Cost of Living Comparison Between Ubud, Bali and Cam Pha Cost of Living Comparison Between Ubud, Bali and Cam Pha

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $741 in Cam Pha.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,145 in Cam Pha.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $1,549 in Cam Pha.

Living in Ubud, Bali is roughly 94% more expensive than Cam Pha, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Cam Pha is 45% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$1.87 ₫49.2K

90.91%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$26.64 ₫698.9K

22.30%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$4.31 ₫113.0K

17.63%

Cappuccino

$2.83 Rp 49.0K

$1.78 ₫46.8K

58.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.45 ₫11.9K

197.78%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.27 ₫7,162

155.56%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$0.92 ₫24.0K

225.00%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$1.88 ₫49.3K

104.79%

Milk (1 liter)

$1.74 Rp 30.2K

$1.44 ₫37.7K

20.83%

White Bread (500g)

$2.54 Rp 44.0K

$0.91 ₫24.0K

179.12%

Rice (white) (1kg)

$1.19 Rp 20.6K

$0.91 ₫23.8K

30.77%

Eggs

$2.43 Rp 42.0K

$1.56 ₫40.8K

55.77%

Local Cheese (1kg)

$14.66 Rp 254.1K

$8.91 ₫233.9K

64.53%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$3.88 ₫101.8K

7.73%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$9.70 ₫254.6K

23.09%

Apples (1kg)

$3.69 Rp 63.9K

$3.37 ₫88.4K

9.50%

Banana (1kg)

$1.61 Rp 27.8K

$1.01 ₫26.5K

59.41%

Oranges (1kg)

$2.69 Rp 46.5K

$1.65 ₫43.4K

63.03%

Tomato (1kg)

$2.33 Rp 40.4K

$1.12 ₫29.3K

108.04%

Potato (1kg)

$1.91 Rp 33.0K

$1.04 ₫27.2K

83.65%

Onion (1kg)

$2.19 Rp 37.9K

$1.05 ₫27.7K

108.57%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.53 ₫13.9K

100.00%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.56 ₫14.7K

28.57%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$1.33 ₫34.9K

135.34%

Wine (Bottle)

$23.49 Rp 407.1K

$14.19 ₫372.3K

65.54%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$0.96 ₫25.2K

185.42%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$1.74 ₫45.6K

65.52%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.32 ₫8,272

-9.38%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$6.69 ₫175.6K

22.12%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.73 ₫19.2K

-38.36%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.57 ₫15.0K

-26.32%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$1.61 ₫42.2K

282.61%

Gasoline (1 liter)

$0.84 Rp 14.6K

$0.85 ₫22.2K

-1.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$38.5K ₫1.0B

-31.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$32.3K ₫847.7M

0.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$78.2 ₫2.1M

0.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$5.19 ₫136.2K

-23.89%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$8.54 ₫224.0K

185.71%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$21.15 ₫554.9K

356.45%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$7.73 ₫202.9K

-17.85%

Cinema Ticket

$4.04 Rp 70.0K

$3.88 ₫101.8K

4.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$261 ₫6.8M

15.91%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$11.6K ₫304.4M

-43.77%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$44.87 ₫1.2M

19.99%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$23.32 ₫611.9K

62.86%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$87.3 ₫2.3M

-0.57%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$73.4 ₫1.9M

7.47%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$355 ₫9.3M

185.40%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$252 ₫6.6M

167.34%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$670 ₫17.6M

405.66%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$460 ₫12.1M

356.31%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$2,917 ₫76.5M

2.31%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$1,298 ₫34.1M

80.16%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.1

45.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Cam Pha: April 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $355 in Cam Pha. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $27.00 in Cam Pha for a mid-range dinner for two. Groceries echo the gap at $298 vs $194 per month, with Cam Pha cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cam Pha: Cost of Living - Frequently Asked Questions

Cam Pha wins on cost – living expenses run 94% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Cam Pha the obvious pick if budget is a priority.

You'd need roughly $2,158 in Ubud, Bali and $1,111 in Cam Pha to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,012 in Ubud, Bali versus $355 in Cam Pha. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Cam Pha runs roughly 22% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $303 in Ubud, Bali versus $261 in Cam Pha. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $741 in Cam Pha versus $1,438 in Ubud, Bali, a $1,000 budget is realistic in Cam Pha but tight or insufficient in Ubud, Bali. The gap between the two cities makes Cam Pha the clear choice for anyone on this budget.

Both work as nomad bases, but Cam Pha delivers better value – similar infrastructure at $741 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Cam Pha hard to pass up.

Safety-wise, Ubud, Bali and Cam Pha are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cam Pha gentler on the wallet – expenses run 94% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.