Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Budva

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,657 in Budva, rent and utilities included – about $3,700 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
79

Cost of Living Index in Budva
Learn more

Budva Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Budva

🇲🇪 Montenegro

$1,657

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Budva

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Budva actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,657 in Budva, rent included.

Ubud, Bali $1,349
Budva $1,657

A couple spends around $2,305 per month in Ubud, Bali vs $2,645 in Budva, rent included.

Ubud, Bali $2,305
Budva $2,645

A family of three spends $3,261 per month in Ubud, Bali vs $3,632 in Budva, rent included.

Ubud, Bali $3,261
Budva $3,632

Ubud, Bali is about 19% cheaper than Budva, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$15.79 €14.15

-78.97%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$75.8 €67.9

-52.98%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$13.51 €12.11

-59.07%

Cappuccino

$2.72 Rp 49.3K

$3.63 €3.25

-25.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.57 €2.31

-33.85%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.67 €1.49

-54.49%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$4.87 €4.37

-45.59%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$4.36 €3.91

0.46%

Milk (1 liter)

$1.49 Rp 27.0K

$1.28 €1.15

16.41%

White Bread (500g)

$2.28 Rp 41.3K

$1.07 €0.96

113.08%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.07 €1.85

-42.51%

Eggs

$2.04 Rp 36.9K

$3.04 €2.72

-32.89%

Local Cheese (1kg)

$17.70 Rp 321.1K

$8.62 €7.73

105.34%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$9.47 €8.48

-58.18%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$12.19 €10.93

Apples (1kg)

$3.66 Rp 66.3K

$1.33 €1.20

175.19%

Banana (1kg)

$1.52 Rp 27.5K

$1.73 €1.55

-12.14%

Oranges (1kg)

$2.23 Rp 40.4K

$1.53 €1.37

45.75%

Tomato (1kg)

$1.97 Rp 35.8K

$2.92 €2.61

-32.53%

Potato (1kg)

$1.85 Rp 33.5K

$0.93 €0.83

98.92%

Onion (1kg)

$2.42 Rp 44.0K

$1.11 €0.99

118.02%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.74 €1.56

-43.10%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$1.04 €0.93

-50.96%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$4.50 €4.03

-50.67%

Wine (Bottle)

$22.24 Rp 403.4K

$9.07 €8.13

145.20%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.09 €0.97

107.34%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.89 €1.69

57.14%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$3.26 €2.92

-92.33%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$39.24 €35.16

-80.07%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$1.10 €0.99

-60.00%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$1.09 €0.97

-60.55%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$16.74 €15.00

-67.68%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.79 €1.61

-54.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$29.3K €26.3K

-18.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$26.2K €23.5K

21.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$160 €144

-50.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$14.43 €12.93

-55.30%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$33.34 €29.87

-44.27%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$61.7 €55.3

-19.83%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$21.74 €19.48

-18.81%

Cinema Ticket

$4.27 Rp 77.5K

$6.05 €5.42

-29.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$408 €366

20.22%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$10.2K €9,133

-44.33%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$106 €95.2

-57.99%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$44.55 €39.92

-21.55%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$107 €95.6

-25.10%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$182 €163

-56.30%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$828 €742

35.84%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$614 €551

9.29%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,671 €1,498

113.28%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,213 €1,087

42.06%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$4,087 €3,663

-33.17%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,973 €2,664

-23.18%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,037 €929

-84.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.95

131.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Budva: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Budva

$614 37.1% 8.5% $57

Groceries & Markets

Ubud, Bali

$288 21.4%

Budva

$243 14.7% 15.6% $45

Eating Out

Ubud, Bali

$108 8%

Budva

$261 15.7% 142% $153

Clothing & Footwear

Ubud, Bali

$108 8%

Budva

$198 11.9% 83.9% $90

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Budva

$208 12.6% 99.9% $104

Sport & Entertainment

Ubud, Bali

$58 4.3%

Budva

$74 4.5% 27.2% $16

Getting Around

Ubud, Bali

$11 0.9%

Budva

$59 3.6% 415% $47

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $828 in Budva. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Budva are about 6.3 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $76 in Budva. Groceries tell a different story – $288 in Ubud, Bali vs $243 in Budva – so Budva wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇲🇪 Budva

🕒 Local time

13:29 1:29 PM

06:29 6:29 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

13,338

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Budva 11,170 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Budva

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Budva: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $1,657 in Budva – Ubud, Bali comes out roughly 19% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $2,485 in Budva. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Budva, especially for central apartments: a one-bedroom in the center costs $828 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $1,657 in Budva. That makes Ubud, Bali about 19% cheaper.

Public transport costs about 80% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,657 in Budva. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,657 in Budva. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Budva makes more sense. Both are solid long-term options with distinct trade-offs.