Cost of Living Comparison Between Chios and Ubud, Bali Cost of Living Comparison Between Chios and Ubud, Bali

Monthly Cost of Living

A single person spends $1,446 per month in Chios vs $1,419 in Ubud, Bali, rent included.

A couple spends around $2,132 per month in Chios vs $2,540 in Ubud, Bali, rent included.

A family of three spends $2,818 per month in Chios vs $3,660 in Ubud, Bali, rent included.

Chios costs about 2% more than Ubud, Bali, driven mainly by Eating Out.

Both Chios and Ubud, Bali sit above the global median – Chios by 8%, Ubud, Bali by 6%.

Currency
🍽 Eating Out
Chios
Ubud, Bali
Difference
Meal at Budget Restaurant
$11.60 €9.98
$3.56 Rp 63.7K
225.84%
Three-Course Dinner for Two, Mid-Range
$54.7 €47.01
$32.73 Rp 584.5K
66.97%
Fast Food Meal (McDonalds, etc)
$11.14 €9.58
$4.95 Rp 88.4K
125.05%
Cappuccino
$3.90 €3.35
$2.71 Rp 48.4K
43.91%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.58 €2.22
$1.34 Rp 24.0K
92.54%
Water (0.33 liter bottle)
$0.79 €0.68
$0.70 Rp 12.5K
12.86%
Local Beer (0.5 liter draught)
$4.55 €3.92
$2.92 Rp 52.1K
55.82%
Imported Beer (0.33 liter bottle)
$4.52 €3.89
$3.96 Rp 70.7K
14.14%
🛒 Groceries & Markets
Chios
Ubud, Bali
Difference
Milk (1 liter)
$1.72 €1.48
$1.81 Rp 32.3K
-4.97%
White Bread (500g)
$1.47 €1.26
$2.52 Rp 45.0K
-41.67%
Rice (white) (1kg)
$2.51 €2.16
$1.16 Rp 20.7K
116.38%
Eggs
$4.13 €3.56
$2.46 Rp 43.9K
67.89%
Local Cheese (1kg)
$13.41 €11.54
$14.71 Rp 262.7K
-8.84%
Chicken Fillets (1kg)
$9.85 €8.47
$4.32 Rp 77.1K
128.01%
Beef Round Steak (1kg)
$14.00 €12.05
$12.14 Rp 216.7K
15.32%
Apples (1kg)
$2.15 €1.85
$3.84 Rp 68.6K
-44.01%
Banana (1kg)
$2.11 €1.81
$1.56 Rp 27.8K
35.26%
Oranges (1kg)
$1.43 €1.23
$2.83 Rp 50.6K
-49.47%
Tomato (1kg)
$1.98 €1.70
$2.33 Rp 41.5K
-15.02%
Potato (1kg)
$1.23 €1.05
$1.91 Rp 34.2K
-35.60%
Onion (1kg)
$1.24 €1.07
$2.20 Rp 39.3K
-43.64%
Lettuce (1 head)
$1.02 €0.88
$1.01 Rp 18.1K
0.99%
Water (1.5 liter bottle)
$0.75 €0.65
$0.78 Rp 13.8K
-3.85%
Cigarettes 20 Pack (Marlboro, Camel)
$5.28 €4.54
$3.32 Rp 59.2K
59.04%
Wine (Bottle)
$6.87 €5.91
$23.74 Rp 423.9K
-71.06%
Local Beer (0.5 liter bottle)
$2.02 €1.74
$2.79 Rp 49.8K
-27.60%
Imported Beer (0.33 liter bottle)
$2.72 €2.34
$2.86 Rp 51.1K
-4.90%
🚌 Getting Around
Chios
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.57 €1.35
$0.27 Rp 4,800
481.48%
Public Transport Monthly Pass (Regular Price)
$47.13 €40.54
$8.03 Rp 143.4K
486.92%
Taxi Start (Normal Tariff)
$4.61 €3.96
$0.46 Rp 8,150
902.17%
Taxi (Normal Tariff) (1km)
-
$0.45 Rp 8,037
-
Taxi 1hour Waiting (Normal Tariff)
$13.89 €11.95
$6.10 Rp 108.9K
127.70%
Gasoline (1 liter)
$2.16 €1.85
$0.79 Rp 14.2K
173.42%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.5K €27.1K
$26.1K Rp 467.0M
20.30%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7K €22.9K
$32.1K Rp 573.6M
-17.02%
🧾 Monthly Utilities & Internet
Chios
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$218 €187
$79.9 Rp 1.4M
172.33%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.27 €20.02
$4.06 Rp 72.6K
473.15%
Internet (50+ Mbps, Unlimited Data)
$32.85 €28.26
$23.52 Rp 420.0K
39.67%
🎉 Sport & Entertainment
Chios
Ubud, Bali
Difference
Gym Membership (Monthly)
$47.65 €40.99
$98.7 Rp 1.8M
-51.72%
Tennis Court (1 Hour on Weekend)
$26.55 €22.84
$6.63 Rp 118.4K
300.45%
Cinema Ticket
$9.78 €8.41
$4.15 Rp 74.1K
135.66%
🧸 Childcare & Education
Chios
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$419 €360
$304 Rp 5.4M
37.80%
International Primary School, 1 Child (Yearly)
$6,026 €5,184
$6,613 Rp 118.1M
-8.88%
👕👟 Clothing & Footwear
Chios
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$87.3 €75.1
$55.5 Rp 991.8K
57.22%
Summer Dress (H&M, Zara, etc)
$38.43 €33.06
$38.31 Rp 684.1K
0.31%
Sport Shoes (Adidas, Nike)
$89.8 €77.3
$88.6 Rp 1.6M
1.37%
Men's Leather Business Shoes
$105 €90.3
$77.9 Rp 1.4M
34.88%
🏠 Accommodation & Living
Chios
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$503 €433
$1,006 Rp 18.0M
-50.02%
1-bedroom Apartment, Outside City Center (Monthly)
$393 €338
$675 Rp 12.1M
-41.80%
3-bedroom Apartment, City Center (Monthly)
$774 €666
$3,442 Rp 61.5M
-77.50%
3-bedroom Apartment, Outside City Center (Monthly)
$607 €522
$2,039 Rp 36.4M
-70.24%
Buy Apartment in City Center (m2)
$3,144 €2,704
$2,841 Rp 50.7M
10.64%
Buy Apartment Outside City Center (m2)
$2,717 €2,337
$2,264 Rp 40.4M
20.03%
💵 Salaries & Financials
Chios
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$165 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.43
13.28
-66.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chios: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $503 in Chios versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $55.0 in Chios versus $33.00 in Ubud, Bali. Groceries tell a different story – $278 in Chios vs $302 in Ubud, Bali – so Chios wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chios vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chios or Ubud, Bali?
Chios costs about 2% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chios vs Ubud, Bali?
For a comfortable life, plan on about $2,169 per month in Chios and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chios or Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chios and Ubud, Bali?
Kindergarten costs $419 per month in Chios and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chios or Ubud, Bali?
Interestingly, groceries are about 9% cheaper in Chios – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $1,000/month in Chios or Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Chios at $1,446. In Ubud, Bali it covers expenses comfortably, while in Chios it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chios or Ubud, Bali?
For digital nomads, it depends on budget. Ubud, Bali costs $1,419 versus $1,446 in Chios. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chios compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chios or Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chios makes more sense. Both are solid long-term options with distinct trade-offs.

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