Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Cleveland, MS

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,445 in Cleveland, MS, rent and utilities included – about $13,400 less a year. Rent and utilities account for most of the difference.

Ubud, Bali, Indonesia
Cleveland, MS, United States
Ubud, Bali
🇮🇩 Indonesia
$1,331
/mo nomad
Cleveland, MS
🇺🇸 United States
$2,445
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Cleveland, MS

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Cleveland, MS actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $2,445 in Cleveland, MS.

  • Ubud, Bali $1,331
  • Cleveland, MS $2,445

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $3,631 in Cleveland, MS.

  • Ubud, Bali $2,255
  • Cleveland, MS $3,631

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $4,816 in Cleveland, MS.

  • Ubud, Bali $3,180
  • Cleveland, MS $4,816

Living in Ubud, Bali costs roughly 46% less than in Cleveland, MS, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Cleveland, MS is 81% above.

Currency
🍽 Eating Out
Ubud, Bali
Cleveland, MS
Difference
Meal at Budget Restaurant
$3.38 Rp 61.3K
$16.83 $16.83
-79.92%
Three-Course Dinner for Two, Mid-Range
$34.65 Rp 629.1K
$73.6 $73.6
-52.89%
Fast Food Meal (McDonalds, etc)
$5.57 Rp 101.2K
$11.06 $11.06
-49.64%
Cappuccino
$2.62 Rp 47.6K
$5.18 $5.18
-49.42%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 Rp 27.9K
$2.96 $2.96
-47.97%
Water (0.33 liter bottle)
$0.64 Rp 11.6K
$2.41 $2.41
-73.44%
Local Beer (0.5 liter draught)
$2.67 Rp 48.4K
$5.66 $5.66
-52.83%
Imported Beer (0.33 liter bottle)
$4.26 Rp 77.4K
$6.58 $6.58
-35.26%
🛒 Groceries & Markets
Ubud, Bali
Cleveland, MS
Difference
Milk (1 liter)
$1.46 Rp 26.5K
$1.06 $1.06
37.74%
White Bread (500g)
$2.29 Rp 41.6K
$2.79 $2.79
-17.92%
Rice (white) (1kg)
$1.11 Rp 20.1K
$2.82 $2.82
-60.64%
Eggs
$2.10 Rp 38.1K
$3.49 $3.49
-39.83%
Local Cheese (1kg)
$15.94 Rp 289.4K
$10.21 $10.21
56.12%
Chicken Fillets (1kg)
$3.88 Rp 70.5K
$11.63 $11.63
-66.64%
Beef Round Steak (1kg)
$11.40 Rp 207.0K
$22.20 $22.20
-48.65%
Apples (1kg)
$3.55 Rp 64.5K
$4.90 $4.90
-27.55%
Banana (1kg)
$1.54 Rp 27.9K
$1.46 $1.46
5.48%
Oranges (1kg)
$2.23 Rp 40.5K
$4.38 $4.38
-49.09%
Tomato (1kg)
$1.97 Rp 35.8K
$3.82 $3.82
-48.43%
Potato (1kg)
$1.86 Rp 33.7K
$2.71 $2.71
-31.37%
Onion (1kg)
$2.42 Rp 43.9K
$2.46 $2.46
-1.63%
Lettuce (1 head)
$1.02 Rp 18.6K
$1.92 $1.92
-46.87%
Water (1.5 liter bottle)
$0.52 Rp 9,483
$1.85 $1.85
-71.89%
Cigarettes 20 Pack (Marlboro, Camel)
$2.20 Rp 39.9K
$9.55 $9.55
-76.96%
Wine (Bottle)
$21.79 Rp 395.6K
$13.54 $13.54
60.93%
Local Beer (0.5 liter bottle)
$2.33 Rp 42.2K
$1.76 $1.76
32.39%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.9K
$1.66 $1.66
78.92%
🚌 Getting Around
Ubud, Bali
Cleveland, MS
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,546
$2.17 $2.17
-88.48%
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 148.4K
$61.4 $61.4
-86.70%
Taxi Start (Normal Tariff)
$0.44 Rp 7,947
$2.57 $2.57
-82.88%
Taxi (Normal Tariff) (1km)
$0.47 Rp 8,496
$1.46 $1.46
-67.81%
Taxi 1hour Waiting (Normal Tariff)
$5.60 Rp 101.7K
$24.14 $24.14
-76.80%
Gasoline (1 liter)
$0.83 Rp 15.0K
$1.00 $1.00
-17.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.4K Rp 443.8M
$27.7K $27.7K
-11.74%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 575.5M
$25.7K $25.7K
23.25%
🧾 Monthly Utilities & Internet
Ubud, Bali
Cleveland, MS
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$77.5 Rp 1.4M
$221 $221
-64.90%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.14 Rp 111.6K
$61.2 $61.2
-89.97%
Internet (50+ Mbps, Unlimited Data)
$18.92 Rp 343.4K
$67.5 $67.5
-71.98%
🎉 Sport & Entertainment
Ubud, Bali
Cleveland, MS
Difference
Gym Membership (Monthly)
$51.0 Rp 925.8K
$37.13 $37.13
37.33%
Tennis Court (1 Hour on Weekend)
$18.25 Rp 331.3K
-
-
Cinema Ticket
$4.38 Rp 79.6K
$12.87 $12.87
-65.97%
🧸 Childcare & Education
Ubud, Bali
Cleveland, MS
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$492 Rp 8.9M
$1,035 $1,035
-52.41%
International Primary School, 1 Child (Yearly)
$12.2K Rp 221.9M
$17.7K $17.7K
-31.08%
👕👟 Clothing & Footwear
Ubud, Bali
Cleveland, MS
Difference
Jeans (Levis 501 Or Similar)
$45.16 Rp 819.9K
$51.1 $51.1
-11.59%
Summer Dress (H&M, Zara, etc)
$34.89 Rp 633.4K
$38.10 $38.10
-8.43%
Sport Shoes (Adidas, Nike)
$78.3 Rp 1.4M
$84.6 $84.6
-7.37%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$152 $152
-48.61%
🏠 Accommodation & Living
Ubud, Bali
Cleveland, MS
Difference
1-bedroom Apartment, City Center (Monthly)
$1,078 Rp 19.6M
$1,625 $1,625
-33.68%
1-bedroom Apartment, Outside City Center (Monthly)
$665 Rp 12.1M
$1,142 $1,142
-41.78%
3-bedroom Apartment, City Center (Monthly)
$3,510 Rp 63.7M
$2,722 $2,722
28.97%
3-bedroom Apartment, Outside City Center (Monthly)
$1,671 Rp 30.3M
$1,973 $1,973
-15.32%
Buy Apartment in City Center (m2)
$2,340 Rp 42.5M
$2,702 $2,702
-13.40%
Buy Apartment Outside City Center (m2)
$2,236 Rp 40.6M
$2,015 $2,015
10.96%
💵 Salaries & Financials
Ubud, Bali
Cleveland, MS
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.75
104.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Cleveland, MS: November 3, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$665
Cleveland, MS
$1.1K 71.8% $477
Groceries & Markets
Ubud, Bali
$279
Cleveland, MS
$371 32.8% $92
Clothing & Footwear
Ubud, Bali
$106
Cleveland, MS
$146 37.7% $40
Eating Out
Ubud, Bali
$106
Cleveland, MS
$293 177% $187
Monthly Utilities & Internet
Ubud, Bali
$103
Cleveland, MS
$349 241% $247
Sport & Entertainment
Ubud, Bali
$60
Cleveland, MS
$63 5.2% $3.1
Getting Around
Ubud, Bali
$12
Cleveland, MS
$80 569% $68

