Last update: Oct 2026

Cost of Living Comparison Between Buff Bay and Ubud, Bali

For one person, living is cheaper in Buff Bay: $970 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,500 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

47

Cost of Living Index in Buff Bay
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Buff Bay Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Buff Bay

🇯🇲 Jamaica

$970

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Buff Bay and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Buff Bay and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $970 per month in Buff Bay vs $1,349 in Ubud, Bali, rent included.

Buff Bay $970
Ubud, Bali $1,349

A couple spends around $1,614 per month in Buff Bay vs $2,305 in Ubud, Bali, rent included.

Buff Bay $1,614
Ubud, Bali $2,305

A family of three spends $2,259 per month in Buff Bay vs $3,261 in Ubud, Bali, rent included.

Buff Bay $2,259
Ubud, Bali $3,261

Buff Bay is about 28% cheaper than Ubud, Bali, and outside of rent the biggest gap is in leisure.

Meal at Budget Restaurant

$10.80 JMD 1,706

$3.32 Rp 60.3K

225.30%

Three-Course Dinner for Two, Mid-Range

$76.9 JMD 12.2K

$35.64 Rp 646.5K

115.85%

Fast Food Meal (McDonalds, etc)

$4.94 JMD 780

$5.53 Rp 100.4K

-10.67%

Cappuccino

$5.20 JMD 822

$2.72 Rp 49.3K

91.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.75 JMD 118

$1.70 Rp 30.9K

-55.88%

Water (0.33 liter bottle)

$0.61 JMD 96.1

$0.76 Rp 13.8K

-19.74%

Local Beer (0.5 liter draught)

$1.86 JMD 294

$2.65 Rp 48.1K

-29.81%

Imported Beer (0.33 liter bottle)

$3.07 JMD 485

$4.38 Rp 79.5K

-29.91%

Milk (1 liter)

$4.15 JMD 656

$1.49 Rp 27.0K

178.52%

White Bread (500g)

$3.68 JMD 581

$2.28 Rp 41.3K

61.40%

Rice (white) (1kg)

$1.64 JMD 259

$1.19 Rp 21.6K

37.82%

Eggs

$3.52 JMD 555

$2.04 Rp 36.9K

72.55%

Local Cheese (1kg)

$11.26 JMD 1,779

$17.70 Rp 321.1K

-36.38%

Chicken Fillets (1kg)

$6.32 JMD 998

$3.96 Rp 71.9K

59.60%

Beef Round Steak (1kg)

$10.25 JMD 1,620

$12.19 Rp 221.1K

-15.91%

Apples (1kg)

$5.94 JMD 938

$3.66 Rp 66.3K

62.30%

Banana (1kg)

$3.97 JMD 627

$1.52 Rp 27.5K

161.18%

Oranges (1kg)

$7.56 JMD 1,194

$2.23 Rp 40.4K

239.01%

Tomato (1kg)

$3.08 JMD 487

$1.97 Rp 35.8K

56.35%

Potato (1kg)

$3.22 JMD 509

$1.85 Rp 33.5K

74.05%

Onion (1kg)

$2.68 JMD 423

$2.42 Rp 44.0K

10.74%

Lettuce (1 head)

$3.02 JMD 478

$0.99 Rp 18.0K

205.05%

Water (1.5 liter bottle)

$1.45 JMD 229

$0.51 Rp 9,313

184.31%

Cigarettes 20 Pack (Marlboro, Camel)

$9.65 JMD 1,524

$2.22 Rp 40.3K

334.68%

Wine (Bottle)

$11.17 JMD 1,764

$22.24 Rp 403.4K

-49.78%

Local Beer (0.5 liter bottle)

$2.91 JMD 460

$2.26 Rp 41.0K

28.76%

Imported Beer (0.33 liter bottle)

$4.05 JMD 640

$2.97 Rp 53.9K

36.36%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$1.25 JMD 197

$0.44 Rp 7,972

184.09%

Taxi (Normal Tariff) (1km)

