Cost of Living Comparison Between Ubud, Bali and Bugojno Cost of Living Comparison Between Ubud, Bali and Bugojno

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $936 in Bugojno, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $1,375 in Bugojno, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $1,813 in Bugojno, rent included.

Ubud, Bali costs about 47% more than Bugojno, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Bugojno is 32% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$5.28 BAM 8.89

-36.93%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$29.55 BAM 49.79

21.22%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$6.05 BAM 10.19

-6.94%

Cappuccino

$2.82 Rp 49.7K

$1.94 BAM 3.27

45.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$1.84 BAM 3.10

-4.89%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$1.25 BAM 2.10

-36.00%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$2.60 BAM 4.38

16.92%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$2.17 BAM 3.65

98.16%

Milk (1 liter)

$1.61 Rp 28.3K

$1.19 BAM 2.01

35.29%

White Bread (500g)

$2.27 Rp 39.9K

$0.93 BAM 1.56

144.09%

Rice (white) (1kg)

$1.17 Rp 20.6K

$2.07 BAM 3.49

-43.48%

Eggs

$2.17 Rp 38.2K

$2.75 BAM 4.63

-21.09%

Local Cheese (1kg)

$17.63 Rp 310.5K

$8.09 BAM 13.63

117.92%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$7.49 BAM 12.62

-45.93%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$11.04 BAM 18.61

10.33%

Apples (1kg)

$3.62 Rp 63.7K

$1.18 BAM 1.99

206.78%

Banana (1kg)

$1.64 Rp 28.8K

$1.73 BAM 2.91

-5.20%

Oranges (1kg)

$2.31 Rp 40.6K

$1.42 BAM 2.38

62.68%

Tomato (1kg)

$1.96 Rp 34.5K

$1.24 BAM 2.09

58.06%

Potato (1kg)

$1.84 Rp 32.5K

$1.03 BAM 1.74

78.64%

Onion (1kg)

$2.37 Rp 41.7K

$1.07 BAM 1.80

121.50%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.79 BAM 1.33

32.91%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.73 BAM 1.23

-26.03%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$3.89 BAM 6.55

-40.87%

Wine (Bottle)

$23.08 Rp 406.4K

$4.23 BAM 7.13

445.63%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$0.76 BAM 1.29

207.89%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$0.96 BAM 1.63

219.79%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$1.35 BAM 2.28

-81.48%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$0.93 BAM 1.57

-47.31%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.61 BAM 1.03

-22.95%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$5.91 BAM 9.96

-5.25%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.58 BAM 2.67

-48.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$31.0K BAM 52.3K

-19.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$22.5K BAM 37.9K

38.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$137 BAM 231

-39.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$18.50 BAM 31.17

-64.92%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$27.55 BAM 46.42

-31.80%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$33.87 BAM 57.1

63.09%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

$5.94 BAM 10.01

-27.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$203 BAM 341

143.95%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$2,329 BAM 3,924

154.06%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$60.3 BAM 102

-23.22%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$33.47 BAM 56.4

8.87%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$87.7 BAM 148

-8.01%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$84.4 BAM 142

-6.59%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$355 BAM 598

214.15%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$265 BAM 446

161.74%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$531 BAM 895

585.29%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$378 BAM 636

353.50%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$2,506 BAM 4,222

10.17%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$1,851 BAM 3,120

23.84%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$615 BAM 1,036

-72.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.33

218.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Bugojno: September 6, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $355 in Bugojno. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 268% higher in Bugojno, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $30.00 in Bugojno. Monthly groceries follow the same trend: $294 vs $195 – making Bugojno the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bugojno: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 47% more than Bugojno, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $1,404 in Bugojno. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bugojno, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,378 in Ubud, Bali and $936 in Bugojno. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $494 per month in Ubud, Bali and $203 in Bugojno. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Bugojno, where all-in costs run around $936, than in Ubud, Bali at $1,378. In Bugojno it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Bugojno costs $936 versus $1,378 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bugojno. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.