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $1,625 in Cleveland, MS. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $74 in Cleveland, MS for a mid-range dinner for two. Groceries echo the gap at $279 vs $371 per month, with Ubud, Bali cheaper across the board.

Good to know
🇮🇩 Ubud, Bali
🇺🇸 Cleveland, MS
🕒 Local time
06:02 6:02 AM
16:02 4:02 PM
14 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
367,991
Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

On the map
Between locations
  • Ubud, Bali Cleveland, MS 16,150 km ≈ 21 h nonstop flight
From you
  • Ubud, Bali
  • Cleveland, MS

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Cleveland, MS: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Cleveland, MS?
Ubud, Bali is about 46% cheaper overall, especially in eating out, utilities, and groceries. That difference adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You’d need roughly $1,996 in Ubud, Bali and $3,667 in Cleveland, MS to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Ubud, Bali and Cleveland, MS?
Rent for a central apartment: $1,078 in Ubud, Bali versus $1,625 in Cleveland, MS. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Ubud, Bali runs roughly 87% less than in Cleveland, MS. The price difference matters if you commute daily and watch your budget.
Which city has cheaper kindergarten?
Childcare runs $492 in Ubud, Bali versus $1,035 in Cleveland, MS. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $1,000 enough to cover costs in Ubud, Bali or in Cleveland, MS?
Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.
Is it better to live in Ubud, Bali or in Cleveland, MS?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, Ubud, Bali or Cleveland, MS?
Safety-wise, Ubud, Bali and Cleveland, MS are both considered safe, so it’s unlikely to be the deciding factor between them.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 46% less than in Cleveland, MS. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Ubud, Bali vs other spots: cost of living compared

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