Cost of Living Comparison Between Ubud, Bali and Cham Cost of Living Comparison Between Ubud, Bali and Cham

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $3,443 in Cham.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $5,403 in Cham.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $7,363 in Cham.

Living in Ubud, Bali costs roughly 59% less than in Cham, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 4% above, Cham 156% above.

Meal at Budget Restaurant

$3.57 Rp 64.7K

$31.00 CHF 24.78

-88.48%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 589.5K

$149 CHF 119

-78.21%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 88.2K

$20.08 CHF 16.05

-75.80%

Cappuccino

$2.75 Rp 49.8K

$6.92 CHF 5.53

-60.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 24.0K

$5.69 CHF 4.55

-76.80%

Water (0.33 liter bottle)

$0.70 Rp 12.7K

$5.09 CHF 4.07

-86.25%

Local Beer (0.5 liter draught)

$2.91 Rp 52.8K

$9.60 CHF 7.67

-69.69%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.8K

$7.30 CHF 5.84

-48.08%

Milk (1 liter)

$1.71 Rp 31.0K

$2.26 CHF 1.80

-24.34%

White Bread (500g)

$2.47 Rp 44.9K

$3.36 CHF 2.69

-26.49%

Rice (white) (1kg)

$1.20 Rp 21.8K

$4.11 CHF 3.29

-70.80%

Eggs

$2.44 Rp 44.3K

$7.30 CHF 5.84

-66.58%

Local Cheese (1kg)

$14.38 Rp 260.9K

$28.12 CHF 22.48

-48.86%

Chicken Fillets (1kg)

$4.31 Rp 78.1K

$32.90 CHF 26.30

-86.90%

Beef Round Steak (1kg)

$12.21 Rp 221.4K

$44.82 CHF 35.83

-72.76%

Apples (1kg)

$3.68 Rp 66.8K

$3.91 CHF 3.12

-5.88%

Banana (1kg)

$1.55 Rp 28.1K

$2.76 CHF 2.20

-43.84%

Oranges (1kg)

$2.79 Rp 50.5K

$3.11 CHF 2.48

-10.29%

Tomato (1kg)

$2.33 Rp 42.3K

$5.07 CHF 4.06

-54.04%

Potato (1kg)

$1.97 Rp 35.7K

$2.79 CHF 2.23

-29.39%

Onion (1kg)

$2.31 Rp 41.9K

$2.26 CHF 1.80

2.21%

Lettuce (1 head)

$1.06 Rp 19.3K

$2.51 CHF 2.00

-57.77%

Water (1.5 liter bottle)

$0.73 Rp 13.2K

$1.50 CHF 1.20

-51.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 59.5K

$10.88 CHF 8.69

-69.85%

Wine (Bottle)

$22.79 Rp 413.4K

$13.60 CHF 10.87

67.57%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.9K

$2.33 CHF 1.86

20.60%

Imported Beer (0.33 liter bottle)

$2.78 Rp 50.5K

$3.02 CHF 2.41

-7.95%

One-way Ticket (Public Transport)

$0.29 Rp 5,281

$3.95 CHF 3.15

-92.66%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 146.2K

$99.1 CHF 79.2

-91.87%

Taxi Start (Normal Tariff)

$0.45 Rp 8,146

$7.68 CHF 6.14

-94.14%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,193

$4.35 CHF 3.47

-89.66%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 113.1K

$85.0 CHF 67.9

-92.65%

Gasoline (1 liter)

$0.85 Rp 15.4K

$2.30 CHF 1.84

-63.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 471.2M

$40.6K CHF 32.4K

-35.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 574.1M

$38.7K CHF 31.0K

-18.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.5M

$254 CHF 203

-68.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.6K

$36.17 CHF 28.91

-88.78%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 442.9K

$58.8 CHF 47.00

-58.47%

Gym Membership (Monthly)

$97.7 Rp 1.8M

$89.3 CHF 71.3

9.43%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 116.9K

Cinema Ticket

$4.04 Rp 73.3K

$22.72 CHF 18.16

-82.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$2,568 CHF 2,053

-88.16%

International Primary School, 1 Child (Yearly)

$6,621 Rp 120.1M

$34.2K CHF 27.3K

-80.64%

Jeans (Levis 501 Or Similar)

$54.2 Rp 983.6K

$132 CHF 106

-58.91%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 703.2K

$62.5 CHF 49.95

-37.94%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.6M

$149 CHF 119

-42.00%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$201 CHF 160

-61.78%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.9M

$1,674 CHF 1,338

-41.14%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.9M

$1,451 CHF 1,160

-54.66%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 61.1M

$2,848 CHF 2,277

18.29%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.5M

$2,461 CHF 1,967

-16.06%

Buy Apartment in City Center (m2)

$2,741 Rp 49.7M

$14.9K CHF 11.9K

-81.59%

Buy Apartment Outside City Center (m2)

$2,228 Rp 40.4M

$11.9K CHF 9,482

-81.22%

Average Monthly Net Salary (After Tax)

$163 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

2.09

535.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Cham: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $1,674 in Cham. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $149 in Cham for a mid-range dinner for two. Groceries echo the gap at $297 vs $645 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cham: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 145% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,106 in Ubud, Bali and $5,164 in Cham to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $986 in Ubud, Bali versus $1,674 in Cham. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $2,568 in Cham. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 117% higher in Cham. For households that cook at home regularly, that difference adds up over a month.

At $1,404 in Ubud, Bali versus $3,443 in Cham, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Cham. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Cham, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Cham are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 145% less than in Cham. Beyond cost, consider language, visa policies, and how big the international community is in each city.