Cost of Living Comparison Between Cobleskill, NY and Ubud, Bali Cost of Living Comparison Between Cobleskill, NY and Ubud, Bali

Monthly Cost of Living

A single person spends $2,537 per month in Cobleskill, NY vs $1,408 in Ubud, Bali, rent included.

A couple spends around $3,790 per month in Cobleskill, NY vs $2,585 in Ubud, Bali, rent included.

A family of three spends $5,043 per month in Cobleskill, NY vs $3,763 in Ubud, Bali, rent included.

Cobleskill, NY costs about 80% more than Ubud, Bali, driven mainly by Eating Out.

Both Cobleskill, NY and Ubud, Bali sit above the global median – Cobleskill, NY by 90%, Ubud, Bali by 5%.

Currency
🍽 Eating Out
Cobleskill, NY
Ubud, Bali
Difference
Meal at Budget Restaurant
$17.27 $17.27
$3.45 Rp 62.1K
400.58%
Three-Course Dinner for Two, Mid-Range
$94.1 $94.1
$32.34 Rp 581.1K
191.06%
Fast Food Meal (McDonalds, etc)
$11.59 $11.59
$4.84 Rp 87.1K
139.46%
Cappuccino
$5.93 $5.93
$2.75 Rp 49.4K
115.64%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.27 $2.27
$1.38 Rp 24.9K
64.49%
Water (0.33 liter bottle)
$1.86 $1.86
$0.75 Rp 13.5K
148.00%
Local Beer (0.5 liter draught)
$6.87 $6.87
$2.99 Rp 53.8K
129.77%
Imported Beer (0.33 liter bottle)
$7.51 $7.51
$3.85 Rp 69.2K
95.06%
🛒 Groceries & Markets
Cobleskill, NY
Ubud, Bali
Difference
Milk (1 liter)
$0.96 $0.96
$1.74 Rp 31.2K
-44.83%
White Bread (500g)
$3.81 $3.81
$2.46 Rp 44.2K
54.88%
Rice (white) (1kg)
$3.63 $3.63
$1.17 Rp 21.0K
210.26%
Eggs
$4.40 $4.40
$2.43 Rp 43.7K
81.07%
Local Cheese (1kg)
$12.96 $12.96
$14.50 Rp 260.6K
-10.62%
Chicken Fillets (1kg)
$13.02 $13.02
$4.35 Rp 78.2K
199.31%
Beef Round Steak (1kg)
$15.64 $15.64
$11.98 Rp 215.3K
30.55%
Apples (1kg)
$4.72 $4.72
$3.72 Rp 66.8K
26.88%
Banana (1kg)
$1.26 $1.26
$1.63 Rp 29.2K
-22.70%
Oranges (1kg)
$2.99 $2.99
$2.74 Rp 49.3K
9.12%
Tomato (1kg)
$6.05 $6.05
$2.24 Rp 40.3K
170.09%
Potato (1kg)
$2.84 $2.84
$1.92 Rp 34.5K
47.92%
Onion (1kg)
$3.98 $3.98
$2.28 Rp 40.9K
74.56%
Lettuce (1 head)
$2.24 $2.24
$1.06 Rp 19.1K
111.32%
Water (1.5 liter bottle)
$1.13 $1.13
$0.72 Rp 12.9K
56.94%
Cigarettes 20 Pack (Marlboro, Camel)
$11.30 $11.30
$3.29 Rp 59.0K
243.47%
Wine (Bottle)
$12.76 $12.76
$23.19 Rp 416.8K
-44.98%
Local Beer (0.5 liter bottle)
$2.47 $2.47
$2.78 Rp 49.9K
-11.15%
Imported Beer (0.33 liter bottle)
$2.15 $2.15
$2.73 Rp 49.1K
-21.25%
🚌 Getting Around
Cobleskill, NY
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.96 $1.96
$0.27 Rp 4,786
625.93%
Public Transport Monthly Pass (Regular Price)
$14.90 $14.90
$8.11 Rp 145.7K
83.72%
Taxi Start (Normal Tariff)
$3.78 $3.78
$0.48 Rp 8,675
687.50%
Taxi (Normal Tariff) (1km)
$1.37 $1.37
$0.42 Rp 7,545
226.19%
Taxi 1hour Waiting (Normal Tariff)
$29.84 $29.84
$6.22 Rp 111.8K
379.74%
Gasoline (1 liter)
$0.90 $0.90
$0.81 Rp 14.6K
11.11%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.9K $28.9K
$26.6K Rp 478.2M
8.60%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.3K $26.3K
$32.2K Rp 578.5M
-18.22%
🧾 Monthly Utilities & Internet
Cobleskill, NY
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$233 $233
$78.4 Rp 1.4M
