Last update: Oct 2026

Cost of Living Comparison Between Biratnagar and Ubud, Bali

For one person, living is cheaper in Biratnagar: $317 a month against $1,368 in Ubud, Bali, rent and utilities included – about $12,600 less a year. Rent and utilities account for most of the difference.

15

Cost of Living Index in Biratnagar
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Biratnagar Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Biratnagar

🇳🇵 Nepal

$317

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Biratnagar and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Biratnagar and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $317 in Biratnagar versus $1,368 in Ubud, Bali.

Biratnagar $317
Ubud, Bali $1,368

Estimated couple costs with rent: $523 in Biratnagar versus $2,314 in Ubud, Bali.

Biratnagar $523
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $728 in Biratnagar versus $3,260 in Ubud, Bali.

Biratnagar $728
Ubud, Bali $3,260

Living in Biratnagar costs roughly 77% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Biratnagar is 76% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$1.56 NPR 237

$3.33 Rp 59.9K

-53.15%

Three-Course Dinner for Two, Mid-Range

$14.08 NPR 2,140

$35.18 Rp 633.2K

-59.98%

Fast Food Meal (McDonalds, etc)

$7.58 NPR 1,152

$5.80 Rp 104.5K

30.69%

Cappuccino

$1.16 NPR 176

$2.73 Rp 49.1K

-57.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.34 NPR 52.2

$1.64 Rp 29.5K

-79.27%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

Local Beer (0.5 liter draught)

$1.43 NPR 217

$2.70 Rp 48.6K

-47.04%

Imported Beer (0.33 liter bottle)

$2.09 NPR 318

$4.30 Rp 77.4K

-51.40%

Milk (1 liter)

$0.58 NPR 87.9

$1.50 Rp 27.1K

-61.33%

White Bread (500g)

$0.35 NPR 53.6

$2.30 Rp 41.4K

-84.78%

Rice (white) (1kg)

$0.64 NPR 97.3

$1.18 Rp 21.2K

-45.76%

Eggs

$1.22 NPR 185

$2.14 Rp 38.6K

-42.99%

Local Cheese (1kg)

$4.46 NPR 677

$17.48 Rp 314.6K

-74.49%

Chicken Fillets (1kg)

$2.68 NPR 408

$4.03 Rp 72.5K

-33.50%

Beef Round Steak (1kg)

$3.14 NPR 477

$12.23 Rp 220.1K

-74.33%

Apples (1kg)

$1.97 NPR 300

$3.55 Rp 63.9K

-44.51%

Banana (1kg)

$0.82 NPR 124

$1.57 Rp 28.3K

-47.77%

Oranges (1kg)

$1.30 NPR 197

$2.24 Rp 40.2K

-41.96%

Tomato (1kg)

$0.52 NPR 78.6

$1.93 Rp 34.7K

-73.06%

Potato (1kg)

$0.39 NPR 59.4

$1.88 Rp 33.9K

-79.26%

Onion (1kg)

$0.44 NPR 66.7

$2.29 Rp 41.3K

-80.79%

Lettuce (1 head)

$0.25 NPR 37.64

$0.99 Rp 17.9K

-74.75%

Water (1.5 liter bottle)

$0.28 NPR 42.41

$0.53 Rp 9,475

-47.17%

Cigarettes 20 Pack (Marlboro, Camel)

$2.63 NPR 400

$2.28 Rp 41.1K

15.35%

Wine (Bottle)

$23.01 Rp 414.2K

Local Beer (0.5 liter bottle)

$1.65 NPR 250

$2.34 Rp 42.2K

-29.49%

Imported Beer (0.33 liter bottle)

$2.30 NPR 349

$2.91 Rp 52.4K

-20.96%

One-way Ticket (Public Transport)

$0.16 NPR 24.67

$0.24 Rp 4,315

-33.33%

Public Transport Monthly Pass (Regular Price)

$11.72 NPR 1,781

$8.82 Rp 158.7K

32.88%

Taxi Start (Normal Tariff)

$1.93 NPR 293

$0.48 Rp 8,684

302.08%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

Taxi 1hour Waiting (Normal Tariff)

$2.30 NPR 350

$5.45 Rp 98.2K

-57.80%

Gasoline (1 liter)

$1.19 NPR 181

$0.88 Rp 15.9K

35.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K NPR 3.2M

$24.6K Rp 442.2M

-14.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.17 NPR 634

$6.45 Rp 116.0K

-35.35%

Internet (50+ Mbps, Unlimited Data)

