Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Armenia

For one person, living is cheaper in Armenia: $1,171 a month against $1,353 in Ubud, Bali, rent and utilities included – about $2,200 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
56

Cost of Living Index in Armenia
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Armenia Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Armenia

🇨🇴 Colombia

$1,171

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Armenia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Armenia actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $1,171 in Armenia, rent included.

Ubud, Bali $1,353
Armenia $1,171

A couple spends around $2,297 per month in Ubud, Bali vs $1,849 in Armenia, rent included.

Ubud, Bali $2,297
Armenia $1,849

A family of three spends $3,241 per month in Ubud, Bali vs $2,528 in Armenia, rent included.

Ubud, Bali $3,241
Armenia $2,528

Ubud, Bali costs about 16% more than Armenia, and outside of rent the biggest gap is in clothing.

Ubud, Bali sits 0% above the global median, while Armenia is 14% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$6.59 COP 20.9K

-50.99%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$31.41 COP 99.6K

11.05%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$9.66 COP 30.6K

-40.99%

Cappuccino

$2.62 Rp 47.1K

$2.24 COP 7,111

16.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$1.11 COP 3,524

54.95%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.97 COP 3,073

-16.49%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$2.51 COP 7,955

5.58%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$1.93 COP 6,135

126.42%

Milk (1 liter)

$1.57 Rp 28.3K

$1.49 COP 4,734

5.37%

White Bread (500g)

$2.19 Rp 39.5K

$2.49 COP 7,893

-12.05%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.74 COP 5,521

-32.18%

Eggs

$2.16 Rp 38.8K

$2.91 COP 9,216

-25.77%

Local Cheese (1kg)

$17.65 Rp 317.7K

$10.02 COP 31.8K

76.15%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$9.59 COP 30.4K

-60.58%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$14.18 COP 45.0K

-15.73%

Apples (1kg)

$3.60 Rp 64.8K

$4.04 COP 12.8K

-10.89%

Banana (1kg)

$1.59 Rp 28.6K

$1.51 COP 4,791

5.30%

Oranges (1kg)

$2.31 Rp 41.6K

$0.77 COP 2,443

200.00%

Tomato (1kg)

$1.91 Rp 34.3K

$2.22 COP 7,025

-13.96%

Potato (1kg)

$1.78 Rp 32.1K

$1.92 COP 6,096

-7.29%

Onion (1kg)

$2.33 Rp 41.9K

$1.58 COP 5,019

47.47%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.18 COP 3,756

-15.25%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$1.23 COP 3,916

-56.91%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$3.79 COP 12.0K

-39.58%

Wine (Bottle)

$22.07 Rp 397.3K

$13.67 COP 43.3K

61.45%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.65 COP 5,233

42.42%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.39 COP 7,570

24.69%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$1.01 COP 3,200

-77.23%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$1.28 COP 4,053

-63.28%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$2.08 COP 6,593

-79.33%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$8.52 COP 27.0K

-35.80%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.28 COP 4,068

-35.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$34.8K COP 110.3M

-31.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$34.2K COP 108.3M

-4.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$107 COP 338.3K

-25.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$13.34 COP 42.3K

-50.82%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$27.93 COP 88.5K

-33.40%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$18.87 COP 59.8K

186.80%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$6.42 COP 20.4K

-33.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$803 COP 2.5M

-38.67%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$8,933 COP 28.3M

-37.35%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$85.1 COP 269.9K

-46.45%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$59.5 COP 188.6K

-41.22%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$136 COP 432.4K

-43.01%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$99.0 COP 313.8K

-20.65%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$578 COP 1.8M

95.77%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$380 COP 1.2M

77.14%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$944 COP 3.0M

282.56%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$803 COP 2.5M

112.05%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$525 COP 1.7M

-68.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

10.94

25.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Armenia: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Armenia

$380 32.4% 43.5% $293

Groceries & Markets

Ubud, Bali

$287 21.2%

Armenia

$291 24.9% 1.4% $4.1

Clothing & Footwear

Ubud, Bali

$107 7.9%

Armenia

$171 14.6% 60.5% $64

Eating Out

Ubud, Bali

$106 7.9%

Armenia

$133 11.4% 25.3% $27

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Armenia

$148 12.6% 40.7% $43

Sport & Entertainment

Ubud, Bali

$63 4.6%

Armenia

$32 2.7% 49.4% $31

Getting Around

Ubud, Bali

$12 0.9%

Armenia

$16 * 1.3% 26.4% $3.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $578 in Armenia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 215% higher in Armenia, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $31.00 in Armenia. Groceries tell a different story – $287 in Ubud, Bali vs $291 in Armenia – so Ubud, Bali wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇨🇴 Armenia

🕒 Local time

01:02 1:02 AM

12:02 12:02 PM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

316,926

💱 Currency

Indonesian Rupiah IDR Rp

Colombian Peso COP $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

10,000 COP = 3.15 USD

10,000 COP = 2.81 EUR

Exchange rates and currency converter

COP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 23, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Colombian Peso exchange rates as of October 23, 2026: 1 USD = 3,171 COP (10,000 COP = 3.15 USD). 1 EUR = 3,565 COP (10,000 COP = 2.81 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Armenia 18,730 km ≈ 24 h nonstop flight

From you

Ubud, Bali
Armenia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Armenia: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 16% more than Armenia, and outside of rent the gap comes mainly from clothing. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $1,756 in Armenia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Armenia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,353 in Ubud, Bali and $1,171 in Armenia. That's a gap of about 16%.

Kindergarten costs $493 per month in Ubud, Bali and $803 in Armenia. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Armenia, where all-in costs run around $1,171, than in Ubud, Bali at $1,353. In Armenia it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Armenia costs $1,171 versus $1,353 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Armenia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.