Cost of Living Comparison Between Ubud, Bali and Chernihiv Cost of Living Comparison Between Ubud, Bali and Chernihiv

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $700 in Chernihiv, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,045 in Chernihiv, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,391 in Chernihiv, rent included.

Ubud, Bali costs about 103% more than Chernihiv, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Chernihiv is 48% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$4.75 ₴211

-25.05%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$14.74 ₴654

122.05%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$5.21 ₴231

-4.99%

Cappuccino

$2.71 Rp 48.6K

$1.11 ₴49.26

144.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$0.62 ₴27.70

116.13%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.35 ₴15.45

100.00%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$0.88 ₴39.23

231.82%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$1.34 ₴59.5

195.52%

Milk (1 liter)

$1.81 Rp 32.4K

$1.18 ₴52.3

53.39%

White Bread (500g)

$2.52 Rp 45.1K

$0.70 ₴31.12

260.00%

Rice (white) (1kg)

$1.16 Rp 20.8K

$1.40 ₴62.3

-17.14%

Eggs

$2.46 Rp 44.1K

$1.71 ₴75.8

43.86%

Local Cheese (1kg)

$14.71 Rp 263.7K

$8.45 ₴375

74.08%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$4.48 ₴199

-3.57%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$7.44 ₴330

63.17%

Apples (1kg)

$3.84 Rp 68.8K

$0.91 ₴40.35

321.98%

Banana (1kg)

$1.56 Rp 27.9K

$1.46 ₴64.8

6.85%

Oranges (1kg)

$2.83 Rp 50.8K

$1.55 ₴68.5

82.58%

Tomato (1kg)

$2.33 Rp 41.7K

$1.84 ₴81.5

26.63%

Potato (1kg)

$1.91 Rp 34.3K

$0.85 ₴37.48

124.71%

Onion (1kg)

$2.20 Rp 39.5K

$0.56 ₴24.62

292.86%

Lettuce (1 head)

$1.01 Rp 18.2K

$1.06 ₴47.13

-4.72%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.55 ₴24.38

41.82%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$2.74 ₴122

21.17%

Wine (Bottle)

$23.74 Rp 425.5K

$3.99 ₴177

494.99%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$0.75 ₴33.27

272.00%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$1.18 ₴52.4

142.37%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.46 ₴20.41

-41.30%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$24.02 ₴1,065

-66.57%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$1.35 ₴60.1

-65.93%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.38 ₴16.74

18.42%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$4.41 ₴196

38.32%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.29 ₴57.1

-38.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$23.9K ₴1.1M

9.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$25.0K ₴1.1M

28.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$89.7 ₴3,975

-10.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$5.71 ₴253

-28.90%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$6.27 ₴278

275.12%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$21.92 ₴972

350.27%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$10.82 ₴480

-38.72%

Cinema Ticket

$4.15 Rp 74.3K

$4.40 ₴195

-5.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$221 ₴9,794

37.62%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$2,855 ₴126.6K

131.62%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$48.81 ₴2,164

13.79%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$36.03 ₴1,597

6.33%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$103 ₴4,569

-14.02%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$115 ₴5,097

-32.25%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$224 ₴9,937

349.10%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$180 ₴7,994

274.56%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$324 ₴14.4K

961.15%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$243 ₴10.8K

739.79%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$896 ₴39.7K

217.04%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$647 ₴28.7K

249.94%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$444 ₴19.7K

-62.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

19.34

-31.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Chernihiv: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $224 in Chernihiv. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 169% higher in Chernihiv, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $15.00 in Chernihiv. Monthly groceries follow the same trend: $302 vs $159 – making Chernihiv the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chernihiv: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,419 in Ubud, Bali, $700 in Chernihiv – roughly 103% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,049 in Chernihiv. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chernihiv, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $15.00 in Chernihiv. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,419 in Ubud, Bali and $700 in Chernihiv. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Chernihiv, where all-in costs run around $700, than in Ubud, Bali at $1,419. In Chernihiv it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $700 in Chernihiv to $1,419 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chernihiv. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.