Last update: Oct 2026

Cost of Living Comparison Between Chaves and Ubud, Bali

For one person, living is cheaper in Chaves: $1,064 a month against $1,353 in Ubud, Bali, rent and utilities included – about $3,500 less a year. Rent and utilities account for most of the difference.

51

Cost of Living Index in Chaves
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Chaves Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Chaves

🇵🇹 Portugal

$1,064

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Chaves and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chaves and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,064 per month in Chaves vs $1,353 in Ubud, Bali, rent included.

Chaves $1,064
Ubud, Bali $1,353

A couple spends around $1,607 per month in Chaves vs $2,297 in Ubud, Bali, rent included.

Chaves $1,607
Ubud, Bali $2,297

A family of three spends $2,150 per month in Chaves vs $3,241 in Ubud, Bali, rent included.

Chaves $2,150
Ubud, Bali $3,241

Chaves is about 21% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Chaves sits 21% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.99 €7.10

$3.23 Rp 58.1K

147.37%

Three-Course Dinner for Two, Mid-Range

$22.32 €19.86

$34.88 Rp 627.8K

-36.01%

Fast Food Meal (McDonalds, etc)

$7.78 €6.92

$5.70 Rp 102.5K

36.49%

Cappuccino

$1.54 €1.37

$2.62 Rp 47.1K

-41.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.49 €1.33

$1.72 Rp 31.0K

-13.37%

Water (0.33 liter bottle)

$0.57 €0.51

$0.81 Rp 14.6K

-29.63%

Local Beer (0.5 liter draught)

$2.28 €2.03

$2.65 Rp 47.7K

-13.96%

Imported Beer (0.33 liter bottle)

$2.73 €2.43

$4.37 Rp 78.6K

-37.53%

Milk (1 liter)

$1.02 €0.90

$1.57 Rp 28.3K

-35.03%

White Bread (500g)

$1.14 €1.01

$2.19 Rp 39.5K

-47.95%

Rice (white) (1kg)

$1.13 €1.01

$1.18 Rp 21.2K

-4.24%

Eggs

$3.05 €2.71

$2.16 Rp 38.8K

41.20%

Local Cheese (1kg)

$6.23 €5.54

$17.65 Rp 317.7K

-64.70%

Chicken Fillets (1kg)

$6.53 €5.81

$3.78 Rp 68.0K

72.75%

Beef Round Steak (1kg)

$10.26 €9.12

$11.95 Rp 215.1K

-14.14%

Apples (1kg)

$1.14 €1.01

$3.60 Rp 64.8K

-68.33%

Banana (1kg)

$1.15 €1.02

$1.59 Rp 28.6K

-27.67%

Oranges (1kg)

$1.11 €0.98

$2.31 Rp 41.6K

-51.95%

Tomato (1kg)

$1.10 €0.97

$1.91 Rp 34.3K

-42.41%

Potato (1kg)

$2.02 €1.80

$1.78 Rp 32.1K

13.48%

Onion (1kg)

$1.13 €1.01

$2.33 Rp 41.9K

-51.50%

Lettuce (1 head)

$1.41 €1.26

$1.00 Rp 18.0K

41.00%

Water (1.5 liter bottle)

$0.79 €0.70

$0.53 Rp 9,509

49.06%

Cigarettes 20 Pack (Marlboro, Camel)

$5.97 €5.31

$2.29 Rp 41.1K

160.70%

Wine (Bottle)

$4.03 €3.58

$22.07 Rp 397.3K

-81.74%

Local Beer (0.5 liter bottle)

$1.15 €1.02

$2.35 Rp 42.2K

-51.06%

Imported Beer (0.33 liter bottle)

$1.15 €1.02

$2.98 Rp 53.6K

-61.41%

One-way Ticket (Public Transport)

$0.87 €0.77

$0.23 Rp 4,112

278.26%

Public Transport Monthly Pass (Regular Price)

$27.67 €24.61

$8.90 Rp 160.2K

210.90%

Taxi Start (Normal Tariff)

$3.97 €3.53

$0.47 Rp 8,466

744.68%

Taxi (Normal Tariff) (1km)

