Cost of Living Comparison Between Ubud, Bali and Bugojno Cost of Living Comparison Between Ubud, Bali and Bugojno

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $1,056 in Bugojno, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,607 in Bugojno, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $2,159 in Bugojno, rent included.

Ubud, Bali costs about 34% more than Bugojno, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Bugojno is 21% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$7.05 BAM 11.88

-49.50%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$35.26 BAM 59.4

-7.18%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$8.63 BAM 14.55

-42.64%

Cappuccino

$2.71 Rp 48.6K

$2.15 BAM 3.63

26.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$2.09 BAM 3.53

-35.89%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$1.37 BAM 2.30

-48.91%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$2.59 BAM 4.36

12.74%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$2.33 BAM 3.93

69.96%

Milk (1 liter)

$1.81 Rp 32.4K

$1.38 BAM 2.32

31.16%

White Bread (500g)

$2.52 Rp 45.1K

$1.22 BAM 2.05

106.56%

Rice (white) (1kg)

$1.16 Rp 20.8K

$2.12 BAM 3.58

-45.28%

Eggs

$2.46 Rp 44.1K

$3.17 BAM 5.34

-22.40%

Local Cheese (1kg)

$14.71 Rp 263.7K

$10.45 BAM 17.60

40.77%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$8.52 BAM 14.36

-49.30%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$13.26 BAM 22.34

-8.45%

Apples (1kg)

$3.84 Rp 68.8K

$1.49 BAM 2.51

157.72%

Banana (1kg)

$1.56 Rp 27.9K

$1.79 BAM 3.02

-12.85%

Oranges (1kg)

$2.83 Rp 50.8K

$2.01 BAM 3.39

40.80%

Tomato (1kg)

$2.33 Rp 41.7K

$2.40 BAM 4.04

-2.92%

Potato (1kg)

$1.91 Rp 34.3K

$1.13 BAM 1.91

69.03%

Onion (1kg)

$2.20 Rp 39.5K

$1.21 BAM 2.03

81.82%

Lettuce (1 head)

$1.01 Rp 18.2K

$1.22 BAM 2.06

-17.21%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.78 BAM 1.32

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$3.69 BAM 6.21

-10.03%

Wine (Bottle)

$23.74 Rp 425.5K

$4.22 BAM 7.11

462.56%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$1.04 BAM 1.76

168.27%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$1.26 BAM 2.12

126.98%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$1.85 BAM 3.12

-85.41%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$35.01 BAM 59.0

-77.06%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$0.85 BAM 1.43

-45.88%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.73 BAM 1.23

-38.36%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$9.05 BAM 15.25

-32.60%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.52 BAM 2.55

-48.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$26.5K BAM 44.7K

-1.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$26.4K BAM 44.5K

21.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$199 BAM 335

-59.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$18.58 BAM 31.30

-78.15%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$33.62 BAM 56.7

-30.04%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$29.54 BAM 49.76

234.12%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$11.13 BAM 18.75

-40.43%

Cinema Ticket

$4.15 Rp 74.3K

$7.28 BAM 12.27

-42.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$258 BAM 434

18.00%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$3,398 BAM 5,726

94.59%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$92.2 BAM 155

-39.74%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$36.64 BAM 61.7

4.56%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$108 BAM 181

-17.62%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$103 BAM 173

-24.15%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$259 BAM 437

288.28%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$168 BAM 283

302.51%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$362 BAM 610

850.26%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$312 BAM 526

552.68%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$2,595 BAM 4,372

9.50%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$1,811 BAM 3,052

24.98%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$624 BAM 1,052

-73.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.8

249.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Bugojno: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $259 in Bugojno. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 278% higher in Bugojno, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $35.00 in Bugojno. Groceries tell a different story – $302 in Ubud, Bali vs $235 in Bugojno – so Bugojno wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bugojno: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 34% more than Bugojno, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,585 in Bugojno. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bugojno, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,419 in Ubud, Bali and $1,056 in Bugojno. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 336% less in Bugojno. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Bugojno, where all-in costs run around $1,056, than in Ubud, Bali at $1,419. In Bugojno it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Bugojno costs $1,056 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bugojno. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.