Cost of Living Comparison Between Cham and Ubud, Bali Cost of Living Comparison Between Cham and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,443 in Cham versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $5,403 in Cham versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $7,363 in Cham versus $3,694 in Ubud, Bali.

Living in Cham is roughly 145% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Cham 156% above, Ubud, Bali 4% above.

Meal at Budget Restaurant

$31.00 CHF 24.78

$3.57 Rp 64.7K

768.35%

Three-Course Dinner for Two, Mid-Range

$149 CHF 119

$32.50 Rp 589.5K

358.92%

Fast Food Meal (McDonalds, etc)

$20.08 CHF 16.05

$4.86 Rp 88.2K

313.17%

Cappuccino

$6.92 CHF 5.53

$2.75 Rp 49.8K

151.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.69 CHF 4.55

$1.32 Rp 24.0K

331.06%

Water (0.33 liter bottle)

$5.09 CHF 4.07

$0.70 Rp 12.7K

627.14%

Local Beer (0.5 liter draught)

$9.60 CHF 7.67

$2.91 Rp 52.8K

229.90%

Imported Beer (0.33 liter bottle)

$7.30 CHF 5.84

$3.79 Rp 68.8K

92.61%

Milk (1 liter)

$2.26 CHF 1.80

$1.71 Rp 31.0K

32.16%

White Bread (500g)

$3.36 CHF 2.69

$2.47 Rp 44.9K

36.03%

Rice (white) (1kg)

$4.11 CHF 3.29

$1.20 Rp 21.8K

242.50%

Eggs

$7.30 CHF 5.84

$2.44 Rp 44.3K

199.18%

Local Cheese (1kg)

$28.12 CHF 22.48

$14.38 Rp 260.9K

95.55%

Chicken Fillets (1kg)

$32.90 CHF 26.30

$4.31 Rp 78.1K

663.34%

Beef Round Steak (1kg)

$44.82 CHF 35.83

$12.21 Rp 221.4K

267.08%

Apples (1kg)

$3.91 CHF 3.12

$3.68 Rp 66.8K

6.25%

Banana (1kg)

$2.76 CHF 2.20

$1.55 Rp 28.1K

78.06%

Oranges (1kg)

$3.11 CHF 2.48

$2.79 Rp 50.5K

11.47%

Tomato (1kg)

$5.07 CHF 4.06

$2.33 Rp 42.3K

117.60%

Potato (1kg)

$2.79 CHF 2.23

$1.97 Rp 35.7K

41.62%

Onion (1kg)

$2.26 CHF 1.80

$2.31 Rp 41.9K

-2.16%

Lettuce (1 head)

$2.51 CHF 2.00

$1.06 Rp 19.3K

136.79%

Water (1.5 liter bottle)

$1.50 CHF 1.20

$0.73 Rp 13.2K

105.48%

Cigarettes 20 Pack (Marlboro, Camel)

$10.88 CHF 8.69

$3.28 Rp 59.5K

231.71%

Wine (Bottle)

$13.60 CHF 10.87

$22.79 Rp 413.4K

-40.32%

Local Beer (0.5 liter bottle)

$2.33 CHF 1.86

$2.81 Rp 50.9K

-17.08%

Imported Beer (0.33 liter bottle)

$3.02 CHF 2.41

$2.78 Rp 50.5K

8.63%

One-way Ticket (Public Transport)

$3.95 CHF 3.15

$0.29 Rp 5,281

1262.07%

Public Transport Monthly Pass (Regular Price)

$99.1 CHF 79.2

$8.06 Rp 146.2K

1129.53%

Taxi Start (Normal Tariff)

$7.68 CHF 6.14

$0.45 Rp 8,146

1606.67%

Taxi (Normal Tariff) (1km)

$4.35 CHF 3.47

$0.45 Rp 8,193

866.67%

Taxi 1hour Waiting (Normal Tariff)

$85.0 CHF 67.9

$6.24 Rp 113.1K

1261.38%

Gasoline (1 liter)

$2.30 CHF 1.84

$0.85 Rp 15.4K

170.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.6K CHF 32.4K

$26.0K Rp 471.2M

56.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.7K CHF 31.0K

$31.7K Rp 574.1M

22.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$254 CHF 203

$80.8 Rp 1.5M

214.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.17 CHF 28.91

$4.06 Rp 73.6K

790.89%

Internet (50+ Mbps, Unlimited Data)

$58.8 CHF 47.00

$24.42 Rp 442.9K

140.79%

Gym Membership (Monthly)

$89.3 CHF 71.3

$97.7 Rp 1.8M

-8.62%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 116.9K

Cinema Ticket

$22.72 CHF 18.16

$4.04 Rp 73.3K

462.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,568 CHF 2,053

$304 Rp 5.5M

744.80%

International Primary School, 1 Child (Yearly)

$34.2K CHF 27.3K

$6,621 Rp 120.1M

416.57%

Jeans (Levis 501 Or Similar)

$132 CHF 106

$54.2 Rp 983.6K

143.39%

Summer Dress (H&M, Zara, etc)

$62.5 CHF 49.95

$38.78 Rp 703.2K

61.14%

Sport Shoes (Adidas, Nike)

$149 CHF 119

$86.1 Rp 1.6M

72.41%

Men's Leather Business Shoes

$201 CHF 160

$76.7 Rp 1.4M

161.64%

1-bedroom Apartment, City Center (Monthly)

$1,674 CHF 1,338

$986 Rp 17.9M

69.88%

1-bedroom Apartment, Outside City Center (Monthly)

$1,451 CHF 1,160

$658 Rp 11.9M

120.55%

3-bedroom Apartment, City Center (Monthly)

$2,848 CHF 2,277

$3,369 Rp 61.1M

-15.47%

3-bedroom Apartment, Outside City Center (Monthly)

$2,461 CHF 1,967

$2,066 Rp 37.5M

19.13%

Buy Apartment in City Center (m2)

$14.9K CHF 11.9K

$2,741 Rp 49.7M

443.15%

Buy Apartment Outside City Center (m2)

$11.9K CHF 9,482

$2,228 Rp 40.4M

432.54%

Average Monthly Net Salary (After Tax)

$163 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

2.09

13.28

-84.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cham: June 7, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,674 in Cham and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $149 in Cham vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $645 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cham vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 145% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $5,164 in Cham and $2,106 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,674 in Cham versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,568 in Cham versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 117% higher in Cham. For households that cook at home regularly, that difference adds up over a month.

At $1,404 in Ubud, Bali versus $3,443 in Cham, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Cham. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Cham, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cham and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 145% less than in Cham. Beyond cost, consider language, visa policies, and how big the international community is in each city.