Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Chhindwara

For one person, living is cheaper in Chhindwara: $327 a month against $1,368 in Ubud, Bali, rent and utilities included – about $12,500 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
16

Cost of Living Index in Chhindwara
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Chhindwara Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Chhindwara

🇮🇳 India

$327

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Chhindwara

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Chhindwara actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $327 in Chhindwara.

Ubud, Bali $1,368
Chhindwara $327

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $565 in Chhindwara.

Ubud, Bali $2,314
Chhindwara $565

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $803 in Chhindwara.

Ubud, Bali $3,260
Chhindwara $803

Living in Ubud, Bali is roughly 318% more expensive than in Chhindwara, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, Chhindwara is 76% below.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$3.38 ₹321

-1.48%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$10.32 ₹980

240.89%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$4.64 ₹441

25.00%

Cappuccino

$2.73 Rp 49.1K

$1.17 ₹111

133.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$0.75 ₹71.0

118.67%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.10 ₹9.81

730.00%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$2.45 ₹233

10.20%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$3.57 ₹339

20.45%

Milk (1 liter)

$1.50 Rp 27.1K

$0.57 ₹54.5

163.16%

White Bread (500g)

$2.30 Rp 41.4K

$0.40 ₹37.78

475.00%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.59 ₹56.0

100.00%

Eggs

$2.14 Rp 38.6K

$0.88 ₹83.4

143.18%

Local Cheese (1kg)

$17.48 Rp 314.6K

$4.59 ₹436

280.83%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$3.81 ₹362

5.77%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

Apples (1kg)

$3.55 Rp 63.9K

$2.04 ₹193

74.02%

Banana (1kg)

$1.57 Rp 28.3K

$0.57 ₹54.6

175.44%

Oranges (1kg)

$2.24 Rp 40.2K

$1.08 ₹102

107.41%

Tomato (1kg)

$1.93 Rp 34.7K

$0.43 ₹40.92

348.84%

Potato (1kg)

$1.88 Rp 33.9K

$0.34 ₹31.86

452.94%

Onion (1kg)

$2.29 Rp 41.3K

$0.61 ₹58.0

275.41%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.66 ₹62.5

50.00%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.30 ₹28.04

76.67%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$3.58 ₹340

-36.31%

Wine (Bottle)

$23.01 Rp 414.2K

$7.44 ₹706

209.27%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.28 ₹121

82.81%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$2.62 ₹249

11.07%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.34 ₹412

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.23 ₹21.80

4.35%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$8.11 ₹770

8.75%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$0.80 ₹76.0

-40.00%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$0.32 ₹30.72

43.75%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$1.28 ₹121

325.78%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.07 ₹102

-17.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$12.5K ₹1.2M

95.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$19.4K ₹1.8M

60.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$32.76 ₹3,111

153.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$2.54 ₹241

153.94%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$6.39 ₹607

190.61%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$8.32 ₹790

570.91%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$6.42 ₹610

182.09%

Cinema Ticket

$4.38 Rp 78.9K

$2.58 ₹245

69.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$30.95 ₹2,939

1492.86%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$1,413 ₹134.2K

307.18%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$14.60 ₹1,386

216.37%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$24.00 ₹2,279

47.21%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$38.19 ₹3,626

107.10%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$28.35 ₹2,692

176.51%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$52.3 ₹4,962

2086.05%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$31.86 ₹3,025

2020.68%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$268 ₹25.4K

1207.66%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$168 ₹16.0K

910.65%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$1,028 ₹97.6K

170.87%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$449 ₹42.6K

399.08%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$207 ₹19.6K

-20.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.86

55.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Chhindwara: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Chhindwara

$32 9.7% 95.3% $644

Groceries & Markets

Ubud, Bali

$290 21.2%

Chhindwara

$103 31.6% 64.4% $187

Eating Out

Ubud, Bali

$109 8%

Chhindwara

$78 23.8% 28.5% $31

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Chhindwara

$42 12.8% 61.4% $66

Clothing & Footwear

Ubud, Bali

$108 7.9%

Chhindwara

$47 14.5% 56% $60

Sport & Entertainment

Ubud, Bali

$65 4.7%

Chhindwara

$13 4.1% 79.1% $51

Getting Around

Ubud, Bali

$13 0.9%

Chhindwara

$11 3.5% 8.8% $1.1

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $52.3 in Chhindwara. Housing cost is often the main lever when comparing two cities.

Chhindwara pays 25% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $10.00 in Chhindwara for a mid-range dinner for two. Groceries echo the gap at $290 vs $103 per month, with Chhindwara cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Chhindwara

🕒 Local time

01:28 1:28 AM

22:58 10:58 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

138,200

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,238 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Chhindwara 5,220 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Chhindwara

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chhindwara: Cost of Living - Frequently Asked Questions

Ubud, Bali and Chhindwara differ by about 318% in total monthly costs ($1,368 vs $327 including rent). Chhindwara is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 25% lower in Chhindwara. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $52.3 in Chhindwara. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $30.95 in Chhindwara. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 181% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $327 in Chhindwara versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Chhindwara but tight or insufficient in Ubud, Bali. The gap between the two cities makes Chhindwara the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Chhindwara are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chhindwara gentler on the wallet – expenses run 318% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.