Last update: Oct 2026

Cost of Living Comparison Between Budva and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,611 in Budva, rent and utilities included – about $2,900 less a year. Other living expenses account for most of the difference.

78

Cost of Living Index in Budva
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Budva Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Budva

🇲🇪 Montenegro

$1,611

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Budva and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Budva and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,611 per month in Budva vs $1,368 in Ubud, Bali, rent included.

Budva $1,611
Ubud, Bali $1,368

A couple spends around $2,529 per month in Budva vs $2,314 in Ubud, Bali, rent included.

Budva $2,529
Ubud, Bali $2,314

A family of three spends $3,447 per month in Budva vs $3,260 in Ubud, Bali, rent included.

Budva $3,447
Ubud, Bali $3,260

Budva costs about 18% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Budva and Ubud, Bali sit above the global median – Budva by 19%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$14.76 €13.13

$3.33 Rp 59.8K

343.24%

Three-Course Dinner for Two, Mid-Range

$66.5 €59.1

$35.18 Rp 631.2K

89.00%

Fast Food Meal (McDonalds, etc)

$13.27 €11.80

$5.80 Rp 104.1K

128.79%

Cappuccino

$3.39 €3.02

$2.73 Rp 49.0K

24.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.21 €1.96

$1.64 Rp 29.4K

34.76%

Water (0.33 liter bottle)

$1.52 €1.35

$0.83 Rp 14.9K

83.13%

Local Beer (0.5 liter draught)

$4.69 €4.17

$2.70 Rp 48.4K

73.70%

Imported Beer (0.33 liter bottle)

$4.27 €3.80

$4.30 Rp 77.1K

-0.70%

Milk (1 liter)

$1.25 €1.11

$1.50 Rp 27.0K

-16.67%

White Bread (500g)

$1.06 €0.95

$2.30 Rp 41.2K

-53.91%

Rice (white) (1kg)

$2.21 €1.96

$1.18 Rp 21.1K

87.29%

Eggs

$3.07 €2.73

$2.14 Rp 38.5K

43.46%

Local Cheese (1kg)

$8.50 €7.56

$17.48 Rp 313.6K

-51.37%

Chicken Fillets (1kg)

$9.08 €8.08

$4.03 Rp 72.3K

125.31%

Beef Round Steak (1kg)

$12.17 €10.83

$12.23 Rp 219.4K

-0.49%

Apples (1kg)

$1.28 €1.14

$3.55 Rp 63.7K

-63.94%

Banana (1kg)

$1.75 €1.56

$1.57 Rp 28.2K

11.46%

Oranges (1kg)

$1.52 €1.35

$2.24 Rp 40.1K

-32.14%

Tomato (1kg)

$2.78 €2.47

$1.93 Rp 34.6K

44.04%

Potato (1kg)

$0.85 €0.76

$1.88 Rp 33.8K

-54.79%

Onion (1kg)

$1.07 €0.95

$2.29 Rp 41.1K

-53.28%

Lettuce (1 head)

$1.67 €1.48

$0.99 Rp 17.8K

68.69%

Water (1.5 liter bottle)

$0.94 €0.84

$0.53 Rp 9,445

77.36%

Cigarettes 20 Pack (Marlboro, Camel)

$4.42 €3.93

$2.28 Rp 41.0K

93.86%

Wine (Bottle)

$7.67 €6.82

$23.01 Rp 412.9K

-66.67%

Local Beer (0.5 liter bottle)

$1.06 €0.94

$2.34 Rp 42.0K

-54.70%

Imported Beer (0.33 liter bottle)

$1.74 €1.55

$2.91 Rp 52.2K

-40.21%

One-way Ticket (Public Transport)

$2.84 €2.53

$0.24 Rp 4,301

1083.33%

Public Transport Monthly Pass (Regular Price)

$39.74 €35.34

$8.82 Rp 158.2K

350.57%

Taxi Start (Normal Tariff)

$1.11 €0.98

$0.48 Rp 8,657

131.25%

Taxi (Normal Tariff) (1km)

$1.09 €0.97

$0.46 Rp 8,207

136.96%

Taxi 1hour Waiting (Normal Tariff)

$16.85 €14.99

$5.45 Rp 97.9K

209.17%

Gasoline (1 liter)

