Last update: Oct 2026

Cost of Living Comparison Between Bray and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $3,126 in Bray, rent and utilities included – about $21,300 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Bray
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Bray Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Bray

🇮🇪 Ireland

$3,126

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Bray and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bray and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $3,126 per month in Bray vs $1,353 in Ubud, Bali, rent included.

Bray $3,126
Ubud, Bali $1,353

A couple spends around $4,556 per month in Bray vs $2,297 in Ubud, Bali, rent included.

Bray $4,556
Ubud, Bali $2,297

A family of three spends $5,986 per month in Bray vs $3,241 in Ubud, Bali, rent included.

Bray $5,986
Ubud, Bali $3,241

Bray costs about 131% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Bray and Ubud, Bali sit above the global median – Bray by 131%, Ubud, Bali by 0%.

Meal at Budget Restaurant

$23.73 €21.11

$3.23 Rp 58.1K

634.67%

Three-Course Dinner for Two, Mid-Range

$101 €90.2

$34.88 Rp 627.8K

190.77%

Fast Food Meal (McDonalds, etc)

$13.57 €12.07

$5.70 Rp 102.5K

138.07%

Cappuccino

$4.83 €4.30

$2.62 Rp 47.1K

84.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.99 €2.66

$1.72 Rp 31.0K

73.84%

Water (0.33 liter bottle)

$2.20 €1.96

$0.81 Rp 14.6K

171.60%

Local Beer (0.5 liter draught)

$7.94 €7.06

$2.65 Rp 47.7K

199.62%

Imported Beer (0.33 liter bottle)

$7.02 €6.25

$4.37 Rp 78.6K

60.64%

Milk (1 liter)

$1.62 €1.44

$1.57 Rp 28.3K

3.18%

White Bread (500g)

$2.29 €2.04

$2.19 Rp 39.5K

4.57%

Rice (white) (1kg)

$2.07 €1.84

$1.18 Rp 21.2K

75.42%

Eggs

$4.40 €3.92

$2.16 Rp 38.8K

103.70%

Local Cheese (1kg)

$10.04 €8.93

$17.65 Rp 317.7K

-43.12%

Chicken Fillets (1kg)

$11.01 €9.79

$3.78 Rp 68.0K

191.27%

Beef Round Steak (1kg)

$13.34 €11.87

$11.95 Rp 215.1K

11.63%

Apples (1kg)

$2.76 €2.46

$3.60 Rp 64.8K

-23.33%

Banana (1kg)

$2.24 €1.99

$1.59 Rp 28.6K

40.88%

Oranges (1kg)

$2.77 €2.46

$2.31 Rp 41.6K

19.91%

Tomato (1kg)

$4.02 €3.58

$1.91 Rp 34.3K

110.47%

Potato (1kg)

$1.91 €1.70

$1.78 Rp 32.1K

7.30%

Onion (1kg)

$1.55 €1.37

$2.33 Rp 41.9K

-33.48%

Lettuce (1 head)

$1.26 €1.12

$1.00 Rp 18.0K

26.00%

Water (1.5 liter bottle)

$1.83 €1.63

$0.53 Rp 9,509

245.28%

Cigarettes 20 Pack (Marlboro, Camel)

$20.38 €18.13

$2.29 Rp 41.1K

789.96%

Wine (Bottle)

$13.72 €12.20

$22.07 Rp 397.3K

-37.83%

Local Beer (0.5 liter bottle)

$3.51 €3.12

$2.35 Rp 42.2K

49.36%

Imported Beer (0.33 liter bottle)

$3.46 €3.08

$2.98 Rp 53.6K

16.11%

One-way Ticket (Public Transport)

$2.54 €2.26

$0.23 Rp 4,112

1004.35%

Public Transport Monthly Pass (Regular Price)

$110 €97.9

$8.90 Rp 160.2K

1136.74%

Taxi Start (Normal Tariff)

$5.25 €4.67

$0.47 Rp 8,466

1017.02%

Taxi (Normal Tariff) (1km)

$1.44 €1.28

$0.43 Rp 7,737

234.88%

Taxi 1hour Waiting (Normal Tariff)

