Cost of Living Comparison Between Ubud, Bali and Biratnagar Cost of Living Comparison Between Ubud, Bali and Biratnagar

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $321 in Biratnagar.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $525 in Biratnagar.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $728 in Biratnagar.

Living in Ubud, Bali is roughly 335% more expensive than in Biratnagar, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Biratnagar is 77% below.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$1.53 NPR 231

120.26%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.3K

$13.97 NPR 2,114

176.23%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$7.77 NPR 1,175

-28.96%

Cappuccino

$2.64 Rp 46.6K

$1.20 NPR 181

120.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$0.34 NPR 51.8

391.18%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

$1.52 NPR 229

73.03%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

$2.19 NPR 331

95.43%

Milk (1 liter)

$1.55 Rp 27.3K

$0.57 NPR 85.9

171.93%

White Bread (500g)

$2.22 Rp 39.2K

$0.38 NPR 57.8

484.21%

Rice (white) (1kg)

$1.13 Rp 19.8K

$0.64 NPR 96.2

76.56%

Eggs

$2.09 Rp 36.8K

$1.26 NPR 190

65.87%

Local Cheese (1kg)

$17.39 Rp 306.6K

$4.53 NPR 686

283.89%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$2.64 NPR 400

46.59%

Beef Round Steak (1kg)

$12.55 Rp 221.2K

$3.18 NPR 481

294.65%

Apples (1kg)

$3.62 Rp 63.8K

$1.93 NPR 293

87.56%

Banana (1kg)

$1.56 Rp 27.5K

$0.83 NPR 125

87.95%

Oranges (1kg)

$2.35 Rp 41.5K

$1.35 NPR 204

74.07%

Tomato (1kg)

$2.06 Rp 36.2K

$0.48 NPR 72.8

329.17%

Potato (1kg)

$1.90 Rp 33.5K

$0.36 NPR 54.8

427.78%

Onion (1kg)

$2.34 Rp 41.2K

$0.47 NPR 71.1

397.87%

Lettuce (1 head)

$1.03 Rp 18.2K

$0.27 NPR 41.23

281.48%

Water (1.5 liter bottle)

$0.55 Rp 9,779

$0.29 NPR 43.87

89.66%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

$2.60 NPR 393

-13.46%

Wine (Bottle)

$23.81 Rp 419.7K

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

$1.67 NPR 253

38.32%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

$2.33 NPR 353

20.17%

One-way Ticket (Public Transport)

$0.27 Rp 4,802

$0.13 NPR 20.13

107.69%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

$11.90 NPR 1,801

-27.23%

Taxi Start (Normal Tariff)

$0.48 Rp 8,489

$1.96 NPR 296

-75.51%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,863

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

$2.36 NPR 357

142.37%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.19 NPR 180

-36.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.6M

$21.4K NPR 3.2M

14.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.3M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$4.13 NPR 625

56.42%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.8K

$9.32 NPR 1,409

103.76%

Gym Membership (Monthly)

$56.0 Rp 986.8K

$28.04 NPR 4,243

99.61%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

$1.99 NPR 301

835.68%

Cinema Ticket

$4.28 Rp 75.5K

$3.16 NPR 478

35.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$48.06 NPR 7,271

912.32%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.2M

$1,768 NPR 267.5K

231.18%

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.2K

$20.75 NPR 3,140

119.57%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.4K

$32.97 NPR 4,988

10.34%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$24.24 NPR 3,666

238.12%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$30.07 NPR 4,549

167.38%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$46.58 NPR 7,046

2297.14%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$51.8 NPR 7,842

1252.39%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

$132 NPR 20.0K

2574.25%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

$98.4 NPR 14.9K

1690.66%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

$388 NPR 58.7K

628.26%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

$260 NPR 39.4K

780.92%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$163 NPR 24.6K

4.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-1.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Biratnagar: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $46.58 in Biratnagar. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 4% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $39.00 in Ubud, Bali vs $14.00 in Biratnagar for a mid-range dinner for two. Groceries echo the gap at $293 vs $95.0 per month, with Biratnagar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Biratnagar: Cost of Living - Frequently Asked Questions

Biratnagar is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 335% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 4% higher in Ubud, Bali, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,117 in Ubud, Bali versus $46.58 in Biratnagar. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 207% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Biratnagar – a meal for two runs $14.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $321 in Biratnagar versus $1,396 in Ubud, Bali, a $1,500 budget is realistic in Biratnagar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Biratnagar the clear choice for anyone on this budget.

For families, Biratnagar is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Biratnagar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Biratnagar gentler on the wallet – expenses run 335% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.