Cost of Living Comparison Between Ubud, Bali and Chhindwara Cost of Living Comparison Between Ubud, Bali and Chhindwara

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $343 in Chhindwara.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $581 in Chhindwara.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $818 in Chhindwara.

Living in Ubud, Bali is roughly 309% more expensive than Chhindwara, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Chhindwara is 74% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$2.30 ₹218

55.22%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$10.49 ₹998

209.82%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$3.66 ₹348

32.79%

Cappuccino

$2.75 Rp 49.2K

$1.59 ₹151

72.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.38 ₹35.80

247.37%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.16 ₹14.80

337.50%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$1.76 ₹167

65.34%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$3.05 ₹290

24.26%

Milk (1 liter)

$1.71 Rp 30.6K

$0.66 ₹62.9

159.09%

White Bread (500g)

$2.47 Rp 44.3K

$0.40 ₹37.68

517.50%

Rice (white) (1kg)

$1.20 Rp 21.5K

$0.53 ₹50.7

126.42%

Eggs

$2.44 Rp 43.8K

$0.96 ₹91.6

154.17%

Local Cheese (1kg)

$14.38 Rp 257.7K

$4.94 ₹470

191.09%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$3.96 ₹377

8.84%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

Apples (1kg)

$3.68 Rp 66.0K

$2.03 ₹193

81.28%

Banana (1kg)

$1.55 Rp 27.8K

$0.45 ₹42.67

244.44%

Oranges (1kg)

$2.79 Rp 49.9K

$0.90 ₹85.8

210.00%

Tomato (1kg)

$2.33 Rp 41.8K

$0.56 ₹53.0

316.07%

Potato (1kg)

$1.97 Rp 35.3K

$0.40 ₹37.67

392.50%

Onion (1kg)

$2.31 Rp 41.4K

$0.50 ₹47.71

362.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.49 ₹46.87

116.33%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.38 ₹36.27

92.11%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$3.97 ₹378

-17.38%

Wine (Bottle)

$22.79 Rp 408.4K

$7.03 ₹668

224.18%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.74 ₹166

61.49%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$2.79 ₹265

-0.36%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.29 ₹503

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.27 ₹25.80

7.41%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$8.75 ₹832

-7.89%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$0.85 ₹80.8

-47.06%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.24 ₹22.94

87.50%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$1.41 ₹135

342.55%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.22 ₹116

-30.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$14.0K ₹1.3M

85.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$22.2K ₹2.1M

42.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$38.39 ₹3,651

110.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$2.93 ₹279

38.57%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$7.22 ₹686

238.23%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$9.27 ₹882

953.61%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$7.17 ₹682

-10.04%

Cinema Ticket

$4.04 Rp 72.4K

$2.89 ₹275

39.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$34.49 ₹3,280

781.50%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$1,530 ₹145.5K

332.84%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$16.56 ₹1,575

227.48%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$25.38 ₹2,414

52.80%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$42.39 ₹4,031

103.21%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$31.42 ₹2,988

144.02%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$58.5 ₹5,562

1585.07%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$35.12 ₹3,339

1773.43%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$272 ₹25.9K

1138.14%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$177 ₹16.8K

1069.06%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$972 ₹92.5K

181.95%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$523 ₹49.8K

325.76%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$212 ₹20.1K

-22.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.67

53.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Chhindwara: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $58.5 in Chhindwara. Housing cost is often the main lever when comparing two cities.

Chhindwara pays 29% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $10.00 in Chhindwara for a mid-range dinner for two. Groceries echo the gap at $297 vs $108 per month, with Chhindwara cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chhindwara: Cost of Living - Frequently Asked Questions

Ubud, Bali and Chhindwara differ by about 309% in total monthly costs ($1,404 vs $343 including rent). Chhindwara is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Chhindwara earns 29% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $58.5 in Chhindwara. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $34.49 in Chhindwara. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 176% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $343 in Chhindwara versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Chhindwara but tight or insufficient in Ubud, Bali. The gap between the two cities makes Chhindwara the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Chhindwara are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chhindwara gentler on the wallet – expenses run 309% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.