Cost of Living Comparison Between Concordia and Ubud, Bali Cost of Living Comparison Between Concordia and Ubud, Bali

Monthly Cost of Living

A single person spends $1,170 per month in Concordia vs $1,378 in Ubud, Bali, rent included.

A couple spends around $1,975 per month in Concordia vs $2,327 in Ubud, Bali, rent included.

A family of three spends $2,780 per month in Concordia vs $3,275 in Ubud, Bali, rent included.

Concordia is about 15% cheaper than Ubud, Bali, driven mainly by Eating Out.

Concordia sits 15% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$15.48 ARS 23.3K

$3.33 Rp 58.8K

364.86%

Three-Course Dinner for Two, Mid-Range

$53.4 ARS 80.4K

$35.82 Rp 631.6K

48.94%

Fast Food Meal (McDonalds, etc)

$13.11 ARS 19.8K

$5.63 Rp 99.3K

132.86%

Cappuccino

$3.80 ARS 5,728

$2.82 Rp 49.7K

34.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.14 ARS 3,232

$1.75 Rp 30.8K

22.29%

Water (0.33 liter bottle)

$1.74 ARS 2,619

$0.80 Rp 14.1K

117.50%

Local Beer (0.5 liter draught)

$3.75 ARS 5,654

$3.04 Rp 53.7K

23.36%

Imported Beer (0.33 liter bottle)

$3.60 ARS 5,428

$4.30 Rp 75.8K

-16.28%

Milk (1 liter)

$1.37 ARS 2,067

$1.61 Rp 28.4K

-14.91%

White Bread (500g)

$2.18 ARS 3,282

$2.27 Rp 40.0K

-3.96%

Rice (white) (1kg)

$1.52 ARS 2,286

$1.17 Rp 20.6K

29.91%

Eggs

$2.43 ARS 3,669

$2.17 Rp 38.2K

11.98%

Local Cheese (1kg)

$10.26 ARS 15.5K

$17.63 Rp 310.9K

-41.80%

Chicken Fillets (1kg)

$6.38 ARS 9,624

$4.05 Rp 71.5K

57.53%

Beef Round Steak (1kg)

$11.48 ARS 17.3K

$12.18 Rp 214.8K

-5.75%

Apples (1kg)

$2.34 ARS 3,530

$3.62 Rp 63.8K

-35.36%

Banana (1kg)

$2.17 ARS 3,277

$1.64 Rp 28.8K

32.32%

Oranges (1kg)

$1.38 ARS 2,083

$2.31 Rp 40.6K

-40.26%

Tomato (1kg)

$2.13 ARS 3,214

$1.96 Rp 34.5K

8.67%

Potato (1kg)

$1.08 ARS 1,630

$1.84 Rp 32.5K

-41.30%

Onion (1kg)

$1.03 ARS 1,550

$2.37 Rp 41.8K

-56.54%

Lettuce (1 head)

$1.61 ARS 2,429

$1.05 Rp 18.5K

53.33%

Water (1.5 liter bottle)

$1.75 ARS 2,637

$0.54 Rp 9,573

224.07%

Cigarettes 20 Pack (Marlboro, Camel)

$3.36 ARS 5,061

$2.30 Rp 40.6K

46.09%

Wine (Bottle)

$5.06 ARS 7,629

$23.08 Rp 406.9K

-78.08%

Local Beer (0.5 liter bottle)

$2.03 ARS 3,067

$2.34 Rp 41.2K

-13.25%

Imported Beer (0.33 liter bottle)

$2.86 ARS 4,315

$3.07 Rp 54.1K

-6.84%

One-way Ticket (Public Transport)

$0.97 ARS 1,470

$0.25 Rp 4,371

288.00%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 166.1K

Taxi Start (Normal Tariff)

$1.64 ARS 2,471

$0.49 Rp 8,643

234.69%

Taxi (Normal Tariff) (1km)

$0.98 ARS 1,476

$0.47 Rp 8,360

108.51%

Taxi 1hour Waiting (Normal Tariff)

$7.36 ARS 11.1K

$5.60 Rp 98.8K

31.43%

Gasoline (1 liter)

$1.20 ARS 1,811

$0.81 Rp 14.2K

48.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K ARS 41.2M

$25.0K Rp 440.9M

9.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K ARS 49.5M

$31.1K Rp 547.7M

5.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$84.6 ARS 127.5K

$82.7 Rp 1.5M

2.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.13 ARS 25.8K

$6.49 Rp 114.4K

163.94%

Internet (50+ Mbps, Unlimited Data)

$27.49 ARS 41.4K

$18.79 Rp 331.3K

46.30%

Gym Membership (Monthly)

$30.23 ARS 45.6K

$55.2 Rp 974.0K

-45.28%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 321.1K

Cinema Ticket

$8.26 ARS 12.4K

$4.30 Rp 75.8K

92.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$300 ARS 452.9K

$494 Rp 8.7M

-39.20%

International Primary School, 1 Child (Yearly)

$4,178 ARS 6.3M

$5,917 Rp 104.3M

-29.39%

Jeans (Levis 501 Or Similar)

$108 ARS 162.4K

$46.28 Rp 815.9K

132.76%

Summer Dress (H&M, Zara, etc)

$76.3 ARS 115.1K

$36.44 Rp 642.5K

109.47%

Sport Shoes (Adidas, Nike)

$116 ARS 174.6K

$80.7 Rp 1.4M

43.56%

Men's Leather Business Shoes

$126 ARS 189.3K

$78.8 Rp 1.4M

59.39%

1-bedroom Apartment, City Center (Monthly)

$488 ARS 735.4K

$1,114 Rp 19.6M

-56.21%

1-bedroom Apartment, Outside City Center (Monthly)

$306 ARS 461.3K

$693 Rp 12.2M

-55.86%

3-bedroom Apartment, City Center (Monthly)

$980 ARS 1.5M

$3,639 Rp 64.1M

-73.07%

3-bedroom Apartment, Outside City Center (Monthly)

$780 ARS 1.2M

$1,712 Rp 30.2M

-54.45%

Buy Apartment in City Center (m2)

$2,347 ARS 3.5M

$2,761 Rp 48.7M

-14.99%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

56.56

13.78

310.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Concordia: September 7, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A central one-bedroom costs $488 in Concordia versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $53.0 in Concordia versus $36.00 in Ubud, Bali. Groceries tell a different story – $248 in Concordia vs $294 in Ubud, Bali – so Concordia wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Concordia vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,170 in Concordia, $1,378 in Ubud, Bali – roughly 18% apart. Ubud, Bali costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $1,754 per month in Concordia and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Concordia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,170 in Concordia and $1,378 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $300 per month in Concordia and $494 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Concordia, where all-in costs run around $1,170, than in Ubud, Bali at $1,378. In Concordia it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,170 in Concordia to $1,378 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Concordia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.