Cost of Living Comparison Between Biratnagar and Ubud, Bali Cost of Living Comparison Between Biratnagar and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $321 in Biratnagar versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $525 in Biratnagar versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $728 in Biratnagar versus $3,273 in Ubud, Bali.

Living in Biratnagar costs roughly 77% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Biratnagar is 77% below, Ubud, Bali is 2% above.

Meal at Budget Restaurant

$1.53 NPR 231

$3.37 Rp 59.5K

-54.60%

Three-Course Dinner for Two, Mid-Range

$13.97 NPR 2,114

$38.59 Rp 680.3K

-63.80%

Fast Food Meal (McDonalds, etc)

$7.77 NPR 1,175

$5.52 Rp 97.3K

40.76%

Cappuccino

$1.20 NPR 181

$2.64 Rp 46.6K

-54.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.34 NPR 51.8

$1.67 Rp 29.5K

-79.64%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

Local Beer (0.5 liter draught)

$1.52 NPR 229

$2.63 Rp 46.4K

-42.21%

Imported Beer (0.33 liter bottle)

$2.19 NPR 331

$4.28 Rp 75.5K

-48.83%

Milk (1 liter)

$0.57 NPR 85.9

$1.55 Rp 27.3K

-63.23%

White Bread (500g)

$0.38 NPR 57.8

$2.22 Rp 39.2K

-82.88%

Rice (white) (1kg)

$0.64 NPR 96.2

$1.13 Rp 19.8K

-43.36%

Eggs

$1.26 NPR 190

$2.09 Rp 36.8K

-39.71%

Local Cheese (1kg)

$4.53 NPR 686

$17.39 Rp 306.6K

-73.95%

Chicken Fillets (1kg)

$2.64 NPR 400

$3.87 Rp 68.2K

-31.78%

Beef Round Steak (1kg)

$3.18 NPR 481

$12.55 Rp 221.2K

-74.66%

Apples (1kg)

$1.93 NPR 293

$3.62 Rp 63.8K

-46.69%

Banana (1kg)

$0.83 NPR 125

$1.56 Rp 27.5K

-46.79%

Oranges (1kg)

$1.35 NPR 204

$2.35 Rp 41.5K

-42.55%

Tomato (1kg)

$0.48 NPR 72.8

$2.06 Rp 36.2K

-76.70%

Potato (1kg)

$0.36 NPR 54.8

$1.90 Rp 33.5K

-81.05%

Onion (1kg)

$0.47 NPR 71.1

$2.34 Rp 41.2K

-79.91%

Lettuce (1 head)

$0.27 NPR 41.23

$1.03 Rp 18.2K

-73.79%

Water (1.5 liter bottle)

$0.29 NPR 43.87

$0.55 Rp 9,779

-47.27%

Cigarettes 20 Pack (Marlboro, Camel)

$2.60 NPR 393

$2.25 Rp 39.7K

15.56%

Wine (Bottle)

$23.81 Rp 419.7K

Local Beer (0.5 liter bottle)

$1.67 NPR 253

$2.31 Rp 40.8K

-27.71%

Imported Beer (0.33 liter bottle)

$2.33 NPR 353

$2.80 Rp 49.4K

-16.79%

One-way Ticket (Public Transport)

$0.13 NPR 20.13

$0.27 Rp 4,802

-51.85%

Public Transport Monthly Pass (Regular Price)

$11.90 NPR 1,801

$8.66 Rp 152.7K

37.41%

Taxi Start (Normal Tariff)

$1.96 NPR 296

$0.48 Rp 8,489

308.33%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,863

Taxi 1hour Waiting (Normal Tariff)

$2.36 NPR 357

$5.72 Rp 100.8K

-58.74%

Gasoline (1 liter)

$1.19 NPR 180

$0.76 Rp 13.4K

56.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.4K NPR 3.2M

$24.5K Rp 431.6M

-12.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.3M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.13 NPR 625

$6.46 Rp 113.8K

-36.07%

Internet (50+ Mbps, Unlimited Data)

$9.32 NPR 1,409

$18.99 Rp 334.8K

-50.92%

Gym Membership (Monthly)

$28.04 NPR 4,243

$56.0 Rp 986.8K

-49.90%

Tennis Court (1 Hour on Weekend)

$1.99 NPR 301

$18.62 Rp 328.2K

-89.31%

Cinema Ticket

$3.16 NPR 478

$4.28 Rp 75.5K

-26.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$48.06 NPR 7,271

$487 Rp 8.6M

-90.12%

International Primary School, 1 Child (Yearly)

$1,768 NPR 267.5K

$5,856 Rp 103.2M

-69.81%

Jeans (Levis 501 Or Similar)

$20.75 NPR 3,140

$45.56 Rp 803.2K

-54.46%

Summer Dress (H&M, Zara, etc)

$32.97 NPR 4,988

$36.38 Rp 641.4K

-9.37%

Sport Shoes (Adidas, Nike)

$24.24 NPR 3,666

$82.0 Rp 1.4M

-70.42%

Men's Leather Business Shoes

$30.07 NPR 4,549

$80.4 Rp 1.4M

-62.60%

1-bedroom Apartment, City Center (Monthly)

$46.58 NPR 7,046

$1,117 Rp 19.7M

-95.83%

1-bedroom Apartment, Outside City Center (Monthly)

$51.8 NPR 7,842

$701 Rp 12.4M

-92.61%

3-bedroom Apartment, City Center (Monthly)

$132 NPR 20.0K

$3,537 Rp 62.4M

-96.26%

3-bedroom Apartment, Outside City Center (Monthly)

$98.4 NPR 14.9K

$1,762 Rp 31.1M

-94.42%

Buy Apartment in City Center (m2)

$388 NPR 58.7K

$2,826 Rp 49.8M

-86.27%

Buy Apartment Outside City Center (m2)

$260 NPR 39.4K

$2,292 Rp 40.4M

-88.65%

Average Monthly Net Salary (After Tax)

$163 NPR 24.6K

$170 Rp 3.0M

-4.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

1.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Biratnagar: August 30, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $46.58 in Biratnagar and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 4% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $14.00 in Biratnagar vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $95.0 vs $293 per month, with Biratnagar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Biratnagar vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Biratnagar is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 335% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 4% lower in Ubud, Bali. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $46.58 in Biratnagar versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 207% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Biratnagar – a meal for two runs $14.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $321 in Biratnagar versus $1,396 in Ubud, Bali, a $1,500 budget is realistic in Biratnagar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Biratnagar the clear choice for anyone on this budget.

For families, Biratnagar is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Biratnagar and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Biratnagar gentler on the wallet – expenses run 335% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.