Cost of Living Comparison Between Ubud, Bali and Chernihiv Cost of Living Comparison Between Ubud, Bali and Chernihiv

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $722 in Chernihiv, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,035 in Chernihiv, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $1,349 in Chernihiv, rent included.

Ubud, Bali costs about 95% more than Chernihiv, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Chernihiv is 46% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$4.87 ₴217

-29.16%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$14.22 ₴635

127.43%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$4.97 ₴222

-2.62%

Cappuccino

$2.75 Rp 49.3K

$1.15 ₴51.2

139.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.67 ₴29.71

105.97%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.35 ₴15.42

114.29%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$0.84 ₴37.33

255.95%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$1.34 ₴59.9

187.31%

Milk (1 liter)

$1.74 Rp 31.1K

$1.19 ₴53.3

46.22%

White Bread (500g)

$2.46 Rp 44.1K

$0.66 ₴29.56

272.73%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.36 ₴60.8

-13.97%

Eggs

$2.43 Rp 43.6K

$1.70 ₴75.7

42.94%

Local Cheese (1kg)

$14.50 Rp 260.2K

$8.28 ₴369

75.12%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$4.27 ₴190

1.87%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$7.10 ₴317

68.73%

Apples (1kg)

$3.72 Rp 66.7K

$0.87 ₴38.77

327.59%

Banana (1kg)

$1.63 Rp 29.2K

$1.43 ₴63.9

13.99%

Oranges (1kg)

$2.74 Rp 49.2K

$1.55 ₴69.0

76.77%

Tomato (1kg)

$2.24 Rp 40.2K

$1.83 ₴81.5

22.40%

Potato (1kg)

$1.92 Rp 34.4K

$0.85 ₴37.81

125.88%

Onion (1kg)

$2.28 Rp 40.8K

$0.59 ₴26.23

286.44%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.08 ₴48.09

-1.85%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.57 ₴25.62

26.32%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$2.86 ₴128

15.03%

Wine (Bottle)

$23.19 Rp 416.1K

$4.13 ₴184

461.50%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$0.76 ₴33.78

265.79%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$1.19 ₴53.0

129.41%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.42 ₴18.73

-35.71%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$23.94 ₴1,068

-66.12%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$1.34 ₴59.9

-64.18%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$0.35 ₴15.46

20.00%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$4.45 ₴199

39.78%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.30 ₴58.1

-37.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$24.4K ₴1.1M

9.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$24.3K ₴1.1M

32.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$90.6 ₴4,042

-13.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$5.53 ₴247

-26.40%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$6.31 ₴282

285.58%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$21.49 ₴959

358.86%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$10.74 ₴479

-40.97%

Cinema Ticket

$3.99 Rp 71.5K

$4.40 ₴196

-9.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$214 ₴9,563

42.32%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$2,880 ₴128.5K

130.60%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$47.72 ₴2,129

13.45%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$35.38 ₴1,579

6.87%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$102 ₴4,537

-14.59%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$115 ₴5,112

-33.36%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$226 ₴10.1K

339.34%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$178 ₴7,937

278.15%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$331 ₴14.8K

918.55%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$243 ₴10.8K

743.87%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$900 ₴40.2K

211.60%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$644 ₴28.7K

245.87%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$449 ₴20.0K

-62.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

19.34

-31.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Chernihiv: July 11, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $226 in Chernihiv. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 169% higher in Chernihiv, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $14.00 in Chernihiv. Monthly groceries follow the same trend: $297 vs $156 – making Chernihiv the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chernihiv: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $722 in Chernihiv – roughly 95% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,083 in Chernihiv. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chernihiv, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $14.00 in Chernihiv. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $722 in Chernihiv. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Chernihiv, where all-in costs run around $722, than in Ubud, Bali at $1,408. In Chernihiv it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $722 in Chernihiv to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chernihiv. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.