Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Cary, NC

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,842 in Cary, NC, rent and utilities included – about $17,700 less a year. Rent and utilities account for most of the difference.

Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Cary, NC
🇺🇸 United States
$2,842
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Cary, NC

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Cary, NC actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $2,842 in Cary, NC.

  • Ubud, Bali $1,368
  • Cary, NC $2,842

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $4,173 in Cary, NC.

  • Ubud, Bali $2,314
  • Cary, NC $4,173

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $5,505 in Cary, NC.

  • Ubud, Bali $3,260
  • Cary, NC $5,505

Living in Ubud, Bali costs roughly 52% less than in Cary, NC, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Ubud, Bali 1% above, Cary, NC 111% above.

Currency
🍽 Eating Out
Ubud, Bali
Cary, NC
Difference
Meal at Budget Restaurant
$3.33 Rp 59.9K
$19.35 $19.35
-82.79%
Three-Course Dinner for Two, Mid-Range
$35.18 Rp 633.2K
$99.3 $99.3
-64.56%
Fast Food Meal (McDonalds, etc)
$5.80 Rp 104.5K
$10.42 $10.42
-44.34%
Cappuccino
$2.73 Rp 49.1K
$5.06 $5.06
-46.05%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.64 Rp 29.5K
$2.03 $2.03
-19.21%
Water (0.33 liter bottle)
$0.83 Rp 15.0K
$1.85 $1.85
-55.14%
Local Beer (0.5 liter draught)
$2.70 Rp 48.6K
$4.51 $4.51
-40.13%
Imported Beer (0.33 liter bottle)
$4.30 Rp 77.4K
$6.39 $6.39
-32.71%
🛒 Groceries & Markets
Ubud, Bali
Cary, NC
Difference
Milk (1 liter)
$1.50 Rp 27.1K
$1.04 $1.04
44.23%
White Bread (500g)
$2.30 Rp 41.4K
$5.51 $5.51
-58.26%
Rice (white) (1kg)
$1.18 Rp 21.2K
$6.18 $6.18
-80.91%
Eggs
$2.14 Rp 38.6K
$4.02 $4.02
-46.77%
Local Cheese (1kg)
$17.48 Rp 314.6K
$17.74 $17.74
-1.47%
Chicken Fillets (1kg)
$4.03 Rp 72.5K
$16.62 $16.62
-75.75%
Beef Round Steak (1kg)
$12.23 Rp 220.1K
$17.96 $17.96
-31.90%
Apples (1kg)
$3.55 Rp 63.9K
$6.25 $6.25
-43.20%
Banana (1kg)
$1.57 Rp 28.3K
$1.93 $1.93
-18.65%
Oranges (1kg)
$2.24 Rp 40.2K
$3.75 $3.75
-40.27%
Tomato (1kg)
$1.93 Rp 34.7K
$6.90 $6.90
-72.03%
Potato (1kg)
$1.88 Rp 33.9K
$3.25 $3.25
-42.15%
Onion (1kg)
$2.29 Rp 41.3K
$4.17 $4.17
-45.08%
Lettuce (1 head)
$0.99 Rp 17.9K
$2.97 $2.97
-66.67%
Water (1.5 liter bottle)
$0.53 Rp 9,475
$2.38 $2.38
-77.73%
Cigarettes 20 Pack (Marlboro, Camel)
$2.28 Rp 41.1K
$10.06 $10.06
-77.34%
Wine (Bottle)
$23.01 Rp 414.2K
$9.71 $9.71
136.97%
Local Beer (0.5 liter bottle)
$2.34 Rp 42.2K
$2.33 $2.33
0.43%
Imported Beer (0.33 liter bottle)
$2.91 Rp 52.4K
$4.04 $4.04
-27.97%
🚌 Getting Around
Ubud, Bali
Cary, NC
Difference
One-way Ticket (Public Transport)
$0.24 Rp 4,315
$2.53 $2.53
-90.51%
Public Transport Monthly Pass (Regular Price)
$8.82 Rp 158.7K
$78.7 $78.7
-88.79%
Taxi Start (Normal Tariff)
$0.48 Rp 8,684
-
-
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,233
-
-
Taxi 1hour Waiting (Normal Tariff)
$5.45 Rp 98.2K
-
-
Gasoline (1 liter)
$0.88 Rp 15.9K
$0.93 $0.93
-5.38%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.6K Rp 442.2M
-
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.2K Rp 561.4M
$28.7K $28.7K
8.81%
🧾 Monthly Utilities & Internet
Ubud, Bali
Cary, NC
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.0 Rp 1.5M
$179 $179
-53.59%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 116.0K
$47.18 $47.18
-86.33%
Internet (50+ Mbps, Unlimited Data)
$18.57 Rp 334.2K
$67.6 $67.6
-72.53%
🎉 Sport & Entertainment
Ubud, Bali
Cary, NC
Difference
Gym Membership (Monthly)
$55.8 Rp 1.0M
$77.8 $77.8
-28.27%
Tennis Court (1 Hour on Weekend)
$18.11 Rp 326.0K
$21.88 $21.88
-17.23%
Cinema Ticket
$4.38 Rp 78.9K
$15.26 $15.26
-71.30%
🧸 Childcare & Education
Ubud, Bali
Cary, NC
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.9M
$1,455 $1,455
-66.11%
International Primary School, 1 Child (Yearly)
$5,754 Rp 103.6M
-
-
👕👟 Clothing & Footwear
Ubud, Bali
Cary, NC
Difference
Jeans (Levis 501 Or Similar)
$46.19 Rp 831.4K
$65.9 $65.9
-29.91%
Summer Dress (H&M, Zara, etc)
$35.33 Rp 636.0K
$32.18 $32.18
9.79%
Sport Shoes (Adidas, Nike)
$79.1 Rp 1.4M
$119 $119
-33.75%
Men's Leather Business Shoes
$78.4 Rp 1.4M
$137 $137
-42.81%
🏠 Accommodation & Living
Ubud, Bali
Cary, NC
Difference
1-bedroom Apartment, City Center (Monthly)
$1,142 Rp 20.6M
$1,904 $1,904
-40.00%
1-bedroom Apartment, Outside City Center (Monthly)
$676 Rp 12.2M
$1,407 $1,407
-51.99%
3-bedroom Apartment, City Center (Monthly)
$3,503 Rp 63.1M
$2,710 $2,710
29.25%
3-bedroom Apartment, Outside City Center (Monthly)
$1,700 Rp 30.6M
$2,162 $2,162
-21.38%
Buy Apartment in City Center (m2)
$2,784 Rp 50.1M
$2,859 $2,859
-2.61%
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.3M
$2,643 $2,643
-15.21%
💵 Salaries & Financials
Ubud, Bali
Cary, NC
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
$6,032 $6,032
-97.27%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.42
114.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Cary, NC: October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$676
Cary, NC
$1.4K 108% $732
Groceries & Markets
Ubud, Bali
$290
Cary, NC
$486 67.5% $196
Eating Out
Ubud, Bali
$109
Cary, NC
$298 174% $189
Monthly Utilities & Internet
Ubud, Bali
$108
Cary, NC
$294 172% $186
Clothing & Footwear
Ubud, Bali
$108
Cary, NC
$160 48.3% $52
Sport & Entertainment
Ubud, Bali
$65
Cary, NC
$108 67.7% $44
Getting Around
Ubud, Bali
$13
Cary, NC
$89 * 608% $76

