Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Bugojno

For one person, living is cheaper in Bugojno: $892 a month against $1,349 in Ubud, Bali, rent and utilities included – about $5,500 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
42

Cost of Living Index in Bugojno
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Bugojno Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Bugojno

🇧🇦 Bosnia and Herzegovina

$892

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Bugojno

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Bugojno actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $892 in Bugojno, rent included.

Ubud, Bali $1,349
Bugojno $892

A couple spends around $2,305 per month in Ubud, Bali vs $1,295 in Bugojno, rent included.

Ubud, Bali $2,305
Bugojno $1,295

A family of three spends $3,261 per month in Ubud, Bali vs $1,698 in Bugojno, rent included.

Ubud, Bali $3,261
Bugojno $1,698

Ubud, Bali costs about 51% more than Bugojno, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$5.18 BAM 9.10

-35.91%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$30.93 BAM 54.3

15.23%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$5.67 BAM 9.95

-2.47%

Cappuccino

$2.72 Rp 49.4K

$1.81 BAM 3.17

50.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.95 BAM 3.43

-12.82%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.19 BAM 2.09

-36.13%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.57 BAM 4.51

3.11%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$2.14 BAM 3.75

104.67%

Milk (1 liter)

$1.49 Rp 27.1K

$1.11 BAM 1.95

34.23%

White Bread (500g)

$2.28 Rp 41.4K

$0.94 BAM 1.66

142.55%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.08 BAM 3.64

-42.79%

Eggs

$2.04 Rp 37.0K

$2.62 BAM 4.60

-22.14%

Local Cheese (1kg)

$17.70 Rp 321.7K

$7.86 BAM 13.80

125.19%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$7.16 BAM 12.58

-44.69%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$10.39 BAM 18.25

17.32%

Apples (1kg)

$3.66 Rp 66.4K

$1.14 BAM 2.01

221.05%

Banana (1kg)

$1.52 Rp 27.6K

$1.59 BAM 2.78

-4.40%

Oranges (1kg)

$2.23 Rp 40.5K

$1.40 BAM 2.46

59.29%

Tomato (1kg)

$1.97 Rp 35.9K

$1.20 BAM 2.11

64.17%

Potato (1kg)

$1.85 Rp 33.6K

$1.03 BAM 1.81

79.61%

Onion (1kg)

$2.42 Rp 44.1K

$1.02 BAM 1.79

137.25%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.77 BAM 1.36

28.57%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.67 BAM 1.18

-23.88%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$3.76 BAM 6.59

-40.96%

Wine (Bottle)

$22.24 Rp 404.2K

$3.97 BAM 6.96

460.20%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$0.73 BAM 1.28

209.59%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$0.89 BAM 1.56

233.71%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$1.25 BAM 2.19

-80.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$0.83 BAM 1.45

-46.99%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$0.55 BAM 0.96

-21.82%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$5.76 BAM 10.11

-6.08%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.54 BAM 2.71

-46.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$29.2K BAM 51.3K

-18.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$20.8K BAM 36.5K

52.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$132 BAM 232

-40.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$17.87 BAM 31.38

-63.91%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$26.46 BAM 46.47

-29.78%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$31.77 BAM 55.8

55.74%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$11.58 BAM 20.34

52.42%

Cinema Ticket

$4.27 Rp 77.7K

$7.06 BAM 12.40

-39.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$199 BAM 349

146.78%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$2,309 BAM 4,054

145.77%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$58.8 BAM 103

-24.12%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$33.21 BAM 58.3

5.24%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$84.2 BAM 148

-5.11%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$81.5 BAM 143

-2.49%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$352 BAM 619

219.22%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$249 BAM 437

169.91%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$479 BAM 841

644.58%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$313 BAM 550

450.10%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,283 BAM 4,008

19.68%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,636 BAM 2,873

39.63%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$605 BAM 1,063

-72.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.33

218.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Bugojno: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Bugojno

$249 27.9% 63% $423

Groceries & Markets

Ubud, Bali

$288 21.4%

Bugojno

$186 20.9% 35.4% $102

Eating Out

Ubud, Bali

$108 8%

Bugojno

$110 12.3% 2% $2.1

Clothing & Footwear

Ubud, Bali

$108 8%

Bugojno

$116 13% 7.9% $8.4

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Bugojno

$177 19.8% 69.7% $73

Sport & Entertainment

Ubud, Bali

$58 4.3%

Bugojno

$46 5.2% 20.9% $12

Getting Around

Ubud, Bali

$11 0.9%

Bugojno

$8.5 * 1% 25.2% $2.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $352 in Bugojno. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Bugojno are about 3.7 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $31 in Bugojno. Monthly groceries follow the same trend: $288 vs $186 – making Bugojno the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇧🇦 Bugojno

🕒 Local time

04:29 4:29 AM

21:29 9:29 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

15,555

💱 Currency

Indonesian Rupiah IDR Rp

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 BAM = 0.569 USD

1 BAM = 0.512 EUR

Exchange rates and currency converter

BAM, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Bosnia and Herzegovina Convertible Mark exchange rates as of October 28, 2026: 1 USD = 1.76 BAM (1 BAM = 0.569 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Bugojno 11,290 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Bugojno

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bugojno: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 51% more than Bugojno, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,338 in Bugojno. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bugojno, especially for central apartments: a one-bedroom in the center costs $352 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $892 in Bugojno. That makes Bugojno about 34% cheaper.

Kindergarten costs $491 per month in Ubud, Bali and $199 in Bugojno. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$800 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $892 in Bugojno. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Bugojno – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.