.9M

38.68%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

58.5

-77.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Concordia: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $333 in Concordia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $34.00 in Concordia. Groceries tell a different story – $302 in Ubud, Bali vs $229 in Concordia – so Concordia wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Concordia: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,419 in Ubud, Bali, $967 in Concordia – roughly 47% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,450 in Concordia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Concordia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,419 in Ubud, Bali and $967 in Concordia. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $304 per month in Ubud, Bali and $224 in Concordia. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Concordia, where all-in costs run around $967, than in Ubud, Bali at $1,419. In Concordia it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $967 in Concordia to $1,419 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Concordia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.