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $1,904 in Cary, NC. Housing cost is often the main lever when comparing two cities.

Cary, NC pays 3566% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $99.0 in Cary, NC for a mid-range dinner for two. Groceries echo the gap at $290 vs $486 per month, with Ubud, Bali cheaper across the board.

Good to know
🇮🇩 Ubud, Bali
🇺🇸 Cary, NC
🕒 Local time
18:32 6:32 PM
06:32 6:32 AM
12 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
176,987
Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Ubud, Bali Cary, NC 16,660 km ≈ 21 h nonstop flight
From you
  • Ubud, Bali
  • Cary, NC

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Cary, NC: Cost of Living - Frequently Asked Questions
Is Cary, NC cheaper than Ubud, Bali?
Ubud, Bali is cheaper overall, especially in groceries, eating out, and clothing. The 108% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ubud, Bali or Cary, NC?
On paper, salaries run 3566% lower in Cary, NC. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ubud, Bali and Cary, NC?
Rent for a central apartment: $1,142 in Ubud, Bali versus $1,904 in Cary, NC. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $493 in Ubud, Bali versus $1,455 in Cary, NC. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do food prices compare in Ubud, Bali and in Cary, NC?
Supermarket bills run roughly 68% higher in Cary, NC. For households that cook at home regularly, that difference adds up over a month.
Is $1,000 a realistic budget for living in Ubud, Bali or in Cary, NC?
At $1,368 in Ubud, Bali versus $2,842 in Cary, NC, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Cary, NC. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Ubud, Bali or Cary, NC more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Cary, NC, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Cary, NC?
Safety-wise, Ubud, Bali and Cary, NC are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 108% less than in Cary, NC. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Ubud, Bali vs other spots: cost of living compared

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