Last update: Oct 2026

Cost of Living Comparison Between Armenia and Ubud, Bali

For one person, living is cheaper in Armenia: $1,171 a month against $1,353 in Ubud, Bali, rent and utilities included – about $2,200 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

56

Cost of Living Index in Armenia
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Armenia Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Armenia

🇨🇴 Colombia

$1,171

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Armenia and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Armenia and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,171 per month in Armenia vs $1,353 in Ubud, Bali, rent included.

Armenia $1,171
Ubud, Bali $1,353

A couple spends around $1,849 per month in Armenia vs $2,297 in Ubud, Bali, rent included.

Armenia $1,849
Ubud, Bali $2,297

A family of three spends $2,528 per month in Armenia vs $3,241 in Ubud, Bali, rent included.

Armenia $2,528
Ubud, Bali $3,241

Armenia is about 13% cheaper than Ubud, Bali, and outside of rent the biggest gap is in clothing.

Armenia sits 14% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$6.59 COP 20.9K

$3.23 Rp 58.1K

104.02%

Three-Course Dinner for Two, Mid-Range

$31.41 COP 99.6K

$34.88 Rp 627.8K

-9.95%

Fast Food Meal (McDonalds, etc)

$9.66 COP 30.6K

$5.70 Rp 102.5K

69.47%

Cappuccino

$2.24 COP 7,111

$2.62 Rp 47.1K

-14.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 COP 3,524

$1.72 Rp 31.0K

-35.47%

Water (0.33 liter bottle)

$0.97 COP 3,073

$0.81 Rp 14.6K

19.75%

Local Beer (0.5 liter draught)

$2.51 COP 7,955

$2.65 Rp 47.7K

-5.28%

Imported Beer (0.33 liter bottle)

$1.93 COP 6,135

$4.37 Rp 78.6K

-55.84%

Milk (1 liter)

$1.49 COP 4,734

$1.57 Rp 28.3K

-5.10%

White Bread (500g)

$2.49 COP 7,893

$2.19 Rp 39.5K

13.70%

Rice (white) (1kg)

$1.74 COP 5,521

$1.18 Rp 21.2K

47.46%

Eggs

$2.91 COP 9,216

$2.16 Rp 38.8K

34.72%

Local Cheese (1kg)

$10.02 COP 31.8K

$17.65 Rp 317.7K

-43.23%

Chicken Fillets (1kg)

$9.59 COP 30.4K

$3.78 Rp 68.0K

153.70%

Beef Round Steak (1kg)

$14.18 COP 45.0K

$11.95 Rp 215.1K

18.66%

Apples (1kg)

$4.04 COP 12.8K

$3.60 Rp 64.8K

12.22%

Banana (1kg)

$1.51 COP 4,791

$1.59 Rp 28.6K

-5.03%

Oranges (1kg)

$0.77 COP 2,443

$2.31 Rp 41.6K

-66.67%

Tomato (1kg)

$2.22 COP 7,025

$1.91 Rp 34.3K

16.23%

Potato (1kg)

$1.92 COP 6,096

$1.78 Rp 32.1K

7.87%

Onion (1kg)

$1.58 COP 5,019

$2.33 Rp 41.9K

-32.19%

Lettuce (1 head)

$1.18 COP 3,756

$1.00 Rp 18.0K

18.00%

Water (1.5 liter bottle)

$1.23 COP 3,916

$0.53 Rp 9,509

132.08%

Cigarettes 20 Pack (Marlboro, Camel)

$3.79 COP 12.0K

$2.29 Rp 41.1K

65.50%

Wine (Bottle)

$13.67 COP 43.3K

$22.07 Rp 397.3K

-38.06%

Local Beer (0.5 liter bottle)

$1.65 COP 5,233

$2.35 Rp 42.2K

-29.79%

Imported Beer (0.33 liter bottle)

$2.39 COP 7,570

$2.98 Rp 53.6K

-19.80%

One-way Ticket (Public Transport)

$1.01 COP 3,200

$0.23 Rp 4,112

339.13%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$1.28 COP 4,053

$0.47 Rp 8,466

172.34%

Taxi (Normal Tariff) (1km)

$2.08 COP 6,593

$0.43 Rp 7,737

383.72%

Taxi 1hour Waiting (Normal Tariff)

$8.52 COP 27.0K

$5.47 Rp 98.4K

55.76%

Gasoline (1 liter)

