Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Buff Bay

For one person, living is cheaper in Buff Bay: $970 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,500 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
47

Cost of Living Index in Buff Bay
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Buff Bay Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Buff Bay

🇯🇲 Jamaica

$970

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Buff Bay

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Buff Bay actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $970 in Buff Bay, rent included.

Ubud, Bali $1,349
Buff Bay $970

A couple spends around $2,305 per month in Ubud, Bali vs $1,614 in Buff Bay, rent included.

Ubud, Bali $2,305
Buff Bay $1,614

A family of three spends $3,261 per month in Ubud, Bali vs $2,259 in Buff Bay, rent included.

Ubud, Bali $3,261
Buff Bay $2,259

Ubud, Bali costs about 39% more than Buff Bay, and outside of rent the biggest gap is in leisure.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$10.80 JMD 1,706

-69.26%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$76.9 JMD 12.2K

-53.67%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$4.94 JMD 780

11.94%

Cappuccino

$2.72 Rp 49.3K

$5.20 JMD 822

-47.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.75 JMD 118

126.67%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.61 JMD 96.1

24.59%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$1.86 JMD 294

42.47%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$3.07 JMD 485

42.67%

Milk (1 liter)

$1.49 Rp 27.1K

$4.15 JMD 656

-64.10%

White Bread (500g)

$2.28 Rp 41.3K

$3.68 JMD 581

-38.04%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.64 JMD 259

-27.44%

Eggs

$2.04 Rp 36.9K

$3.52 JMD 555

-42.05%

Local Cheese (1kg)

$17.70 Rp 321.2K

$11.26 JMD 1,779

57.19%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$6.32 JMD 998

-37.34%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$10.25 JMD 1,620

18.93%

Apples (1kg)

$3.66 Rp 66.3K

$5.94 JMD 938

-38.38%

Banana (1kg)

$1.52 Rp 27.5K

$3.97 JMD 627

-61.71%

Oranges (1kg)

$2.23 Rp 40.4K

$7.56 JMD 1,194

-70.50%

Tomato (1kg)

$1.97 Rp 35.8K

$3.08 JMD 487

-36.04%

Potato (1kg)

$1.85 Rp 33.5K

$3.22 JMD 509

-42.55%

Onion (1kg)

$2.42 Rp 44.0K

$2.68 JMD 423

-9.70%

Lettuce (1 head)

$0.99 Rp 18.0K

$3.02 JMD 478

-67.22%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$1.45 JMD 229

-64.83%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$9.65 JMD 1,524

-76.99%

Wine (Bottle)

$22.24 Rp 403.6K

$11.17 JMD 1,764

99.10%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.91 JMD 460

-22.34%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$4.05 JMD 640

-26.67%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$1.25 JMD 197

-64.80%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$3.13 JMD 494

-86.26%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$6.21 JMD 980

-12.88%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.40 JMD 221

-41.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$44.4K JMD 7.0M

-46.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$32.8K JMD 5.2M

-3.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$169 JMD 26.7K

-53.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$29.75 JMD 4,700

-78.32%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$52.2 JMD 8,246

-64.41%

Gym Membership (Monthly)

$49.48 Rp 897.9K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

Cinema Ticket

$4.27 Rp 77.6K

$13.39 JMD 2,116

-68.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$362 JMD 57.2K

35.37%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$8,327 JMD 1.3M

-31.86%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$24.09 JMD 3,805

85.31%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$31.87 JMD 5,036

9.66%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$77.2 JMD 12.2K

3.44%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$104 JMD 16.5K

-23.88%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.45

45.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Buff Bay: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Buff Bay

- * 0% 100%

Groceries & Markets

Ubud, Bali

$288 21.4%

Buff Bay

$384 39.6% 33% $95

Eating Out

Ubud, Bali

$108 8%

Buff Bay

$185 19% 71.4% $77

Clothing & Footwear

Ubud, Bali

$108 8%

Buff Bay

$107 11% 0.6% $0.6

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Buff Bay

$251 25.9% 141% $147

Sport & Entertainment

Ubud, Bali

$58 4.3%

Buff Bay

$27 * 2.8% 53.8% $31

Getting Around

Ubud, Bali

$11 0.9%

Buff Bay

$17 * 1.7% 47.9% $5.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $36 in Ubud, Bali versus $77 in Buff Bay. Monthly groceries follow the same trend: $288 vs $384 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇯🇲 Buff Bay

🕒 Local time

21:08 9:08 PM

08:08 8:08 AM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

2,757

💱 Currency

Indonesian Rupiah IDR Rp

Jamaican Dollar JMD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1,000 JMD = 6.33 USD

1,000 JMD = 5.67 EUR

Exchange rates and currency converter

JMD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

Jamaican Dollar exchange rates as of November 2, 2026: 1 USD = 158 JMD (1,000 JMD = 6.33 USD). 1 EUR = 176 JMD (1,000 JMD = 5.67 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Buff Bay 18,330 km ≈ 23 h nonstop flight

From you

Ubud, Bali
Buff Bay

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Buff Bay: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $970 in Buff Bay – Buff Bay comes out roughly 28% cheaper. Outside of rent, the biggest gap is in leisure.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,455 in Buff Bay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $970 in Buff Bay. That makes Buff Bay about 28% cheaper.

Kindergarten costs $491 per month in Ubud, Bali and $362 in Buff Bay. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,200 monthly budget goes further in Buff Bay, where all-in costs run around $970, than in Ubud, Bali at $1,349. In Buff Bay it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $970 in Buff Bay to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.