Cost of Living Comparison Between Cham and Ubud, Bali Cost of Living Comparison Between Cham and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,510 in Cham versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $5,437 in Cham versus $2,582 in Ubud, Bali.

Monthly costs for a family of three with rent: $7,364 in Cham versus $3,757 in Ubud, Bali.

Living in Cham is roughly 149% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Cham 162% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$30.40 CHF 23.83

$3.42 Rp 58.7K

788.89%

Three-Course Dinner for Two, Mid-Range

$151 CHF 118

$32.96 Rp 566.5K

356.92%

Fast Food Meal (McDonalds, etc)

$19.86 CHF 15.57

$5.08 Rp 87.3K

290.94%

Cappuccino

$6.84 CHF 5.36

$2.82 Rp 48.5K

142.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.57 CHF 4.37

$1.37 Rp 23.5K

306.57%

Water (0.33 liter bottle)

$5.22 CHF 4.09

$0.71 Rp 12.2K

635.21%

Local Beer (0.5 liter draught)

$10.09 CHF 7.91

$2.97 Rp 51.0K

239.73%

Imported Beer (0.33 liter bottle)

$7.45 CHF 5.84

$3.91 Rp 67.2K

90.54%

Milk (1 liter)

$2.22 CHF 1.74

$1.75 Rp 30.0K

26.86%

White Bread (500g)

$3.26 CHF 2.56

$2.52 Rp 43.2K

29.37%

Rice (white) (1kg)

$4.08 CHF 3.20

$1.21 Rp 20.8K

237.19%

Eggs

$7.22 CHF 5.66

$2.33 Rp 40.1K

209.87%

Local Cheese (1kg)

$28.15 CHF 22.07

$14.50 Rp 249.2K

94.14%

Chicken Fillets (1kg)

$33.89 CHF 26.57

$4.36 Rp 74.9K

677.29%

Beef Round Steak (1kg)

$44.75 CHF 35.08

$12.05 Rp 207.0K

271.37%

Apples (1kg)

$3.82 CHF 2.99

$3.82 Rp 65.6K

Banana (1kg)

$2.65 CHF 2.08

$1.61 Rp 27.7K

64.60%

Oranges (1kg)

$3.02 CHF 2.36

$2.70 Rp 46.5K

11.85%

Tomato (1kg)

$5.23 CHF 4.10

$2.23 Rp 38.3K

134.53%

Potato (1kg)

$2.73 CHF 2.14

$1.90 Rp 32.6K

43.68%

Onion (1kg)

$2.27 CHF 1.78

$2.18 Rp 37.5K

4.13%

Lettuce (1 head)

$2.49 CHF 1.95

$1.03 Rp 17.7K

141.75%

Water (1.5 liter bottle)

$1.56 CHF 1.22

$0.77 Rp 13.3K

102.60%

Cigarettes 20 Pack (Marlboro, Camel)

$10.94 CHF 8.58

$3.18 Rp 54.7K

244.03%

Wine (Bottle)

$15.44 CHF 12.10

$23.23 Rp 399.2K

-33.53%

Local Beer (0.5 liter bottle)

$2.46 CHF 1.93

$2.85 Rp 48.9K

-13.68%

Imported Beer (0.33 liter bottle)

$3.02 CHF 2.37

$2.72 Rp 46.7K

11.03%

One-way Ticket (Public Transport)

$3.82 CHF 2.99

$0.29 Rp 5,022

1217.24%

Public Transport Monthly Pass (Regular Price)

$98.6 CHF 77.3

$8.43 Rp 144.8K

1069.51%

Taxi Start (Normal Tariff)

$7.57 CHF 5.94

$0.49 Rp 8,344

1444.90%

Taxi (Normal Tariff) (1km)

$4.11 CHF 3.22

$0.45 Rp 7,812

813.33%

Taxi 1hour Waiting (Normal Tariff)

$87.2 CHF 68.3

$6.28 Rp 107.8K

1287.90%

Gasoline (1 liter)

$2.34 CHF 1.84

$0.85 Rp 14.6K

175.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.6K CHF 31.1K

$26.1K Rp 447.8M

52.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.7K CHF 30.4K

$31.5K Rp 541.8M

22.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$258 CHF 202

$79.8 Rp 1.4M

222.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.19 CHF 28.37

$4.09 Rp 70.3K

784.84%

Internet (50+ Mbps, Unlimited Data)

$59.4 CHF 46.55

$24.06 Rp 413.6K

146.80%

Gym Membership (Monthly)

$88.5 CHF 69.4

$96.2 Rp 1.7M

-8.00%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 112.2K

Cinema Ticket

$22.34 CHF 17.52

$4.13 Rp 71.1K

440.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,563 CHF 2,009

$297 Rp 5.1M

763.58%

International Primary School, 1 Child (Yearly)

$34.6K CHF 27.2K

$6,661 Rp 114.5M

420.02%

Jeans (Levis 501 Or Similar)

$132 CHF 104

$55.0 Rp 944.5K

140.68%

Summer Dress (H&M, Zara, etc)

$61.4 CHF 48.12

$38.75 Rp 666.0K

58.40%

Sport Shoes (Adidas, Nike)

$148 CHF 116

$89.6 Rp 1.5M

65.34%

Men's Leather Business Shoes

$199 CHF 156

$78.9 Rp 1.4M

152.51%

1-bedroom Apartment, City Center (Monthly)

$1,671 CHF 1,310

$1,018 Rp 17.5M

64.06%

1-bedroom Apartment, Outside City Center (Monthly)

$1,459 CHF 1,144

$660 Rp 11.3M

121.12%

3-bedroom Apartment, City Center (Monthly)

$2,857 CHF 2,240

$3,435 Rp 59.0M

-16.83%

3-bedroom Apartment, Outside City Center (Monthly)

$2,503 CHF 1,962

$2,053 Rp 35.3M

21.91%

Buy Apartment in City Center (m2)

$12.1K CHF 9,524

$2,981 Rp 51.2M

307.56%

Buy Apartment Outside City Center (m2)

$12.0K CHF 9,428

$2,368 Rp 40.7M

407.85%

Average Monthly Net Salary (After Tax)

$172 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

2.09

13.28

-84.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cham: April 22, 2026

Last update for Ubud, Bali: April 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,671 in Cham and $1,018 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $151 in Cham vs $33 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $652 vs $299 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cham vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 149% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $5,266 in Cham and $2,112 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,671 in Cham versus $1,018 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,563 in Cham versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 118% higher in Cham. For households that cook at home regularly, that difference adds up over a month.

At $1,408 in Ubud, Bali versus $3,510 in Cham, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Cham. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Cham, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cham and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 149% less than in Cham. Beyond cost, consider language, visa policies, and how big the international community is in each city.