Cost of Living Comparison Between Ubud, Bali and Cofradia Cost of Living Comparison Between Ubud, Bali and Cofradia

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $550 in Cofradia.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $902 in Cofradia.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $1,253 in Cofradia.

Living in Ubud, Bali is roughly 155% more expensive than Cofradia, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Cofradia is 59% below.

Meal at Budget Restaurant

$3.57 Rp 64.8K

$3.94 HNL 105

-9.39%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 590.5K

$37.88 HNL 1,010

-14.20%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 88.4K

$7.66 HNL 204

-36.55%

Cappuccino

$2.75 Rp 49.9K

$2.35 HNL 62.6

17.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 24.0K

$1.02 HNL 27.19

29.41%

Water (0.33 liter bottle)

$0.70 Rp 12.8K

$1.18 HNL 31.50

-40.68%

Local Beer (0.5 liter draught)

$2.91 Rp 52.9K

$1.17 HNL 31.14

148.72%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.9K

$2.74 HNL 73.0

38.32%

Milk (1 liter)

$1.71 Rp 31.1K

$1.40 HNL 37.40

22.14%

White Bread (500g)

$2.47 Rp 45.0K

$1.53 HNL 40.67

61.44%

Rice (white) (1kg)

$1.20 Rp 21.8K

$1.28 HNL 34.12

-6.25%

Eggs

$2.44 Rp 44.4K

$0.85 HNL 22.60

187.06%

Local Cheese (1kg)

$14.38 Rp 261.3K

$6.06 HNL 161

137.29%

Chicken Fillets (1kg)

$4.31 Rp 78.2K

$3.70 HNL 98.6

16.49%

Beef Round Steak (1kg)

$12.21 Rp 221.8K

$8.02 HNL 214

52.24%

Apples (1kg)

$3.68 Rp 66.9K

$2.85 HNL 75.8

29.12%

Banana (1kg)

$1.55 Rp 28.2K

$1.47 HNL 39.06

5.44%

Oranges (1kg)

$2.79 Rp 50.6K

$1.44 HNL 38.41

93.75%

Tomato (1kg)

$2.33 Rp 42.4K

$1.59 HNL 42.34

46.54%

Potato (1kg)

$1.97 Rp 35.8K

$1.59 HNL 42.32

23.90%

Onion (1kg)

$2.31 Rp 42.0K

$1.34 HNL 35.73

72.39%

Lettuce (1 head)

$1.06 Rp 19.3K

$0.82 HNL 21.83

29.27%

Water (1.5 liter bottle)

$0.73 Rp 13.2K

$1.70 HNL 45.27

-57.06%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 59.6K

$2.54 HNL 67.7

29.13%

Wine (Bottle)

$22.79 Rp 414.1K

Local Beer (0.5 liter bottle)

$2.81 Rp 51.0K

$1.21 HNL 32.18

132.23%

Imported Beer (0.33 liter bottle)

$2.78 Rp 50.5K

$1.83 HNL 48.86

51.91%

One-way Ticket (Public Transport)

$0.29 Rp 5,290

$0.74 HNL 19.74

-60.81%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 146.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,159

$4.31 HNL 115

-89.56%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,207

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 113.3K

Gasoline (1 liter)

$0.85 Rp 15.4K

$0.95 HNL 25.38

-10.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 471.9M

$19.4K HNL 518.3K

33.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.1M

$19.3K HNL 514.2K

64.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.5M

$80.8 HNL 2,152

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.7K

$9.18 HNL 245

-55.77%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 443.7K

$41.44 HNL 1,104

-41.07%

Gym Membership (Monthly)

$97.7 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.45 Rp 117.1K

Cinema Ticket

$4.04 Rp 73.4K

$5.74 HNL 153

-29.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$253 HNL 6,745

20.15%

International Primary School, 1 Child (Yearly)

$6,621 Rp 120.3M

Jeans (Levis 501 Or Similar)

$54.2 Rp 985.2K

$39.07 HNL 1,041

38.80%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 704.4K

$36.37 HNL 969

6.63%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.6M

$108 HNL 2,869

-19.97%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$103 HNL 2,734

-25.26%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.9M

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 12.0M

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 61.2M

$304 HNL 8,116

1006.60%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.5M

Buy Apartment in City Center (m2)

$2,741 Rp 49.8M

Buy Apartment Outside City Center (m2)

$2,228 Rp 40.5M

Average Monthly Net Salary (After Tax)

$163 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Cofradia: June 6, 2026

Cost Breakdown

Dining out: $33.00 in Ubud, Bali vs $38.00 in Cofradia. Groceries flip the comparison at $297 vs $176, with Cofradia cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cofradia: Cost of Living - Frequently Asked Questions

Cofradia is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Getting Around. The 155% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,106 in Ubud, Bali and $825 in Cofradia to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 69% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,404 per month in Ubud, Bali versus $550 in Cofradia – a 155% gap that adds up to real savings over time for anyone picking the cheaper option.

At $550 in Cofradia versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Cofradia but tight or insufficient in Ubud, Bali. The gap between the two cities makes Cofradia the clear choice for anyone on this budget.

For families, Cofradia is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Cofradia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cofradia gentler on the wallet – expenses run 155% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.