Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Cerkno

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,752 in Cerkno, rent and utilities included – about $5,100 less a year. Rent and utilities account for about half of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
81

Cost of Living Index in Cerkno
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Cerkno Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Cerkno

🇸🇮 Slovenia

$1,752

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Cerkno

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Cerkno actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $1,752 in Cerkno, rent included.

Ubud, Bali $1,331
Cerkno $1,752

A couple spends around $2,255 per month in Ubud, Bali vs $2,521 in Cerkno, rent included.

Ubud, Bali $2,255
Cerkno $2,521

A family of three spends $3,180 per month in Ubud, Bali vs $3,289 in Cerkno, rent included.

Ubud, Bali $3,180
Cerkno $3,289

Ubud, Bali is about 24% cheaper than Cerkno, and outside of rent the biggest gap is in clothing.

Ubud, Bali sits 2% below the global median, while Cerkno is 30% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$8.62 €7.66

-60.79%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$56.0 €49.73

-38.10%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$8.87 €7.88

-37.20%

Cappuccino

$2.62 Rp 47.6K

$3.05 €2.71

-14.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$3.41 €3.03

-54.84%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$2.21 €1.97

-71.04%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$3.56 €3.17

-25.00%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$4.41 €3.92

-3.40%

Milk (1 liter)

$1.46 Rp 26.5K

$1.32 €1.17

10.61%

White Bread (500g)

$2.29 Rp 41.6K

$1.93 €1.71

18.65%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.78 €2.47

-60.07%

Eggs

$2.10 Rp 38.1K

$3.89 €3.45

-46.02%

Local Cheese (1kg)

$15.94 Rp 289.4K

$11.32 €10.06

40.81%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$8.42 €7.48

-53.92%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$14.26 €12.66

-20.06%

Apples (1kg)

$3.55 Rp 64.5K

$2.30 €2.04

54.35%

Banana (1kg)

$1.54 Rp 27.9K

$1.87 €1.66

-17.65%

Oranges (1kg)

$2.23 Rp 40.5K

$2.40 €2.13

-7.08%

Tomato (1kg)

$1.97 Rp 35.8K

$3.26 €2.90

-39.57%

Potato (1kg)

$1.86 Rp 33.7K

$1.63 €1.45

14.11%

Onion (1kg)

$2.42 Rp 43.9K

$1.19 €1.06

103.36%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.65 €1.46

-38.18%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$1.10 €0.98

-52.73%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$5.71 €5.08

-61.47%

Wine (Bottle)

$21.79 Rp 395.6K

$7.84 €6.97

177.93%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.37 €1.22

70.07%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.56 €2.28

16.02%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$1.19 €1.05

-78.99%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$31.05 €27.58

-73.69%

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$1.64 €1.46

-73.17%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$1.30 €1.16

-63.85%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$27.46 €24.39

-79.61%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.63 €1.45

-49.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$28.7K €25.5K

-14.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$23.7K €21.0K

33.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$288 €256

-73.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$23.96 €21.28

-74.37%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$22.78 €20.24

-16.94%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$54.9 €48.74

-7.05%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

Cinema Ticket

$4.38 Rp 79.6K

$7.75 €6.89

-43.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$496 €440

-0.68%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$8,714 €7,741

40.25%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$110 €98.0

-59.05%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$37.20 €33.04

-6.21%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$118 €105

-33.83%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$148 €131

-47.37%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$713 €633

51.19%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$654 €581

1.60%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$1,190 €1,057

195.06%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$997 €886

67.55%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$3,376 €2,999

-30.68%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$2,889 €2,567

-22.61%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,351 €1,200

-87.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.29

318.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Cerkno: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Cerkno

$654 37.3% 1.6% $11

Groceries & Markets

Ubud, Bali

$279 21%

Cerkno

$281 16.1% 0.7% $1.8

Clothing & Footwear

Ubud, Bali

$106 8%

Cerkno

$186 10.6% 75.2% $80

Eating Out

Ubud, Bali

$106 8%

Cerkno

$181 10.4% 71.5% $76

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Cerkno

$335 19.1% 226% $232

Sport & Entertainment

Ubud, Bali

$60 4.5%

Cerkno

$70 4% 17.8% $11

Getting Around

Ubud, Bali

$12 0.9%

Cerkno

$44 2.5% 268% $32

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $713 in Cerkno. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Cerkno are about 8.1 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35 in Ubud, Bali versus $56 in Cerkno. Monthly groceries follow the same trend: $279 vs $281 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇸🇮 Cerkno

🕒 Local time

02:06 2:06 AM

19:06 7:06 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

1,800

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

1 EUR = 1.13 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,353 IDR (100,000 IDR = 4.91 EUR).

Euro exchange rates as of November 4, 2026: 1 USD = 0.888 EUR (1 EUR = 1.13 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Cerkno 11,560 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Cerkno

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cerkno: Cost of Living - Frequently Asked Questions

Yes – Cerkno is pricier by about 32%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $2,628 in Cerkno. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cerkno, especially for central apartments: a one-bedroom in the center costs $713 there versus $1,078 in Ubud, Bali.

Monthly expenses with rent come to $1,331 in Ubud, Bali and $1,752 in Cerkno. That makes Ubud, Bali about 24% cheaper.

Kindergarten costs $492 per month in Ubud, Bali and $496 in Cerkno. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $1,752 in Cerkno. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $1,752 in Cerkno. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Cerkno makes more sense. Both are solid long-term options with distinct trade-offs.