Cost of Living Comparison Between Armenia and Ubud, Bali Cost of Living Comparison Between Armenia and Ubud, Bali

Monthly Cost of Living

A single person spends $1,158 per month in Armenia vs $1,396 in Ubud, Bali, rent included.

A couple spends around $1,853 per month in Armenia vs $2,334 in Ubud, Bali, rent included.

A family of three spends $2,548 per month in Armenia vs $3,273 in Ubud, Bali, rent included.

Armenia is about 17% cheaper than Ubud, Bali, driven mainly by Clothing & Footwear.

Armenia sits 16% below the global median, while Ubud, Bali is 2% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$6.41 COP 20.0K

$3.37 Rp 59.5K

90.21%

Three-Course Dinner for Two, Mid-Range

$31.39 COP 98.0K

$38.59 Rp 680.3K

-18.66%

Fast Food Meal (McDonalds, etc)

$9.63 COP 30.1K

$5.52 Rp 97.3K

74.46%

Cappuccino

$2.18 COP 6,804

$2.64 Rp 46.6K

-17.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.15 COP 3,603

$1.67 Rp 29.5K

-31.14%

Water (0.33 liter bottle)

$0.99 COP 3,090

$0.77 Rp 13.6K

28.57%

Local Beer (0.5 liter draught)

$2.48 COP 7,737

$2.63 Rp 46.4K

-5.70%

Imported Beer (0.33 liter bottle)

$1.93 COP 6,014

$4.28 Rp 75.5K

-54.91%

Milk (1 liter)

$1.43 COP 4,465

$1.55 Rp 27.3K

-7.74%

White Bread (500g)

$2.52 COP 7,867

$2.22 Rp 39.2K

13.51%

Rice (white) (1kg)

$1.72 COP 5,354

$1.13 Rp 19.8K

52.21%

Eggs

$2.74 COP 8,552

$2.09 Rp 36.8K

31.10%

Local Cheese (1kg)

$9.98 COP 31.1K

$17.39 Rp 306.7K

-42.61%

Chicken Fillets (1kg)

$10.62 COP 33.2K

$3.87 Rp 68.2K

174.42%

Beef Round Steak (1kg)

$14.25 COP 44.5K

$12.55 Rp 221.3K

13.55%

Apples (1kg)

$4.02 COP 12.5K

$3.62 Rp 63.8K

11.05%

Banana (1kg)

$1.58 COP 4,941

$1.56 Rp 27.5K

1.28%

Oranges (1kg)

$0.83 COP 2,588

$2.35 Rp 41.5K

-64.68%

Tomato (1kg)

$2.27 COP 7,080

$2.06 Rp 36.2K

10.19%

Potato (1kg)

$2.01 COP 6,264

$1.90 Rp 33.5K

5.79%

Onion (1kg)

$1.47 COP 4,602

$2.34 Rp 41.2K

-37.18%

Lettuce (1 head)

$1.15 COP 3,594

$1.03 Rp 18.2K

11.65%

Water (1.5 liter bottle)

$1.16 COP 3,607

$0.55 Rp 9,780

110.91%

Cigarettes 20 Pack (Marlboro, Camel)

$3.84 COP 12.0K

$2.25 Rp 39.7K

70.67%

Wine (Bottle)

$14.23 COP 44.4K

$23.81 Rp 419.7K

-40.24%

Local Beer (0.5 liter bottle)

$1.59 COP 4,971

$2.31 Rp 40.8K

-31.17%

Imported Beer (0.33 liter bottle)

$2.84 COP 8,871

$2.80 Rp 49.4K

1.43%

One-way Ticket (Public Transport)

$1.03 COP 3,200

$0.27 Rp 4,802

281.48%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

Taxi Start (Normal Tariff)

$1.34 COP 4,191

$0.48 Rp 8,489

179.17%

Taxi (Normal Tariff) (1km)

$2.15 COP 6,719

$0.45 Rp 7,864

377.78%

Taxi 1hour Waiting (Normal Tariff)

$8.58 COP 26.8K

$5.72 Rp 100.8K

50.00%

Gasoline (1 liter)

$1.35 COP 4,223

$0.76 Rp 13.4K

77.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K COP 85.5M

$24.5K Rp 431.7M

11.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.5K COP 110.8M

$32.1K Rp 566.3M

10.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$106 COP 330.1K

$83.6 Rp 1.5M

26.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.22 COP 41.3K

$6.46 Rp 113.8K

104.64%

Internet (50+ Mbps, Unlimited Data)

$27.86 COP 86.9K

$18.99 Rp 334.9K

46.71%

Gym Membership (Monthly)

$19.10 COP 59.6K

$56.0 Rp 986.9K

-65.87%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

Cinema Ticket

$6.38 COP 19.9K

$4.28 Rp 75.5K

49.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$782 COP 2.4M

$487 Rp 8.6M

60.82%

International Primary School, 1 Child (Yearly)

$8,978 COP 28.0M

$5,856 Rp 103.2M

53.33%

Jeans (Levis 501 Or Similar)

$85.3 COP 266.1K

$45.56 Rp 803.2K

87.14%

Summer Dress (H&M, Zara, etc)

$58.1 COP 181.3K

$36.38 Rp 641.4K

59.62%

Sport Shoes (Adidas, Nike)

$140 COP 438.1K

$82.0 Rp 1.4M

71.25%

Men's Leather Business Shoes

$106 COP 330.0K

$80.4 Rp 1.4M

31.50%

1-bedroom Apartment, City Center (Monthly)

$581 COP 1.8M

$1,117 Rp 19.7M

-47.93%

1-bedroom Apartment, Outside City Center (Monthly)

$376 COP 1.2M

$701 Rp 12.4M

-46.44%

3-bedroom Apartment, City Center (Monthly)

$954 COP 3.0M

$3,537 Rp 62.4M

-73.02%

3-bedroom Apartment, Outside City Center (Monthly)

$801 COP 2.5M

$1,762 Rp 31.1M

-54.56%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

Average Monthly Net Salary (After Tax)

$527 COP 1.6M

$170 Rp 3.0M

210.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.94

13.78

-20.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Armenia: August 31, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $581 in Armenia versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 211% higher in Armenia, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $31.00 in Armenia versus $39.00 in Ubud, Bali. Groceries tell a different story – $297 in Armenia vs $293 in Ubud, Bali – so Ubud, Bali wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Armenia vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 21% more than Armenia, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,738 per month in Armenia and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Armenia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,158 in Armenia and $1,396 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $782 per month in Armenia and $487 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Armenia, where all-in costs run around $1,158, than in Ubud, Bali at $1,396. In Armenia it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Armenia costs $1,158 versus $1,396 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Armenia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.