Cost of Living Comparison Between Armenia and Ubud, Bali Cost of Living Comparison Between Armenia and Ubud, Bali

Monthly Cost of Living

A single person spends $769 per month in Armenia vs $1,397 in Ubud, Bali, rent included.

A couple spends around $1,261 per month in Armenia vs $2,588 in Ubud, Bali, rent included.

A family of three spends $1,752 per month in Armenia vs $3,778 in Ubud, Bali, rent included.

Armenia is about 45% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Armenia sits 42% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$4.07 COP 13.1K

$3.43 Rp 61.6K

18.66%

Three-Course Dinner for Two, Mid-Range

$17.28 COP 55.6K

$31.97 Rp 574.4K

-45.95%

Fast Food Meal (McDonalds, etc)

$7.32 COP 23.5K

$5.05 Rp 90.8K

44.95%

Cappuccino

$1.37 COP 4,396

$2.71 Rp 48.8K

-49.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.87 COP 2,791

$1.39 Rp 25.0K

-37.41%

Water (0.33 liter bottle)

$0.52 COP 1,659

$0.74 Rp 13.3K

-29.73%

Local Beer (0.5 liter draught)

$1.19 COP 3,829

$2.89 Rp 52.0K

-58.82%

Imported Beer (0.33 liter bottle)

$1.65 COP 5,309

$3.79 Rp 68.1K

-56.46%

Milk (1 liter)

$1.10 COP 3,535

$1.79 Rp 32.2K

-38.55%

White Bread (500g)

$1.25 COP 4,024

$2.51 Rp 45.0K

-50.20%

Rice (white) (1kg)

$1.24 COP 3,984

$1.21 Rp 21.8K

2.48%

Eggs

$1.90 COP 6,124

$2.37 Rp 42.5K

-19.83%

Local Cheese (1kg)

$2.38 COP 7,654

$14.43 Rp 259.3K

-83.51%

Chicken Fillets (1kg)

$5.68 COP 18.3K

$4.15 Rp 74.6K

36.87%

Beef Round Steak (1kg)

$6.15 COP 19.8K

$12.11 Rp 217.7K

-49.22%

Apples (1kg)

$2.34 COP 7,539

$3.77 Rp 67.7K

-37.93%

Banana (1kg)

$1.07 COP 3,435

$1.63 Rp 29.2K

-34.36%

Oranges (1kg)

$1.50 COP 4,827

$2.71 Rp 48.6K

-44.65%

Tomato (1kg)

$1.42 COP 4,567

$2.26 Rp 40.5K

-37.17%

Potato (1kg)

$1.15 COP 3,706

$1.93 Rp 34.6K

-40.41%

Onion (1kg)

$1.12 COP 3,615

$2.19 Rp 39.4K

-48.86%

Lettuce (1 head)

$0.90 COP 2,885

$1.02 Rp 18.3K

-11.76%

Water (1.5 liter bottle)

$0.47 COP 1,511

$0.72 Rp 12.9K

-34.72%

Cigarettes 20 Pack (Marlboro, Camel)

$2.36 COP 7,594

$3.18 Rp 57.2K

-25.79%

Wine (Bottle)

$9.04 COP 29.1K

$23.84 Rp 428.3K

-62.08%

Local Beer (0.5 liter bottle)

$1.14 COP 3,682

$2.77 Rp 49.8K

-58.84%

Imported Beer (0.33 liter bottle)

$2.49 COP 8,028

$2.75 Rp 49.4K

-9.45%

One-way Ticket (Public Transport)

$0.67 COP 2,167

$0.27 Rp 4,802

148.15%

Public Transport Monthly Pass (Regular Price)

$8.20 Rp 147.3K

Taxi Start (Normal Tariff)

$0.59 COP 1,900

$0.48 Rp 8,684

22.92%

Taxi (Normal Tariff) (1km)

$1.99 COP 6,389

$0.42 Rp 7,571

373.81%

Taxi 1hour Waiting (Normal Tariff)

$7.70 COP 24.8K

$6.03 Rp 108.3K

27.69%

Gasoline (1 liter)

$0.98 COP 3,168

$0.82 Rp 14.7K

19.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.1K COP 58.2M

$26.6K Rp 477.3M

-31.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K COP 85.9M

$32.2K Rp 578.6M

-17.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.9 COP 260.1K

$78.3 Rp 1.4M

3.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.23 COP 29.7K

$3.91 Rp 70.3K

136.06%

Internet (50+ Mbps, Unlimited Data)

$15.56 COP 50.1K

$23.91 Rp 429.7K

-34.92%

Gym Membership (Monthly)

$23.26 COP 74.9K

$96.2 Rp 1.7M

-75.82%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 117.3K

Cinema Ticket

$4.12 COP 13.3K

$4.01 Rp 72.1K

2.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$214 COP 689.8K

$303 Rp 5.4M

-29.15%

International Primary School, 1 Child (Yearly)

$5,945 COP 19.1M

$6,551 Rp 117.7M

-9.25%

Jeans (Levis 501 Or Similar)

$58.8 COP 189.0K

$55.3 Rp 993.9K

6.22%

Summer Dress (H&M, Zara, etc)

$32.41 COP 104.3K

$38.32 Rp 688.6K

-15.42%

Sport Shoes (Adidas, Nike)

$101 COP 325.0K

$88.5 Rp 1.6M

14.16%

Men's Leather Business Shoes

$108 COP 348.7K

$76.7 Rp 1.4M

41.22%

1-bedroom Apartment, City Center (Monthly)

$287 COP 923.2K

$986 Rp 17.7M

-70.89%

1-bedroom Apartment, Outside City Center (Monthly)

$243 COP 781.2K

$682 Rp 12.3M

-64.40%

3-bedroom Apartment, City Center (Monthly)

$527 COP 1.7M

$3,420 Rp 61.5M

-84.59%

3-bedroom Apartment, Outside City Center (Monthly)

$600 COP 1.9M

$2,075 Rp 37.3M

-71.08%

Buy Apartment in City Center (m2)

$2,762 Rp 49.6M

Buy Apartment Outside City Center (m2)

$1,758 COP 5.7M

$2,243 Rp 40.3M

-21.61%

Average Monthly Net Salary (After Tax)

$507 COP 1.6M

$169 Rp 3.0M

200.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.43

13.28

1.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Armenia: July 20, 2026

Last update for Ubud, Bali: July 22, 2026

Cost Breakdown

A central one-bedroom costs $287 in Armenia versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 200% higher in Armenia, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $17.00 in Armenia versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $165 vs $298 – making Armenia the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Armenia vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 82% more than Armenia, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,153 per month in Armenia and $2,096 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Armenia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $769 in Armenia and $1,397 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $214 per month in Armenia and $303 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Armenia, where all-in costs run around $769, than in Ubud, Bali at $1,397. In Armenia it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Armenia costs $769 versus $1,397 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Armenia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.