Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Bismarck, ND

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,355 in Bismarck, ND, rent and utilities included – about $12,300 less a year. Other living expenses account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
112

Cost of Living Index in Bismarck, ND
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Bismarck, ND Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Bismarck, ND

🇺🇸 United States

$2,355

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Bismarck, ND

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Bismarck, ND actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $2,355 in Bismarck, ND.

Ubud, Bali $1,331
Bismarck, ND $2,355

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $3,453 in Bismarck, ND.

Ubud, Bali $2,255
Bismarck, ND $3,453

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $4,551 in Bismarck, ND.

Ubud, Bali $3,180
Bismarck, ND $4,551

Living in Ubud, Bali costs roughly 44% less than in Bismarck, ND, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Bismarck, ND is 74% above.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$29.75 $29.75

-88.64%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$69.5 $69.5

-50.17%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$17.29 $17.29

-67.78%

Cappuccino

$2.62 Rp 47.5K

$6.16 $6.16

-57.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$2.60 $2.60

-40.77%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.80 $1.80

-64.44%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$5.45 $5.45

-51.01%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$6.95 $6.95

-38.71%

Milk (1 liter)

$1.46 Rp 26.5K

$1.00 $1.00

46.00%

White Bread (500g)

$2.29 Rp 41.6K

$2.59 $2.59

-11.58%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.13 $2.13

-47.89%

Eggs

$2.10 Rp 38.1K

$2.68 $2.68

-21.64%

Local Cheese (1kg)

$15.94 Rp 289.2K

$7.87 $7.87

102.54%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$12.98 $12.98

-70.11%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$16.16 $16.16

-29.46%

Apples (1kg)

$3.55 Rp 64.4K

$3.48 $3.48

2.01%

Banana (1kg)

$1.54 Rp 27.9K

$1.72 $1.72

-10.47%

Oranges (1kg)

$2.23 Rp 40.5K

$3.11 $3.11

-28.30%

Tomato (1kg)

$1.97 Rp 35.8K

$4.40 $4.40

-55.23%

Potato (1kg)

$1.86 Rp 33.7K

$1.90 $1.90

-2.11%

Onion (1kg)

$2.42 Rp 43.9K

$2.64 $2.64

-8.33%

Lettuce (1 head)

$1.02 Rp 18.6K

$2.20 $2.20

-53.64%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$2.80 $2.80

-81.43%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$8.63 $8.63

-74.51%

Wine (Bottle)

$21.79 Rp 395.2K

$20.29 $20.29

7.39%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.82 $1.82

28.02%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.93 $3.93

-24.43%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$1.53 $1.53

-83.66%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$35.49 $35.49

-76.98%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

Gasoline (1 liter)

$0.83 Rp 15.0K

$0.92 $0.92

-9.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$27.1K $27.1K

-9.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$22.6K $22.6K

40.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$207 $207

-62.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$73.9 $73.9

-91.69%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$83.7 $83.7

-77.40%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$33.94 $33.94

50.24%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$4.38 Rp 79.5K

$12.06 $12.06

-63.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$809 $809

-39.10%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$9,125 $9,125

33.93%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$66.3 $66.3

-31.85%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$95.3 $95.3

-17.84%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$79.6 $79.6

-2.11%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$1,010 $1,010

6.65%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$995 $995

-33.15%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$1,526 $1,526

130.05%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$1,631 $1,631

2.44%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$2,440 $2,440

-4.09%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,971 $1,971

13.44%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$4,378 $4,378

-96.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.84

101.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Bismarck, ND: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Bismarck, ND

$995 42.2% 49.6% $330

Groceries & Markets

Ubud, Bali

$279 21%

Bismarck, ND

$365 15.5% 30.6% $86

Clothing & Footwear

Ubud, Bali

$106 8%

Bismarck, ND

$109 * 4.6% 2.1% $2.2

Eating Out

Ubud, Bali

$106 8%

Bismarck, ND

$423 17.9% 300% $317

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Bismarck, ND

$365 15.5% 256% $262

Sport & Entertainment

Ubud, Bali

$60 4.5%

Bismarck, ND

$58 2.5% 2.8% $1.7

Getting Around

Ubud, Bali

$12 0.9%

Bismarck, ND

$42 * 1.8% 248% $30

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $1,010 in Bismarck, ND. Housing cost is often the main lever when comparing two cities.

Bismarck, ND pays about 26 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Ubud, Bali vs $70 in Bismarck, ND for a mid-range dinner for two. Groceries echo the gap at $279 vs $365 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Bismarck, ND

🕒 Local time

04:03 4:03 AM

14:03 2:03 PM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

58,333

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

1 USD = 0.894 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,286 IDR (100,000 IDR = 4.93 EUR).

United States Dollar exchange rates as of November 3, 2026: 1 EUR = 1.12 USD (1 USD = 0.894 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Bismarck, ND 14,560 km ≈ 19 h nonstop flight

From you

Ubud, Bali
Bismarck, ND

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bismarck, ND: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,331 in Ubud, Bali and $2,355 in Bismarck, ND, so Ubud, Bali is about 44% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 96% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $1,010 in Bismarck, ND. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 31% higher in Bismarck, ND. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $70 in Bismarck, ND. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Bismarck, ND are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Bismarck, ND on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.