Last update: Oct 2026

Cost of Living Comparison Between Chios and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,445 in Chios, rent and utilities included – about $1,100 less a year. The total is higher in Chios despite lower rent and utilities.

Chios
🇬🇷 Greece
$1,445
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,353
/mo nomad
Monthly Cost of Living

How much you'll spend in Chios and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chios and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,445 per month in Chios vs $1,353 in Ubud, Bali, rent included.

  • Chios $1,445
  • Ubud, Bali $1,353

A couple spends around $2,157 per month in Chios vs $2,297 in Ubud, Bali, rent included.

  • Chios $2,157
  • Ubud, Bali $2,297

A family of three spends $2,868 per month in Chios vs $3,241 in Ubud, Bali, rent included.

  • Chios $2,868
  • Ubud, Bali $3,241

Chios costs about 7% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Chios and Ubud, Bali sit above the global median – Chios by 7%, Ubud, Bali by 0%.

Currency
🍽 Eating Out
Chios
Ubud, Bali
Difference
Meal at Budget Restaurant
$14.18 €12.61
$3.23 Rp 58.1K
339.01%
Three-Course Dinner for Two, Mid-Range
$44.61 €39.68
$34.88 Rp 627.8K
27.90%
Fast Food Meal (McDonalds, etc)
$13.71 €12.19
$5.70 Rp 102.5K
140.53%
Cappuccino
$3.64 €3.24
$2.62 Rp 47.1K
38.93%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.44 €2.17
$1.72 Rp 31.0K
41.86%
Water (0.33 liter bottle)
$0.96 €0.86
$0.81 Rp 14.6K
18.52%
Local Beer (0.5 liter draught)
$4.39 €3.91
$2.65 Rp 47.7K
65.66%
Imported Beer (0.33 liter bottle)
$4.44 €3.95
$4.37 Rp 78.6K
1.60%
🛒 Groceries & Markets
Chios
Ubud, Bali
Difference
Milk (1 liter)
$1.54 €1.37
$1.57 Rp 28.3K
-1.91%
White Bread (500g)
$1.38 €1.23
$2.19 Rp 39.5K
-36.99%
Rice (white) (1kg)
$2.66 €2.36
$1.18 Rp 21.2K
125.42%
Eggs
$4.75 €4.22
$2.16 Rp 38.8K
119.91%
Local Cheese (1kg)
$13.50 €12.01
$17.65 Rp 317.7K
-23.51%
Chicken Fillets (1kg)
$9.49 €8.44
$3.78 Rp 68.0K
151.06%
Beef Round Steak (1kg)
$14.35 €12.76
$11.95 Rp 215.1K
20.08%
Apples (1kg)
$2.17 €1.93
$3.60 Rp 64.8K
-39.72%
Banana (1kg)
$2.03 €1.81
$1.59 Rp 28.6K
27.67%
Oranges (1kg)
$1.38 €1.23
$2.31 Rp 41.6K
-40.26%
Tomato (1kg)
$1.99 €1.77
$1.91 Rp 34.3K
4.19%
Potato (1kg)
$1.13 €1.01
$1.78 Rp 32.1K
-36.52%
Onion (1kg)
$1.16 €1.03
$2.33 Rp 41.9K
-50.21%
Lettuce (1 head)
$1.05 €0.93
$1.00 Rp 18.0K
5.00%
Water (1.5 liter bottle)
$0.85 €0.76
$0.53 Rp 9,509
60.38%
Cigarettes 20 Pack (Marlboro, Camel)
$5.46 €4.85
$2.29 Rp 41.1K
138.43%
Wine (Bottle)
$6.86 €6.10
$22.07 Rp 397.3K
-68.92%
Local Beer (0.5 liter bottle)
$1.98 €1.76
$2.35 Rp 42.2K
-15.74%
Imported Beer (0.33 liter bottle)
$2.60 €2.32
$2.98 Rp 53.6K
-12.75%
🚌 Getting Around
Chios
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.30 €1.16
$0.23 Rp 4,112
465.22%
Public Transport Monthly Pass (Regular Price)
$45.15 €40.16
$8.90 Rp 160.2K
407.30%
Taxi Start (Normal Tariff)
$4.30 €3.82
$0.47 Rp 8,466
814.89%
Taxi (Normal Tariff) (1km)
$1.13 €1.01
$0.43 Rp 7,737
162.79%
Taxi 1hour Waiting (Normal Tariff)
$16.04 €14.26
$5.47 Rp 98.4K
193.24%
Gasoline (1 liter)
$2.17 €1.93
$0.83 Rp 14.9K
161.45%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.5K €24.5K
$23.9K Rp 429.8M
15.17%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.2K €22.4K
$32.8K Rp 590.1M
-23.16%
🧾 Monthly Utilities & Internet
Chios
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$202 €179
$80.0 Rp 1.4M
152.07%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.34 €20.76
$6.56 Rp 118.1K
255.79%
Internet (50+ Mbps, Unlimited Data)
$30.50 €27.13
$18.60 Rp 334.8K
63.98%
🎉 Sport & Entertainment
Chios
Ubud, Bali
Difference
Gym Membership (Monthly)
$51.5 €45.77
$54.1 Rp 974.1K
-4.93%
Tennis Court (1 Hour on Weekend)
$24.90 €22.15
$18.28 Rp 329.0K
36.21%
Cinema Ticket
$9.01 €8.01
$4.25 Rp 76.5K
112.00%
🧸 Childcare & Education
Chios
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$426 €379
$493 Rp 8.9M
-13.52%
International Primary School, 1 Child (Yearly)
$7,589 €6,750
$5,597 Rp 100.7M
35.58%
👕👟 Clothing & Footwear
Chios
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$90.3 €80.3
$45.58 Rp 820.4K
98.09%
Summer Dress (H&M, Zara, etc)
$39.86 €35.45
$34.96 Rp 629.4K
14.02%
Sport Shoes (Adidas, Nike)
$89.3 €79.4
$77.7 Rp 1.4M
14.89%
Men's Leather Business Shoes
$119 €106
$78.5 Rp 1.4M
51.58%
🏠 Accommodation & Living
Chios
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$489 €435
$1,131 Rp 20.4M
-56.78%
1-bedroom Apartment, Outside City Center (Monthly)
$388 €345
$673 Rp 12.1M
-42.40%
3-bedroom Apartment, City Center (Monthly)
$758 €674
$3,613 Rp 65.0M
-79.01%
3-bedroom Apartment, Outside City Center (Monthly)
$605 €538
$1,702 Rp 30.6M
-64.48%
Buy Apartment in City Center (m2)
$2,645 €2,352
$2,717 Rp 48.9M
-2.67%
Buy Apartment Outside City Center (m2)
$2,230 €1,984
$2,241 Rp 40.3M
-0.49%
💵 Salaries & Financials
Chios
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$166 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.46
13.78
-67.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chios: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chios
$388
Ubud, Bali
$673 73.6% $285
Groceries & Markets
Chios
$277
Ubud, Bali
$287 3.5% $9.8
Monthly Utilities & Internet
Chios
$255
Ubud, Bali
$105 58.8% $150
Eating Out
Chios
$243
Ubud, Bali
$106 56.1% $136
Clothing & Footwear
Chios
$152
Ubud, Bali
$107 30% $46
Sport & Entertainment
Chios
$69
Ubud, Bali
$63 9.9% $6.9
Getting Around
Chios
$60
Ubud, Bali
$12 79.4% $48

