Cost of Living Comparison Between Armenia and Ubud, Bali Cost of Living Comparison Between Armenia and Ubud, Bali

Monthly Cost of Living

A single person spends $788 per month in Armenia vs $1,408 in Ubud, Bali, rent included.

A couple spends around $1,260 per month in Armenia vs $2,582 in Ubud, Bali, rent included.

A family of three spends $1,733 per month in Armenia vs $3,757 in Ubud, Bali, rent included.

Armenia is about 44% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Armenia sits 41% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$4.09 COP 14.6K

$3.42 Rp 58.7K

19.59%

Three-Course Dinner for Two, Mid-Range

$17.17 COP 61.5K

$32.96 Rp 566.5K

-47.91%

Fast Food Meal (McDonalds, etc)

$7.43 COP 26.6K

$5.08 Rp 87.3K

46.26%

Cappuccino

$1.36 COP 4,878

$2.82 Rp 48.5K

-51.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.87 COP 3,130

$1.37 Rp 23.5K

-36.50%

Water (0.33 liter bottle)

$0.56 COP 2,015

$0.71 Rp 12.2K

-21.13%

Local Beer (0.5 liter draught)

$1.24 COP 4,449

$2.97 Rp 51.0K

-58.25%

Imported Beer (0.33 liter bottle)

$1.74 COP 6,242

$3.91 Rp 67.2K

-55.50%

Milk (1 liter)

$1.10 COP 3,938

$1.75 Rp 30.0K

-37.14%

White Bread (500g)

$1.29 COP 4,632

$2.52 Rp 43.2K

-48.81%

Rice (white) (1kg)

$1.19 COP 4,264

$1.21 Rp 20.8K

-1.65%

Eggs

$1.99 COP 7,126

$2.33 Rp 40.1K

-14.59%

Local Cheese (1kg)

$2.49 COP 8,917

$14.50 Rp 249.2K

-82.83%

Chicken Fillets (1kg)

$5.81 COP 20.8K

$4.36 Rp 74.9K

33.26%

Beef Round Steak (1kg)

$6.36 COP 22.8K

$12.05 Rp 207.0K

-47.22%

Apples (1kg)

$2.35 COP 8,399

$3.82 Rp 65.6K

-38.48%

Banana (1kg)

$1.11 COP 3,972

$1.61 Rp 27.7K

-31.06%

Oranges (1kg)

$1.52 COP 5,449

$2.70 Rp 46.5K

-43.70%

Tomato (1kg)

$1.43 COP 5,107

$2.23 Rp 38.3K

-35.87%

Potato (1kg)

$1.13 COP 4,032

$1.90 Rp 32.6K

-40.53%

Onion (1kg)

$1.17 COP 4,205

$2.18 Rp 37.5K

-46.33%

Lettuce (1 head)

$0.85 COP 3,025

$1.03 Rp 17.7K

-17.48%

Water (1.5 liter bottle)

$0.49 COP 1,756

$0.77 Rp 13.3K

-36.36%

Cigarettes 20 Pack (Marlboro, Camel)

$2.32 COP 8,292

$3.18 Rp 54.7K

-27.04%

Wine (Bottle)

$8.36 COP 29.9K

$23.23 Rp 399.2K

-64.01%

Local Beer (0.5 liter bottle)

$1.15 COP 4,122

$2.85 Rp 48.9K

-59.65%

Imported Beer (0.33 liter bottle)

$2.49 COP 8,908

$2.72 Rp 46.7K

-8.46%

One-way Ticket (Public Transport)

$0.66 COP 2,366

$0.29 Rp 5,022

127.59%

Public Transport Monthly Pass (Regular Price)

$8.43 Rp 144.8K

Taxi Start (Normal Tariff)

$0.58 COP 2,080

$0.49 Rp 8,344

18.37%

Taxi (Normal Tariff) (1km)

$1.92 COP 6,863

$0.45 Rp 7,812

326.67%

Taxi 1hour Waiting (Normal Tariff)

$7.79 COP 27.9K

$6.28 Rp 107.8K

24.04%

Gasoline (1 liter)

$0.92 COP 3,310

$0.85 Rp 14.6K

8.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.9K COP 64.0M

$26.1K Rp 447.8M

-31.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K COP 96.0M

$31.5K Rp 541.8M

-14.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.6 COP 295.6K

$79.8 Rp 1.4M

3.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.11 COP 32.6K

$4.09 Rp 70.3K

122.74%

Internet (50+ Mbps, Unlimited Data)

$15.68 COP 56.1K

$24.06 Rp 413.6K

-34.83%

Gym Membership (Monthly)

$23.73 COP 84.9K

$96.2 Rp 1.7M

-75.33%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 112.2K

Cinema Ticket

$3.90 COP 14.0K

$4.13 Rp 71.1K

-5.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$221 COP 789.6K

$297 Rp 5.1M

-25.66%

International Primary School, 1 Child (Yearly)

$6,037 COP 21.6M

$6,661 Rp 114.5M

-9.37%

Jeans (Levis 501 Or Similar)

$60.1 COP 215.1K

$55.0 Rp 944.5K

9.33%

Summer Dress (H&M, Zara, etc)

$32.11 COP 114.9K

$38.75 Rp 666.0K

-17.14%

Sport Shoes (Adidas, Nike)

$102 COP 364.3K

$89.6 Rp 1.5M

13.60%

Men's Leather Business Shoes

$107 COP 383.7K

$78.9 Rp 1.4M

35.89%

1-bedroom Apartment, City Center (Monthly)

$285 COP 1.0M

$1,018 Rp 17.5M

-71.98%

1-bedroom Apartment, Outside City Center (Monthly)

$242 COP 866.5K

$660 Rp 11.3M

-63.31%

3-bedroom Apartment, City Center (Monthly)

$527 COP 1.9M

$3,435 Rp 59.0M

-84.66%

3-bedroom Apartment, Outside City Center (Monthly)

$591 COP 2.1M

$2,053 Rp 35.3M

-71.20%

Buy Apartment in City Center (m2)

$2,981 Rp 51.2M

Buy Apartment Outside City Center (m2)

$1,596 COP 5.7M

$2,368 Rp 40.7M

-32.60%

Average Monthly Net Salary (After Tax)

$464 COP 1.7M

$172 Rp 3.0M

169.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.43

13.28

1.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Armenia: April 22, 2026

Last update for Ubud, Bali: April 21, 2026

Cost Breakdown

A central one-bedroom costs $285 in Armenia versus $1,018 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 170% higher in Armenia, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $17 in Armenia versus $33 in Ubud, Bali. Monthly groceries follow the same trend: $166 vs $299 – making Armenia the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Armenia vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 79% more than Armenia, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,182 per month in Armenia and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Armenia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $788 in Armenia and $1,408 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $221 per month in Armenia and $297 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Armenia, where all-in costs run around $788, than in Ubud, Bali at $1,408. In Armenia it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Armenia costs $788 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Armenia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.