Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Chios

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,445 in Chios, rent and utilities included – about $1,100 less a year. The total is higher in Chios despite lower rent and utilities.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
70

Cost of Living Index in Chios
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Chios Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Chios

🇬🇷 Greece

$1,445

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Chios

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Chios actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $1,445 in Chios, rent included.

Ubud, Bali $1,353
Chios $1,445

A couple spends around $2,297 per month in Ubud, Bali vs $2,157 in Chios, rent included.

Ubud, Bali $2,297
Chios $2,157

A family of three spends $3,241 per month in Ubud, Bali vs $2,868 in Chios, rent included.

Ubud, Bali $3,241
Chios $2,868

Ubud, Bali is about 6% cheaper than Chios, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Chios sit above the global median – Ubud, Bali by 0%, Chios by 7%.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$14.18 €12.61

-77.22%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$44.61 €39.68

-21.81%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$13.71 €12.19

-58.42%

Cappuccino

$2.62 Rp 47.1K

$3.64 €3.24

-28.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$2.44 €2.17

-29.51%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.96 €0.86

-15.62%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$4.39 €3.91

-39.64%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$4.44 €3.95

-1.58%

Milk (1 liter)

$1.57 Rp 28.3K

$1.54 €1.37

1.95%

White Bread (500g)

$2.19 Rp 39.5K

$1.38 €1.23

58.70%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.66 €2.36

-55.64%

Eggs

$2.16 Rp 38.8K

$4.75 €4.22

-54.53%

Local Cheese (1kg)

$17.65 Rp 317.7K

$13.50 €12.01

30.74%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$9.49 €8.44

-60.17%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$14.35 €12.76

-16.72%

Apples (1kg)

$3.60 Rp 64.8K

$2.17 €1.93

65.90%

Banana (1kg)

$1.59 Rp 28.6K

$2.03 €1.81

-21.67%

Oranges (1kg)

$2.31 Rp 41.6K

$1.38 €1.23

67.39%

Tomato (1kg)

$1.91 Rp 34.3K

$1.99 €1.77

-4.02%

Potato (1kg)

$1.78 Rp 32.1K

$1.13 €1.01

57.52%

Onion (1kg)

$2.33 Rp 41.9K

$1.16 €1.03

100.86%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.05 €0.93

-4.76%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.85 €0.76

-37.65%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$5.46 €4.85

-58.06%

Wine (Bottle)

$22.07 Rp 397.3K

$6.86 €6.10

221.72%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.98 €1.76

18.69%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.60 €2.32

14.62%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$1.30 €1.16

-82.31%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$45.15 €40.16

-80.29%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$4.30 €3.82

-89.07%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$1.13 €1.01

-61.95%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$16.04 €14.26

-65.90%

Gasoline (1 liter)

$0.83 Rp 14.9K

$2.17 €1.93

-61.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$27.5K €24.5K

-13.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$25.2K €22.4K

30.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$202 €179

-60.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$23.34 €20.76

-71.89%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$30.50 €27.13

-39.02%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$51.5 €45.77

5.19%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$24.90 €22.15

-26.59%

Cinema Ticket

$4.25 Rp 76.5K

$9.01 €8.01

-52.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$426 €379

15.64%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$7,589 €6,750

-26.25%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$90.3 €80.3

-49.52%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$39.86 €35.45

-12.29%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$89.3 €79.4

-12.96%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$119 €106

-34.03%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$489 €435

131.35%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$388 €345

73.60%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$758 €674

376.47%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$605 €538

181.49%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$2,645 €2,352

2.75%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$2,230 €1,984

0.50%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.46

208.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Chios: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Chios

$388 26.8% 42.4% $285

Groceries & Markets

Ubud, Bali

$287 21.2%

Chios

$277 19.2% 3.4% $9.8

Clothing & Footwear

Ubud, Bali

$107 7.9%

Chios

$152 10.5% 42.9% $46

Eating Out

Ubud, Bali

$106 7.9%

Chios

$243 16.8% 128% $136

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Chios

$255 17.7% 143% $150

Sport & Entertainment

Ubud, Bali

$63 4.6%

Chios

$69 4.8% 10.9% $6.9

Getting Around

Ubud, Bali

$12 0.9%

Chios

$60 4.2% 385% $48

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $489 in Chios. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $45.00 in Chios. Groceries tell a different story – $287 in Ubud, Bali vs $277 in Chios – so Chios wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇬🇷 Chios

🕒 Local time

20:31 8:31 PM

15:31 3:31 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

53,408

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Chios 10,520 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Chios

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chios: Cost of Living - Frequently Asked Questions

Chios costs about 7% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $2,168 in Chios. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $493 per month in Ubud, Bali and $426 in Chios. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 4% cheaper in Chios – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Chios at $1,445. In Ubud, Bali it covers expenses comfortably, while in Chios it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,353 versus $1,445 in Chios. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chios makes more sense. Both are solid long-term options with distinct trade-offs.