Cost of Living Comparison Between Biratnagar and Ubud, Bali Cost of Living Comparison Between Biratnagar and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $387 in Biratnagar versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $644 in Biratnagar versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $901 in Biratnagar versus $3,660 in Ubud, Bali.

Living in Biratnagar costs roughly 73% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Biratnagar is 71% below, Ubud, Bali is 6% above.

Meal at Budget Restaurant

$1.66 NPR 253

$3.56 Rp 63.7K

-53.37%

Three-Course Dinner for Two, Mid-Range

$17.92 NPR 2,728

$32.73 Rp 584.5K

-45.25%

Fast Food Meal (McDonalds, etc)

$8.42 NPR 1,282

$4.95 Rp 88.4K

70.10%

Cappuccino

$1.50 NPR 229

$2.71 Rp 48.4K

-44.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 NPR 57.4

$1.34 Rp 24.0K

-71.64%

Water (0.33 liter bottle)

$0.20 NPR 29.71

$0.70 Rp 12.5K

-71.43%

Local Beer (0.5 liter draught)

$1.61 NPR 246

$2.92 Rp 52.1K

-44.86%

Imported Beer (0.33 liter bottle)

$2.58 NPR 392

$3.96 Rp 70.7K

-34.85%

Milk (1 liter)

$0.68 NPR 103

$1.81 Rp 32.3K

-62.43%

White Bread (500g)

$0.43 NPR 65.1

$2.52 Rp 45.0K

-82.94%

Rice (white) (1kg)

$0.71 NPR 107

$1.16 Rp 20.7K

-38.79%

Eggs

$1.40 NPR 213

$2.46 Rp 43.9K

-43.09%

Local Cheese (1kg)

$5.24 NPR 797

$14.71 Rp 262.7K

-64.38%

Chicken Fillets (1kg)

$2.93 NPR 447

$4.32 Rp 77.1K

-32.18%

Beef Round Steak (1kg)

$3.39 NPR 516

$12.14 Rp 216.7K

-72.08%

Apples (1kg)

$2.23 NPR 340

$3.84 Rp 68.6K

-41.93%

Banana (1kg)

$0.84 NPR 128

$1.56 Rp 27.8K

-46.15%

Oranges (1kg)

$1.49 NPR 226

$2.83 Rp 50.6K

-47.35%

Tomato (1kg)

$0.58 NPR 88.4

$2.33 Rp 41.5K

-75.11%

Potato (1kg)

$0.40 NPR 61.0

$1.91 Rp 34.2K

-79.06%

Onion (1kg)

$0.52 NPR 78.8

$2.20 Rp 39.3K

-76.36%

Lettuce (1 head)

$0.53 NPR 80.7

$1.01 Rp 18.1K

-47.52%

Water (1.5 liter bottle)

$0.32 NPR 48.20

$0.78 Rp 13.8K

-58.97%

Cigarettes 20 Pack (Marlboro, Camel)

$2.86 NPR 435

$3.32 Rp 59.2K

-13.86%

Wine (Bottle)

$23.74 Rp 423.9K

Local Beer (0.5 liter bottle)

$2.29 NPR 349

$2.79 Rp 49.8K

-17.92%

Imported Beer (0.33 liter bottle)

$3.29 NPR 501

$2.86 Rp 51.1K

15.03%

One-way Ticket (Public Transport)

$0.15 NPR 23.07

$0.27 Rp 4,800

-44.44%

Public Transport Monthly Pass (Regular Price)

$12.94 NPR 1,969

$8.03 Rp 143.4K

61.15%

Taxi Start (Normal Tariff)

$2.19 NPR 334

$0.46 Rp 8,150

376.09%

Taxi (Normal Tariff) (1km)

$0.82 NPR 125

$0.45 Rp 8,037

82.22%

Taxi 1hour Waiting (Normal Tariff)

$2.50 NPR 381

$6.10 Rp 108.9K

-59.02%

Gasoline (1 liter)

$1.25 NPR 190

$0.79 Rp 14.2K

58.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.5K NPR 4.8M

$26.1K Rp 467.0M

20.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.9K NPR 6.1M

$32.1K Rp 573.6M

24.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$26.64 NPR 4,055

$79.9 Rp 1.4M

-66.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.72 NPR 719

$4.06 Rp 72.6K

16.26%

Internet (50+ Mbps, Unlimited Data)

$10.10 NPR 1,538

$23.52 Rp 420.0K

-57.06%

Gym Membership (Monthly)

$18.54 NPR 2,821

$98.7 Rp 1.8M

-81.22%

Tennis Court (1 Hour on Weekend)

$2.17 NPR 330

$6.63 Rp 118.4K

-67.27%

Cinema Ticket

$3.43 NPR 522

$4.15 Rp 74.1K

-17.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$53.4 NPR 8,128

$304 Rp 5.4M

-82.43%

International Primary School, 1 Child (Yearly)

$1,968 NPR 299.6K

$6,613 Rp 118.1M

-70.24%

Jeans (Levis 501 Or Similar)

$25.03 NPR 3,811

$55.5 Rp 991.8K

-54.93%

Summer Dress (H&M, Zara, etc)

$35.75 NPR 5,441

$38.31 Rp 684.1K

-6.68%

Sport Shoes (Adidas, Nike)

$27.21 NPR 4,142

$88.6 Rp 1.6M

-69.29%

Men's Leather Business Shoes

$32.65 NPR 4,970

$77.9 Rp 1.4M

-58.07%

1-bedroom Apartment, City Center (Monthly)

$106 NPR 16.2K

$1,006 Rp 18.0M

-89.46%

1-bedroom Apartment, Outside City Center (Monthly)

$58.6 NPR 8,917

$675 Rp 12.1M

-91.33%

3-bedroom Apartment, City Center (Monthly)

$206 NPR 31.3K

$3,442 Rp 61.5M

-94.02%

3-bedroom Apartment, Outside City Center (Monthly)

$142 NPR 21.7K

$2,039 Rp 36.4M

-93.01%

Buy Apartment in City Center (m2)

$388 NPR 59.0K

$2,841 Rp 50.7M

-86.35%

Buy Apartment Outside City Center (m2)

$261 NPR 39.7K

$2,264 Rp 40.4M

-88.47%

Average Monthly Net Salary (After Tax)

$164 NPR 25.0K

$165 Rp 3.0M

-0.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Biratnagar: May 30, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $106 in Biratnagar and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 1% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $18.00 in Biratnagar vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $111 vs $302 per month, with Biratnagar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Biratnagar vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Biratnagar is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 267% gap adds up to real monthly savings that compound significantly over time.

On paper, Ubud, Bali earns 1% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $106 in Biratnagar versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 171% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Biratnagar – a meal for two runs $18.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $387 in Biratnagar versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Biratnagar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Biratnagar the clear choice for anyone on this budget.

For families, Biratnagar is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Biratnagar and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Biratnagar gentler on the wallet – expenses run 267% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.