$3.13 JMD 494

$0.43 Rp 7,801

627.91%

Taxi 1hour Waiting (Normal Tariff)

$6.21 JMD 980

$5.41 Rp 98.1K

14.79%

Gasoline (1 liter)

$1.40 JMD 221

$0.82 Rp 15.0K

70.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.4K JMD 7.0M

$23.8K Rp 432.4M

86.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K JMD 5.2M

$31.7K Rp 575.9M

3.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$169 JMD 26.7K

$79.1 Rp 1.4M

113.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.75 JMD 4,700

$6.45 Rp 116.9K

361.24%

Internet (50+ Mbps, Unlimited Data)

$52.2 JMD 8,246

$18.58 Rp 337.0K

180.95%

Gym Membership (Monthly)

$49.48 Rp 897.5K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$13.39 JMD 2,116

$4.27 Rp 77.5K

213.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$362 JMD 57.2K

$491 Rp 8.9M

-26.13%

International Primary School, 1 Child (Yearly)

$8,327 JMD 1.3M

$5,674 Rp 102.9M

46.76%

Jeans (Levis 501 Or Similar)

$24.09 JMD 3,805

$44.64 Rp 809.7K

-46.03%

Summer Dress (H&M, Zara, etc)

$31.87 JMD 5,036

$34.95 Rp 634.0K

-8.81%

Sport Shoes (Adidas, Nike)

$77.2 JMD 12.2K

$79.9 Rp 1.4M

-3.33%

Men's Leather Business Shoes

$104 JMD 16.5K

$79.4 Rp 1.4M

31.36%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

9.45

13.78

-31.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Buff Bay: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Buff Bay

$384 39.6%

Ubud, Bali

$288 21.4% 24.8% $95

Monthly Utilities & Internet

Buff Bay

$251 25.9%

Ubud, Bali

$104 7.7% 58.5% $147

Eating Out

Buff Bay

$185 19%

Ubud, Bali

$108 8% 41.6% $77

Clothing & Footwear

Buff Bay

$107 11%

Ubud, Bali

$108 8% 0.6% $0.6

Sport & Entertainment

Buff Bay

$27 * 2.8%

Ubud, Bali

$58 4.3% 117% $31

Getting Around

Buff Bay

$17 * 1.7%

Ubud, Bali

$11 0.9% 32.4% $5.5

Accommodation & Living

Buff Bay

- * 0%

Ubud, Bali

$672 49.8%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $77 in Buff Bay versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $384 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇯🇲 Buff Bay

🇮🇩 Ubud, Bali

🕒 Local time

07:13 7:13 AM

20:13 8:13 PM

13 h ahead of Buff Bay

🌤 Weather

👥 Population

2,757

74,800

💱 Currency

Jamaican Dollar JMD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 JMD = 6.33 USD

1,000 JMD = 5.67 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to JMD – Jamaican Dollar Converter

🇺🇸 United States Dollar ($)

🇯🇲 Jamaican Dollar ($)

Jamaican Dollar exchange rates as of November 2, 2026: 1 USD = 158 JMD (1,000 JMD = 6.33 USD). 1 EUR = 176 JMD (1,000 JMD = 5.67 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

USD to JMD in detail →

On the map

Lowest

Highest

Between locations

Buff Bay Ubud, Bali 18,330 km ≈ 23 h nonstop flight

From you

Buff Bay
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Buff Bay vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $970 in Buff Bay, $1,349 in Ubud, Bali – Buff Bay comes out roughly 28% cheaper. Outside of rent, the biggest gap is in leisure.

For a comfortable life, plan on about $1,455 per month in Buff Bay and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $970 in Buff Bay and $1,349 in Ubud, Bali. That makes Buff Bay about 28% cheaper.

Kindergarten costs $362 per month in Buff Bay and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,200 monthly budget goes further in Buff Bay, where all-in costs run around $970, than in Ubud, Bali at $1,349. In Buff Bay it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $970 in Buff Bay to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.