Cost Breakdown

A central one-bedroom costs $489 in Chios versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $45.00 in Chios versus $35.00 in Ubud, Bali. Groceries tell a different story – $277 in Chios vs $287 in Ubud, Bali – so Chios wins on supermarket bills even if dining out costs more.

Good to know
🇬🇷 Chios
🇮🇩 Ubud, Bali
🕒 Local time
13:50 1:50 PM
18:50 6:50 PM
5 h ahead of Chios
🌤 Weather
👥 Population
53,408
74,800
💱 Currency
Euro EUR €
Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Chios Ubud, Bali 10,520 km ≈ 14 h nonstop flight
From you
  • Chios
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chios vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chios or Ubud, Bali?
Chios costs about 7% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chios and in Ubud, Bali?
For a comfortable life, plan on about $2,168 per month in Chios and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chios or Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chios and in Ubud, Bali?
Kindergarten costs $426 per month in Chios and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chios or in Ubud, Bali?
Interestingly, groceries are about 4% cheaper in Chios – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $1,000/month in Chios or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Chios at $1,445. In Ubud, Bali it covers expenses comfortably, while in Chios it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chios or Ubud, Bali?
For digital nomads, it depends on budget. Ubud, Bali costs $1,353 versus $1,445 in Chios. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chios compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chios or to Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chios makes more sense. Both are solid long-term options with distinct trade-offs.

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