Cost of Living in Cary, NC - Updated Prices & Insights

Monthly Cost of Living

Living costs for one person come to about $2,947 monthly including rent, or $1,109 excluding housing.

Estimated monthly costs for a couple: $4,496 with rent, or $2,029 without housing.

Monthly costs for a family of three come to about $6,045 including rent, or $2,948 for daily expenses alone.

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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$17.91 $17.91
$8.72 $8.72
$39.81 $39.81
Three-Course Dinner for Two, Mid-Range
$100 $100
$81.0 $81.0
$106 $106
Fast Food Meal (McDonalds, etc)
$10.35 $10.35
$7.88 $7.88
$11.83 $11.83
Cappuccino
$5.15 $5.15
$4.05 $4.05
$8.10 $8.10
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.08 $2.08
$2.02 $2.02
$3.02 $3.02
Water (0.33 liter bottle)
$1.95 $1.95
$1.61 $1.61
$3.05 $3.05
Local Beer (0.5 liter draught)
$5.15 $5.15
$3.86 $3.86
$12.35 $12.35
Imported Beer (0.33 liter bottle)
$6.62 $6.62
$5.88 $5.88
$9.81 $9.81
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.12 $1.12
$0.73 $0.73
$2.09 $2.09
White Bread (500g)
$5.55 $5.55
$3.33 $3.33
$6.64 $6.64
Rice (white) (1kg)
$6.15 $6.15
$3.91 $3.91
$9.80 $9.80
Eggs
$4.51 $4.51
$3.39 $3.39
$5.37 $5.37
Local Cheese (1kg)
$20.49 $20.49
$11.61 $11.61
$26.35 $26.35
Chicken Fillets (1kg)
$12.42 $12.42
$8.73 $8.73
$21.83 $21.83
Beef Round Steak (1kg)
$17.71 $17.71
$13.27 $13.27
$26.59 $26.59
Apples (1kg)
$5.65 $5.65
$4.38 $4.38
$6.59 $6.59
Banana (1kg)
$1.84 $1.84
$1.04 $1.04
$3.41 $3.41
Oranges (1kg)
$4.19 $4.19
$2.87 $2.87
$5.40 $5.40
Tomato (1kg)
$6.58 $6.58
$3.48 $3.48
$8.29 $8.29
Potato (1kg)
$2.51 $2.51
$1.11 $1.11
$3.55 $3.55
Onion (1kg)
$3.53 $3.53
$1.99 $1.99
$5.53 $5.53
Lettuce (1 head)
$2.85 $2.85
$1.57 $1.57
$4.62 $4.62
Water (1.5 liter bottle)
$1.98 $1.98
$1.01 $1.01
$3.03 $3.03
Cigarettes 20 Pack (Marlboro, Camel)
$9.68 $9.68
$8.07 $8.07
$12.11 $12.11
Wine (Bottle)
$12.22 $12.22
$7.12 $7.12
$15.27 $15.27
Local Beer (0.5 liter bottle)
$2.31 $2.31
$1.71 $1.71
$3.51 $3.51
Imported Beer (0.33 liter bottle)
$5.03 $5.03
$4.02 $4.02
$7.05 $7.05
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.88 $1.88
$1.22 $1.22
$2.54 $2.54
Public Transport Monthly Pass (Regular Price)
$59.7 $59.7
$39.81 $39.81
$79.6 $79.6
Taxi Start (Normal Tariff)
$3.49 $3.49
$2.99 $2.99
$4.98 $4.98
Taxi (Normal Tariff) (1km)
$1.65 $1.65
$1.58 $1.58
$2.21 $2.21
Taxi 1hour Waiting (Normal Tariff)
$29.68 $29.68
$26.85 $26.85
$35.59 $35.59
Gasoline (1 liter)
$0.78 $0.78
$0.71 $0.71
$0.84 $0.84
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.0K $30.0K
$24.0K $24.0K
$36.6K $36.6K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.3K $28.3K
$24.8K $24.8K
$28.6K $28.6K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$171 $171
$156 $156
$214 $214
SIM Card Monthly Plan (Calls and 10GB+ Data)
$48.95 $48.95
$42.44 $42.44
$64.2 $64.2
Internet (50+ Mbps, Unlimited Data)
$62.0 $62.0
$48.73 $48.73
$69.6 $69.6
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$76.0 $76.0
$59.4 $59.4
$87.1 $87.1
Cinema Ticket
$13.55 $13.55
$11.83 $11.83
$14.79 $14.79
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,460 $1,460
$1,328 $1,328
$1,673 $1,673
International Primary School, 1 Child (Yearly)
$23.0K $23.0K
$16.5K $16.5K
$26.7K $26.7K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$47.26 $47.26
$23.63 $23.63
$68.9 $68.9
Summer Dress (H&M, Zara, etc)
$32.48 $32.48
$24.98 $24.98
$39.97 $39.97
Sport Shoes (Adidas, Nike)
$128 $128
$64.5 $64.5
$149 $149
Men's Leather Business Shoes
$134 $134
$82.6 $82.6
$187 $187
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,787 $1,787
$1,427 $1,427
$2,239 $2,239
1-bedroom Apartment, Outside City Center (Monthly)
$1,610 $1,610
$1,408 $1,408
$2,012 $2,012
3-bedroom Apartment, City Center (Monthly)
$2,594 $2,594
$2,174 $2,174
$2,965 $2,965
3-bedroom Apartment, Outside City Center (Monthly)
$2,714 $2,714
$1,988 $1,988
$3,652 $3,652
Buy Apartment in City Center (m2)
$2,832 $2,832
$2,725 $2,725
$2,939 $2,939
Buy Apartment Outside City Center (m2)
$2,609 $2,609
$2,556 $2,556
$2,662 $2,662
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$5,996 $5,996
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.31
6
6.7

