Cost of Living Comparison Between Armenia and Ubud, Bali Cost of Living Comparison Between Armenia and Ubud, Bali

Monthly Cost of Living

A single person spends $791 per month in Armenia vs $1,404 in Ubud, Bali, rent included.

A couple spends around $1,273 per month in Armenia vs $2,549 in Ubud, Bali, rent included.

A family of three spends $1,755 per month in Armenia vs $3,694 in Ubud, Bali, rent included.

Armenia is about 44% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Armenia sits 41% below the global median, while Ubud, Bali is 4% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$4.07 COP 14.5K

$3.57 Rp 64.7K

14.01%

Three-Course Dinner for Two, Mid-Range

$17.18 COP 61.3K

$32.50 Rp 589.5K

-47.14%

Fast Food Meal (McDonalds, etc)

$7.07 COP 25.2K

$4.86 Rp 88.2K

45.47%

Cappuccino

$1.29 COP 4,606

$2.75 Rp 49.8K

-53.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.94 COP 3,348

$1.32 Rp 24.0K

-28.79%

Water (0.33 liter bottle)

$0.52 COP 1,871

$0.70 Rp 12.7K

-25.71%

Local Beer (0.5 liter draught)

$1.24 COP 4,429

$2.91 Rp 52.8K

-57.39%

Imported Beer (0.33 liter bottle)

$1.74 COP 6,196

$3.79 Rp 68.8K

-54.09%

Milk (1 liter)

$1.06 COP 3,792

$1.71 Rp 31.0K

-38.01%

White Bread (500g)

$1.31 COP 4,688

$2.47 Rp 44.9K

-46.96%

Rice (white) (1kg)

$1.24 COP 4,406

$1.20 Rp 21.8K

3.33%

Eggs

$1.98 COP 7,052

$2.44 Rp 44.3K

-18.85%

Local Cheese (1kg)

$2.44 COP 8,713

$14.38 Rp 260.9K

-83.03%

Chicken Fillets (1kg)

$5.90 COP 21.1K

$4.31 Rp 78.1K

36.89%

Beef Round Steak (1kg)

$6.27 COP 22.4K

$12.21 Rp 221.4K

-48.65%

Apples (1kg)

$2.23 COP 7,969

$3.68 Rp 66.8K

-39.40%

Banana (1kg)

$1.12 COP 3,980

$1.55 Rp 28.1K

-27.74%

Oranges (1kg)

$1.45 COP 5,185

$2.79 Rp 50.5K

-48.03%

Tomato (1kg)

$1.42 COP 5,076

$2.33 Rp 42.3K

-39.06%

Potato (1kg)

$1.13 COP 4,021

$1.97 Rp 35.7K

-42.64%

Onion (1kg)

$1.17 COP 4,169

$2.31 Rp 41.9K

-49.35%

Lettuce (1 head)

$0.83 COP 2,948

$1.06 Rp 19.3K

-21.70%

Water (1.5 liter bottle)

$0.46 COP 1,640

$0.73 Rp 13.2K

-36.99%

Cigarettes 20 Pack (Marlboro, Camel)

$2.27 COP 8,104

$3.28 Rp 59.5K

-30.79%

Wine (Bottle)

$8.32 COP 29.7K

$22.79 Rp 413.4K

-63.49%

Local Beer (0.5 liter bottle)

$1.15 COP 4,094

$2.81 Rp 50.9K

-59.07%

Imported Beer (0.33 liter bottle)

$2.39 COP 8,535

$2.78 Rp 50.5K

-14.03%

One-way Ticket (Public Transport)

$0.67 COP 2,391

$0.29 Rp 5,281

131.03%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 146.2K

Taxi Start (Normal Tariff)

$0.62 COP 2,225

$0.45 Rp 8,146

37.78%

Taxi (Normal Tariff) (1km)

$1.98 COP 7,053

$0.45 Rp 8,193

340.00%

Taxi 1hour Waiting (Normal Tariff)

$7.73 COP 27.6K

$6.24 Rp 113.1K

23.88%

Gasoline (1 liter)

$0.95 COP 3,387

$0.85 Rp 15.4K

11.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.6K COP 62.9M

$26.0K Rp 471.2M

-32.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K COP 94.2M

$31.7K Rp 574.1M

-16.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.2 COP 289.4K

$80.8 Rp 1.5M

0.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.44 COP 33.7K

$4.06 Rp 73.6K

132.51%

Internet (50+ Mbps, Unlimited Data)

$15.79 COP 56.3K

$24.42 Rp 442.9K

-35.34%

Gym Membership (Monthly)

$23.76 COP 84.7K

$97.7 Rp 1.8M

-75.67%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 116.9K

Cinema Ticket

$4.09 COP 14.6K

$4.04 Rp 73.3K

1.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$219 COP 782.1K

$304 Rp 5.5M

-27.87%

International Primary School, 1 Child (Yearly)

$5,899 COP 21.0M

$6,621 Rp 120.1M

-10.90%

Jeans (Levis 501 Or Similar)

$59.9 COP 213.7K

$54.2 Rp 983.6K

10.47%

Summer Dress (H&M, Zara, etc)

$32.58 COP 116.2K

$38.78 Rp 703.2K

-15.99%

Sport Shoes (Adidas, Nike)

$103 COP 368.6K

$86.1 Rp 1.6M

20.00%

Men's Leather Business Shoes

$107 COP 380.0K

$76.7 Rp 1.4M

38.96%

1-bedroom Apartment, City Center (Monthly)

$291 COP 1.0M

$986 Rp 17.9M

-70.46%

1-bedroom Apartment, Outside City Center (Monthly)

$237 COP 846.5K

$658 Rp 11.9M

-63.92%

3-bedroom Apartment, City Center (Monthly)

$526 COP 1.9M

$3,369 Rp 61.1M

-84.40%

3-bedroom Apartment, Outside City Center (Monthly)

$601 COP 2.1M

$2,066 Rp 37.5M

-70.89%

Buy Apartment in City Center (m2)

$2,741 Rp 49.7M

Buy Apartment Outside City Center (m2)

$1,576 COP 5.6M

$2,228 Rp 40.4M

-29.26%

Average Monthly Net Salary (After Tax)

$449 COP 1.6M

$163 Rp 3.0M

174.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.43

13.28

1.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Armenia: June 8, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A central one-bedroom costs $291 in Armenia versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 175% higher in Armenia, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $17.00 in Armenia versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $165 vs $297 – making Armenia the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Armenia vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 78% more than Armenia, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,186 per month in Armenia and $2,106 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Armenia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $791 in Armenia and $1,404 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $219 per month in Armenia and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Armenia, where all-in costs run around $791, than in Ubud, Bali at $1,404. In Armenia it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Armenia costs $791 versus $1,404 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Armenia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.