Cost of Living Comparison Between Ubud, Bali and Cham Cost of Living Comparison Between Ubud, Bali and Cham

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $3,622 in Cham.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $5,410 in Cham.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $7,198 in Cham.

Living in Ubud, Bali costs roughly 62% less than in Cham, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Cham 163% above.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$31.40 CHF 25.63

-89.39%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$126 CHF 103

-71.56%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$18.26 CHF 14.91

-69.17%

Cappuccino

$2.82 Rp 49.7K

$6.05 CHF 4.94

-53.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$5.68 CHF 4.63

-69.19%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$4.79 CHF 3.91

-83.30%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$8.40 CHF 6.86

-63.81%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$6.82 CHF 5.57

-36.95%

Milk (1 liter)

$1.61 Rp 28.3K

$2.22 CHF 1.81

-27.48%

White Bread (500g)

$2.27 Rp 39.9K

$4.05 CHF 3.30

-43.95%

Rice (white) (1kg)

$1.17 Rp 20.6K

$3.83 CHF 3.13

-69.45%

Eggs

$2.17 Rp 38.2K

$7.36 CHF 6.01

-70.52%

Local Cheese (1kg)

$17.63 Rp 310.5K

$27.93 CHF 22.79

-36.88%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$27.68 CHF 22.59

-85.37%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$43.42 CHF 35.44

-71.95%

Apples (1kg)

$3.62 Rp 63.7K

$4.12 CHF 3.36

-12.14%

Banana (1kg)

$1.64 Rp 28.8K

$2.28 CHF 1.86

-28.07%

Oranges (1kg)

$2.31 Rp 40.6K

$3.30 CHF 2.70

-30.00%

Tomato (1kg)

$1.96 Rp 34.5K

$4.72 CHF 3.85

-58.47%

Potato (1kg)

$1.84 Rp 32.5K

$2.52 CHF 2.06

-26.98%

Onion (1kg)

$2.37 Rp 41.7K

$2.27 CHF 1.85

4.41%

Lettuce (1 head)

$1.05 Rp 18.5K

$2.56 CHF 2.09

-58.98%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$1.20 CHF 0.98

-55.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$11.20 CHF 9.14

-79.46%

Wine (Bottle)

$23.08 Rp 406.4K

$13.61 CHF 11.11

69.58%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$2.87 CHF 2.34

-18.47%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$3.20 CHF 2.62

-4.06%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$5.00 CHF 4.08

-95.00%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$152 CHF 124

-93.79%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$5.61 CHF 4.58

-91.27%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$3.47 CHF 2.83

-86.46%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$61.9 CHF 50.5

-90.95%

Gasoline (1 liter)

$0.81 Rp 14.2K

$2.28 CHF 1.86

-64.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$40.6K CHF 33.2K

-38.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$39.9K CHF 32.6K

-22.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$288 CHF 235

-71.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$32.30 CHF 26.36

-79.91%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$57.2 CHF 46.65

-67.13%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$92.4 CHF 75.4

-40.21%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$42.34 CHF 34.56

-56.99%

Cinema Ticket

$4.30 Rp 75.7K

$25.03 CHF 20.43

-82.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$1,818 CHF 1,484

-72.82%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$34.0K CHF 27.8K

-82.61%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$148 CHF 121

-68.75%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$60.7 CHF 49.56

-39.99%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$167 CHF 136

-51.65%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$261 CHF 213

-69.86%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$1,732 CHF 1,413

-35.67%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$1,469 CHF 1,199

-52.80%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$2,875 CHF 2,346

26.56%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$2,682 CHF 2,189

-36.15%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$17.9K CHF 14.6K

-84.59%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$13.6K CHF 11.1K

-83.10%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.07

565.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Cham: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $1,732 in Cham. Housing cost is often the main lever when comparing two cities.

Dining out: $36.00 in Ubud, Bali vs $126 in Cham for a mid-range dinner for two. Groceries echo the gap at $294 vs $616 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cham: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 163% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,067 in Ubud, Bali and $5,434 in Cham to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,114 in Ubud, Bali versus $1,732 in Cham. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $494 in Ubud, Bali versus $1,818 in Cham. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 110% higher in Cham. For households that cook at home regularly, that difference adds up over a month.

At $1,378 in Ubud, Bali versus $3,622 in Cham, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Cham. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Cham, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Cham are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 163% less than in Cham. Beyond cost, consider language, visa policies, and how big the international community is in each city.