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: May 11, 2026

Cost Breakdown

Expect to pay about $1,787 for a central one-bedroom, or $1,610 outside the center. At 30% of the average salary ($5,996), housing is the biggest financial pressure.

Average take-home pay sits at $5,996, while typical expenses reach $2,947. This leaves solid room for saving and lifestyle spending.

Expect to spend about $471 monthly on groceries. Dining out at a mid-range restaurant costs roughly $100 for two.

Public transport is priced at around $59.7 per month.

Cost Highlights

White bread is more expensive than 99% of cities in North America

Imported beer is more expensive than 96% of cities in North America

Gym membership is more expensive than 95% of cities in North America

Cary, NC Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Cary, NC - Frequently Asked Questions
How affordable is Cary overall for travelers, expats, and digital nomads, and who tends to find value?
Cost of Living in Cary, NC, United States varies by neighborhood and lifestyle. As a suburban city near Raleigh, you will enjoy reliable services, green spaces, and well rated amenities that keep daily expenses predictable without extreme highs. Value shows up when you choose mid range rentals with easy access to parks, groceries, and coworking hubs rather than chasing luxury. Transportation, dining, and healthcare feel solid yet not flashy, with options that suit different budgets. Seasonality around school calendars and local events can shift demand modestly. Tip: map a few preferred areas by commute, then balance rent, space, and access to essentials.
What does daily life look like in Cary for housing search, food options, transport, and coworking?
One can find a mix of housing styles, from apartment complexes to single-family homes, with options for short stays or longer arrangements near work or schools. For groceries and dining, you’ll find regional markets and familiar chains, plus seasonal farmers markets in good weather. Getting around typically benefits from a car, while some neighborhoods offer bike routes and regular bus service linking to Raleigh. If you freelance or remote-work, seek coworking spaces with flexible hours and friendly communities. The Cary, NC, United States living cost can guide where you settle as you balance rent with access to essentials. Tip: test a few neighborhoods on weekends before committing.
What factors influence quality of life and how can you budget and choose neighborhoods to maximize value across seasons?
Quality of life in Cary centers on safety, green space, and reliable services. Build a simple budgeting framework by estimating housing, groceries, utilities, and transport, then compare neighborhoods based on commute, school zones, and amenities. Seasonality affects outdoor routines and energy use, so factor weather into energy planning and activity calendars. Neighborhood fit matters: look for access to trails, libraries, and local events that match your pace and social needs. If you rotate stays, keep a base area with good transit links and easy errands. Tip: set three non overlapping neighborhoods as test beds before renewing a longer lease.
What drives the high cost of living in Cary, NC?
Living in Cary, NC doesn't come cheap – monthly expenses with rent reach $2,947, putting it among the pricier cities worldwide. Housing dominates the cost, but food, services, and leisure all sit above the global median too.
How expensive is daily life in Cary, NC?
Budget at least $2,947 per month to live in Cary, NC once rent is factored in. The high price tag reflects quality infrastructure and a strong economy, but it does mean you need a decent income to live comfortably here.
How much should you earn to live well in Cary, NC?
Earning $4,421 monthly in Cary, NC means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.
What is the price of renting a flat in Cary, NC?
Rents for a 1-bedroom flat in Cary, NC range from $1,610 to $1,787, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.
What does commuting cost in Cary, NC?
A monthly transit pass in Cary, NC goes for roughly $59.7, which is one of the lighter items on a monthly budget. Coverage across residential and business areas is solid, and most residents without a car rely on it daily.
What are kindergarten prices in Cary, NC?
Childcare averages $1,460 monthly at a private kindergarten in Cary, NC. For many families, this single cost rivals rent, so it's essential to factor in before making a move.
Can a person live on $2,000 monthly in Cary, NC?
At $2,947 in typical monthly expenses, a $2,000 budget barely covers Cary, NC. You'd need a shared flat in an outer area, home-cooked meals, and serious discipline with discretionary spending to make it work.
What is quality of life like in Cary, NC?
Living in Cary, NC means access to fast internet at about $2,947 per month including rent. It works for a wide range of budgets, and most residents find the lifestyle-to-cost balance appealing. Your experience will depend on priorities like climate, culture, and career.

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