Last update: Oct 2026

Cost of Living Comparison Between the British Virgin Islands and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $2,930 in the British Virgin Islands, rent and utilities included – about $19,000 less a year. Other living expenses account for most of the difference.

140

Cost of Living Index in the British Virgin Islands
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British Virgin Islands Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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🇻🇬 British Virgin Islands

$2,930

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

😐 Solo nomad: The British Virgin Islands is 183.5% more expensive than Ubud, Bali without rent, and 117.3% more expensive with rent.

😐 Family of 3: The British Virgin Islands is 137.6% more expensive than Ubud, Bali without rent, and 107.4% more expensive with rent.

Meal at Budget Restaurant

$19.46 $19.46

$3.33 Rp 59.6K

484.38%

Three-Course Dinner for Two, Mid-Range

$81.5 $81.5

$35.42 Rp 633.1K

129.95%

Fast Food Meal (McDonalds, etc)

$11.52 $11.52

$5.76 Rp 102.9K

100.00%

Cappuccino

$6.89 $6.89

$2.63 Rp 47.0K

161.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.85 $1.85

$1.74 Rp 31.0K

6.32%

Water (0.33 liter bottle)

$1.01 $1.01

$0.77 Rp 13.8K

31.17%

Local Beer (0.5 liter draught)

$3.95 $3.95

$2.71 Rp 48.4K

45.76%

Imported Beer (0.33 liter bottle)

$5.14 $5.14

$4.52 Rp 80.8K

13.72%

Milk (1 liter)

$2.14 $2.14

$1.53 Rp 27.4K

39.87%

White Bread (500g)

$4.66 $4.66

$2.20 Rp 39.2K

111.82%

Rice (white) (1kg)

$4.40 $4.40

$1.22 Rp 21.8K

260.66%

Eggs

$5.97 $5.97

$2.14 Rp 38.2K

178.97%

Local Cheese (1kg)

$12.75 $12.75

$17.73 Rp 316.9K

-28.09%

Chicken Fillets (1kg)

$12.82 $12.82

$3.86 Rp 68.9K

232.12%

Beef Round Steak (1kg)

$19.84 $19.84

$12.03 Rp 215.0K

64.92%

Apples (1kg)

$3.09 $3.09

$3.61 Rp 64.5K

-14.40%

Banana (1kg)

$3.59 $3.59

$1.51 Rp 27.1K

137.75%

Oranges (1kg)

$1.96 $1.96

$2.32 Rp 41.4K

-15.52%

Tomato (1kg)

$7.21 $7.21

$2.00 Rp 35.8K

260.50%

Potato (1kg)

$5.95 $5.95

$1.81 Rp 32.4K

228.73%

Onion (1kg)

$4.75 $4.75

$2.39 Rp 42.7K

98.74%

Lettuce (1 head)

$8.93 $8.93

$0.99 Rp 17.8K

802.02%

Water (1.5 liter bottle)

$1.85 $1.85

$0.52 Rp 9,373

255.77%

Cigarettes 20 Pack (Marlboro, Camel)

$5.40 $5.40

$2.18 Rp 39.0K

147.71%

Wine (Bottle)

$10.80 $10.80

$22.98 Rp 410.7K

-53.00%

Local Beer (0.5 liter bottle)

$3.96 $3.96

$2.40 Rp 42.8K

65.00%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

One-way Ticket (Public Transport)

$4.41 $4.41

$0.24 Rp 4,255

1737.50%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,876

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,582

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.4K

Gasoline (1 liter)

$1.28 $1.28

$0.84 Rp 15.1K

52.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 434.8M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$165 $165

$80.8 Rp 1.4M

104.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$90.9 $90.9

$6.58 Rp 117.6K

1281.61%

Internet (50+ Mbps, Unlimited Data)

$117 $117

$18.24 Rp 326.1K

540.90%

Gym Membership (Monthly)

$119 $119

$55.1 Rp 985.4K

116.52%

Tennis Court (1 Hour on Weekend)

$20.29 $20.29

$18.51 Rp 330.9K

9.62%

Cinema Ticket

$9.98 $9.98

$4.24 Rp 75.9K

135.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$380 $380

$486 Rp 8.7M

-21.76%

International Primary School, 1 Child (Yearly)

$15.5K $15.5K

$5,676 Rp 101.5M

172.56%

Jeans (Levis 501 Or Similar)

$46.68 $46.68

$45.18 Rp 807.6K

3.32%

Summer Dress (H&M, Zara, etc)

$55.7 $55.7

$34.57 Rp 617.9K

61.01%

Sport Shoes (Adidas, Nike)

$128 $128

$79.2 Rp 1.4M

61.84%

Men's Leather Business Shoes

$143 $143

$77.6 Rp 1.4M

83.86%

1-bedroom Apartment, City Center (Monthly)

$1,338 $1,338

$1,127 Rp 20.1M

18.72%

1-bedroom Apartment, Outside City Center (Monthly)

$1,426 $1,426

$674 Rp 12.1M

111.53%

3-bedroom Apartment, City Center (Monthly)

$3,758 $3,758

$3,618 Rp 64.7M

3.85%

3-bedroom Apartment, Outside City Center (Monthly)

$3,542 $3,542

$1,735 Rp 31.0M

104.20%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

Buy Apartment Outside City Center (m2)

$10.9K $10.9K

$2,307 Rp 41.2M

372.89%

Average Monthly Net Salary (After Tax)

$1,628 $1,628

$166 Rp 3.0M

882.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for the British Virgin Islands: October 4, 2026

Last update for Ubud, Bali: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

British Virgin Islands

$1.4K 48.9%

Ubud, Bali

$674 49.6% 52.7% $752

Groceries & Markets

British Virgin Islands

$479 * 16.4%

Ubud, Bali

$290 21.4% 39.4% $189

Monthly Utilities & Internet

British Virgin Islands

$373 12.8%

Ubud, Bali

$106 7.8% 71.7% $268

Eating Out

British Virgin Islands

$314 10.8%

Ubud, Bali

$108 8% 65.6% $206

Clothing & Footwear

British Virgin Islands

$168 5.8%

Ubud, Bali

$106 7.8% 36.6% $61

Sport & Entertainment

British Virgin Islands

$139 4.8%

Ubud, Bali

$64 4.7% 54.3% $76

Getting Around

British Virgin Islands

$18 * 0.6%

Ubud, Bali

$11 0.8% 40.5% $7.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Good to know

🇻🇬 British Virgin Islands

🇮🇩 Ubud, Bali

🕒 Local time

05:55 5:55 AM

17:55 5:55 PM

12 h ahead of the British Virgin Islands

🌤 Weather

👥 Population

39,369

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.892 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

IDR to USD in detail →

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