196.89%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$57.5 $57.5
$4.07 Rp 73.1K
1313.27%
Internet (50+ Mbps, Unlimited Data)
$41.45 $41.45
$24.33 Rp 437.1K
70.37%
🎉 Sport & Entertainment
Cobleskill, NY
Ubud, Bali
Difference
Gym Membership (Monthly)
$43.73 $43.73
$98.6 Rp 1.8M
-55.65%
Tennis Court (1 Hour on Weekend)
-
$6.34 Rp 113.9K
-
Cinema Ticket
$15.21 $15.21
$3.99 Rp 71.6K
281.20%
🧸 Childcare & Education
Cobleskill, NY
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,719 $1,719
$305 Rp 5.5M
463.63%
International Primary School, 1 Child (Yearly)
$17.7K $17.7K
$6,642 Rp 119.4M
166.46%
👕👟 Clothing & Footwear
Cobleskill, NY
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$33.03 $33.03
$54.1 Rp 972.9K
-38.99%
Summer Dress (H&M, Zara, etc)
$46.55 $46.55
$37.81 Rp 679.4K
23.12%
Sport Shoes (Adidas, Nike)
$70.9 $70.9
$86.8 Rp 1.6M
-18.31%
Men's Leather Business Shoes
$66.6 $66.6
$76.4 Rp 1.4M
-12.73%
🏠 Accommodation & Living
Cobleskill, NY
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,624 $1,624
$992 Rp 17.8M
63.76%
1-bedroom Apartment, Outside City Center (Monthly)
$1,368 $1,368
$673 Rp 12.1M
103.35%
3-bedroom Apartment, City Center (Monthly)
$2,614 $2,614
$3,375 Rp 60.7M
-22.53%
3-bedroom Apartment, Outside City Center (Monthly)
$2,259 $2,259
$2,050 Rp 36.8M
10.18%
Buy Apartment in City Center (m2)
$2,366 $2,366
$2,805 Rp 50.4M
-15.63%
Buy Apartment Outside City Center (m2)
$2,430 $2,430
$2,227 Rp 40.0M
9.11%
💵 Salaries & Financials
Cobleskill, NY
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$167 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.42
13.28
-51.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cobleskill, NY: July 11, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $1,624 in Cobleskill, NY versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $94.0 in Cobleskill, NY versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $385 vs $297 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cobleskill, NY vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Cobleskill, NY?
Yes – Cobleskill, NY is pricier by about 80%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $3,806 per month in Cobleskill, NY and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Cobleskill, NY or in Ubud, Bali?
A mid-range dinner for two costs $94.0 in Cobleskill, NY and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Cobleskill, NY and in Ubud, Bali?
Monthly expenses with rent come to $2,537 in Cobleskill, NY and $1,408 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,000 a realistic budget for living in Cobleskill, NY or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Cobleskill, NY at $2,537. In Ubud, Bali it covers expenses comfortably, while in Cobleskill, NY it requires careful planning or may not stretch far enough.
Is Cobleskill, NY or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Cobleskill, NY or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cobleskill, NY makes more sense. Both are solid long-term options with distinct trade-offs.

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