Cost of Living Comparison Between Ubud, Bali and Chhindwara Cost of Living Comparison Between Ubud, Bali and Chhindwara

Monthly Cost of Living

Monthly costs for one person with rent: $1,379 in Ubud, Bali versus $309 in Chhindwara.

Estimated couple costs with rent: $2,363 in Ubud, Bali versus $543 in Chhindwara.

Monthly costs for a family of three with rent: $3,347 in Ubud, Bali versus $777 in Chhindwara.

Living in Ubud, Bali is roughly 346% more expensive than in Chhindwara, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 1% above, Chhindwara is 77% below.

Meal at Budget Restaurant

$3.31 Rp 59.1K

$2.03 ₹194

63.05%

Three-Course Dinner for Two, Mid-Range

$39.08 Rp 697.1K

$10.07 ₹964

288.08%

Fast Food Meal (McDonalds, etc)

$5.62 Rp 100.2K

$3.74 ₹358

50.27%

Cappuccino

$2.64 Rp 47.1K

$1.59 ₹152

66.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 Rp 28.3K

$0.37 ₹35.38

327.03%

Water (0.33 liter bottle)

$0.71 Rp 12.6K

$0.14 ₹13.80

407.14%

Local Beer (0.5 liter draught)

$2.73 Rp 48.7K

$1.73 ₹166

57.80%

Imported Beer (0.33 liter bottle)

$4.32 Rp 77.1K

$3.20 ₹307

35.00%

Milk (1 liter)

$1.54 Rp 27.5K

$0.58 ₹55.9

165.52%

White Bread (500g)

$2.30 Rp 41.0K

$0.38 ₹36.59

505.26%

Rice (white) (1kg)

$1.03 Rp 18.4K

$0.52 ₹49.72

98.08%

Eggs

$2.12 Rp 37.8K

$0.84 ₹80.9

152.38%

Local Cheese (1kg)

$17.30 Rp 308.6K

$4.67 ₹447

270.45%

Chicken Fillets (1kg)

$4.03 Rp 71.9K

$3.61 ₹345

11.63%

Beef Round Steak (1kg)

$12.42 Rp 221.6K

Apples (1kg)

$3.70 Rp 66.0K

$2.07 ₹198

78.74%

Banana (1kg)

$1.62 Rp 28.8K

$0.40 ₹38.21

305.00%

Oranges (1kg)

$2.27 Rp 40.4K

$0.83 ₹79.2

173.49%

Tomato (1kg)

$1.99 Rp 35.5K

$0.54 ₹51.3

268.52%

Potato (1kg)

$1.83 Rp 32.6K

$0.38 ₹36.47

381.58%

Onion (1kg)

$2.25 Rp 40.2K

$0.49 ₹46.83

359.18%

Lettuce (1 head)

$1.04 Rp 18.6K

$0.43 ₹40.95

141.86%

Water (1.5 liter bottle)

$0.56 Rp 10.0K

$0.34 ₹32.89

64.71%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 39.7K

$5.07 ₹486

-56.21%

Wine (Bottle)

$23.22 Rp 414.2K

$6.36 ₹609

265.09%

Local Beer (0.5 liter bottle)

$2.39 Rp 42.7K

$1.58 ₹152

51.27%

Imported Beer (0.33 liter bottle)

$2.87 Rp 51.3K

$2.60 ₹249

10.38%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.16 ₹494

One-way Ticket (Public Transport)

$0.25 Rp 4,432

$0.23 ₹21.86

8.70%

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.9K

$7.76 ₹743

-7.60%

Taxi Start (Normal Tariff)

$0.46 Rp 8,192

$0.76 ₹73.0

-39.47%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,266

$0.30 ₹28.33

53.33%

Taxi 1hour Waiting (Normal Tariff)

$5.70 Rp 101.6K

$1.32 ₹127

331.82%

Gasoline (1 liter)

$0.76 Rp 13.6K

$1.07 ₹102

-28.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 438.3M

$13.0K ₹1.2M

88.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 553.5M

$21.8K ₹2.1M

42.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.2 Rp 1.5M

$38.36 ₹3,673

114.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 112.9K

$2.62 ₹251

141.60%

Internet (50+ Mbps, Unlimited Data)

$18.54 Rp 330.8K

$6.74 ₹645

175.07%

Gym Membership (Monthly)

$56.1 Rp 999.8K

$8.28 ₹793

576.93%

Tennis Court (1 Hour on Weekend)

$18.41 Rp 328.4K

$6.39 ₹612

188.11%

Cinema Ticket

$4.26 Rp 76.1K

$2.63 ₹252

61.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 Rp 8.7M

$31.66 ₹3,031

1445.36%

International Primary School, 1 Child (Yearly)

$5,793 Rp 103.3M

$1,368 ₹131.0K

323.36%

Jeans (Levis 501 Or Similar)

$45.98 Rp 820.3K

$14.38 ₹1,377

219.75%

Summer Dress (H&M, Zara, etc)

$35.86 Rp 639.7K

$22.38 ₹2,143

60.23%

Sport Shoes (Adidas, Nike)

$79.5 Rp 1.4M

$36.90 ₹3,533

115.50%

Men's Leather Business Shoes

$80.9 Rp 1.4M

$27.52 ₹2,635

194.08%

1-bedroom Apartment, City Center (Monthly)

$1,144 Rp 20.4M

$52.4 ₹5,013

2085.03%

1-bedroom Apartment, Outside City Center (Monthly)

$692 Rp 12.3M

$31.91 ₹3,056

2068.54%

3-bedroom Apartment, City Center (Monthly)

$3,532 Rp 63.0M

$260 ₹24.9K

1256.68%

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 Rp 30.5M

$170 ₹16.3K

904.13%

Buy Apartment in City Center (m2)

$2,785 Rp 49.7M

$962 ₹92.1K

189.46%

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.3M

$544 ₹52.1K

315.75%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$213 ₹20.4K

-20.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.79

56.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for Chhindwara: August 16, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,144 in Ubud, Bali and $52.4 in Chhindwara. Housing cost is often the main lever when comparing two cities.

Chhindwara pays 26% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Ubud, Bali vs $10.00 in Chhindwara for a mid-range dinner for two. Groceries echo the gap at $293 vs $100 per month, with Chhindwara cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chhindwara: Cost of Living - Frequently Asked Questions

Ubud, Bali and Chhindwara differ by about 346% in total monthly costs ($1,379 vs $309 including rent). Chhindwara is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 26% lower in Chhindwara. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,144 in Ubud, Bali versus $52.4 in Chhindwara. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $489 in Ubud, Bali versus $31.66 in Chhindwara. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 194% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $309 in Chhindwara versus $1,379 in Ubud, Bali, a $2,000 budget is realistic in Chhindwara but tight or insufficient in Ubud, Bali. The gap between the two cities makes Chhindwara the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Chhindwara are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chhindwara gentler on the wallet – expenses run 346% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.