Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Borculo

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,525 in Borculo, rent and utilities included – about $14,300 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
122

Cost of Living Index in Borculo
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Borculo Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Borculo

🇳🇱 Netherlands

$2,525

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Borculo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Borculo actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $2,525 in Borculo, rent included.

Ubud, Bali $1,331
Borculo $2,525

A couple spends around $2,255 per month in Ubud, Bali vs $3,738 in Borculo, rent included.

Ubud, Bali $2,255
Borculo $3,738

A family of three spends $3,180 per month in Ubud, Bali vs $4,952 in Borculo, rent included.

Ubud, Bali $3,180
Borculo $4,952

Ubud, Bali is about 47% cheaper than Borculo, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 2% below the global median, while Borculo is 87% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.38 Rp 60.9K

$22.27 €19.83

-84.82%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 625.4K

$88.0 €78.3

-60.61%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.6K

$13.68 €12.18

-59.28%

Cappuccino

$2.62 Rp 47.3K

$4.29 €3.82

-38.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.8K

$3.72 €3.31

-58.60%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$3.01 €2.68

-78.74%

Local Beer (0.5 liter draught)

$2.67 Rp 48.1K

$6.17 €5.50

-56.73%

Imported Beer (0.33 liter bottle)

$4.26 Rp 76.9K

$5.64 €5.03

-24.47%

Milk (1 liter)

$1.46 Rp 26.4K

$1.37 €1.22

6.57%

White Bread (500g)

$2.29 Rp 41.4K

$2.29 €2.04

Rice (white) (1kg)

$1.11 Rp 20.0K

$2.55 €2.27

-56.47%

Eggs

$2.10 Rp 37.9K

$4.87 €4.33

-56.88%

Local Cheese (1kg)

$15.94 Rp 287.7K

$13.68 €12.18

16.52%

Chicken Fillets (1kg)

$3.88 Rp 70.1K

$13.88 €12.36

-72.05%

Beef Round Steak (1kg)

$11.40 Rp 205.8K

$17.26 €15.37

-33.95%

Apples (1kg)

$3.55 Rp 64.1K

$2.69 €2.39

31.97%

Banana (1kg)

$1.54 Rp 27.7K

$2.40 €2.14

-35.83%

Oranges (1kg)

$2.23 Rp 40.2K

$1.98 €1.77

12.63%

Tomato (1kg)

$1.97 Rp 35.6K

$4.43 €3.94

-55.53%

Potato (1kg)

$1.86 Rp 33.5K

$1.80 €1.60

3.33%

Onion (1kg)

$2.42 Rp 43.6K

$1.97 €1.75

22.84%

Lettuce (1 head)

$1.02 Rp 18.5K

$1.22 €1.08

-16.39%

Water (1.5 liter bottle)

$0.52 Rp 9,427

$0.92 €0.82

-43.48%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.7K

$13.73 €12.22

-83.98%

Wine (Bottle)

$21.79 Rp 393.2K

$6.97 €6.21

212.63%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

$1.49 €1.33

56.38%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.6K

$2.63 €2.34

12.93%

One-way Ticket (Public Transport)

$0.25 Rp 4,519

$3.54 €3.16

-92.94%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.5K

$88.9 €79.1

-90.81%

Taxi Start (Normal Tariff)

$0.44 Rp 7,901

$4.00 €3.56

-89.00%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,446

$2.78 €2.47

-83.09%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.1K

$29.11 €25.92

-80.76%

Gasoline (1 liter)

$0.83 Rp 14.9K

$2.47 €2.20

-66.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 441.3M

$41.1K €36.6K

-40.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.1M

$39.9K €35.5K

-20.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$260 €232

-70.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 110.9K

$22.32 €19.88

-72.49%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 341.4K

$49.17 €43.78

-61.52%

Gym Membership (Monthly)

$51.0 Rp 920.4K

$41.55 €37.00

22.72%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.4K

$23.98 €21.35

-23.89%

Cinema Ticket

$4.38 Rp 79.1K

$15.10 €13.45

-70.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$2,550 €2,270

-80.69%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.6M

$7,902 €7,036

54.66%

Jeans (Levis 501 Or Similar)

$45.16 Rp 815.1K

$94.5 €84.2

-52.22%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 629.7K

$43.03 €38.31

-18.92%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$105 €93.4

-25.34%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$137 €122

-43.04%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.4M

$1,452 €1,293

-25.80%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$1,152 €1,026

-42.27%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

$2,284 €2,034

53.69%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$1,875 €1,669

-10.86%

Buy Apartment in City Center (m2)

$2,340 Rp 42.2M

$5,694 €5,070

-58.90%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

$4,538 €4,040

-50.72%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$3,391 €3,020

-95.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.82

260.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Borculo: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Borculo

$1.2K 45.6% 73.2% $487

Groceries & Markets

Ubud, Bali

$279 21%

Borculo

$338 13.4% 21% $59

Clothing & Footwear

Ubud, Bali

$106 8%

Borculo

$171 6.8% 60.5% $64

Eating Out

Ubud, Bali

$106 8%

Borculo

$340 13.5% 221% $234

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Borculo

$332 13.1% 224% $229

Sport & Entertainment

Ubud, Bali

$60 4.5%

Borculo

$72 2.8% 20.1% $12

Getting Around

Ubud, Bali

$12 0.9%

Borculo

$121 4.8% 912% $109

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $1,452 in Borculo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Borculo are about 20 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35 in Ubud, Bali versus $88 in Borculo. Monthly groceries follow the same trend: $279 vs $338 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇳🇱 Borculo

🕒 Local time

10:09 10:09 AM

03:09 3:09 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

10,000

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,262 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of November 6, 2026: 1 USD = 0.89 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Borculo 12,030 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Borculo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Borculo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,331 in Ubud, Bali, $2,525 in Borculo – Ubud, Bali comes out roughly 47% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $3,787 in Borculo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,452 in Borculo.

Public transport costs about 91% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $492 per month in Ubud, Bali and $2,550 in Borculo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $2,525 in Borculo. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Borculo makes more sense. Both are solid long-term options with distinct trade-offs.