Cost of Living Comparison Between Ubud, Bali and Armenia Cost of Living Comparison Between Ubud, Bali and Armenia

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $791 in Armenia, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $1,273 in Armenia, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $1,755 in Armenia, rent included.

Ubud, Bali costs about 78% more than Armenia, driven mainly by Groceries & Markets.

Ubud, Bali sits 4% above the global median, while Armenia is 41% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.7K

$4.07 COP 14.5K

-12.29%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 589.5K

$17.18 COP 61.3K

89.17%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 88.2K

$7.07 COP 25.2K

-31.26%

Cappuccino

$2.75 Rp 49.8K

$1.29 COP 4,606

113.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 24.0K

$0.94 COP 3,348

40.43%

Water (0.33 liter bottle)

$0.70 Rp 12.7K

$0.52 COP 1,871

34.62%

Local Beer (0.5 liter draught)

$2.91 Rp 52.8K

$1.24 COP 4,429

134.68%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.8K

$1.74 COP 6,196

117.82%

Milk (1 liter)

$1.71 Rp 31.0K

$1.06 COP 3,792

61.32%

White Bread (500g)

$2.47 Rp 44.9K

$1.31 COP 4,688

88.55%

Rice (white) (1kg)

$1.20 Rp 21.8K

$1.24 COP 4,406

-3.23%

Eggs

$2.44 Rp 44.3K

$1.98 COP 7,052

23.23%

Local Cheese (1kg)

$14.38 Rp 260.9K

$2.44 COP 8,713

489.34%

Chicken Fillets (1kg)

$4.31 Rp 78.1K

$5.90 COP 21.1K

-26.95%

Beef Round Steak (1kg)

$12.21 Rp 221.4K

$6.27 COP 22.4K

94.74%

Apples (1kg)

$3.68 Rp 66.8K

$2.23 COP 7,969

65.02%

Banana (1kg)

$1.55 Rp 28.1K

$1.12 COP 3,980

38.39%

Oranges (1kg)

$2.79 Rp 50.5K

$1.45 COP 5,185

92.41%

Tomato (1kg)

$2.33 Rp 42.3K

$1.42 COP 5,076

64.08%

Potato (1kg)

$1.97 Rp 35.7K

$1.13 COP 4,021

74.34%

Onion (1kg)

$2.31 Rp 41.9K

$1.17 COP 4,169

97.44%

Lettuce (1 head)

$1.06 Rp 19.3K

$0.83 COP 2,948

27.71%

Water (1.5 liter bottle)

$0.73 Rp 13.2K

$0.46 COP 1,640

58.70%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 59.5K

$2.27 COP 8,104

44.49%

Wine (Bottle)

$22.79 Rp 413.4K

$8.32 COP 29.7K

173.92%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.9K

$1.15 COP 4,094

144.35%

Imported Beer (0.33 liter bottle)

$2.78 Rp 50.5K

$2.39 COP 8,535

16.32%

One-way Ticket (Public Transport)

$0.29 Rp 5,281

$0.67 COP 2,391

-56.72%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 146.2K

Taxi Start (Normal Tariff)

$0.45 Rp 8,146

$0.62 COP 2,225

-27.42%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,193

$1.98 COP 7,053

-77.27%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 113.1K

$7.73 COP 27.6K

-19.28%

Gasoline (1 liter)

$0.85 Rp 15.4K

$0.95 COP 3,387

-10.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 471.2M

$17.6K COP 62.9M

47.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 574.1M

$26.4K COP 94.2M

19.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.5M

$81.2 COP 289.4K

-0.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.6K

$9.44 COP 33.7K

-56.99%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 442.9K

$15.79 COP 56.3K

54.65%

Gym Membership (Monthly)

$97.7 Rp 1.8M

$23.76 COP 84.7K

311.07%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 116.9K

Cinema Ticket

$4.04 Rp 73.3K

$4.09 COP 14.6K

-1.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$219 COP 782.1K

38.64%

International Primary School, 1 Child (Yearly)

$6,621 Rp 120.1M

$5,899 COP 21.0M

12.24%

Jeans (Levis 501 Or Similar)

$54.2 Rp 983.6K

$59.9 COP 213.7K

-9.48%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 703.2K

$32.58 COP 116.2K

19.03%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.6M

$103 COP 368.6K

-16.67%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$107 COP 380.0K

-28.04%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.9M

$291 COP 1.0M

238.57%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.9M

$237 COP 846.5K

177.19%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 61.1M

$526 COP 1.9M

540.94%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.5M

$601 COP 2.1M

243.55%

Buy Apartment in City Center (m2)

$2,741 Rp 49.7M

Buy Apartment Outside City Center (m2)

$2,228 Rp 40.4M

$1,576 COP 5.6M

41.36%

Average Monthly Net Salary (After Tax)

$163 Rp 3.0M

$449 COP 1.6M

-63.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

13.43

-1.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Armenia: June 8, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $291 in Armenia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 175% higher in Armenia, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $17.00 in Armenia. Monthly groceries follow the same trend: $297 vs $165 – making Armenia the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Armenia: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 78% more than Armenia, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $1,186 in Armenia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Armenia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,404 in Ubud, Bali and $791 in Armenia. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $304 per month in Ubud, Bali and $219 in Armenia. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Armenia, where all-in costs run around $791, than in Ubud, Bali at $1,404. In Armenia it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Armenia costs $791 versus $1,404 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Armenia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.