Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and the British Virgin Islands

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $2,930 in the British Virgin Islands, rent and utilities included – about $19,000 less a year. Other living expenses account for most of the difference.

Ubud, Bali
🇮🇩 Indonesia
$1,348
/mo nomad
🇻🇬 British Virgin Islands
$2,930
/mo nomad
🙂 Solo nomad: Ubud, Bali is 64.7% cheaper than the British Virgin Islands without rent, and 54% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 57.9% cheaper than the British Virgin Islands without rent, and 51.8% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
British Virgin Islands
Difference
Meal at Budget Restaurant
$3.33 Rp 59.6K
$19.46 $19.46
-82.89%
Three-Course Dinner for Two, Mid-Range
$35.42 Rp 633.1K
$81.5 $81.5
-56.51%
Fast Food Meal (McDonalds, etc)
$5.76 Rp 102.9K
$11.52 $11.52
-50.00%
Cappuccino
$2.63 Rp 47.0K
$6.89 $6.89
-61.83%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.74 Rp 31.0K
$1.85 $1.85
-5.95%
Water (0.33 liter bottle)
$0.77 Rp 13.8K
$1.01 $1.01
-23.76%
Local Beer (0.5 liter draught)
$2.71 Rp 48.4K
$3.95 $3.95
-31.39%
Imported Beer (0.33 liter bottle)
$4.52 Rp 80.8K
$5.14 $5.14
-12.06%
🛒 Groceries & Markets
Ubud, Bali
British Virgin Islands
Difference
Milk (1 liter)
$1.53 Rp 27.4K
$2.14 $2.14
-28.50%
White Bread (500g)
$2.20 Rp 39.2K
$4.66 $4.66
-52.79%
Rice (white) (1kg)
$1.22 Rp 21.8K
$4.40 $4.40
-72.27%
Eggs
$2.14 Rp 38.2K
$5.97 $5.97
-64.15%
Local Cheese (1kg)
$17.73 Rp 316.9K
$12.75 $12.75
39.06%
Chicken Fillets (1kg)
$3.86 Rp 68.9K
$12.82 $12.82
-69.89%
Beef Round Steak (1kg)
$12.03 Rp 215.0K
$19.84 $19.84
-39.36%
Apples (1kg)
$3.61 Rp 64.5K
$3.09 $3.09
16.83%
Banana (1kg)
$1.51 Rp 27.1K
$3.59 $3.59
-57.94%
Oranges (1kg)
$2.32 Rp 41.4K
$1.96 $1.96
18.37%
Tomato (1kg)
$2.00 Rp 35.8K
$7.21 $7.21
-72.26%
Potato (1kg)
$1.81 Rp 32.4K
$5.95 $5.95
-69.58%
Onion (1kg)
$2.39 Rp 42.7K
$4.75 $4.75
-49.68%
Lettuce (1 head)
$0.99 Rp 17.8K
$8.93 $8.93
-88.91%
Water (1.5 liter bottle)
$0.52 Rp 9,373
$1.85 $1.85
-71.89%
Cigarettes 20 Pack (Marlboro, Camel)
$2.18 Rp 39.0K
$5.40 $5.40
-59.63%
Wine (Bottle)
$22.98 Rp 410.7K
$10.80 $10.80
112.78%
Local Beer (0.5 liter bottle)
$2.40 Rp 42.8K
$3.96 $3.96
-39.39%
Imported Beer (0.33 liter bottle)
$3.00 Rp 53.6K
-
-
🚌 Getting Around
Ubud, Bali
British Virgin Islands
Difference
One-way Ticket (Public Transport)
$0.24 Rp 4,255
$4.41 $4.41
-94.56%
Public Transport Monthly Pass (Regular Price)
$6.99 Rp 125.0K
-
-
Taxi Start (Normal Tariff)
$0.44 Rp 7,876
-
-
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,582
-
-
Taxi 1hour Waiting (Normal Tariff)
$5.45 Rp 97.4K
-
-
Gasoline (1 liter)
$0.84 Rp 15.1K
$1.28 $1.28
-34.38%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.3K Rp 434.8M
-
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 570.0M
-
-
🧾 Monthly Utilities & Internet
Ubud, Bali
British Virgin Islands
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$165 $165
-51.15%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.58 Rp 117.6K
$90.9 $90.9
-92.76%
Internet (50+ Mbps, Unlimited Data)
$18.24 Rp 326.1K
$117 $117
-84.40%
🎉 Sport & Entertainment
Ubud, Bali
British Virgin Islands
Difference
Gym Membership (Monthly)
$55.1 Rp 985.4K
$119 $119
-53.82%
Tennis Court (1 Hour on Weekend)
$18.51 Rp 330.9K
$20.29 $20.29
-8.77%
Cinema Ticket
$4.24 Rp 75.9K
$9.98 $9.98
-57.52%
🧸 Childcare & Education
Ubud, Bali
British Virgin Islands
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$486 Rp 8.7M
$380 $380
27.81%
International Primary School, 1 Child (Yearly)
$5,676 Rp 101.5M
$15.5K $15.5K
-63.31%
👕👟 Clothing & Footwear
Ubud, Bali
British Virgin Islands
Difference
Jeans (Levis 501 Or Similar)
$45.18 Rp 807.6K
$46.68 $46.68
-3.21%
Summer Dress (H&M, Zara, etc)
$34.57 Rp 617.9K
$55.7 $55.7
-37.89%
Sport Shoes (Adidas, Nike)
$79.2 Rp 1.4M
$128 $128
-38.21%
Men's Leather Business Shoes
$77.6 Rp 1.4M
$143 $143
-45.61%
🏠 Accommodation & Living
Ubud, Bali
British Virgin Islands
Difference
1-bedroom Apartment, City Center (Monthly)
$1,127 Rp 20.1M
$1,338 $1,338
-15.77%
1-bedroom Apartment, Outside City Center (Monthly)
$674 Rp 12.1M
$1,426 $1,426
-52.72%
3-bedroom Apartment, City Center (Monthly)
$3,618 Rp 64.7M
$3,758 $3,758
-3.71%
3-bedroom Apartment, Outside City Center (Monthly)
$1,735 Rp 31.0M
$3,542 $3,542
-51.03%
Buy Apartment in City Center (m2)
$2,829 Rp 50.6M
-
-
Buy Apartment Outside City Center (m2)
$2,307 Rp 41.2M
$10.9K $10.9K
-78.85%
💵 Salaries & Financials
Ubud, Bali
British Virgin Islands
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
$1,628 $1,628
-89.83%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
0
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for the British Virgin Islands: October 4, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$674
British Virgin Islands
$1.4K 112% $752
Groceries & Markets
Ubud, Bali
$290
British Virgin Islands
$479 * 65% $189
Eating Out
Ubud, Bali
$108
British Virgin Islands
$314 191% $206
Clothing & Footwear
Ubud, Bali
$106
British Virgin Islands
$168 57.8% $61
Monthly Utilities & Internet
Ubud, Bali
$106
British Virgin Islands
$373 253% $268
Sport & Entertainment
Ubud, Bali
$64
British Virgin Islands
$139 119% $76
Getting Around
Ubud, Bali
$11
British Virgin Islands
$18 * 68% $7.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Good to know
🇮🇩 Ubud, Bali
🇻🇬 British Virgin Islands
🕒 Local time
20:04 8:04 PM
08:04 8:04 AM
12 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
39,369
Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

On the map
Between locations
  • Ubud, Bali British Virgin Islands 18,910 km ≈ 24 h nonstop flight
From you
  • Ubud, Bali
  • British Virgin Islands

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

Ubud, Bali vs other spots: cost of living compared

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