Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Chaves

For one person, living is cheaper in Chaves: $1,050 a month against $1,349 in Ubud, Bali, rent and utilities included – about $3,600 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
51

Cost of Living Index in Chaves
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Chaves Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Chaves

🇵🇹 Portugal

$1,050

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Chaves

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Chaves actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,050 in Chaves, rent included.

Ubud, Bali $1,349
Chaves $1,050

A couple spends around $2,305 per month in Ubud, Bali vs $1,604 in Chaves, rent included.

Ubud, Bali $2,305
Chaves $1,604

A family of three spends $3,261 per month in Ubud, Bali vs $2,159 in Chaves, rent included.

Ubud, Bali $3,261
Chaves $2,159

Ubud, Bali costs about 28% more than Chaves, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$7.85 €7.04

-57.71%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$22.39 €20.06

59.18%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$7.81 €6.99

-29.19%

Cappuccino

$2.72 Rp 49.3K

$1.57 €1.41

73.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.45 €1.30

17.24%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.58 €0.52

31.03%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$2.20 €1.97

20.45%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$2.69 €2.41

62.83%

Milk (1 liter)

$1.49 Rp 27.0K

$1.00 €0.90

49.00%

White Bread (500g)

$2.28 Rp 41.3K

$1.10 €0.98

107.27%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.13 €1.01

5.31%

Eggs

$2.04 Rp 36.9K

$3.05 €2.74

-33.11%

Local Cheese (1kg)

$17.70 Rp 321.1K

$6.17 €5.53

186.87%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$6.37 €5.71

-37.83%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$10.54 €9.44

15.65%

Apples (1kg)

$3.66 Rp 66.3K

$1.09 €0.98

235.78%

Banana (1kg)

$1.52 Rp 27.5K

$1.09 €0.98

39.45%

Oranges (1kg)

$2.23 Rp 40.4K

$1.10 €0.98

102.73%

Tomato (1kg)

$1.97 Rp 35.8K

$1.11 €0.99

77.48%

Potato (1kg)

$1.85 Rp 33.5K

$2.03 €1.82

-8.87%

Onion (1kg)

$2.42 Rp 44.0K

$1.09 €0.98

122.02%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.38 €1.23

-28.26%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.86 €0.77

-40.70%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$5.95 €5.33

-62.69%

Wine (Bottle)

$22.24 Rp 403.4K

$3.82 €3.42

482.20%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.13 €1.01

100.00%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.09 €0.98

172.48%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$0.87 €0.78

-71.26%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$28.11 €25.19

-72.18%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$3.81 €3.41

-88.45%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$0.64 €0.57

-32.81%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$19.59 €17.55

-72.38%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.02 €1.81

-59.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$33.8K €30.3K

-29.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$37.9K €33.9K

-16.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$135 €121

-41.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$17.73 €15.89

-63.62%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$30.95 €27.73

-39.97%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$24.86 €22.27

99.03%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$5.52 €4.94

219.75%

Cinema Ticket

$4.27 Rp 77.5K

$7.07 €6.34

-39.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$220 €197

122.97%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$3,547 €3,178

59.97%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$71.1 €63.7

-37.22%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$22.77 €20.40

53.49%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$62.4 €55.9

28.02%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$89.9 €80.5

-11.61%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$478 €428

135.52%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$368 €330

82.61%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$937 €840

280.42%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$752 €674

129.12%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$1,876 €1,681

45.65%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,438 €1,288

58.85%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$994 €890

-83.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

359.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Chaves: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Chaves

$368 35% 45.2% $304

Groceries & Markets

Ubud, Bali

$288 21.4%

Chaves

$181 17.3% 37.2% $107

Eating Out

Ubud, Bali

$108 8%

Chaves

$130 12.3% 20.4% $22

Clothing & Footwear

Ubud, Bali

$108 8%

Chaves

$111 10.6% 3% $3.2

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Chaves

$183 17.5% 76% $79

Sport & Entertainment

Ubud, Bali

$58 4.3%

Chaves

$39 3.7% 32.8% $19

Getting Around

Ubud, Bali

$11 0.9%

Chaves

$39 3.7% 238% $27

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $478 in Chaves. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Chaves are about 6.1 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $22 in Chaves. Monthly groceries follow the same trend: $288 vs $181 – making Chaves the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇹 Chaves

🕒 Local time

12:47 12:47 PM

04:47 4:47 AM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

37,592

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Chaves 13,330 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Chaves

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chaves: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 28% more than Chaves, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,575 in Chaves. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chaves, especially for central apartments: a one-bedroom in the center costs $478 there versus $1,125 in Ubud, Bali.

Public transport costs about 72% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $491 per month in Ubud, Bali and $220 in Chaves. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,050 in Chaves. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Chaves – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.