Cost of Living Comparison Between Ubud, Bali and Chernihiv Cost of Living Comparison Between Ubud, Bali and Chernihiv

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $649 in Chernihiv, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $962 in Chernihiv, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $1,274 in Chernihiv, rent included.

Ubud, Bali costs about 111% more than Chernihiv, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Chernihiv is 53% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$7.89 ₴352

-56.40%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.5K

$21.71 ₴968

67.25%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.3K

$4.90 ₴219

16.53%

Cappuccino

$2.67 Rp 47.4K

$1.13 ₴50.5

136.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.1K

$0.50 ₴22.25

250.00%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.35 ₴15.44

148.57%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$0.81 ₴35.97

264.20%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$1.31 ₴58.3

245.04%

Milk (1 liter)

$1.62 Rp 28.7K

$1.18 ₴52.6

37.29%

White Bread (500g)

$2.33 Rp 41.4K

$0.67 ₴29.85

247.76%

Rice (white) (1kg)

$1.11 Rp 19.7K

$1.41 ₴63.1

-21.28%

Eggs

$2.20 Rp 39.1K

$1.51 ₴67.5

45.70%

Local Cheese (1kg)

$17.69 Rp 314.0K

$4.90 ₴218

261.02%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$4.30 ₴192

-4.65%

Beef Round Steak (1kg)

$12.18 Rp 216.1K

$7.28 ₴325

67.31%

Apples (1kg)

$3.71 Rp 65.8K

$0.90 ₴40.30

312.22%

Banana (1kg)

$1.59 Rp 28.2K

$1.30 ₴57.8

22.31%

Oranges (1kg)

$2.28 Rp 40.5K

$1.36 ₴60.5

67.65%

Tomato (1kg)

$1.95 Rp 34.7K

$1.63 ₴72.7

19.63%

Potato (1kg)

$1.91 Rp 33.8K

$0.88 ₴39.28

117.05%

Onion (1kg)

$2.33 Rp 41.4K

$0.66 ₴29.22

253.03%

Lettuce (1 head)

$1.01 Rp 17.9K

$0.85 ₴37.97

18.82%

Water (1.5 liter bottle)

$0.55 Rp 9,795

$0.56 ₴25.17

-1.79%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$2.56 ₴114

-12.89%

Wine (Bottle)

$23.07 Rp 409.5K

$4.11 ₴183

461.31%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$0.85 ₴37.85

184.71%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$1.27 ₴56.6

136.22%

One-way Ticket (Public Transport)

$0.27 Rp 4,825

$0.41 ₴18.19

-34.15%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

$14.58 ₴650

-38.41%

Taxi Start (Normal Tariff)

$0.48 Rp 8,586

$1.20 ₴53.6

-60.00%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,697

$0.20 ₴8.77

115.00%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$5.33 ₴238

5.82%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.42 ₴63.4

-43.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.7M

$26.5K ₴1.2M

-5.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.8M

$25.8K ₴1.1M

23.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$62.0 ₴2,765

31.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$5.90 ₴263

10.00%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.1K

$4.55 ₴203

312.53%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$26.82 ₴1,196

112.04%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.4K

$6.91 ₴308

171.06%

Cinema Ticket

$4.54 Rp 80.5K

$4.17 ₴186

8.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$222 ₴9,887

116.85%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.4M

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.9K

$42.30 ₴1,886

7.61%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.9K

$27.54 ₴1,228

30.28%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$70.3 ₴3,136

14.35%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$77.1 ₴3,438

2.06%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$227 ₴10.1K

391.42%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$169 ₴7,550

312.15%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$306 ₴13.7K

1087.16%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$224 ₴10.0K

674.30%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$908 ₴40.5K

206.55%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$654 ₴29.2K

250.22%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$414 ₴18.5K

-59.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

15.25

-9.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Chernihiv: September 15, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $227 in Chernihiv. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 147% higher in Chernihiv, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $22.00 in Chernihiv. Monthly groceries follow the same trend: $295 vs $143 – making Chernihiv the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chernihiv: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $649 in Chernihiv – roughly 111% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $974 in Chernihiv. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chernihiv, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $22.00 in Chernihiv. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $649 in Chernihiv. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Chernihiv, where all-in costs run around $649, than in Ubud, Bali at $1,368. In Chernihiv it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $649 in Chernihiv to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chernihiv. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.