Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Cobleskill, NY

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,592 in Cobleskill, NY, rent and utilities included – about $14,900 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
124

Cost of Living Index in Cobleskill, NY
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Cobleskill, NY Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Cobleskill, NY

🇺🇸 United States

$2,592

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Cobleskill, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Cobleskill, NY actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,592 in Cobleskill, NY, rent included.

Ubud, Bali $1,349
Cobleskill, NY $2,592

A couple spends around $2,305 per month in Ubud, Bali vs $3,771 in Cobleskill, NY, rent included.

Ubud, Bali $2,305
Cobleskill, NY $3,771

A family of three spends $3,261 per month in Ubud, Bali vs $4,950 in Cobleskill, NY, rent included.

Ubud, Bali $3,261
Cobleskill, NY $4,950

Ubud, Bali is about 48% cheaper than Cobleskill, NY, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$18.14 $18.14

-81.70%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$76.4 $76.4

-53.34%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$12.22 $12.22

-54.75%

Cappuccino

$2.72 Rp 49.4K

$5.96 $5.96

-54.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.71 $2.71

-37.27%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.08 $2.08

-63.46%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$6.99 $6.99

-62.09%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$7.39 $7.39

-40.73%

Milk (1 liter)

$1.49 Rp 27.1K

$0.89 $0.89

67.42%

White Bread (500g)

$2.28 Rp 41.4K

$3.45 $3.45

-33.91%

Rice (white) (1kg)

$1.19 Rp 21.6K

$3.70 $3.70

-67.84%

Eggs

$2.04 Rp 37.0K

$4.11 $4.11

-50.36%

Local Cheese (1kg)

$17.70 Rp 321.7K

$11.20 $11.20

58.04%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$13.34 $13.34

-70.31%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$15.97 $15.97

-23.67%

Apples (1kg)

$3.66 Rp 66.4K

$4.85 $4.85

-24.54%

Banana (1kg)

$1.52 Rp 27.6K

$1.36 $1.36

11.76%

Oranges (1kg)

$2.23 Rp 40.5K

$2.95 $2.95

-24.41%

Tomato (1kg)

$1.97 Rp 35.9K

$6.73 $6.73

-70.73%

Potato (1kg)

$1.85 Rp 33.6K

$2.95 $2.95

-37.29%

Onion (1kg)

$2.42 Rp 44.1K

$3.78 $3.78

-35.98%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.22 $2.22

-55.41%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$1.15 $1.15

-55.65%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$11.57 $11.57

-80.81%

Wine (Bottle)

$22.24 Rp 404.2K

$13.13 $13.13

69.38%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$2.56 $2.56

-11.72%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.11 $2.11

40.76%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$2.05 $2.05

-87.80%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$59.6 $59.6

-86.87%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$3.83 $3.83

-88.51%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$2.15 $2.15

-80.00%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$30.54 $30.54

-82.29%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.06 $1.06

-22.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$30.1K $30.1K

-20.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$26.0K $26.0K

22.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$234 $234

-66.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$59.6 $59.6

-89.18%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$42.12 $42.12

-55.89%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$40.48 $40.48

22.23%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

$15.13 $15.13

-71.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$1,723 $1,723

-71.53%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$17.4K $17.4K

-67.41%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$33.01 $33.01

35.23%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$48.31 $48.31

-27.65%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$71.0 $71.0

12.55%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$68.5 $68.5

16.01%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,572 $1,572

-28.46%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,298 $1,298

-48.28%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$2,574 $2,574

38.48%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$2,111 $2,111

-18.37%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,472 $2,472

10.50%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$2,323 $2,323

-1.69%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.67

106.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Cobleskill, NY: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Cobleskill, NY

$1.3K 50.1% 93.4% $627

Groceries & Markets

Ubud, Bali

$288 21.4%

Cobleskill, NY

$383 14.8% 32.8% $95

Eating Out

Ubud, Bali

$108 8%

Cobleskill, NY

$322 12.4% 199% $215

Clothing & Footwear

Ubud, Bali

$108 8%

Cobleskill, NY

$99 3.8% 7.6% $8.2

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Cobleskill, NY

$336 13% 223% $232

Sport & Entertainment

Ubud, Bali

$58 4.3%

Cobleskill, NY

$71 2.7% 21.9% $13

Getting Around

Ubud, Bali

$11 0.9%

Cobleskill, NY

$82 3.2% 621% $71

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,572 in Cobleskill, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $76 in Cobleskill, NY. Monthly groceries follow the same trend: $288 vs $383 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Cobleskill, NY

🕒 Local time

06:13 6:13 AM

18:13 6:13 PM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

4,500

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 USD = 0.898 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Cobleskill, NY 16,100 km ≈ 21 h nonstop flight

From you

Ubud, Bali
Cobleskill, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cobleskill, NY: Cost of Living - Frequently Asked Questions

Yes – Cobleskill, NY is pricier by about 92%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $3,888 in Cobleskill, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,572 in Cobleskill, NY.

A mid-range dinner for two costs $36 in Ubud, Bali and $76 in Cobleskill, NY. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $2,592 in Cobleskill, NY. That makes Ubud, Bali about 48% cheaper.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,592 in Cobleskill, NY. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Ubud, Bali is the easier option financially – housing and daily costs are lower, and overall it costs about 48% less, which matters a lot on a fixed budget or early-career salary.