Cost of Living Comparison Between Ubud, Bali and Biratnagar Cost of Living Comparison Between Ubud, Bali and Biratnagar

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $376 in Biratnagar.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $625 in Biratnagar.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $875 in Biratnagar.

Living in Ubud, Bali is roughly 274% more expensive than in Biratnagar, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Biratnagar is 72% below.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$1.68 NPR 259

105.36%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$18.18 NPR 2,792

77.89%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$8.43 NPR 1,295

-42.59%

Cappuccino

$2.75 Rp 49.3K

$1.52 NPR 233

80.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.34 NPR 52.7

305.88%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.15 NPR 23.35

400.00%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$1.68 NPR 258

77.98%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$2.58 NPR 396

49.22%

Milk (1 liter)

$1.74 Rp 31.1K

$0.63 NPR 96.7

176.19%

White Bread (500g)

$2.46 Rp 44.1K

$0.39 NPR 60.3

530.77%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.66 NPR 102

77.27%

Eggs

$2.43 Rp 43.6K

$1.36 NPR 208

78.68%

Local Cheese (1kg)

$14.50 Rp 260.2K

$5.06 NPR 777

186.56%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$3.01 NPR 463

44.52%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$3.55 NPR 546

237.46%

Apples (1kg)

$3.72 Rp 66.7K

$2.12 NPR 326

75.47%

Banana (1kg)

$1.63 Rp 29.2K

$0.86 NPR 132

89.53%

Oranges (1kg)

$2.74 Rp 49.2K

$1.49 NPR 229

83.89%

Tomato (1kg)

$2.24 Rp 40.2K

$0.55 NPR 84.0

307.27%

Potato (1kg)

$1.92 Rp 34.4K

$0.40 NPR 62.0

380.00%

Onion (1kg)

$2.28 Rp 40.8K

$0.51 NPR 78.6

347.06%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.49 NPR 75.1

116.33%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.34 NPR 52.5

111.76%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$2.96 NPR 455

11.15%

Wine (Bottle)

$23.19 Rp 416.1K

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$2.24 NPR 344

24.11%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$3.20 NPR 492

-14.69%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.18 NPR 27.83

50.00%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$12.93 NPR 1,986

-37.28%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$2.23 NPR 342

-78.48%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$0.82 NPR 127

-48.78%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$2.49 NPR 383

149.80%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.26 NPR 193

-35.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$32.5K NPR 5.0M

-18.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$40.6K NPR 6.2M

-20.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$26.01 NPR 3,996

201.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$4.53 NPR 695

-10.15%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$10.23 NPR 1,571

137.83%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$18.46 NPR 2,836

434.18%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$2.23 NPR 342

184.30%

Cinema Ticket

$3.99 Rp 71.5K

$3.37 NPR 518

18.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$52.6 NPR 8,085

479.57%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$1,940 NPR 297.9K

242.44%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$25.11 NPR 3,857

115.61%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$36.46 NPR 5,600

3.70%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$27.75 NPR 4,263

212.94%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$33.18 NPR 5,096

130.11%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$105 NPR 16.1K

844.40%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$57.9 NPR 8,900

1061.08%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$207 NPR 31.8K

1530.19%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$146 NPR 22.5K

1299.92%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$395 NPR 60.6K

610.54%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$259 NPR 39.8K

760.14%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$164 NPR 25.2K

1.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-5.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Biratnagar: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $105 in Biratnagar. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 2% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $18.00 in Biratnagar for a mid-range dinner for two. Groceries echo the gap at $297 vs $110 per month, with Biratnagar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Biratnagar: Cost of Living - Frequently Asked Questions

Biratnagar is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Eating Out, Monthly Utilities & Internet. The 274% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 2% higher in Ubud, Bali, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $992 in Ubud, Bali versus $105 in Biratnagar. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 171% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Biratnagar – a meal for two runs $18.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $376 in Biratnagar versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Biratnagar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Biratnagar the clear choice for anyone on this budget.

For families, Biratnagar is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Biratnagar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Biratnagar gentler on the wallet – expenses run 274% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.