Cost of Living Comparison Between Ubud, Bali and Cofradia Cost of Living Comparison Between Ubud, Bali and Cofradia

Monthly Cost of Living

Monthly costs for one person with rent: $1,397 in Ubud, Bali versus $567 in Cofradia.

Estimated couple costs with rent: $2,588 in Ubud, Bali versus $919 in Cofradia.

Monthly costs for a family of three with rent: $3,778 in Ubud, Bali versus $1,271 in Cofradia.

Living in Ubud, Bali is roughly 147% more expensive than in Cofradia, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Cofradia is 58% below.

Meal at Budget Restaurant

$3.43 Rp 61.4K

$3.77 HNL 101

-9.02%

Three-Course Dinner for Two, Mid-Range

$31.97 Rp 572.5K

$37.31 HNL 998

-14.31%

Fast Food Meal (McDonalds, etc)

$5.05 Rp 90.5K

$7.46 HNL 200

-32.31%

Cappuccino

$2.71 Rp 48.6K

$2.29 HNL 61.4

18.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.39 Rp 24.9K

$1.03 HNL 27.49

34.95%

Water (0.33 liter bottle)

$0.74 Rp 13.3K

$1.18 HNL 31.59

-37.29%

Local Beer (0.5 liter draught)

$2.89 Rp 51.8K

$1.16 HNL 31.13

149.14%

Imported Beer (0.33 liter bottle)

$3.79 Rp 67.9K

$2.71 HNL 72.4

39.85%

Milk (1 liter)

$1.79 Rp 32.1K

$1.45 HNL 38.69

23.45%

White Bread (500g)

$2.51 Rp 44.9K

$1.58 HNL 42.18

58.86%

Rice (white) (1kg)

$1.21 Rp 21.8K

$1.27 HNL 34.01

-4.72%

Eggs

$2.37 Rp 42.4K

$0.79 HNL 21.24

200.00%

Local Cheese (1kg)

$14.43 Rp 258.4K

$6.16 HNL 165

134.25%

Chicken Fillets (1kg)

$4.15 Rp 74.3K

$3.83 HNL 102

8.36%

Beef Round Steak (1kg)

$12.11 Rp 217.0K

$7.73 HNL 207

56.66%

Apples (1kg)

$3.77 Rp 67.5K

$2.89 HNL 77.2

30.45%

Banana (1kg)

$1.63 Rp 29.1K

$1.45 HNL 38.76

12.41%

Oranges (1kg)

$2.71 Rp 48.5K

$1.52 HNL 40.61

78.29%

Tomato (1kg)

$2.26 Rp 40.4K

$1.51 HNL 40.33

49.67%

Potato (1kg)

$1.93 Rp 34.5K

$1.60 HNL 42.66

20.62%

Onion (1kg)

$2.19 Rp 39.3K

$1.41 HNL 37.59

55.32%

Lettuce (1 head)

$1.02 Rp 18.2K

$0.89 HNL 23.81

14.61%

Water (1.5 liter bottle)

$0.72 Rp 12.8K

$1.66 HNL 44.48

-56.63%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 57.0K

$2.55 HNL 68.2

24.71%

Wine (Bottle)

$23.84 Rp 426.9K

Local Beer (0.5 liter bottle)

$2.77 Rp 49.7K

$1.24 HNL 33.21

123.39%

Imported Beer (0.33 liter bottle)

$2.75 Rp 49.3K

$1.81 HNL 48.28

51.93%

One-way Ticket (Public Transport)

$0.27 Rp 4,787

$0.81 HNL 21.57

-66.67%

Public Transport Monthly Pass (Regular Price)

$8.20 Rp 146.8K

Taxi Start (Normal Tariff)

$0.48 Rp 8,656

$4.34 HNL 116

-88.94%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,547

Taxi 1hour Waiting (Normal Tariff)

$6.03 Rp 108.0K

Gasoline (1 liter)

$0.82 Rp 14.7K

$0.88 HNL 23.57

-6.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 475.7M

$19.0K HNL 507.2K

40.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 576.7M

$19.1K HNL 509.9K

68.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.4M

$81.9 HNL 2,191

-4.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.91 Rp 70.1K

$8.78 HNL 235

-55.47%

Internet (50+ Mbps, Unlimited Data)

$23.91 Rp 428.3K

$41.02 HNL 1,097

-41.71%

Gym Membership (Monthly)

$96.2 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.53 Rp 116.9K

Cinema Ticket

$4.01 Rp 71.9K

$5.70 HNL 152

-29.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.4M

$251 HNL 6,715

20.50%

International Primary School, 1 Child (Yearly)

$6,551 Rp 117.3M

Jeans (Levis 501 Or Similar)

$55.3 Rp 990.6K

$37.73 HNL 1,009

46.59%

Summer Dress (H&M, Zara, etc)

$38.32 Rp 686.3K

$35.22 HNL 942

8.80%

Sport Shoes (Adidas, Nike)

$88.5 Rp 1.6M

$107 HNL 2,862

-17.32%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$104 HNL 2,781

-26.21%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

1-bedroom Apartment, Outside City Center (Monthly)

$682 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,420 Rp 61.3M

$295 HNL 7,882

1060.44%

3-bedroom Apartment, Outside City Center (Monthly)

$2,075 Rp 37.2M

Buy Apartment in City Center (m2)

$2,762 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,243 Rp 40.2M

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 22, 2026

Last update for Cofradia: July 19, 2026

Cost Breakdown

Dining out: $32.00 in Ubud, Bali vs $37.00 in Cofradia. Groceries flip the comparison at $298 vs $177, with Cofradia cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cofradia: Cost of Living - Frequently Asked Questions

Cofradia is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Getting Around. The 147% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,096 in Ubud, Bali and $850 in Cofradia to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 69% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,397 per month in Ubud, Bali versus $567 in Cofradia – a 147% gap that adds up to real savings over time for anyone picking the cheaper option.

At $567 in Cofradia versus $1,397 in Ubud, Bali, a $1,500 budget is realistic in Cofradia but tight or insufficient in Ubud, Bali. The gap between the two cities makes Cofradia the clear choice for anyone on this budget.

For families, Cofradia is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Cofradia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cofradia gentler on the wallet – expenses run 147% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.