Cost of Living Comparison Between Ubud, Bali and Armenia Cost of Living Comparison Between Ubud, Bali and Armenia

Monthly Cost of Living

A single person spends $1,397 per month in Ubud, Bali vs $769 in Armenia, rent included.

A couple spends around $2,588 per month in Ubud, Bali vs $1,261 in Armenia, rent included.

A family of three spends $3,778 per month in Ubud, Bali vs $1,752 in Armenia, rent included.

Ubud, Bali costs about 82% more than Armenia, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Armenia is 42% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.43 Rp 61.6K

$4.07 COP 13.1K

-15.72%

Three-Course Dinner for Two, Mid-Range

$31.97 Rp 574.4K

$17.28 COP 55.6K

85.01%

Fast Food Meal (McDonalds, etc)

$5.05 Rp 90.8K

$7.32 COP 23.5K

-31.01%

Cappuccino

$2.71 Rp 48.8K

$1.37 COP 4,396

97.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.39 Rp 25.0K

$0.87 COP 2,791

59.77%

Water (0.33 liter bottle)

$0.74 Rp 13.3K

$0.52 COP 1,659

42.31%

Local Beer (0.5 liter draught)

$2.89 Rp 52.0K

$1.19 COP 3,829

142.86%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.1K

$1.65 COP 5,309

129.70%

Milk (1 liter)

$1.79 Rp 32.2K

$1.10 COP 3,535

62.73%

White Bread (500g)

$2.51 Rp 45.0K

$1.25 COP 4,024

100.80%

Rice (white) (1kg)

$1.21 Rp 21.8K

$1.24 COP 3,984

-2.42%

Eggs

$2.37 Rp 42.5K

$1.90 COP 6,124

24.74%

Local Cheese (1kg)

$14.43 Rp 259.3K

$2.38 COP 7,654

506.30%

Chicken Fillets (1kg)

$4.15 Rp 74.6K

$5.68 COP 18.3K

-26.94%

Beef Round Steak (1kg)

$12.11 Rp 217.7K

$6.15 COP 19.8K

96.91%

Apples (1kg)

$3.77 Rp 67.7K

$2.34 COP 7,539

61.11%

Banana (1kg)

$1.63 Rp 29.2K

$1.07 COP 3,435

52.34%

Oranges (1kg)

$2.71 Rp 48.6K

$1.50 COP 4,827

80.67%

Tomato (1kg)

$2.26 Rp 40.5K

$1.42 COP 4,567

59.15%

Potato (1kg)

$1.93 Rp 34.6K

$1.15 COP 3,706

67.83%

Onion (1kg)

$2.19 Rp 39.4K

$1.12 COP 3,615

95.54%

Lettuce (1 head)

$1.02 Rp 18.3K

$0.90 COP 2,885

13.33%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.47 COP 1,511

53.19%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 57.2K

$2.36 COP 7,594

34.75%

Wine (Bottle)

$23.84 Rp 428.3K

$9.04 COP 29.1K

163.72%

Local Beer (0.5 liter bottle)

$2.77 Rp 49.8K

$1.14 COP 3,682

142.98%

Imported Beer (0.33 liter bottle)

$2.75 Rp 49.4K

$2.49 COP 8,028

10.44%

One-way Ticket (Public Transport)

$0.27 Rp 4,802

$0.67 COP 2,167

-59.70%

Public Transport Monthly Pass (Regular Price)

$8.20 Rp 147.3K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$0.59 COP 1,900

-18.64%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,571

$1.99 COP 6,389

-78.89%

Taxi 1hour Waiting (Normal Tariff)

$6.03 Rp 108.3K

$7.70 COP 24.8K

-21.69%

Gasoline (1 liter)

$0.82 Rp 14.7K

$0.98 COP 3,168

-16.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.3M

$18.1K COP 58.2M

46.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.6M

$26.7K COP 85.9M

20.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.4M

$80.9 COP 260.1K

-3.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.91 Rp 70.3K

$9.23 COP 29.7K

-57.64%

Internet (50+ Mbps, Unlimited Data)

$23.91 Rp 429.7K

$15.56 COP 50.1K

53.66%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$23.26 COP 74.9K

313.50%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 117.3K

Cinema Ticket

$4.01 Rp 72.1K

$4.12 COP 13.3K

-2.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.4M

$214 COP 689.8K

41.15%

International Primary School, 1 Child (Yearly)

$6,551 Rp 117.7M

$5,945 COP 19.1M

10.19%

Jeans (Levis 501 Or Similar)

$55.3 Rp 993.9K

$58.8 COP 189.0K

-5.86%

Summer Dress (H&M, Zara, etc)

$38.32 Rp 688.6K

$32.41 COP 104.3K

18.24%

Sport Shoes (Adidas, Nike)

$88.5 Rp 1.6M

$101 COP 325.0K

-12.40%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$108 COP 348.7K

-29.19%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$287 COP 923.2K

243.51%

1-bedroom Apartment, Outside City Center (Monthly)

$682 Rp 12.3M

$243 COP 781.2K

180.94%

3-bedroom Apartment, City Center (Monthly)

$3,420 Rp 61.5M

$527 COP 1.7M

549.01%

3-bedroom Apartment, Outside City Center (Monthly)

$2,075 Rp 37.3M

$600 COP 1.9M

245.74%

Buy Apartment in City Center (m2)

$2,762 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,243 Rp 40.3M

$1,758 COP 5.7M

27.56%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$507 COP 1.6M

-66.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

13.43

-1.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 22, 2026

Last update for Armenia: July 20, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $287 in Armenia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 200% higher in Armenia, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $17.00 in Armenia. Monthly groceries follow the same trend: $298 vs $165 – making Armenia the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Armenia: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 82% more than Armenia, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,096 per month in Ubud, Bali and $1,153 in Armenia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Armenia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,397 in Ubud, Bali and $769 in Armenia. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $303 per month in Ubud, Bali and $214 in Armenia. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Armenia, where all-in costs run around $769, than in Ubud, Bali at $1,397. In Armenia it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Armenia costs $769 versus $1,397 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Armenia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.