Last update: Oct 2026

Cost of Living Comparison Between Bugojno and Ubud, Bali

For one person, living is cheaper in Bugojno: $892 a month against $1,349 in Ubud, Bali, rent and utilities included – about $5,500 less a year. Rent and utilities account for most of the difference.

42

Cost of Living Index in Bugojno
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Bugojno Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Bugojno

🇧🇦 Bosnia and Herzegovina

$892

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Bugojno and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bugojno and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $892 per month in Bugojno vs $1,349 in Ubud, Bali, rent included.

Bugojno $892
Ubud, Bali $1,349

A couple spends around $1,295 per month in Bugojno vs $2,305 in Ubud, Bali, rent included.

Bugojno $1,295
Ubud, Bali $2,305

A family of three spends $1,698 per month in Bugojno vs $3,261 in Ubud, Bali, rent included.

Bugojno $1,698
Ubud, Bali $3,261

Bugojno is about 34% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$5.18 BAM 9.10

$3.32 Rp 60.4K

56.02%

Three-Course Dinner for Two, Mid-Range

$30.93 BAM 54.3

$35.64 Rp 647.8K

-13.22%

Fast Food Meal (McDonalds, etc)

$5.67 BAM 9.95

$5.53 Rp 100.6K

2.53%

Cappuccino

$1.81 BAM 3.17

$2.72 Rp 49.4K

-33.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.95 BAM 3.43

$1.70 Rp 30.9K

14.71%

Water (0.33 liter bottle)

$1.19 BAM 2.09

$0.76 Rp 13.8K

56.58%

Local Beer (0.5 liter draught)

$2.57 BAM 4.51

$2.65 Rp 48.2K

-3.02%

Imported Beer (0.33 liter bottle)

$2.14 BAM 3.75

$4.38 Rp 79.6K

-51.14%

Milk (1 liter)

$1.11 BAM 1.95

$1.49 Rp 27.1K

-25.50%

White Bread (500g)

$0.94 BAM 1.66

$2.28 Rp 41.4K

-58.77%

Rice (white) (1kg)

$2.08 BAM 3.64

$1.19 Rp 21.6K

74.79%

Eggs

$2.62 BAM 4.60

$2.04 Rp 37.0K

28.43%

Local Cheese (1kg)

$7.86 BAM 13.80

$17.70 Rp 321.7K

-55.59%

Chicken Fillets (1kg)

$7.16 BAM 12.58

$3.96 Rp 72.0K

80.81%

Beef Round Steak (1kg)

$10.39 BAM 18.25

$12.19 Rp 221.6K

-14.77%

Apples (1kg)

$1.14 BAM 2.01

$3.66 Rp 66.4K

-68.85%

Banana (1kg)

$1.59 BAM 2.78

$1.52 Rp 27.6K

4.61%

Oranges (1kg)

$1.40 BAM 2.46

$2.23 Rp 40.5K

-37.22%

Tomato (1kg)

$1.20 BAM 2.11

$1.97 Rp 35.9K

-39.09%

Potato (1kg)

$1.03 BAM 1.81

$1.85 Rp 33.6K

-44.32%

Onion (1kg)

$1.02 BAM 1.79

$2.42 Rp 44.1K

-57.85%

Lettuce (1 head)

$0.77 BAM 1.36

$0.99 Rp 18.0K

-22.22%

Water (1.5 liter bottle)

$0.67 BAM 1.18

$0.51 Rp 9,332

31.37%

Cigarettes 20 Pack (Marlboro, Camel)

$3.76 BAM 6.59

$2.22 Rp 40.4K

69.37%

Wine (Bottle)

$3.97 BAM 6.96

$22.24 Rp 404.2K

-82.15%

Local Beer (0.5 liter bottle)

$0.73 BAM 1.28

$2.26 Rp 41.1K

-67.70%

Imported Beer (0.33 liter bottle)

$0.89 BAM 1.56

$2.97 Rp 54.0K

-70.03%

One-way Ticket (Public Transport)

$1.25 BAM 2.19

$0.25 Rp 4,562

400.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.83 BAM 1.45

$0.44 Rp 7,989

88.64%

Taxi (Normal Tariff) (1km)

$0.55 BAM 0.96

$0.43 Rp 7,817

27.91%

Taxi 1hour Waiting (Normal Tariff)

$5.76 BAM 10.11

$5.41 Rp 98.3K

6.47%

Gasoline (1 liter)