$1.28 COP 4,068

$0.83 Rp 14.9K

54.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.8K COP 110.3M

$23.9K Rp 429.8M

45.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.2K COP 108.3M

$32.8K Rp 590.1M

4.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$107 COP 338.3K

$80.0 Rp 1.4M

33.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.34 COP 42.3K

$6.56 Rp 118.1K

103.35%

Internet (50+ Mbps, Unlimited Data)

$27.93 COP 88.5K

$18.60 Rp 334.8K

50.16%

Gym Membership (Monthly)

$18.87 COP 59.8K

$54.1 Rp 974.1K

-65.13%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$6.42 COP 20.4K

$4.25 Rp 76.5K

51.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$803 COP 2.5M

$493 Rp 8.9M

63.05%

International Primary School, 1 Child (Yearly)

$8,933 COP 28.3M

$5,597 Rp 100.7M

59.61%

Jeans (Levis 501 Or Similar)

$85.1 COP 269.9K

$45.58 Rp 820.4K

86.75%

Summer Dress (H&M, Zara, etc)

$59.5 COP 188.6K

$34.96 Rp 629.4K

70.14%

Sport Shoes (Adidas, Nike)

$136 COP 432.4K

$77.7 Rp 1.4M

75.46%

Men's Leather Business Shoes

$99.0 COP 313.8K

$78.5 Rp 1.4M

26.03%

1-bedroom Apartment, City Center (Monthly)

$578 COP 1.8M

$1,131 Rp 20.4M

-48.92%

1-bedroom Apartment, Outside City Center (Monthly)

$380 COP 1.2M

$673 Rp 12.1M

-43.55%

3-bedroom Apartment, City Center (Monthly)

$944 COP 3.0M

$3,613 Rp 65.0M

-73.86%

3-bedroom Apartment, Outside City Center (Monthly)

$803 COP 2.5M

$1,702 Rp 30.6M

-52.84%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$525 COP 1.7M

$166 Rp 3.0M

215.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.94

13.78

-20.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Armenia: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Armenia

$380 32.4%

Ubud, Bali

$673 49.7% 77.1% $293

Groceries & Markets

Armenia

$291 24.9%

Ubud, Bali

$287 21.2% 1.4% $4.1

Clothing & Footwear

Armenia

$171 14.6%

Ubud, Bali

$107 7.9% 37.7% $64

Monthly Utilities & Internet

Armenia

$148 12.6%

Ubud, Bali

$105 7.8% 28.9% $43

Eating Out

Armenia

$133 11.4%

Ubud, Bali

$106 7.9% 20.2% $27

Sport & Entertainment

Armenia

$32 2.7%

Ubud, Bali

$63 4.6% 97.5% $31

Getting Around

Armenia

$16 * 1.3%

Ubud, Bali

$12 0.9% 20.9% $3.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $578 in Armenia versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 215% higher in Armenia, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $31.00 in Armenia versus $35.00 in Ubud, Bali. Groceries tell a different story – $291 in Armenia vs $287 in Ubud, Bali – so Ubud, Bali wins on supermarket bills even if dining out costs more.

Good to know

🇨🇴 Armenia

🇮🇩 Ubud, Bali

🕒 Local time

11:04 11:04 AM

00:04 12:04 AM

13 h ahead of Armenia

🌤 Weather

👥 Population

316,926

74,800

💱 Currency

Colombian Peso COP $

Indonesian Rupiah IDR Rp

📈 Exchange rate

10,000 COP = 3.15 USD

10,000 COP = 2.81 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to COP – Colombian Peso Converter

🇺🇸 United States Dollar ($)

🇨🇴 Colombian Peso ($)

Colombian Peso exchange rates as of October 23, 2026: 1 USD = 3,171 COP (10,000 COP = 3.15 USD). 1 EUR = 3,565 COP (10,000 COP = 2.81 EUR).

Indonesian Rupiah exchange rates as of October 23, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to COP in detail →

On the map

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Highest

Between locations

Armenia Ubud, Bali 18,730 km ≈ 24 h nonstop flight

From you

Armenia
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Armenia vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 16% more than Armenia, and outside of rent the gap comes mainly from clothing. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,756 per month in Armenia and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Armenia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,171 in Armenia and $1,353 in Ubud, Bali. That's a gap of about 16%.

Kindergarten costs $803 per month in Armenia and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Armenia, where all-in costs run around $1,171, than in Ubud, Bali at $1,353. In Armenia it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Armenia costs $1,171 versus $1,353 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Armenia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.