Cost of Living Comparison Between Ubud, Bali and Biratnagar Cost of Living Comparison Between Ubud, Bali and Biratnagar

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $387 in Biratnagar.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $644 in Biratnagar.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $901 in Biratnagar.

Living in Ubud, Bali is roughly 267% more expensive than Biratnagar, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Biratnagar is 71% below.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$1.66 NPR 253

114.46%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$17.92 NPR 2,728

82.65%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$8.42 NPR 1,282

-41.21%

Cappuccino

$2.71 Rp 48.4K

$1.50 NPR 229

80.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.38 NPR 57.4

252.63%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.20 NPR 29.71

250.00%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$1.61 NPR 246

81.37%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$2.58 NPR 392

53.49%

Milk (1 liter)

$1.81 Rp 32.3K

$0.68 NPR 103

166.18%

White Bread (500g)

$2.52 Rp 45.0K

$0.43 NPR 65.1

486.05%

Rice (white) (1kg)

$1.16 Rp 20.7K

$0.71 NPR 107

63.38%

Eggs

$2.46 Rp 43.9K

$1.40 NPR 213

75.71%

Local Cheese (1kg)

$14.71 Rp 262.7K

$5.24 NPR 797

180.73%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$2.93 NPR 447

47.44%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$3.39 NPR 516

258.11%

Apples (1kg)

$3.84 Rp 68.6K

$2.23 NPR 340

72.20%

Banana (1kg)

$1.56 Rp 27.8K

$0.84 NPR 128

85.71%

Oranges (1kg)

$2.83 Rp 50.6K

$1.49 NPR 226

89.93%

Tomato (1kg)

$2.33 Rp 41.5K

$0.58 NPR 88.4

301.72%

Potato (1kg)

$1.91 Rp 34.2K

$0.40 NPR 61.0

377.50%

Onion (1kg)

$2.20 Rp 39.3K

$0.52 NPR 78.8

323.08%

Lettuce (1 head)

$1.01 Rp 18.1K

$0.53 NPR 80.7

90.57%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.32 NPR 48.20

143.75%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$2.86 NPR 435

16.08%

Wine (Bottle)

$23.74 Rp 423.9K

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$2.29 NPR 349

21.83%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$3.29 NPR 501

-13.07%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.15 NPR 23.07

80.00%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$12.94 NPR 1,969

-37.94%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$2.19 NPR 334

-79.00%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$0.82 NPR 125

-45.12%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$2.50 NPR 381

144.00%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.25 NPR 190

-36.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$31.5K NPR 4.8M

-17.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$39.9K NPR 6.1M

-19.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$26.64 NPR 4,055

200.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$4.72 NPR 719

-13.98%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$10.10 NPR 1,538

132.87%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$18.54 NPR 2,821

432.36%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$2.17 NPR 330

205.53%

Cinema Ticket

$4.15 Rp 74.1K

$3.43 NPR 522

20.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$53.4 NPR 8,128

469.21%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$1,968 NPR 299.6K

236.03%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$25.03 NPR 3,811

121.89%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$35.75 NPR 5,441

7.16%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$27.21 NPR 4,142

225.62%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$32.65 NPR 4,970

138.50%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$106 NPR 16.2K

848.39%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$58.6 NPR 8,917

1052.83%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$206 NPR 31.3K

1573.39%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$142 NPR 21.7K

1331.59%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$388 NPR 59.0K

632.64%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$261 NPR 39.7K

767.54%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$164 NPR 25.0K

0.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-5.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Biratnagar: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $106 in Biratnagar. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 1% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $18.00 in Biratnagar for a mid-range dinner for two. Groceries echo the gap at $302 vs $111 per month, with Biratnagar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Biratnagar: Cost of Living - Frequently Asked Questions

Biratnagar is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Eating Out, Monthly Utilities & Internet. The 267% gap adds up to real monthly savings that compound significantly over time.

Ubud, Bali pays 1% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,006 in Ubud, Bali versus $106 in Biratnagar. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 171% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Biratnagar – a meal for two runs $18.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $387 in Biratnagar versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Biratnagar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Biratnagar the clear choice for anyone on this budget.

For families, Biratnagar is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Biratnagar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Biratnagar gentler on the wallet – expenses run 267% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.