Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Biratnagar

For one person, living is cheaper in Biratnagar: $319 a month against $1,353 in Ubud, Bali, rent and utilities included – about $12,400 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
15

Cost of Living Index in Biratnagar
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Biratnagar Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Biratnagar

🇳🇵 Nepal

$319

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Biratnagar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Biratnagar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $319 in Biratnagar.

Ubud, Bali $1,353
Biratnagar $319

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $524 in Biratnagar.

Ubud, Bali $2,297
Biratnagar $524

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $730 in Biratnagar.

Ubud, Bali $3,241
Biratnagar $730

Living in Ubud, Bali is roughly 324% more expensive than in Biratnagar, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Biratnagar is 76% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$1.51 NPR 229

113.91%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$14.13 NPR 2,147

146.85%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$7.71 NPR 1,172

-26.07%

Cappuccino

$2.62 Rp 47.1K

$1.19 NPR 181

120.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.34 NPR 52.1

405.88%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$1.49 NPR 226

77.85%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$2.15 NPR 327

103.26%

Milk (1 liter)

$1.57 Rp 28.3K

$0.57 NPR 86.1

175.44%

White Bread (500g)

$2.19 Rp 39.5K

$0.39 NPR 58.5

461.54%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.64 NPR 97.0

84.37%

Eggs

$2.16 Rp 38.8K

$1.20 NPR 182

80.00%

Local Cheese (1kg)

$17.65 Rp 317.7K

$4.49 NPR 683

293.10%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$2.67 NPR 405

41.57%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$3.14 NPR 477

280.57%

Apples (1kg)

$3.60 Rp 64.8K

$2.02 NPR 306

78.22%

Banana (1kg)

$1.59 Rp 28.6K

$0.74 NPR 113

114.86%

Oranges (1kg)

$2.31 Rp 41.6K

$1.29 NPR 196

79.07%

Tomato (1kg)

$1.91 Rp 34.3K

$0.49 NPR 74.3

289.80%

Potato (1kg)

$1.78 Rp 32.1K

$0.39 NPR 59.7

356.41%

Onion (1kg)

$2.33 Rp 41.9K

$0.43 NPR 65.1

441.86%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.27 NPR 41.06

270.37%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.28 NPR 41.89

89.29%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$2.55 NPR 388

-10.20%

Wine (Bottle)

$22.07 Rp 397.3K

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.60 NPR 243

46.88%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.33 NPR 354

27.90%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.17 NPR 26.16

35.29%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$11.85 NPR 1,801

-24.89%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$1.93 NPR 293

-75.65%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$2.33 NPR 353

134.76%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.19 NPR 181

-30.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$21.2K NPR 3.2M

12.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$4.23 NPR 643

55.08%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$9.08 NPR 1,379

104.85%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$27.91 NPR 4,240

93.91%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$1.99 NPR 303

818.59%

Cinema Ticket

$4.25 Rp 76.5K

$3.14 NPR 476

35.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$47.49 NPR 7,216

937.46%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$1,727 NPR 262.4K

224.14%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$20.02 NPR 3,042

127.67%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$32.54 NPR 4,945

7.44%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$24.35 NPR 3,699

219.18%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$29.47 NPR 4,477

166.44%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$46.59 NPR 7,079

2328.59%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$52.5 NPR 7,981

1180.94%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$129 NPR 19.7K

2693.30%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$99.1 NPR 15.1K

1617.00%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$397 NPR 60.4K

583.98%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$260 NPR 39.4K

763.27%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$160 NPR 24.3K

4.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-1.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Biratnagar: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Biratnagar

$53 16.5% 92.2% $620

Groceries & Markets

Ubud, Bali

$287 21.2%

Biratnagar

$94 * 29.6% 67.2% $193

Clothing & Footwear

Ubud, Bali

$107 7.9%

Biratnagar

$48 15% 55.1% $59

Eating Out

Ubud, Bali

$106 7.9%

Biratnagar

$63 * 19.6% 41.2% $44

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Biratnagar

$13 * 4.2% 87.3% $92

Sport & Entertainment

Ubud, Bali

$63 4.6%

Biratnagar

$34 10.7% 45.4% $28

Getting Around

Ubud, Bali

$12 0.9%

Biratnagar

$14 * 4.5% 16.4% $2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $46.59 in Biratnagar. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 4% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $14.00 in Biratnagar for a mid-range dinner for two. Groceries echo the gap at $287 vs $94.0 per month, with Biratnagar cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇳🇵 Biratnagar

🕒 Local time

00:12 12:12 AM

21:57 9:57 PM

2 h 15 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

166,674

💱 Currency

Indonesian Rupiah IDR Rp

Nepalese Rupee NPR रु

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 NPR = 6.58 USD

1,000 NPR = 5.85 EUR

Exchange rates and currency converter

NPR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Nepalese Rupee exchange rates as of October 20, 2026: 1 USD = 152 NPR (1,000 NPR = 6.58 USD). 1 EUR = 171 NPR (1,000 NPR = 5.85 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Biratnagar 4,920 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Biratnagar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Biratnagar: Cost of Living - Frequently Asked Questions

Biratnagar is cheaper overall, especially in groceries, clothing, and eating out. The 324% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 4% higher in Ubud, Bali, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,131 in Ubud, Bali versus $46.59 in Biratnagar. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 204% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Biratnagar – a meal for two runs $14.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $319 in Biratnagar versus $1,353 in Ubud, Bali, a $1,500 budget is realistic in Biratnagar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Biratnagar the clear choice for anyone on this budget.

For families, Biratnagar is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Biratnagar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Biratnagar gentler on the wallet – expenses run 324% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.