$1.54 BAM 2.71

$0.82 Rp 15.0K

87.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.2K BAM 51.3K

$23.8K Rp 433.3M

22.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.8K BAM 36.5K

$31.7K Rp 577.0M

-34.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$132 BAM 232

$79.1 Rp 1.4M

67.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.87 BAM 31.38

$6.45 Rp 117.2K

177.05%

Internet (50+ Mbps, Unlimited Data)

$26.46 BAM 46.47

$18.58 Rp 337.7K

42.41%

Gym Membership (Monthly)

$31.77 BAM 55.8

$49.48 Rp 899.4K

-35.79%

Tennis Court (1 Hour on Weekend)

$11.58 BAM 20.34

$17.65 Rp 320.8K

-34.39%

Cinema Ticket

$7.06 BAM 12.40

$4.27 Rp 77.7K

65.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$199 BAM 349

$491 Rp 8.9M

-59.48%

International Primary School, 1 Child (Yearly)

$2,309 BAM 4,054

$5,674 Rp 103.1M

-59.31%

Jeans (Levis 501 Or Similar)

$58.8 BAM 103

$44.64 Rp 811.4K

31.79%

Summer Dress (H&M, Zara, etc)

$33.21 BAM 58.3

$34.95 Rp 635.3K

-4.98%

Sport Shoes (Adidas, Nike)

$84.2 BAM 148

$79.9 Rp 1.5M

5.38%

Men's Leather Business Shoes

$81.5 BAM 143

$79.4 Rp 1.4M

2.56%

1-bedroom Apartment, City Center (Monthly)

$352 BAM 619

$1,125 Rp 20.4M

-68.67%

1-bedroom Apartment, Outside City Center (Monthly)

$249 BAM 437

$671 Rp 12.2M

-62.95%

3-bedroom Apartment, City Center (Monthly)

$479 BAM 841

$3,565 Rp 64.8M

-86.57%

3-bedroom Apartment, Outside City Center (Monthly)

$313 BAM 550

$1,723 Rp 31.3M

-81.82%

Buy Apartment in City Center (m2)

$2,283 BAM 4,008

$2,732 Rp 49.6M

-16.44%

Buy Apartment Outside City Center (m2)

$1,636 BAM 2,873

$2,284 Rp 41.5M

-28.38%

Average Monthly Net Salary (After Tax)

$605 BAM 1,063

$164 Rp 3.0M

269.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.33

13.78

-68.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bugojno: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bugojno

$249 27.9%

Ubud, Bali

$672 49.8% 170% $423

Groceries & Markets

Bugojno

$186 20.9%

Ubud, Bali

$288 21.4% 54.8% $102

Monthly Utilities & Internet

Bugojno

$177 19.8%

Ubud, Bali

$104 7.7% 41.1% $73

Clothing & Footwear

Bugojno

$116 13%

Ubud, Bali

$108 8% 7.3% $8.4

Eating Out

Bugojno

$110 12.3%

Ubud, Bali

$108 8% 1.9% $2.1

Sport & Entertainment

Bugojno

$46 5.2%

Ubud, Bali

$58 4.3% 26.5% $12

Getting Around

Bugojno

$8.5 * 1%

Ubud, Bali

$11 0.9% 33.7% $2.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $352 in Bugojno versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Bugojno are about 3.7 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $31 in Bugojno versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $186 vs $288 – making Bugojno the more affordable choice for daily food spending.

Good to know

🇧🇦 Bugojno

🇮🇩 Ubud, Bali

🕒 Local time

19:41 7:41 PM

02:41 2:41 AM

7 h ahead of Bugojno

🌤 Weather

👥 Population

15,555

74,800

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BAM = 0.569 USD

1 BAM = 0.512 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 28, 2026: 1 USD = 1.76 BAM (1 BAM = 0.569 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to BAM in detail →

On the map

Lowest

Highest

Between locations

Bugojno Ubud, Bali 11,290 km ≈ 15 h nonstop flight

From you

Bugojno
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bugojno vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 51% more than Bugojno, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,338 per month in Bugojno and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bugojno, especially for central apartments: a one-bedroom in the center costs $352 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $892 in Bugojno and $1,349 in Ubud, Bali. That’s a gap of about 51%.

Kindergarten costs $199 per month in Bugojno and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$800 is a stretch for both – monthly costs hit $892 in Bugojno and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Bugojno – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.