$38.24 €34.01

$5.47 Rp 98.4K

599.09%

Gasoline (1 liter)

$2.06 €1.84

$0.83 Rp 14.9K

148.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.5K €35.1K

$23.9K Rp 429.8M

65.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.4K €34.1K

$32.8K Rp 590.1M

16.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$271 €241

$80.0 Rp 1.4M

238.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.64 €18.36

$6.56 Rp 118.1K

214.63%

Internet (50+ Mbps, Unlimited Data)

$50.8 €45.20

$18.60 Rp 334.8K

173.23%

Gym Membership (Monthly)

$65.5 €58.3

$54.1 Rp 974.1K

21.06%

Tennis Court (1 Hour on Weekend)

$17.04 €15.15

$18.28 Rp 329.0K

-6.78%

Cinema Ticket

$15.76 €14.01

$4.25 Rp 76.5K

270.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,004 €893

$493 Rp 8.9M

103.79%

International Primary School, 1 Child (Yearly)

$14.5K €12.9K

$5,597 Rp 100.7M

159.88%

Jeans (Levis 501 Or Similar)

$99.0 €88.1

$45.58 Rp 820.4K

117.29%

Summer Dress (H&M, Zara, etc)

$48.70 €43.32

$34.96 Rp 629.4K

39.30%

Sport Shoes (Adidas, Nike)

$109 €96.7

$77.7 Rp 1.4M

39.82%

Men's Leather Business Shoes

$113 €101

$78.5 Rp 1.4M

44.17%

1-bedroom Apartment, City Center (Monthly)

$2,222 €1,977

$1,131 Rp 20.4M

96.39%

1-bedroom Apartment, Outside City Center (Monthly)

$1,689 €1,502

$673 Rp 12.1M

150.96%

3-bedroom Apartment, City Center (Monthly)

$3,799 €3,379

$3,613 Rp 65.0M

5.16%

3-bedroom Apartment, Outside City Center (Monthly)

$2,766 €2,460

$1,702 Rp 30.6M

62.55%

Buy Apartment in City Center (m2)

$10.2K €9,101

$2,717 Rp 48.9M

276.53%

Buy Apartment Outside City Center (m2)

$6,718 €5,976

$2,241 Rp 40.3M

199.76%

Average Monthly Net Salary (After Tax)

$3,150 €2,802

$166 Rp 3.0M

1793.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.82

13.78

-72.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bray: October 17, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bray

$1.7K 54%

Ubud, Bali

$673 49.7% 60.2% $1K

Eating Out

Bray

$363 11.6%

Ubud, Bali

$106 7.9% 70.7% $257

Monthly Utilities & Internet

Bray

$342 11%

Ubud, Bali

$105 7.8% 69.3% $237

Groceries & Markets

Bray

$336 10.8%

Ubud, Bali

$287 21.2% 14.6% $49

Clothing & Footwear

Bray

$166 5.3%

Ubud, Bali

$107 7.9% 35.9% $60

Getting Around

Bray

$133 4.2%

Ubud, Bali

$12 0.9% 90.6% $120

Sport & Entertainment

Bray

$97 3.1%

Ubud, Bali

$63 4.6% 35.5% $34

Cost Breakdown

A central one-bedroom costs $2,222 in Bray versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1794% higher in Bray, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $101 in Bray versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $336 vs $287 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇪 Bray

🇮🇩 Ubud, Bali

🕒 Local time

06:46 6:46 AM

14:46 2:46 PM

8 h ahead of Bray

🌤 Weather

👥 Population

33,512

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 25, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 25, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Bray Ubud, Bali 12,820 km ≈ 17 h nonstop flight

From you

Bray
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bray vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Bray is pricier by about 131%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $4,690 per month in Bray and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,126 in Bray and $1,353 in Ubud, Bali. That's a gap of about 131%.

Public transport costs about 1137% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Bray at $3,126. In Ubud, Bali it covers expenses comfortably, while in Bray it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bray makes more sense. Both are solid long-term options with distinct trade-offs.