Cost of Living Comparison Between Biratnagar and Ubud, Bali Cost of Living Comparison Between Biratnagar and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $376 in Biratnagar versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $625 in Biratnagar versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $875 in Biratnagar versus $3,763 in Ubud, Bali.

Living in Biratnagar costs roughly 73% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Biratnagar is 72% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$1.68 NPR 259

$3.45 Rp 62.0K

-51.30%

Three-Course Dinner for Two, Mid-Range

$18.18 NPR 2,792

$32.34 Rp 580.1K

-43.78%

Fast Food Meal (McDonalds, etc)

$8.43 NPR 1,295

$4.84 Rp 86.9K

74.17%

Cappuccino

$1.52 NPR 233

$2.75 Rp 49.3K

-44.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.34 NPR 52.7

$1.38 Rp 24.8K

-75.36%

Water (0.33 liter bottle)

$0.15 NPR 23.35

$0.75 Rp 13.5K

-80.00%

Local Beer (0.5 liter draught)

$1.68 NPR 258

$2.99 Rp 53.7K

-43.81%

Imported Beer (0.33 liter bottle)

$2.58 NPR 396

$3.85 Rp 69.1K

-32.99%

Milk (1 liter)

$0.63 NPR 96.7

$1.74 Rp 31.1K

-63.79%

White Bread (500g)

$0.39 NPR 60.3

$2.46 Rp 44.1K

-84.15%

Rice (white) (1kg)

$0.66 NPR 102

$1.17 Rp 21.0K

-43.59%

Eggs

$1.36 NPR 208

$2.43 Rp 43.6K

-44.03%

Local Cheese (1kg)

$5.06 NPR 777

$14.50 Rp 260.2K

-65.10%

Chicken Fillets (1kg)

$3.01 NPR 463

$4.35 Rp 78.0K

-30.80%

Beef Round Steak (1kg)

$3.55 NPR 546

$11.98 Rp 214.9K

-70.37%

Apples (1kg)

$2.12 NPR 326

$3.72 Rp 66.7K

-43.01%

Banana (1kg)

$0.86 NPR 132

$1.63 Rp 29.2K

-47.24%

Oranges (1kg)

$1.49 NPR 229

$2.74 Rp 49.2K

-45.62%

Tomato (1kg)

$0.55 NPR 84.0

$2.24 Rp 40.2K

-75.45%

Potato (1kg)

$0.40 NPR 62.0

$1.92 Rp 34.4K

-79.17%

Onion (1kg)

$0.51 NPR 78.6

$2.28 Rp 40.8K

-77.63%

Lettuce (1 head)

$0.49 NPR 75.1

$1.06 Rp 19.1K

-53.77%

Water (1.5 liter bottle)

$0.34 NPR 52.5

$0.72 Rp 12.9K

-52.78%

Cigarettes 20 Pack (Marlboro, Camel)

$2.96 NPR 455

$3.29 Rp 58.9K

-10.03%

Wine (Bottle)

$23.19 Rp 416.1K

Local Beer (0.5 liter bottle)

$2.24 NPR 344

$2.78 Rp 49.8K

-19.42%

Imported Beer (0.33 liter bottle)

$3.20 NPR 492

$2.73 Rp 49.0K

17.22%

One-way Ticket (Public Transport)

$0.18 NPR 27.83

$0.27 Rp 4,778

-33.33%

Public Transport Monthly Pass (Regular Price)

$12.93 NPR 1,986

$8.11 Rp 145.4K

59.43%

Taxi Start (Normal Tariff)

$2.23 NPR 342

$0.48 Rp 8,659

364.58%

Taxi (Normal Tariff) (1km)

$0.82 NPR 127

$0.42 Rp 7,532

95.24%

Taxi 1hour Waiting (Normal Tariff)

$2.49 NPR 383

$6.22 Rp 111.6K

-59.97%

Gasoline (1 liter)

$1.26 NPR 193

$0.81 Rp 14.6K

55.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.5K NPR 5.0M

$26.6K Rp 477.4M

22.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.6K NPR 6.2M

$32.2K Rp 577.4M

26.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$26.01 NPR 3,996

$78.4 Rp 1.4M

-66.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.53 NPR 695

$4.07 Rp 73.0K

11.30%

Internet (50+ Mbps, Unlimited Data)

$10.23 NPR 1,571

$24.33 Rp 436.4K

-57.95%

Gym Membership (Monthly)

$18.46 NPR 2,836

$98.6 Rp 1.8M

-81.28%

Tennis Court (1 Hour on Weekend)

$2.23 NPR 342

$6.34 Rp 113.7K

-64.83%

Cinema Ticket

$3.37 NPR 518

$3.99 Rp 71.5K

-15.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$52.6 NPR 8,085

$305 Rp 5.5M

-82.75%

International Primary School, 1 Child (Yearly)

$1,940 NPR 297.9K

$6,642 Rp 119.2M

-70.80%

Jeans (Levis 501 Or Similar)

$25.11 NPR 3,857

$54.1 Rp 971.2K

-53.62%

Summer Dress (H&M, Zara, etc)

$36.46 NPR 5,600

$37.81 Rp 678.2K

-3.57%

Sport Shoes (Adidas, Nike)

$27.75 NPR 4,263

$86.8 Rp 1.6M

-68.04%

Men's Leather Business Shoes

$33.18 NPR 5,096

$76.4 Rp 1.4M

-56.54%

1-bedroom Apartment, City Center (Monthly)

$105 NPR 16.1K

$992 Rp 17.8M

-89.41%

1-bedroom Apartment, Outside City Center (Monthly)

$57.9 NPR 8,900

$673 Rp 12.1M

-91.39%

3-bedroom Apartment, City Center (Monthly)

$207 NPR 31.8K

$3,375 Rp 60.5M

-93.87%

3-bedroom Apartment, Outside City Center (Monthly)

$146 NPR 22.5K

$2,050 Rp 36.8M

-92.86%

Buy Apartment in City Center (m2)

$395 NPR 60.6K

$2,805 Rp 50.3M

-85.93%

Buy Apartment Outside City Center (m2)

$259 NPR 39.8K

$2,227 Rp 39.9M

-88.37%

Average Monthly Net Salary (After Tax)

$164 NPR 25.2K

$167 Rp 3.0M

-1.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Biratnagar: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $105 in Biratnagar and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 2% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $18.00 in Biratnagar vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $110 vs $297 per month, with Biratnagar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Biratnagar vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Biratnagar is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 274% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 2% lower in Ubud, Bali. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $105 in Biratnagar versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 171% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Biratnagar – a meal for two runs $18.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $376 in Biratnagar versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Biratnagar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Biratnagar the clear choice for anyone on this budget.

For families, Biratnagar is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Biratnagar and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Biratnagar gentler on the wallet – expenses run 274% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.