$1.70 €1.51

$0.88 Rp 15.9K

93.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.5K €25.4K

$24.6K Rp 440.8M

16.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K €22.9K

$31.2K Rp 559.6M

-17.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$158 €140

$83.0 Rp 1.5M

90.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.92 €13.27

$6.45 Rp 115.7K

131.32%

Internet (50+ Mbps, Unlimited Data)

$33.61 €29.89

$18.57 Rp 333.1K

80.99%

Gym Membership (Monthly)

$57.1 €50.8

$55.8 Rp 1.0M

2.24%

Tennis Court (1 Hour on Weekend)

$21.24 €18.89

$18.11 Rp 324.9K

17.28%

Cinema Ticket

$6.19 €5.50

$4.38 Rp 78.6K

41.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$407 €362

$493 Rp 8.8M

-17.44%

International Primary School, 1 Child (Yearly)

$9,855 €8,765

$5,754 Rp 103.2M

71.28%

Jeans (Levis 501 Or Similar)

$105 €93.3

$46.19 Rp 828.8K

127.06%

Summer Dress (H&M, Zara, etc)

$44.04 €39.17

$35.33 Rp 634.0K

24.65%

Sport Shoes (Adidas, Nike)

$96.8 €86.1

$79.1 Rp 1.4M

22.44%

Men's Leather Business Shoes

$178 €159

$78.4 Rp 1.4M

127.66%

1-bedroom Apartment, City Center (Monthly)

$846 €752

$1,142 Rp 20.5M

-25.96%

1-bedroom Apartment, Outside City Center (Monthly)

$606 €539

$676 Rp 12.1M

-10.28%

3-bedroom Apartment, City Center (Monthly)

$1,499 €1,333

$3,503 Rp 62.9M

-57.22%

3-bedroom Apartment, Outside City Center (Monthly)

$1,149 €1,022

$1,700 Rp 30.5M

-32.40%

Buy Apartment in City Center (m2)

$4,046 €3,599

$2,784 Rp 50.0M

45.34%

Buy Apartment Outside City Center (m2)

$2,920 €2,597

$2,241 Rp 40.2M

30.31%

Average Monthly Net Salary (After Tax)

$1,028 €915

$165 Rp 3.0M

524.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.95

13.78

-56.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Budva: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Budva

$606 37.6%

Ubud, Bali

$676 49.4% 11.5% $69

Eating Out

Budva

$246 15.2%

Ubud, Bali

$109 8% 55.7% $137

Groceries & Markets

Budva

$235 14.6%

Ubud, Bali

$290 21.2% 23.4% $55

Monthly Utilities & Internet

Budva

$206 12.8%

Ubud, Bali

$108 7.9% 47.6% $98

Clothing & Footwear

Budva

$191 11.9%

Ubud, Bali

$108 7.9% 43.7% $83

Sport & Entertainment

Budva

$69 4.3%

Ubud, Bali

$65 4.7% 7% $4.9

Getting Around

Budva

$58 3.6%

Ubud, Bali

$13 0.9% 78.2% $45

Cost Breakdown

A central one-bedroom costs $846 in Budva versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 525% higher in Budva, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $66.0 in Budva versus $35.00 in Ubud, Bali. Groceries tell a different story – $235 in Budva vs $290 in Ubud, Bali – so Budva wins on supermarket bills even if dining out costs more.

Good to know

🇲🇪 Budva

🇮🇩 Ubud, Bali

🕒 Local time

18:40 6:40 PM

00:40 12:40 AM

6 h ahead of Budva

🌤 Weather

👥 Population

13,338

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.57 USD

100,000 IDR = 4.96 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 17,943 IDR (100,000 IDR = 5.57 USD). 1 EUR = 20,174 IDR (100,000 IDR = 4.96 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Budva Ubud, Bali 11,170 km ≈ 14 h nonstop flight

From you

Budva
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Budva vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,611 in Budva, $1,368 in Ubud, Bali – roughly 18% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,417 per month in Budva and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,611 in Budva and $1,368 in Ubud, Bali. That's a gap of about 18%.

Public transport costs about 351% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Budva at $1,611. In Ubud, Bali it covers expenses comfortably, while in Budva it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,368 in Ubud, Bali to $1,611 in Budva. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Budva makes more sense. Both are solid long-term options with distinct trade-offs.