Cost of Living Comparison Between Ubud, Bali and Bugojno Cost of Living Comparison Between Ubud, Bali and Bugojno

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,047 in Bugojno, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,596 in Bugojno, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $2,144 in Bugojno, rent included.

Ubud, Bali costs about 34% more than Bugojno, driven mainly by Sport & Entertainment.

Ubud, Bali sits 5% above the global median, while Bugojno is 22% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$7.27 BAM 12.43

-52.54%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$35.14 BAM 60.1

-7.97%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$8.95 BAM 15.31

-45.92%

Cappuccino

$2.75 Rp 49.3K

$2.06 BAM 3.52

33.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$2.07 BAM 3.54

-33.33%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.34 BAM 2.29

-44.03%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$2.63 BAM 4.50

13.69%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$2.35 BAM 4.02

63.83%

Milk (1 liter)

$1.74 Rp 31.1K

$1.42 BAM 2.43

22.54%

White Bread (500g)

$2.46 Rp 44.1K

$1.27 BAM 2.17

93.70%

Rice (white) (1kg)

$1.17 Rp 21.0K

$2.15 BAM 3.68

-45.58%

Eggs

$2.43 Rp 43.6K

$3.20 BAM 5.48

-24.06%

Local Cheese (1kg)

$14.50 Rp 260.2K

$10.37 BAM 17.74

39.83%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$8.58 BAM 14.67

-49.30%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$13.20 BAM 22.57

-9.24%

Apples (1kg)

$3.72 Rp 66.7K

$1.49 BAM 2.56

149.66%

Banana (1kg)

$1.63 Rp 29.2K

$1.78 BAM 3.05

-8.43%

Oranges (1kg)

$2.74 Rp 49.2K

$1.98 BAM 3.39

38.38%

Tomato (1kg)

$2.24 Rp 40.2K

$2.32 BAM 3.97

-3.45%

Potato (1kg)

$1.92 Rp 34.4K

$1.13 BAM 1.93

69.91%

Onion (1kg)

$2.28 Rp 40.8K

$1.20 BAM 2.06

90.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.23 BAM 2.10

-13.82%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.80 BAM 1.37

-10.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$3.76 BAM 6.42

-12.50%

Wine (Bottle)

$23.19 Rp 416.1K

$4.16 BAM 7.12

457.45%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$1.09 BAM 1.87

155.05%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$1.27 BAM 2.17

114.96%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$1.77 BAM 3.02

-84.75%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$35.06 BAM 60.0

-76.87%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$0.92 BAM 1.58

-47.83%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$0.67 BAM 1.14

-37.31%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$8.99 BAM 15.37

-30.81%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.51 BAM 2.59

-46.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$26.0K BAM 44.5K

2.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$26.2K BAM 44.8K

22.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$195 BAM 334

-59.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$18.86 BAM 32.26

-78.42%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$33.25 BAM 56.9

-26.83%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$29.34 BAM 50.2

236.09%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$11.01 BAM 18.83

-42.42%

Cinema Ticket

$3.99 Rp 71.5K

$7.06 BAM 12.07

-43.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$255 BAM 437

19.49%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$3,429 BAM 5,865

93.69%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$90.3 BAM 154

-40.05%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$36.65 BAM 62.7

3.17%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$111 BAM 190

-21.89%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$103 BAM 176

-25.87%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$260 BAM 445

281.28%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$168 BAM 287

300.58%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$362 BAM 619

831.80%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$313 BAM 535

555.60%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$2,502 BAM 4,279

12.10%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$1,796 BAM 3,072

23.99%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$606 BAM 1,036

-72.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.8

249.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Bugojno: July 12, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $260 in Bugojno. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 263% higher in Bugojno, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $35.00 in Bugojno. Groceries tell a different story – $297 in Ubud, Bali vs $236 in Bugojno – so Bugojno wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bugojno: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 34% more than Bugojno, with the gap driven mainly by Sport & Entertainment. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,571 in Bugojno. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bugojno, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $1,047 in Bugojno. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 332% less in Bugojno. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Bugojno, where all-in costs run around $1,047, than in Ubud, Bali at $1,408. In Bugojno it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Bugojno costs $1,047 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bugojno. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.