$9.22 NPR 1,401

$18.57 Rp 334.2K

-50.35%

Gym Membership (Monthly)

$28.24 NPR 4,291

$55.8 Rp 1.0M

-49.41%

Tennis Court (1 Hour on Weekend)

$1.93 NPR 294

$18.11 Rp 326.0K

-89.34%

Cinema Ticket

$3.07 NPR 466

$4.38 Rp 78.9K

-29.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$47.46 NPR 7,211

$493 Rp 8.9M

-90.37%

International Primary School, 1 Child (Yearly)

$1,712 NPR 260.1K

$5,754 Rp 103.6M

-70.25%

Jeans (Levis 501 Or Similar)

$20.07 NPR 3,049

$46.19 Rp 831.4K

-56.55%

Summer Dress (H&M, Zara, etc)

$32.33 NPR 4,912

$35.33 Rp 636.0K

-8.49%

Sport Shoes (Adidas, Nike)

$24.72 NPR 3,756

$79.1 Rp 1.4M

-68.74%

Men's Leather Business Shoes

$28.85 NPR 4,384

$78.4 Rp 1.4M

-63.20%

1-bedroom Apartment, City Center (Monthly)

$45.10 NPR 6,853

$1,142 Rp 20.6M

-96.05%

1-bedroom Apartment, Outside City Center (Monthly)

$51.2 NPR 7,775

$676 Rp 12.2M

-92.43%

3-bedroom Apartment, City Center (Monthly)

$130 NPR 19.8K

$3,503 Rp 63.1M

-96.29%

3-bedroom Apartment, Outside City Center (Monthly)

$98.5 NPR 15.0K

$1,700 Rp 30.6M

-94.20%

Buy Apartment in City Center (m2)

$395 NPR 60.0K

$2,784 Rp 50.1M

-85.82%

Buy Apartment Outside City Center (m2)

$262 NPR 39.8K

$2,241 Rp 40.3M

-88.31%

Average Monthly Net Salary (After Tax)

$165 NPR 25.0K

$165 Rp 3.0M

0.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

1.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Biratnagar: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Biratnagar

$95 * 29.8%

Ubud, Bali

$290 21.2% 207% $196

Eating Out

Biratnagar

$62 * 19.5%

Ubud, Bali

$109 8% 76.1% $47

Accommodation & Living

Biratnagar

$51 16.1%

Ubud, Bali

$676 49.4% 1220% $624

Clothing & Footwear

Biratnagar

$48 15%

Ubud, Bali

$108 7.9% 126% $60

Sport & Entertainment

Biratnagar

$34 10.8%

Ubud, Bali

$65 4.7% 87.8% $30

Getting Around

Biratnagar

$14 * 4.5%

Ubud, Bali

$13 0.9% 12.2% $1.8

Monthly Utilities & Internet

Biratnagar

$13 * 4.2%

Ubud, Bali

$108 7.9% 706% $95

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $45.10 in Biratnagar and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Biratnagar pays 0% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $14.00 in Biratnagar vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $95.0 vs $290 per month, with Biratnagar cheaper across the board.

Good to know

🇳🇵 Biratnagar

🇮🇩 Ubud, Bali

🕒 Local time

08:56 8:56 AM

11:11 11:11 AM

2 h 15 min ahead of Biratnagar

🌤 Weather

👥 Population

166,674

74,800

💱 Currency

Nepalese Rupee NPR रु

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 NPR = 6.58 USD

1,000 NPR = 5.85 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to NPR – Nepalese Rupee Converter

🇺🇸 United States Dollar ($)

🇳🇵 Nepalese Rupee (रु)

Nepalese Rupee exchange rates as of October 20, 2026: 1 USD = 152 NPR (1,000 NPR = 6.58 USD). 1 EUR = 171 NPR (1,000 NPR = 5.85 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to NPR in detail →

On the map

Lowest

Highest

Between locations

Biratnagar Ubud, Bali 4,920 km ≈ 7 h nonstop flight

From you

Biratnagar
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Biratnagar vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Biratnagar is cheaper overall, especially in groceries, eating out, and clothing. The 331% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 0% higher in Biratnagar, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $45.10 in Biratnagar versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 207% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Biratnagar – a meal for two runs $14.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $317 in Biratnagar versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Biratnagar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Biratnagar the clear choice for anyone on this budget.

For families, Biratnagar is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Biratnagar and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Biratnagar gentler on the wallet – expenses run 331% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.