Cost of Living Comparison Between Cham and Ubud, Bali Cost of Living Comparison Between Cham and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,528 in Cham versus $1,397 in Ubud, Bali.

Estimated couple costs with rent: $5,360 in Cham versus $2,588 in Ubud, Bali.

Monthly costs for a family of three with rent: $7,192 in Cham versus $3,778 in Ubud, Bali.

Living in Cham is roughly 153% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Cham 164% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$30.86 CHF 25.23

$3.43 Rp 61.5K

799.71%

Three-Course Dinner for Two, Mid-Range

$147 CHF 121

$31.97 Rp 573.3K

360.93%

Fast Food Meal (McDonalds, etc)

$19.66 CHF 16.08

$5.05 Rp 90.6K

289.31%

Cappuccino

$6.74 CHF 5.51

$2.71 Rp 48.7K

148.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.51 CHF 4.51

$1.39 Rp 24.9K

296.40%

Water (0.33 liter bottle)

$4.98 CHF 4.07

$0.74 Rp 13.3K

572.97%

Local Beer (0.5 liter draught)

$10.05 CHF 8.22

$2.89 Rp 51.9K

247.75%

Imported Beer (0.33 liter bottle)

$7.68 CHF 6.28

$3.79 Rp 68.0K

102.64%

Milk (1 liter)

$2.24 CHF 1.83

$1.79 Rp 32.2K

25.14%

White Bread (500g)

$3.33 CHF 2.72

$2.51 Rp 44.9K

32.67%

Rice (white) (1kg)

$4.15 CHF 3.39

$1.21 Rp 21.8K

242.98%

Eggs

$7.22 CHF 5.91

$2.37 Rp 42.5K

204.64%

Local Cheese (1kg)

$28.77 CHF 23.52

$14.43 Rp 258.8K

99.38%

Chicken Fillets (1kg)

$33.10 CHF 27.07

$4.15 Rp 74.4K

697.59%

Beef Round Steak (1kg)

$44.54 CHF 36.42

$12.11 Rp 217.3K

267.80%

Apples (1kg)

$4.02 CHF 3.29

$3.77 Rp 67.6K

6.63%

Banana (1kg)

$2.72 CHF 2.22

$1.63 Rp 29.2K

66.87%

Oranges (1kg)

$2.98 CHF 2.44

$2.71 Rp 48.5K

9.96%

Tomato (1kg)

$5.05 CHF 4.13

$2.26 Rp 40.5K

123.45%

Potato (1kg)

$2.87 CHF 2.34

$1.93 Rp 34.5K

48.70%

Onion (1kg)

$2.30 CHF 1.88

$2.19 Rp 39.3K

5.02%

Lettuce (1 head)

$2.57 CHF 2.10

$1.02 Rp 18.3K

151.96%

Water (1.5 liter bottle)

$1.52 CHF 1.24

$0.72 Rp 12.8K

111.11%

Cigarettes 20 Pack (Marlboro, Camel)

$11.20 CHF 9.16

$3.18 Rp 57.1K

252.20%

Wine (Bottle)

$13.01 CHF 10.64

$23.84 Rp 427.5K

-45.43%

Local Beer (0.5 liter bottle)

$2.38 CHF 1.94

$2.77 Rp 49.8K

-14.08%

Imported Beer (0.33 liter bottle)

$3.17 CHF 2.59

$2.75 Rp 49.3K

15.27%

One-way Ticket (Public Transport)

$3.88 CHF 3.17

$0.27 Rp 4,794

1337.04%

Public Transport Monthly Pass (Regular Price)

$99.1 CHF 81.0

$8.20 Rp 147.0K

1108.54%

Taxi Start (Normal Tariff)

$7.77 CHF 6.35

$0.48 Rp 8,668

1518.75%

Taxi (Normal Tariff) (1km)

$4.15 CHF 3.40

$0.42 Rp 7,557

888.10%

Taxi 1hour Waiting (Normal Tariff)

$86.3 CHF 70.6

$6.03 Rp 108.1K

1331.84%

Gasoline (1 liter)

$2.25 CHF 1.84

$0.82 Rp 14.7K

174.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.1K CHF 33.6K

$26.6K Rp 476.4M

54.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.9K CHF 32.6K

$32.2K Rp 577.6M

23.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$255 CHF 209

$78.3 Rp 1.4M

226.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.13 CHF 28.73

$3.91 Rp 70.2K

798.47%

Internet (50+ Mbps, Unlimited Data)

$58.9 CHF 48.16

$23.91 Rp 428.9K

146.34%

Gym Membership (Monthly)

$86.2 CHF 70.5

$96.2 Rp 1.7M

-10.35%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 117.0K

Cinema Ticket

$22.76 CHF 18.61

$4.01 Rp 72.0K

467.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,609 CHF 2,133

$303 Rp 5.4M

762.26%

International Primary School, 1 Child (Yearly)

$34.0K CHF 27.8K

$6,551 Rp 117.5M

419.02%

Jeans (Levis 501 Or Similar)

$132 CHF 108

$55.3 Rp 992.0K

138.26%

Summer Dress (H&M, Zara, etc)

$60.6 CHF 49.57

$38.32 Rp 687.3K

58.19%

Sport Shoes (Adidas, Nike)

$148 CHF 121

$88.5 Rp 1.6M

67.20%

Men's Leather Business Shoes

$204 CHF 167

$76.7 Rp 1.4M

166.33%

1-bedroom Apartment, City Center (Monthly)

$1,705 CHF 1,394

$986 Rp 17.7M

72.99%

1-bedroom Apartment, Outside City Center (Monthly)

$1,469 CHF 1,201

$682 Rp 12.2M

115.38%

3-bedroom Apartment, City Center (Monthly)

$2,825 CHF 2,310

$3,420 Rp 61.3M

-17.42%

3-bedroom Apartment, Outside City Center (Monthly)

$2,506 CHF 2,049

$2,075 Rp 37.2M

20.78%

Buy Apartment in City Center (m2)

$16.9K CHF 13.8K

$2,762 Rp 49.5M

511.25%

Buy Apartment Outside City Center (m2)

$14.1K CHF 11.5K

$2,243 Rp 40.2M

527.05%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

2.09

13.28

-84.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cham: July 20, 2026

Last update for Ubud, Bali: July 22, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,705 in Cham and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $147 in Cham vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $646 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cham vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 153% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $5,293 in Cham and $2,096 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,705 in Cham versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,609 in Cham versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 117% higher in Cham. For households that cook at home regularly, that difference adds up over a month.

At $1,397 in Ubud, Bali versus $3,528 in Cham, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Cham. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Cham, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cham and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 153% less than in Cham. Beyond cost, consider language, visa policies, and how big the international community is in each city.