$0.68 €0.61

$0.43 Rp 7,737

58.14%

Taxi 1hour Waiting (Normal Tariff)

$19.78 €17.60

$5.47 Rp 98.4K

261.61%

Gasoline (1 liter)

$1.95 €1.73

$0.83 Rp 14.9K

134.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.1K €30.4K

$23.9K Rp 429.8M

42.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K €33.4K

$32.8K Rp 590.1M

14.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$134 €119

$80.0 Rp 1.4M

67.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.81 €15.84

$6.56 Rp 118.1K

171.49%

Internet (50+ Mbps, Unlimited Data)

$31.69 €28.19

$18.60 Rp 334.8K

70.38%

Gym Membership (Monthly)

$25.25 €22.46

$54.1 Rp 974.1K

-53.34%

Tennis Court (1 Hour on Weekend)

$5.49 €4.88

$18.28 Rp 329.0K

-69.97%

Cinema Ticket

$7.14 €6.35

$4.25 Rp 76.5K

68.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$223 €199

$493 Rp 8.9M

-54.65%

International Primary School, 1 Child (Yearly)

$3,620 €3,220

$5,597 Rp 100.7M

-35.33%

Jeans (Levis 501 Or Similar)

$71.9 €63.9

$45.58 Rp 820.4K

57.70%

Summer Dress (H&M, Zara, etc)

$22.56 €20.07

$34.96 Rp 629.4K

-35.47%

Sport Shoes (Adidas, Nike)

$63.0 €56.1

$77.7 Rp 1.4M

-18.91%

Men's Leather Business Shoes

$90.2 €80.3

$78.5 Rp 1.4M

14.93%

1-bedroom Apartment, City Center (Monthly)

$478 €425

$1,131 Rp 20.4M

-57.78%

1-bedroom Apartment, Outside City Center (Monthly)

$378 €336

$673 Rp 12.1M

-43.85%

3-bedroom Apartment, City Center (Monthly)

$951 €846

$3,613 Rp 65.0M

-73.68%

3-bedroom Apartment, Outside City Center (Monthly)

$736 €655

$1,702 Rp 30.6M

-56.73%

Buy Apartment in City Center (m2)

$1,870 €1,663

$2,717 Rp 48.9M

-31.19%

Buy Apartment Outside City Center (m2)

$1,472 €1,310

$2,241 Rp 40.3M

-34.31%

Average Monthly Net Salary (After Tax)

$1,015 €903

$166 Rp 3.0M

509.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-78.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chaves: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chaves

$378 35.5%

Ubud, Bali

$673 49.7% 78.1% $295

Monthly Utilities & Internet

Chaves

$183 17.2%

Ubud, Bali

$105 7.8% 42.6% $78

Groceries & Markets

Chaves

$182 17.2%

Ubud, Bali

$287 21.2% 57.4% $105

Eating Out

Chaves

$131 12.3%

Ubud, Bali

$106 7.9% 18.7% $24

Clothing & Footwear

Chaves

$111 10.5%

Ubud, Bali

$107 7.9% 4.4% $4.9

Sport & Entertainment

Chaves

$40 3.7%

Ubud, Bali

$63 4.6% 58.4% $23

Getting Around

Chaves

$39 3.6%

Ubud, Bali

$12 0.9% 67.7% $26

Cost Breakdown

A central one-bedroom costs $478 in Chaves versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 510% higher in Chaves, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $22.00 in Chaves versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $182 vs $287 – making Chaves the more affordable choice for daily food spending.

Good to know

🇵🇹 Chaves

🇮🇩 Ubud, Bali

🕒 Local time

14:16 2:16 PM

21:16 9:16 PM

7 h ahead of Chaves

🌤 Weather

👥 Population

37,592

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 22, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Chaves Ubud, Bali 13,330 km ≈ 17 h nonstop flight

From you

Chaves
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chaves vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 27% more than Chaves, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,596 per month in Chaves and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chaves, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 211% less in Chaves. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $223 per month in Chaves and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Chaves, where all-in costs run around $1,064, than in Ubud, Bali at $1,353. In Chaves it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chaves costs $1,064 versus $1,353 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chaves. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.