Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Cam Pha

For one person, living is cheaper in Cam Pha: $770 a month against $1,331 in Ubud, Bali, rent and utilities included – about $6,700 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
38

Cost of Living Index in Cam Pha
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Cam Pha Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Cam Pha

🇻🇳 Vietnam

$770

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Cam Pha

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Cam Pha actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $770 in Cam Pha.

Ubud, Bali $1,331
Cam Pha $770

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,235 in Cam Pha.

Ubud, Bali $2,255
Cam Pha $1,235

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $1,700 in Cam Pha.

Ubud, Bali $3,180
Cam Pha $1,700

Living in Ubud, Bali is roughly 73% more expensive than in Cam Pha, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Cam Pha 43% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$2.01 ₫51.9K

68.16%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$23.13 ₫595.9K

49.81%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$4.24 ₫109.3K

31.37%

Cappuccino

$2.62 Rp 47.6K

$1.85 ₫47.6K

41.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.51 ₫13.2K

201.96%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.31 ₫7,929

106.45%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$1.14 ₫29.4K

134.21%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$1.96 ₫50.4K

117.35%

Milk (1 liter)

$1.46 Rp 26.5K

$1.52 ₫39.1K

-3.95%

White Bread (500g)

$2.29 Rp 41.6K

$0.99 ₫25.6K

131.31%

Rice (white) (1kg)

$1.11 Rp 20.1K

$0.77 ₫19.8K

44.16%

Eggs

$2.10 Rp 38.1K

$1.46 ₫37.7K

43.84%

Local Cheese (1kg)

$15.94 Rp 289.4K

$12.26 ₫316.0K

30.02%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$3.57 ₫92.0K

8.68%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$9.45 ₫243.4K

20.63%

Apples (1kg)

$3.55 Rp 64.5K

$3.08 ₫79.4K

15.26%

Banana (1kg)

$1.54 Rp 27.9K

$0.98 ₫25.3K

57.14%

Oranges (1kg)

$2.23 Rp 40.5K

$1.35 ₫34.7K

65.19%

Tomato (1kg)

$1.97 Rp 35.8K

$1.12 ₫28.9K

75.89%

Potato (1kg)

$1.86 Rp 33.7K

$0.89 ₫22.9K

108.99%

Onion (1kg)

$2.42 Rp 43.9K

$1.15 ₫29.7K

110.43%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.55 ₫14.1K

85.45%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$0.54 ₫13.8K

-3.70%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$1.37 ₫35.3K

60.58%

Wine (Bottle)

$21.79 Rp 395.6K

$10.68 ₫275.1K

104.03%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$0.92 ₫23.7K

153.26%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.60 ₫41.1K

85.63%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$0.32 ₫8,354

-21.88%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$7.91 ₫203.8K

3.29%

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$0.97 ₫25.0K

-54.64%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$0.57 ₫14.7K

-17.54%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$2.30 ₫59.2K

143.48%

Gasoline (1 liter)

$0.83 Rp 15.0K

$0.97 ₫25.0K

-14.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$30.4K ₫783.0M

-19.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$29.7K ₫765.7M

6.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$84.7 ₫2.2M

-8.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$5.13 ₫132.1K

19.69%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$8.93 ₫230.0K

111.87%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$20.72 ₫533.7K

146.09%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

$8.21 ₫211.4K

122.29%

Cinema Ticket

$4.38 Rp 79.6K

$4.77 ₫122.8K

-8.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$338 ₫8.7M

45.81%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$28.6K ₫736.6M

-57.26%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$45.08 ₫1.2M

0.18%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$28.66 ₫738.3K

21.74%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$83.5 ₫2.2M

-6.17%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$73.0 ₫1.9M

6.72%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$481 ₫12.4M

124.08%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$269 ₫6.9M

147.38%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$588 ₫15.2M

496.63%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$588 ₫15.1M

184.38%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$2,343 ₫60.4M

-0.15%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,344 ₫34.6M

66.39%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.17

68.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Cam Pha: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Cam Pha

$269 34.9% 59.6% $396

Groceries & Markets

Ubud, Bali

$279 21%

Cam Pha

$192 24.9% 31.3% $87

Clothing & Footwear

Ubud, Bali

$106 8%

Cam Pha

$104 13.4% 2.6% $2.7

Eating Out

Ubud, Bali

$106 8%

Cam Pha

$64 8.3% 39.5% $42

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Cam Pha

$99 12.8% 3.7% $3.8

Sport & Entertainment

Ubud, Bali

$60 4.5%

Cam Pha

$30 3.9% 49.4% $30

Getting Around

Ubud, Bali

$12 0.9%

Cam Pha

$13 1.7% 9% $1.1

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $481 in Cam Pha. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $23 in Cam Pha for a mid-range dinner for two. Groceries echo the gap at $279 vs $192 per month, with Cam Pha cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇻🇳 Cam Pha

🕒 Local time

23:08 11:08 PM

22:08 10:08 PM

1 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

182,137

💱 Currency

Indonesian Rupiah IDR Rp

Vietnamese Dong VND ₫

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

100,000 VND = 3.88 USD

100,000 VND = 3.46 EUR

Exchange rates and currency converter

VND, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,353 IDR (100,000 IDR = 4.91 EUR).

Vietnamese Dong exchange rates as of November 4, 2026: 1 USD = 25,761 VND (100,000 VND = 3.88 USD). 1 EUR = 28,880 VND (100,000 VND = 3.46 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Cam Pha 3,400 km ≈ 4 h 45 min nonstop flight

From you

Ubud, Bali
Cam Pha

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cam Pha: Cost of Living - Frequently Asked Questions

Cam Pha wins on cost – living expenses run 42% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Cam Pha the obvious pick if budget is a priority.

You’d need roughly $1,996 in Ubud, Bali and $1,156 in Cam Pha to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $481 in Cam Pha. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Cam Pha runs roughly 3% less than in Ubud, Bali. The price difference matters if you commute daily and watch your budget.

Childcare runs $492 in Ubud, Bali versus $338 in Cam Pha. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Cam Pha are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Cam Pha gentler on the wallet – expenses run 42% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.