Cost of Living Comparison Between Ubud, Bali and Bray Cost of Living Comparison Between Ubud, Bali and Bray

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $2,647 in Bray, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $3,864 in Bray, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $5,081 in Bray, rent included.

Ubud, Bali is about 47% cheaper than Bray, driven mainly by Eating Out.

Both Ubud, Bali and Bray sit above the global median – Ubud, Bali by 5%, Bray by 98%.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$23.36 €20.44

-85.23%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$94.6 €82.7

-65.80%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$12.69 €11.10

-61.86%

Cappuccino

$2.75 Rp 49.3K

$4.44 €3.88

-38.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$2.51 €2.20

-45.02%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$2.22 €1.94

-66.22%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$7.32 €6.40

-59.15%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$6.29 €5.50

-38.79%

Milk (1 liter)

$1.74 Rp 31.1K

$1.66 €1.45

4.82%

White Bread (500g)

$2.46 Rp 44.1K

$2.13 €1.86

15.49%

Rice (white) (1kg)

$1.17 Rp 21.0K

$2.00 €1.75

-41.50%

Eggs

$2.43 Rp 43.6K

$4.03 €3.53

-39.70%

Local Cheese (1kg)

$14.50 Rp 260.2K

$11.15 €9.76

30.04%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$10.61 €9.28

-59.00%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$11.71 €10.24

2.31%

Apples (1kg)

$3.72 Rp 66.7K

$2.86 €2.50

30.07%

Banana (1kg)

$1.63 Rp 29.2K

$2.02 €1.76

-19.31%

Oranges (1kg)

$2.74 Rp 49.2K

$2.82 €2.47

-2.84%

Tomato (1kg)

$2.24 Rp 40.2K

$3.56 €3.12

-37.08%

Potato (1kg)

$1.92 Rp 34.4K

$1.37 €1.20

40.15%

Onion (1kg)

$2.28 Rp 40.8K

$1.42 €1.24

60.56%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.34 €1.18

-20.90%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$1.64 €1.44

-56.10%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$19.32 €16.90

-82.97%

Wine (Bottle)

$23.19 Rp 416.1K

$13.88 €12.14

67.07%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$3.68 €3.22

-24.46%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$3.91 €3.42

-30.18%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$2.42 €2.11

-88.84%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$99.9 €87.4

-91.88%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$4.87 €4.26

-90.14%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$2.03 €1.78

-79.31%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$39.39 €34.46

-84.21%

Gasoline (1 liter)

$0.81 Rp 14.6K

$2.07 €1.81

-60.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$41.9K €36.6K

-36.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$38.5K €33.7K

-16.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$284 €248

-72.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$22.76 €19.91

-82.12%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$58.4 €51.1

-58.37%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$51.7 €45.23

90.77%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

Cinema Ticket

$3.99 Rp 71.5K

$14.77 €12.92

-72.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$1,062 €929

-71.29%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$8,252 €7,220

-19.51%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$90.5 €79.2

-40.19%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$40.14 €35.12

-5.80%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$103 €90.1

-15.69%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$107 €93.6

-28.66%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$1,499 €1,311

-33.82%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$1,227 €1,074

-45.19%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$2,409 €2,108

40.09%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$1,984 €1,735

3.36%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$10.2K €8,935

-72.54%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$6,828 €5,973

-67.38%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$3,293 €2,881

-94.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.8

176.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Bray: July 12, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $1,499 in Bray. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1872% higher in Bray, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $95.0 in Bray. Monthly groceries follow the same trend: $297 vs $325 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bray: Cost of Living - Frequently Asked Questions

Yes – Bray is pricier by about 88%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $3,971 in Bray. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $2,647 in Bray. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 1131% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Bray at $2,647. In Ubud, Bali it covers expenses comfortably, while in Bray it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bray makes more sense. Both are solid long-term options with distinct trade-offs.