Cost of Living Comparison Between Ubud, Bali and Cofradia Cost of Living Comparison Between Ubud, Bali and Cofradia

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $146 in Cofradia.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $237 in Cofradia.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $329 in Cofradia.

Living in Ubud, Bali is roughly 843% more expensive than in Cofradia, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Cofradia is 89% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$3.68 HNL 98.8

-9.51%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

Cappuccino

$2.82 Rp 49.7K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

Water (0.33 liter bottle)

$0.80 Rp 14.0K

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$1.48 HNL 39.64

105.41%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

Milk (1 liter)

$1.61 Rp 28.3K

$2.07 HNL 55.6

-22.22%

White Bread (500g)

$2.27 Rp 39.9K

$1.52 HNL 40.86

49.34%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.47 HNL 39.49

-20.41%

Eggs

$2.17 Rp 38.2K

$0.81 HNL 21.77

167.90%

Local Cheese (1kg)

$17.63 Rp 310.5K

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$6.10 HNL 164

-33.61%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

Apples (1kg)

$3.62 Rp 63.7K

Banana (1kg)

$1.64 Rp 28.8K

Oranges (1kg)

$2.31 Rp 40.6K

Tomato (1kg)

$1.96 Rp 34.5K

$1.60 HNL 42.95

22.50%

Potato (1kg)

$1.84 Rp 32.5K

Onion (1kg)

$2.37 Rp 41.7K

Lettuce (1 head)

$1.05 Rp 18.5K

Water (1.5 liter bottle)

$0.54 Rp 9,560

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

Wine (Bottle)

$23.08 Rp 406.4K

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.20 HNL 32.28

95.00%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$0.73 HNL 19.57

-65.75%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

Gasoline (1 liter)

$0.81 Rp 14.2K

$0.87 HNL 23.26

-6.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

Gym Membership (Monthly)

$55.2 Rp 972.6K

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$37.34 HNL 1,003

23.94%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

Men's Leather Business Shoes

$78.8 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$296 HNL 7,953

1128.55%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Cofradia: September 6, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cofradia: Cost of Living - Frequently Asked Questions

Cofradia is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 843% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,067 in Ubud, Bali and $219 in Cofradia to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 228% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,378 per month in Ubud, Bali versus $146 in Cofradia – a 843% gap that adds up to real savings over time for anyone picking the cheaper option.

At $146 in Cofradia versus $1,378 in Ubud, Bali, a $1,500 budget is realistic in Cofradia but tight or insufficient in Ubud, Bali. The gap between the two cities makes Cofradia the clear choice for anyone on this budget.

For families, Cofradia is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Cofradia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cofradia gentler on the wallet – expenses run 843% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.